Skip to Content

Information and Resources for Licensed Lenders


Application Type Application & Instructions Individual Forms
Note: all references below to Banking Law and Superintendent's Regulations refer to New York State Laws and Regulations

Licensed Lender
No person or entity shall engage in the business  of making loans in the principal amount of $25,000 or less to an individual for personal, family, household, or for investment purposes and in a principal amount of $50,000 or less for business and commercial loans, and charge, contract for, or receive a greater rate of interest than the lender would be permitted by law (currently 16%) to charge if not a licensee without a license from the Superintendent.

For licensing requirements see Article 9 of the Banking Law, sections 340 to 361, Superintendent's Regulations Parts 401, 407 and 300 and Penal Law Section 190.42.

Authority to Release Information
Background Report Certification
Certificate of Fair Lending Compliance
Compliance Affidavit
Financial Statement
Litigation Affidavit-Individual
Litigation Affidavit-Licensee/Applicant
Privacy Affidavit
Statement of Ownership
Taxpayer ID
Zoning Affidavit

Examination and Annual Assessment Information

Institutions We Supervise

The Department of Financial Services supervises many different types of institutions. Supervision by DFS may entail chartering, licensing, registration requirements, examination, etc. The Who We Supervise search application can help you find out whether an institution is regulated and/or licensed by DFS, and what additional locations or branches they may have.


Link to DFS Portal

About DFS

Contact DFS

Reports & Publications


Laws and Regs

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter