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2012 Consumer Guide to Automobile Insurance

Introduction

In order to register your car and obtain license plates in New York you must either purchase an automobile liability insurance policy from an insurer licensed by the New York State Department of Financial Services, or provide other acceptable proof of financial responsibility in at least the minimum amounts required by law. However, you may purchase higher amounts of the required coverages as well as other insurance coverages in order to meet your particular needs. This Guide is designed to give you a better understanding of auto insurance and practical information about available auto insurance policies.

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