Avery, Eric P.
 

Becker, Steven R

Flynn, Daniel P.

100 State Farm Pl.
Ballston Spa, NY

Same as above

Same as above

$500 fine
 

$500 fine

$500 fine

Submitted inaccurate information on their licensing applications to become independent adjusters.

Evens, George A.
(agent and broker)

t/b/a Evens Insurance Agency

423 Lake Ave.
Lake Luzerne, NY

$5,000 fine

Failed to file required disclosure statements while he was broker of record for town of Lake Luzerne, NY.

Gibbs, Robert J.
(agent)

6 VanNess St.
Waterford, NY

License revoked

Plead guilty to petty larceny in connection with collecting premiums, which he failed to forward to the insurer.

Rose, Edward T.
(sublicensee)

474 Sand Creek Rd.
Albany, NY

$750 fine

Employed an unlicensed individual to act as an independent adjuster.

Saddlemire, Wayne F.
(agent)

76 Washington St.
Saratoga Springs, NY

$1,820 fine

Collected premium funds but failed to forward them to the appropriate insurers. Saddlemire also continued working in insurance after his license expired.

Saratoga Community
Insurance Agency, Inc.
(agent)

Federice, Robert J.
(agent, broker & sublicensee)

219 Broadway
Saratoga Springs, NY
 

Same as above
 

$5,000 fine

Accepted a premium payment but failed to obtain insurance coverage or return the funds for two years.

327 Robble Ave.
Endicott, NY

License revoked and
$1,000 fine

Convicted of grand larceny in the fourth degree for collecting premium payments and converting them to his own use.

Devoe, John C.
(sublicensee)

108 Ambergate Rd.
Syracuse, NY

$250 fine

Conducted business under an unlicensed name.

Hewitt, Jeffrey J.
(agent)

8429 Moss Oak Trail
Liverpool, NY

$1,500 fine

Completed an automobile insurance application with an effective date of December 15, 1997, but issued insurance identification cards with an earlier effective date.

1400 Elm Circle
Camilius, NY

$500 fine

Failed to disclose to applicants for new sickness income policies that the existing hospital policies were to be cancelled.

1035 Wavell Rd."Rotterdam, NY

$750 fine

Violated Regulation 60* when he sold an annuity.

2 Main St.
Haverstraw, NY

License revoked

Collected a premium payment, but failed to forward it to the insurer in a timely manner and issued premium checks that were dishonored by the bank.

29 Marjorie Dr.
Suffern, NY

License revoked

Schwarz plead guilty to conspiracy to commit mail fraud.

145 Main St.
Nanuet, NY

License revoked

Collected premium funds but failed to forward entire amount to the insurer. In addition, Terranova’s check to the Department for his license renewal was dishonored by the bank.

Alicea, Doris L.
(broker and sublicensee)

289 Hempstead Rd.
Spring Valley, NY

Same as above

$3,500 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced. In addition they were decertified from the New York Automobile Insurance Plan for various violations of Plan Rules.

t/b/a Melrose Brokerage

348 E. Grassy Sprain Rd.
Yonkers, NY

$2,000 fine

Suspended by the New York Auto Insurance Plan for 60 days due to submitting deficient applications and other violations of Plan rules.

2 Conklin Ave.
Haverstraw, NY

$500 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

712 Bloomingrove Tpke.
Vails Gate, NY

$500 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

Chellis, Thomas R.
(sublicensee)

215 Washington St.
Watertown, NY

License revoked
 

License revoked

Collected premium payments and issued certificates of insurance but failed to forward payments to the insurer.

1190 Orchard Park Rd.
West Seneca, NY 14224

License revoked

Failed to provide supervision to his unlicensed employees conducting insurance business and allowed an employee, whose license had been revoked, to conduct insurance business. In addition, Maiola issued fourteen premium checks that were dishonored by the bank.

Laganiak, John M.
(sublicensee)

6351 Transit Rd.
Buffalo, NY

$7,000 fine

Laganiak compensated an unlicensed individual to perform appraising work for insurance companies.

Dollof, Lawrence J.
(agent, broker&sublicensee)

120 Delaware Ave.
Buffalo, NY

4615 Greenboro Rd.
Williamsville, NY

$1,900 fine and $1,500 fine

In 1991, was late in filing required excess line affidavits. In addition, in 1996 issued a binder to a client for coverage although they did not have authority to bind the coverage on behalf of insurer.

