Disaster Assistance - Hurricane Preparedness

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New York residents need to know that now is the time to get protected.

• New York is at a heightened risk of flooding during hurricane season, and while some residents are diligent about preparing their homes for storms, most have still not obtained a flood policy.
• Homeowners insurance does not cover flood damage. Not purchasing a flood insurance policy leaves you financially vulnerable in the face of hurricane season – talk to your insurance agent today about your coverage options.
• Residents living on the coast are at a significant risk of storm surge flooding. A flood insurance policy will financially protect your property from flood damage caused by storm surge.
• Coastal residents are not the only ones at risk during hurricane season. Some of the most damaging floods occur when the remnants of a hurricane or tropical storm system travels inland producing above average rainfall hundreds of miles from the coast.

Flood insurance is more affordable than residents might think and is a critical component of financially protecting your home or business from flood damage.

• The average cost of a flood insurance policy is $500.
• Just two inches of floodwater inside your home can damage drywall, flooring, furniture and electrical systems, adding up to $7,800 or more in damage. Without a flood insurance policy, your financial security is at risk.

Information on preparing for the storm season is available at: Hurricane Preparedness in New York State (PDF format)

Updated 10/30/2012