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Benefit Specialists of New York sponsors Healthcore, a Healthy NY pilot project that serves Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Onondaga, Oneida and Oswego counties, located in Central New York. The program enrolls individuals, sole proprietors and small businesses, and coverage is provided by UnitedHealthcare. Enrollees receive a 15% premium subsidy, with an additional 5% subsidy for completing a confidential health risk assessment.For more information, please visit the Healthcore Web site, or call 800-427-1551 or (315) 470-1930.
New York State also has a health insurance plan for children through age 18 called Child Health Plus. Child Health Plus is run by the Department of Health and provides free or reduced-cost coverage. Benefits are designed especially for children, and many adults have Healthy NY for themselves and Child Health Plus for their children. For more information on Child Health Plus eligibility and covered services, please visit the Child Health Plus Web site or call 1-800-698-4KIDS (1-800-698-4543).
Family Health Plus is a public health insurance program run by the Department of Health for adults between the ages of 19 and 64 who do not have health insurance but have incomes too high to qualify for Medicaid. Family Health Plus is free and provides comprehensive coverage, including preventive care, primary care, hospitalization, prescriptions and other services. To learn more, please visit the Family Health Plus Web site or call 1-877-9FHPLUS (1-877-934-7587).
The New York State Department of Financial Services has a section on its Web site dedicated to informing consumers of their health insurance options and rights in New York State. The Health Insurance Resource Center gives information on insurance options available including public programs, long term care, direct pay (individual insurance), Medicare and other coverage. It also includes information on consumer rights, filing a complaint and insurance company rankings. For this and more information, visit the Consumer Health Insurance Resource Center.
The New York Prescription $aver (NYP$) is a free pharmacy discount card that can lower the cost of prescription medications by as much as 60% on generic drugs and 30% on brand name drugs. The program is sponsored by New York State and supported by pharmacies and pharmaceutical manufacturers. It is for low-income people ages 50-64 or people who have been determined to be disabled by the Social Security Administration.To learn more, please visit the NYP$ Web site.
The Office of Citywide Health Insurance Access (OCHIA) is a resource for people living in the metropolitan New York area that helps people determine if they qualify for any public health insurance programs, and if not, helps to find other affordable insurance. It also assists small businesses in finding coverage.For more information, please visit the OCHIA Web site.
The Prenatal Care Assistance Program (PCAP) offers complete pregnancy care and other health care services to women and teens and their babies. The Medicaid Obstetrical and Maternal Services (MOMS) Program provides complete pregnancy services in areas of the state where PCAP health centers are not located. PCAP and MOMS are free. To get more information, please visit the PCAP Web site or call the New York State Growing Up Healthy Hotline at 1-800-522-5006.
The federal health care reform law created the Pre-Existing Condition Insurance Plan (PCIP) which is available throughout the country. In New York State, the PCIP plan is called the NY Bridge Plan, and is administered by Group Health Incorporated (GHI). The NY Bridge Plan provides health coverage to individuals who have a pre-existing medical condition, have not had insurance for six months, and who are legal residents. More information on the NY Bridge Plan, including the application and brochure, is available at: www.nybridgeplan.com. Eligibility Specialists are available to answer your questions and to offer enrollment assistance, toll free from 8:30 am to 5:30 pm, Monday through Friday at 1-866-NY-EZ-APP (1-866-693-9277) TDD 1-877-448-4975.