96 Puritan Rd.
Tonawanda, NY

$2,116 fine

Violated Department Regulation 60* when he placed a life insurance policy with The Prudential Insurance Company and one with Gerber Life Insurance Company.

35 Pinelawn Rd.
Melville, NY

License revoked

Allowed individuals who were discertified by the New York Automobile Insurance Plan to conduct business under her name.

379 Sunrise Hwy
Lynbrook, NY

License revoked

Collected two payments and failed to forward one in a timely manner and the other in its entirety. Enabled an unlicensed individual to issue automobile insurance identification cards.

656 North Wellwood
Lindenhurst, NY

License revoked

Collected premiums but neglected to forward to the appropriate insurer, failed to return premiums to insured and issued premium checks that were dishonored by the bank.

37 E. Shore Dr.
Babylon, NY

License revoked

Violated Regulation 60* when he placed a life insurance policy with The Prudential Life Insurance Company.

11 Cedar St.
Centereach, NY

License revoked

Failed to respond to the Department’s request for information after indicating on his license renewal application that he had been declared bankrupt.

1433 New York Ave.
Huntington Station, NY

License revoked

Collected premium payments but failed to forward them to the appropriate insurer. In addition, Sandino issued premium checks that were dishonored by the bank.

125 Carleton Ave.
Central Islip, NY

License revoked

Decertified by the New York Automobile Insurance Plan for various violations of Plan rules. In addition, Scaglione issued premium checks that were dishonored by the bank.

146 Parkside Drive
Roslyn Heights, NY

$3,500 fine

Issued premium checks that were dishonored by the bank. Tehrani also commingled premiums with other funds.

P. O. Box 4205
Great Neck, NY

$1,350 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced. Yehoshua also commingled premiums with other funds.

100 West Broadway
Long Beach, NY

$2,500 fine

Misrepresented annual life insurance premiums to two insureds causing their policies to lapse.

26 Violet Rd.
Bayville, NY

$500 fine

Failed to indicate on her license renewal application that she owed the Internal Revenue Service for payroll taxes. On her 1997 renewal application, she failed to indicate that she filed for bankruptcy in 1995.

15 Iroquois Ave.
Selden, NY

License revoked

Plead guilty to one count of disorderly conduct in connection and was sentenced to conditional discharge and ordered to make restitution to Prudential Insurance Company in the amount of $5,530.

27 York St.
Malverne, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced. In addition, Gioello commingled premiums with other funds.

1635 Great Neck Rd.
Copiague, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

3 Ellen Ct.
Glen Head, NY

$55,500 fine

Between 1988 through 1992, violated Regulation 60* when placing life insurance policies.

103 Benson Ave.
Sayville, NY

$2,520 fine

Issued a check to pay the Insurance Department for a disciplinary action that was dishonored by the bank.

Lieberman, Bruce A.
(broker and sublicensee)

120 Deer Park Ave.
Babylon, NY
 

336 E. Penn St.
Long Beach, NY

License revoked
 
 

Licenses revoked

Issued premium checks that were dishonored by the bank. Misappropriated premiums and violated New York Automobile Insurance Plan rules. In addition, an unlicensed employee, whose license had been revoked by department, was permitted to run office, sign checks and control the premium account.

t/b/a Alpha USA

273 Auburn Ave.
Shirley, NY

$250 fine

Accepted a $200 advance for expenses but failed to return the unspent portion in a timely manner.

Lovett, Debra G.
(broker and sublicensee)

968 Suffolk Ave.
Brentwood, NY 11717

187 Tell Ave.
Deer Park, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

Crawford, Thomas E.
(agent, broker & sublicensee)

403 Jericho Tnpke
New Hyde Park, NY

260-63 73^rd Ave.
Glen Oaks, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

66 Overlook Terrace
New York, NY

License revoked

Decertified by the New York Automobile Insurance Plan for various violations of Plan rules. In addition, Almanzar collected a premium payment but failed to forward it to the insurer.

34 West 184^th St.
Bronx, NY

$2,500 fine

Decertified by the New York Automobile Insurance Plan for a six-month period for various violations of Plan rules. In addition, Alston permitted an unlicensed employee to conduct insurance business in his absence.

606 45 St.
Brooklyn, NY

License revoked

Issued premium checks that were dishonored by the bank, only some of which have been replaced.

