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Unemployment: Health Insurance Options

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Health insurance is a very important protection for you and your family.  Aside from providing coverage for services related to an existing illness or a sudden, unexpected illness, it may also provide coverage for important preventative care to detect illnesses before they become serious.  Since many families obtain their insurance coverage through an employer, it is important to know your insurance options should you become unfortunate enough to lose your job.

COBRA

You have the right to continue your group plan through a COBRA policy.  If your group has less than 20 employees, you have a similar right under the NYS continuation of coverage law.  You will be required to pay the full cost of the coverage, including any portion your employer formerly paid on your behalf.  Your employer should notify you of your right to this coverage upon termination of your employment.  If you have not received notice, contact your employer or call this Department for assistance at 1-800-342-3736.

For general COBRA FAQs, please select this link.

Updated 12/31/2013

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