Press Release 11/25/2002 - New York State Insurance Department Takes Disciplinary Actions Against Companies, Agents, Brokers & Adjusters

New York State
Insurance Department

ISSUED: 11/25/2002

FOR IMMEDIATE RELEASE

NEW YORK STATE INSURANCE DEPARTMENT TAKES DISCIPLINARY ACTIONS AGAINST COMPANIES, AGENTS, BROKERS & ADJUSTERS

The New York State Insurance Department has taken disciplinary action against the following licensees. Those categorized as stipulations have been agreed to by the licensee. Department actions that result from Department hearings are subject to judicial review and possible stay of enforcement.

INSURANCE COMPANIES

LICENSEE	ADDRESS	PENALTY
Acadia Insurance Company	One Acadia Commons Westbrook, ME	$12,050 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Admiral Indemnity Company	3 University Place Hackensack, NJ	$15,750 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Alea North American Insurance Company (Formerly known as Seven Hills Insurance Company)	580 Walnut Street Cincinnati, OH	$6,050 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
American Alternative Insurance Corporation	555 College Rd East Princeton, NJ	$28,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
American Automobile Insurance Company	777 San Marin Drive, A26 Novato, CA	$5,900 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
American Casualty Company of Reading, Pennsylvania	CNA Plaza – 38 South Chicago, IL	$10,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
American Country Insurance Company	222 N. LaSalle, Suite 1600 Chicago, IL	$15,100 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
American Insurance Company	777 San Marin Drive, A26 Novato, CA	$5,900 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Amerisure Insurance Company	26777 Halsted Road PO Box 2060 Farmington Hills, MI	$8,450 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Amerisure Mutual Insurance Company	26777 Halsted Road PO Box 2060 Farmington Hills, MI	$8,450 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
AMEX Assurance Company	1400 Lombardi Avenue Green Bay, WI	$39,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Argonaut Insurance Company	250 Middlefield Road Menlo Park, CA	$10,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Associated Indemnity Corporation	777 San Marin Drive Novato, CA	$14,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Blue Ridge Indemnity Company	One General Drive Avenue Sun Prarie, WI	$38,200 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Blue Ridge Insurance Company	Same as above	$38,200 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
The Buckeye Union Insurance Company	CNA Plaza, 38 South Chicago, IL	$12,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Carolina Casualty Insurance Company	8381 Dix Ellis Trail, Ste. 400 Jacksonville, FL	$12,050 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
CitiCapital Insurance Company (Formerly Associates Insurance Company)	125 Broad Street New York, NY	$17,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Clarendon National Insurance Company	1177 Avenue of the Americas New York, NY	$39,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
The Connecticut Indemnity Company	9300 Arrowpoint Blvd. PO Box 1000 Charlotte, NC	$7,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
The Continental Casualty Company	CNA Plaza, 38 South Chicago, IL	$36,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
The Continental Insurance Company	Same as above	$36,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
DaimlerChrysler Insurance Company	27777 Franklin Road Southfield, MI	$38,150 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Diamond State Insurance Company	Three Bala Plaza East – Ste. 300 Bala Cynwyd, PA	$8,400 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
The Fire and Casualty Insurance Company of CT	9300 Arrowpoint Blvd. PO Box 1000 Charlotte, NC	$7,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Fireman’s Fund Insurance Company	777 San Marin Drive, A26 Novato, CA	$44,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Fireman’s Insurance Company of Newark, New Jersey	CNA Plaza, 38 South Chicago, IL	$12,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Fireman’s Fund Insurance Company of Wisconsin	777 San Marin Drive, A26 Novato, CA	$5,900 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Fidelity and Casualty Company of New York	CNA Plaza, 38 South Chicago, Il	$10,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Foremost Insurance Company	PO Box 2450 Grand Rapids, MI	$2,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Foremost Property and Casualty Insurance Company	Same as above	$2,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
General Security Insurance Company	199 Water Street New York, NY	$10,850
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Lawsand 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
General Security Property and Casualty Insurance Company	Same as above	$10,850 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
The Glens Falls Insurance Company	CNA Plaza, 38 South Chicago, IL	$12,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Great American Alliance Insurance Company	580 Walnut Street Cincinnati, OH	$15,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Great American Contemporary Insurance Company	Same as above	$2,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Great American Insurance Company	Same as above	$7,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Great American Insurance Company of New York	Same as above	$7,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Greenwich Insurance Company	70 Seaview Avenue Stamford, CT	$18,400 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Highland Insurance Company	1000 Lennox Road Lawrenceville, NJ	$62,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Hudson Insurance Company	140 Broadway, 39^th Floor New York, NY	$8,950 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Merchants and Business Men’s Mutual Insurance Company	2201 North Front Street Harrisburg, PA	$39,200 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Merastar Insurance Company	5600 Brainerd Road, Ste. 1A Chattanooga, TN	$6,450 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Mutual Service Casualty Insurance Company	PO Box 64035 St. Paul, MN	$28,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
National-Ben Franklin Insurance Company of Illinois	CNA Plaza, 38 South Chicago, IL	$12,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
National Fire Insurance Company of Hartford	Same as above	$10,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
National General Insurance Company	One GMAC Insurance Plaza St. Louis, MO	$20, 300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
National Interstate Insurance Company	580 Walnut Street Cincinnati, OH	$15,200 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
National Surety Corporation	777 San Marin Drive, A26 Novato, CA	$14,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Nationwide Assurance Company	One Nationwide Plaza Columbus, OH	$38,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Nationwide Mutual Fire Insurance Company	Same as above	$12,400 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Nationwide Mutual Insurance Company	Same as above	$38,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Nationwide Property and Casualty Insurance Company	Same as above	$12,400 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Northland Insurance Company	1295 Northland Drive Mendota Heights, MN	$10, 500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
NOVA Casualty Insurance	180 Oak Street Buffalo, NY	$2,400 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Paramount Insurance Company	One Penn Plaza New York, NY	$24,100 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Pennsylvania Manufacturers Association Insurance Company	380 Sentry Parkway Blue Bell, PA	$8,850 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Pennsylvania Millers Insurance Company	72 North Franklin Street PO Box P Wilkes-Barre, PA	$17,400 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Philadelphia Indemnity Insurance Company	One Bala Plaza, Ste. 100 Bala Cynwyd, PA	$5,200 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Potomac Insurance Company of Illinois	One Beacon Street Boston, MA	$1,500 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Public Service Mutual Insurance Company	One Penn Plaza, Suite 3425 New York, NY	$24,100 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
QBE Insurance Corporation	88 Pine Street, 16^th Fl. New York, NY	$8,650 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Ranger Insurance Company	5205 N. O’Connor Blvd. Ste. W528A Irving, TX	$15,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Redland Insurance Company	222 South 15^th Suite 600 North Omaha, NE	$13,550 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Republic Western Insurance Company	90 Park Avenue New York, NY	$58,750 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
RLI Insurance Company	9025 N. Lindberg Drive Peoria, IL	$24,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Security Insurance Company of Hartford	9300 Arrowpoint Blvd. PO Box 1000 Charlotte, NC	$30,000 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Seneca Insurance Company	160 Water Street New York, NY	$2,450 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Scottsdale Indemnity Company	8877 N. Gainey Center Drive Scottsdale, AZ	$4,875 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Sorema Reinsurance Company	199 Water Street New York, NY	$16,850 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Star Insurance Company	26600 Telegraph Road Southfield, MI	$15,590 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
State-Wide Insurance Company	20 Main Street Hempstead, NY	$33,000 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
T.H.E. Insurance Company	10451 Gulf Blvd. Treasure Island, FL	$19,750 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
TIG Insurance Corporation	5205 N. O’Connor Blvd. Ste. W528A Irving, TX	$5,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
TIG Insurance Corporation of America	Same as above	$5,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
TIG Insurance Company of NY	Same as above	$5,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Tokio Marine and Fire Insurance Company, LTD (US Branch)	101 Park Avenue New York, NY	$25,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Tower Insurance Company of New York	120 Broadway, 14^th Fl. New York, NY	$8,700 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Transcontinental Insurance Company	CNA Plaza, 38 South Chicago, IL	$36,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Transguard Insurance Company of America, Inc.	215 W. Diehl Road Naperville, IL	$17,550 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Transportation Insurance Company	CNA Plaza, 38 South Chicago, IL	$36,600 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Truck Insurance Exchange	4680 Wilshire Blvd. Los Angeles, CA	$2,000 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
ULICO Casualty Company	111 Massachusetts Avenue, NW Washington, DC	$8,650 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
United National Specialty Insurance Company	Three Bala Plaza East, Ste. 300 Bala Cynwyd, PA	$16,700 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Utica First Insurance Company	PO Box 851 Utica, NY	$1,250 fine
Respondent violated Section 3425 (f)(1) & (2) of the Insurance Law by exceeding the number of private passenger automobile non-renewals.

LICENSEE	ADDRESS	PENALTY
Valley Forge Insurance Company	CNA Plaza, 38 South Chicago, IL	$10,800 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Vanliner Insurance Company	One Premier Drive St. Louis, MO	$16,200 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
Worldwide Direct Auto Insurance Company	580 Walnut Drive Cincinnati, OH	$15,300 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

LICENSEE	ADDRESS	PENALTY
XL Specialty Insurance Company	70 Seaview Avenue Stamford, CT	$8,250 fine
Respondent violated Section 317 of the Insurance Law and the reporting requirements of Article 6 of the Vehicle and Traffic Law and 15 NYCRR 34.5 by failing to successfully complete the initial load of automobile liability insurance data to DMV by September 12, 2000, and by failing to commence ongoing reporting of such data by September 13, 2000.

BROKER & AGENTS HEARINGS

Region: Nassau

LICENSEE	ADDRESS	PENALTY
Arthur & Arthur, Ltd and Floyd L. Arthur (Sublicensee)	306 Fulton Avenue Hempstead, NY Same as above	License revoked License revoked
Respondents were in violation of a prior Department stipulation by remitting only a premium deposit to a general agent despite having collected the full amount of premium. In addition, Respondent Floyd L. Arthur was convicted of a federal felony on a fraudulent insurance transaction. Respondents failed to cooperate with the Department.