1644 Madison St.
Ridgewood, NY

License revoked

Decertified by the New York Automobile Insurance Plan for various violations of Plan rules. In addition, Baez collected premium payments and failed to forward them to the insurers.

540 Pt. Richmond Ave.
Staten Island, NY

$100 fine

Failed to respond to a Department’s inquiry, which impeded an investigation.

95-36 95^th St.
Ozone Park, NY

$2,500 fine

Submitted an application to the New York State Automobile Plan which listed an applicant who denied having applied. In addition, Castillo failed to forward premium payments in a timely manner and issued a premium check that was dishonored by the bank, but subsequently replaced.

38 W. Kings Bridge Rd.
Bronx, NY

License revoked

Issued a premium transmittal check, which was dishonored by the bank and commingled premiums with other funds.

2130 Caton Ave.
Brooklyn, NY

$2,000 fine

Decertified for one year by the New York Automobile Insurance Plan for various violations of Plan rules.

3105 Brighton 3^rd St.
Brooklyn, NY

License revoked

Failed to resolve outstanding violations after being decertified for six months by the New York Automobile Insurance Plan for various violations of Plan rules.

605 W. 141 St.
New York, NY

License revoked

Submitted an application to the New York Automobile Insurance Plan but did not forward a Driver’s Verification form. In addition, Estambul collected a premium payment but did not forward it to the insurer in a timely manner.

90 Roebling St.
Brooklyn, NY

License revoked

Failed to respond to Department inquiries concerning the failure to return excess premiums to an insured. In addition, Estrella allowed a family member whose license had been revoked to collect premium funds.

Peralta, Justo A.
(broker and sublicensee)

1384 Grand Concourse
Bronx, NY
 

925 Thierot Ave.
Bronx, NY

$1,000 fine

Obtained a service fee without obtaining a signed service fee agreement and failed to return premium over-payment to an insured on a timely manner.

288 Driggs Ave.
Brooklyn, NY

License revoked

Decertified by the New York Automobile Insurance Plan for issuing automobile identification cards without submitting corresponding applications.

Nam H. Kim
(broker and sublicensee)

136-40 39^th Ave
Flushing, NY

144-30 35^th Ave.
Flushing, NY

$1,250 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced. In addition, premiums were commingled with other funds.

7622 17^th Ave.
Brooklyn, NY

License revoked

Issued premium payment checks that were dishonored by the bank, only one of which was replaced, and. allowed a decertified individual to conduct insurance business for the New York Automobile Insurance Plan. After she herself was decertified by the Plan for various violations of Plans rules, she continued to act as producer of record and submitted 33 applications without premium deposits.

t/b/a David Michael Insurance Brokerage

236 East 49 St.
Brooklyn, NY

License revoked

Collected premium payments and failed to forward them to the insurer.

2665 Homecrest Ave.
Brooklyn, NY

License revoked

Decertified from the New York Automobile Insurance Plan for various violations of Plan rules.

2230 University Ave.
Bronx, NY

License revoked

Issued premium checks that were dishonored by the bank, but subsequently replaced. Martinez also failed to provide documents to the Department during an investigation.

Olivera, Samual
(broker and sublicensee)

87-42 Britton Ave.
Elmhurst, NY

Same as above

License revoked
 

License revoked

Submitted applications to the New York Automobile Insurance Plan that listing as the operator individuals who denied knowing the applicant. In addition Driver’s Verification forms were not submitted.

93-15 102^nd Ave.
Richmond Hill, NY

License revoked

Issued premium checks that were dishonored by the bank. In addition, Perez was decertified by the New York Automobile Insurance Plan for various violations of Plan rules.

t/b/a New York Finance Insurance Broker

759 East 149 Street
Bronx, NY

License revoked

Collected premium payments and failed to forward them to the appropriate insurer. Rivera was decertified by the New York Automobile Insurance Plan for various Plan violations. In addition, she issued premiums checks that were dishonored by the bank, only some of which were replaced.

Jenkins, Sandra A.
(sublicensee)

285 Fountain Ave.,
Brooklyn, NY

License revoked

  

License revoked

Issued premium checks that were dishonored by the bank and collected a premium and failed to forward it to the insurer in its entirety.

20 Crook Ave.
Brooklyn, NY

License revoked

Collected a premium payment and failed to forward it to the premium finance company or to the insurer. In addition, St. Facile issued premium checks that were dishonored by the bank, only some of which were replaced.

