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Licensed Financial Services Entities: Fingerprinting Instructions

Pursuant to New York Banking Law Section 22, every applicant for a license under Articles 9, 9-A, 11-B, 12-B, 12-C and 13-B of the Banking Law and every applicant filing an application to acquire control of a licensee “under such articles shall submit simultaneously with an application, his or her fingerprints, in such form and in such manner as specified by the Division of Criminal Justice Services…"

Check cashers' employees are required to be fingerprinted as per Part 400.1(c)(4) of the Superintendent's Regulations.

The Department of Financial Services (DFS) uses Morpho Trust USA as the primary method of obtaining fingerprint information for all applications. Morpho Trust USA Enrollment Services, a division of Morpho Trust USA, conducts on-site fingerprinting.

Applicants and individuals requiring fingerprinting should go to a Morpho Trust USA Live Scan site in New York State to have fingerprints taken electronically. This is the primary, preferred method of transmitting fingerprints to the Division of Criminal Justice Services (DCJS) and the Federal Bureau of Investigation (FBI) for processing. The results are transmitted electronically to DFS. Only Morpho Trust USA sites in New York State may be used, as this program operates under contractual agreements between DCJS and Morpho Trust USA.

For those who cannot access a New York State Morpho Trust USA site, see Section II below.

I. Electronic Fingerprinting at Morpho Trust USA Enrollment Services sites:

  1. Schedule an appointment for fingerprinting by going to the Morpho Trust USA website, https://uenroll.identogo.com, or calling Morpho Trust USA toll-free at (877) 472-6915.

    When making the appointment, the correct Service Code must be used, reflecting the License Type related to your application.

      
    Service Code License Type
    1543N9 Budget Planner
    1543QT Commercial Check Casher
    1543R7 Licensed Lender
    1543SR Money Transmitter
    1543T5 Premium Finance Agency
    1543VN Retail Check Casher
    1543X3 Sales Finance Company
  2. fingerprinting fee of $99.00 is payable to Morpho Trust USA Enrollment Services when the fingerprints are taken. This fee covers processing by DCJS ($75.00), the FBI ($12.00), and the Morpho Trust USA vendor fee ($12.00).  Payment options include personal or business check, certified check, bank check, money order, and credit card. Do not combine payments for different individuals; make one payment for each person fingerprinted.
  3. At the fingerprinting location, identification documents will be reviewed, fingerprints will be rolled, and a photo will be taken.
  4. The individual will be provided two receipts indicating the individual's name, fingerprinting site location, date and time, fee paid, and reason for fingerprinting. The individual must provide one receipt to the Department with the application as proof of the fingerprinting. The individual should retain the other copy for his/her records.
  5. If fingerprints do not scan properly due to image quality reasons, Morpho Trust USA will contact the individual and advise that he/she must schedule an appointment for rescanning. There is no cost for rescanning services.

II. Instructions for submitting rolled fingerprint cards to the Department:
(Note: This method may be more costly, may cause delays in processing applications, and should be used only when it is not possible for an individual to go to an Morpho Trust USA Live Scan site in New York State.)

  1. The individual must obtain two hard copy fingerprint cards from the Department.
  2. Requests for fingerprint cards should be sent via email to fingerprintrequest@dfs.ny.gov.  The email must include:

    • The appropriate Service Code (see above);
    • The number of cards requested (two cards per person are required);
    • The name and address of the person to whom they should be mailed; and
    • A telephone number to call if we need to contact you.
  3. The information on the fingerprint cards must be completed according to the Fingerprint Card Instructions. The fingerprints may only be taken by a law enforcement or government agency. The individual must obtain a receipt with information verifying the source of the fingerprinter. The Fingerprint Certification Form must be completed at the time the fingerprints are taken.
  4. Please note that any costs for taking the fingerprints are the responsibility of the individual. These costs are in addition to the fees payable to Morpho Trust USA, as noted below.

  5. The individual must submit the following information directly to the Department as part of the application:
    • Two completed fingerprint cards;
    • DCJS’ Request for Card Scan Services – Information Form;
    • Fingerprint Certification Form; and
    • Fingerprinting fee of $99.00 payable to Morpho Trust USA Enrollment Services. This fee covers processing by DCJS ($75.00), the FBI ($12.00) and the Morpho Trust USA vendor fee ($12.00). Payment options include personal or business check, certified check, bank check, money order, and credit card. Do not combine payments for different individuals; make one payment for each person fingerprinted.
  6. The Department will mail all documents to Morpho Trust USA for scanning.
  7. Morpho Trust USA will contact the individual via U.S. mail and advise him/her that fingerprints must be retaken if the fingerprint submission is rejected for image quality reasons.  While there is no additional charge for the processing, the individual may be required to pay a charge by the entity rolling the fingerprints.

 

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