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IMPORTANT CHANGES are coming to the Healthy NY program for small employers that will take effect on January 1, 2014. These changes include more comprehensive benefits which are required by federal health care reform. To make sure your policy includes these new requirements, your existing Healthy NY policy will end and be replaced with a new policy and new premium rates effective as of January 1, 2014.
In 2014, small businesses (50 or fewer employees) can buy coverage directly from their insurer or from New York’s new Health Benefit Exchange (www.HealthBenefitExchange.ny.gov) through the Small Business Health Options Program (SHOP). The Exchange will help you shop for and enroll in health insurance. You will be able to use the Exchange to compare insurance options and prices offered through the Exchange. You will also be able to calculate costs and enroll in coverage online, in person, over the phone or by mail. You can purchase insurance through the Health Benefit Exchange beginning in October 2013 for coverage starting January 1, 2014.