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Information and Resources for Sales Finance Companies


Application Type Application & Instructions Individual Forms
Note: all references below to Banking Law and Superintendent's Regulations refer to New York State Laws and Regulations

Sales Finance Company

A sales finance company is a person or entity engaged in the business of purchasing retail installment contracts, obligations or credit agreements made between other parties. No person, except a bank, savings bank, saving and loan association, trust company, private bank, credit union or Article 12 investment company organized under Banking Law and authorized to accept deposits, national bank, federal savings and loan association, federal credit union, or out-of-state bank, or licensed lender, shall engage in  the business of a sales finance company in New York without a license from the Superintendent.  

For licensing requirements see Article 11-B of Banking Law, sections 491 to 502 and Superintendent's Regulations parts 403 and 300.

Authority to Release Information
Background Report Certification
Certificate of Fair Lending Compliance
Compliance Affidavit
Financial Statement
Litigation Affidavit-Individual
Litigation Affidavit-Licensee/Applicant
Privacy Affidavit
Statement of Ownership

Taxpayer ID
Zoning Affidavit

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The Department of Financial Services supervises many different types of institutions. Supervision by DFS may entail chartering, licensing, registration requirements, examination, etc. The Who We Supervise search application can help you find out whether an institution is regulated and/or licensed by DFS, and what additional locations or branches they may have.


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