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IMPORTANT CHANGES are coming to the Healthy NY program for small employers that will take effect on January 1, 2014. These changes include more comprehensive benefits which are required by federal health care reform. To make sure your policy includes these new requirements, your existing Healthy NY policy will end and be replaced with a new policy and new premium rates effective as of January 1, 2014.
In 2014, small businesses (50 or fewer employees) can buy coverage directly from their insurer or from New York State of Health Marketplace (http://www.nystateofhealth.ny.gov/) through the Small Business Health Options Program (SHOP). The Marketplace will help you shop for and enroll in health insurance. You will be able to use the Marketplace to compare insurance options and prices offered. You will also be able to calculate costs and enroll in coverage online, in person, over the phone or by mail. You can purchase insurance through the Marketplace beginning in October 2013 for coverage starting January 1, 2014.