335 Utica Ave.
Brooklyn, NY

License revoked

Issued premium checks that were dishonored by the bank, only some of which were subsequently replaced.

45 Twin Pine Drive
Brooklyn, NY

License revoked

Issued premium checks that were dishonored by the bank, but were subsequently replaced. Toro also commingled premium funds, and was decertified from the New York Automobile Insurance Plan for various violations of Plan rules.

611 Morris Park Ave.
Bronx, NY

License revoked

Decertified from the New York Automobile Insurance Plan for various violations of Plan rules. While decertified, he still conducted Plan business and collected premiums without forwarding them to the Plan.

2260 University Ave.
Bronx, NY

License revoked

Issued premium checks that were dishonored by the bank, only some of which were replaced. Vargas also commingled premiums with other funds and was decertified from the New York Automobile Insurance Plan for various violations of Plan rules.

400 West 43^rd Street
New York, NY

$2,500 fine

Falsely responded no to questions on various licensing applications that asked whether he had been convicted of a criminal action.

t/b/a Dai Sung Insurance Brokerage

136-78 39^th Ave.
Flushing, NY

License revoked

Decertified from the New York Automobile Insurance Plan for various violations of Plan rules.

Dias, Antonio J.
(broker and sublicensee)

95-05 Sutphin Blvd.
Jamaica, NY

Same as above
 

$1,000 fine

Issued insurance premium checks that were dishonored by the bank, but subsequently replaced.

t/b/a Sonia’s Insurance

1601 Central Ave.
Far Rockaway, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced.

36 Lott Pl.
Brooklyn, NY

$750 fine

Issued premium checks that were dishonored by the bank but subsequently replaced. In addition, Beausoleil was decertified by the New York Automobile Insurance Plan for various violations of Plan rules.

Carino, John A.
(sublicensee)

97 Westcott Blvd.
Staten Island, NY

$500 fine

On his licensing renewal application, Carino incorrectly answered no to questions regarding criminal convictions and fines by a governmental authority.

235 W. 56^th St.
New York, NY

$1,012 fine

Violated the Insurance Department Regulation 60* when he placed a life insurance with Executive Life Insurance Company of New York.

320 Wadworth Ave.
New York, NY

$1,500 fine

Violated New York Automobile Insurance Plan rules when he listed an operator that was different then the insured and did not complete a "Driver Verification Form" as required. In addition, Espinosa failed to cooperate with the Department’s investigation when he sent a representative to a scheduled audit who misidentified himself as Espinosa.

Helene Fox, Inc
(broker)

Ellen Circle Corp.
(broker)

Fox, Helene
(broker and sublicensee
of all three brokerages
listed above)

Karr, Steven A.
(broker and sublicensee
of Jaimie Brokerage)

1231 Ave. U
Brooklyn, NY

Same As above
  

Same as above
 

Same as above
 
 
 

Same as above
 
 

$5,000 fine

Decertified by the New York Automobile Insurance Plan for various violations of Plan rules (certification has since been reinstated) and submitted a letter to the New York State Department of Motor Vehicles verifying coverage for their client when, in fact, coverage had lapsed.

440 Berry St.
Brooklyn, NY

$500 fine

Submitted application to the New York Automobile Insurance Plan that listed an operator other than the applicant and failed to provide the Department with copy of the required Driver’s Verification Form.

34-68 110 St.
Corona, NY

$1,500 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

270 Prospect Park West
Brooklyn, NY

$2,000 fine

Decertified by the New York Automobile Insurance Plan for one year for issuing checks that were dishonored by the bank, but subsequently replaced.

92-12 147 Pl.
Jamaica, NY

$1,000 fine

Issued premium checks, which were dishonored by the bank, but subsequently replaced.

North Agency Ltd.,
(broker)

Economy West Corporation
(broker)

Economy East Corporation
(broker)

Goldstone, Robert
(broker and sublicensee)

1808 Ave. P
Brooklyn, NY

1609 East 19 St.
Brooklyn, NY

Same as above
 

Same as above
 

808 Ave. P
Brooklyn, NY

$10,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced. In addition, the person listed as being in charge of the satellite office was never actually employed and an unlicensed individual was allowed to conduct insurance business.

