December 29, 1975
Circular Letter No. 21 (1975)
TO ALL INSURERS AUTHORIZED TO WRITE PRIVATE PASSENGER AUTOMOBILE INSURANCE IN THIS STATE:
Companies writing private passenger automobile liability insurance in this state are reminded that they must comply with Section 311 (4)(a) of the Vehicle and Traffic Law which requires the attachment to all new and renewal policies of an appropriate rating form defining the policyholder's rating classification, including any applicable merit rating plan.
The law (Chapter 117 of the Laws of 1972) provides:
"Every such policy insuring private passenger vehicles issued after September 1, 1972 and every renewal policy, renewal endorsement or other evidence of renewal issued after such date shall have attached thereto a rating information form which clearly specifies and defines the rating classification assigned thereto, including any applicable merit rating plan."
Insofar as private passenger physical damage coverages are concerned, it is the opinion of this Department that similar treatment should also be afforded to this type of policy when issued separately.
Please acknowledge receipt of this letter and provide a copy of your rating form to the attention of:
Mr. Henry Lauer, Associate Examiner
Automobile & Compensation Bureau
New York State Insurance Department
Two World Trade Center
New York, New York 10047
THOMAS A. HARNETT
Superintendent of Insurance