Citico Agency, Inc.
(broker)

Greenberg, Larisa
(broker and sublicensee)

731 Pelham Pkwy North
Bronx, NY

2244 65^th St.
Brooklyn, NY

Same as above

$1,500 fine

Failed to refund the difference in premium to an insured after a change in policy, failed to properly supervise unlicensed employees, and failed to have a licensed individual in the office.

3074 Fulton St.
Brooklyn, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced. Gutierrez also commingled premiums with other funds.

38-11 Ditmars Blvd.
Astoria, NY

License revoked

Hannos’ license by the New Jersey Dept. of Banking and Insurance was revoked for issuing automobile insurance identification cards, but failing to procure the requested coverage, and failing to maintain a premium account. These violations would also constitute grounds for revocation in New York.

121-10 Liberty Ave.
Richmond Hill, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced.

t/b/a Richard Hartman Insurance

2922 Lonni Lane
Merrick, NY

License revoked

In 1998, Hartman was convicted of conspiracy to commit wire fraud and filing false tax returns.

241-16 Coney Rd.
Rosedale, NY

$1,500 fine

Submitted an application to the New York Automobile Plan listing an insured who had not authorized the purchase.

LICENSEE

ADDRESS

PENALTY

Jodha, Rameschwar
(agent, broker, sublicensee)

125-06 Liberty Ave.
Richmond Hill, NY

Same as above

$1,000 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

22-02 Steinway St.
Astoria, NY

License revoked

LoPresto was found guilty of professional legal misconduct in connection with misappropriating clients’ funds from real estate transactions.

Mendoza, Mario
(sublicensee)

40-22 Junction Blvd.
Corona, NY
 

Same as above

$2,000 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced.

Solot, Harry
(broker and sublicensee)

1950 Utica Ave.
Brooklyn, NY

Same as above

$4,000 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced. In addition, an unlicensed invididual was permitted to sign a service fee agreement on behalf of the Agency.

Mofunanya, John J.
(broker and sublicensee)

2538 Frederick Douglas Blvd.
New York, NY

Same as above

$3,500 fine

Issued premium checks that were dishonored at the bank, but were subsequently replaced. In addition, a client obtained a financial judgment against them based upon their negligent processing of an insurance application.

Wilson Beulah
(broker and sublicensee)

1939 Third Ave.
New York, NY

Same as above

$2,500 fine

Submitted to an insurer false documents and receipts to induce the insurer to reinstate canceled policies.

703 E. 4^th St.
Brooklyn, NY

$2,000 fine

Decertified by the New York Automobile Insurance Plan for various violations of Plan rules.

t/b/a Stanley K. Raj Main Street Insurance Agency

86-02 111 St.
Richmond Hill, NY

$2,000 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced and commingled premiums with other funds.

1850 Front St.
East Meadow, NY

$2,500 fine

Although he received a finance company check in the entire amount, Rubin deposited it into a personal account and made installment payments.

Newman, Steven E.
(broker and sublicensee)

1623 Third Ave.
New York, NY

$1,000 fine

Issued premium checks that were dishonored by the bank, but were subsequently replaced. In addition, premiums were commingled with other funds.

$500 fine

Issued a premium payment that was dishonored by the bank, but subsequently replaced. In addition, Smith did not maintain a premium account and commingled premium funds.

t/b/a Spencer Brokerage Co.

t/b/a Spencer Brokerage and Travel Company

37-44 95^th St.
Jackson Heights, NY

$1,000 fine

Collected a premium and failed to procure coverage in a timely manner.

1 Beekman St.
New York, NY

$1,500 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced. Teitelbaum also commingled premium funds.

136-40 39^th Ave.
Flushing, NY

$3,500 fine

Filed Authorizations for Change of Producer which were neither signed nor requested by the insureds. In addition, Yi collected premium checks but failed to forward the full amount to the insurer, and issued premium checks that were dishonored by the bank, but subsequently replaced.

148-45 89^th Ave
Jamaica, NY

$500 fine

Issued premium checks that were dishonored by the bank, but subsequently replaced.

1490 Albatross
Sanibel, FL

License revoked

Collected premiums but failed to forward them to the appropriate insurers. In addition, Stahl issued a bid bond without authority to do so.

5100 Town Center Circle
Boca Raton, FL

License revoked

Failed to respond to Department requests for additional information after responding on his agent’s license that he had been declared bankrupt.

1 WePa Ave.
Baltimore, MD

$880 fine

Violated Department Regulation 60* when he placed a life insurance policy with the MONY Group.