LICENSEE

ADDRESS

PENALTY

Country Inn Insurance Agency, Inc.
and

Joseph F. Quinn
(Sublicensee)

185 Westbury Avenue
Carle Place, NY

107 Newport Street
Bayport, NY

License revoked

On multiple occasions, Respondents violated the Insurance Law by collecting premium monies from their clients to obtain commercial insurance policies and failed to remit said money to the insurers. Respondents also received a net return premium check on a policy cancelled by a premium finance company for nonpayment of premium and failed to forward the check to the premium finance company.

LICENSEE	ADDRESS	PENALTY
Wayne F. Crowe (Agent)	19 Vernon Avenue Rockville Center, NY	License revoked
Respondent failed to timely procure automobile insurance by not remitting timely his client’s premium monies, thereby causing his client to be without coverage. Further, his client received insurance from an insurer different than the one indicated on the ID card Respondent provided and some of the premium monies received from the client were not remitted at all. Respondent also failed to refund unearned premium and unearned commissions to another insured. Respondent failed to respond to the Department’s investigatory letters.

Region: New York City

LICENSEE	ADDRESS	PENALTY
Danny Aybar (Broker)	3070 Hull Avenue Apt. 2F Bronx, NY	License revoked
Respondent issued a premium payment check that was dishonored by the bank upon which it was drawn and was not replaced. Respondent failed to respond to the Department’s investigory letters, and Respondent had previously been fined for submitting late applications to the New York Automobile Insurance Plan.

LICENSEE	ADDRESS	PENALTY
Michael A. Bamkole (Agent)	805 St. Mark’s Avenue, #A34 Brooklyn, NY	$750 fine
Respondent failed to furnish to the Department requested documents that related to his bankruptcy.

LICENSEE	ADDRESS	PENALTY
Luis F. Cortes (Broker)	54-14 73 Place Apt. 2F Maspeth, NY	License revoked
Respondent violated the Insurance Law by issuing ten premium payment checks which were dishonored by the bank and which were not replaced. In addition, Respondent collected an automobile insurance premium deposit of $290 and failed to remit it to the insurer. Respondent failed to respond to the Department’s letters requesting information and requiring Respondent to appear at an audit.

LICENSEE	ADDRESS	PENALTY
Cale Englebright (Agent)	166-77 Second Avenue Whitestone, NY	$2,500 fine
Respondent violated the Insurance law by failing to transmit premium payments to the insurance agency or the insurance company. Respondent did not furnish a substantive response to the Department’s investigatory letters.

LICENSEE	ADDRESS	PENALTY
Luis R. Garcia (Broker)	9-15 Adrian Avenue Apt. 6B Bronx, NY	$1,000 fine
Respondent violated the Insurance Law by issuing six insurance premium checks that became dishonored by the bank upon which drawn but were subsequently replaced.

LICENSEE	ADDRESS	PENALTY
Lawrence Gould (Agent & Broker) t/b/a Gold International	55 Ellwood Street, 2A New York, NY	License revoked
Respondent collected premium payments from clients for automobile insurance and failed to remit same to the MGA or the insurer.

LICENSEE	ADDRESS	PENALTY
Goodwill Brokerage Corp. and Saqib Khurshi (Sublicensee) t/b/a Goodwill Consulting	2416 Steinway Street Astoria, NY Same as above Same as above	License revoked License revoked License revoked
Respondents violated the Insurance Law on several different occasions by collecting premium monies from their clients for homeowner’s or automobile insurance policies and by failing to remit all or part of the money to the insurers. The Department wrote to Respondents requesting information and documentation showing that all premium monies were remitted and Respondents failed to reply to such letters.

LICENSEE	ADDRESS	PENALTY
Sunday O. Sokoya	122 Spartan Avenue Staten Island, NY	License revoked
Respondent knowingly misrepresented the extent of automobile insurance coverage for three insureds to the lienholder, which was named as loss payee.

Region: Suffolk

LICENSEE	ADDRESS	PENALTY
BiCounty Brokerage South Inc. BiCounty Brokerage Corp., and Robert F. Kent (Sublicensee)	116 West Sunrise Highway Lindenhurst, NY Same as above Same as above	Licensed revoked License revoked License revoked
Respondents violated Insurance Law by submitting to the State Insurance Fund 43 applications that contained fraudulent statements regarding the occupations of the applicants.

LICENSEE	ADDRESS	PENALTY
Ernest W. D’Angleo (Broker)	460 Old Town Road #28F Pt. Jefferson Station, NY	$500 fine
Respondent collected $75 purportedly for a defensive driving course. However, Respondent could introduce no proof that the $75 was used to pay for the course. Respondent did not adequately account for the $75.

LICENSEE	ADDRESS	PENALTY
Evans Agency, Inc; and Sherry L. Evans (Sublicensee)	2295 Middle Country Road Centereach, NY 5 Trim Lane Lake Grove, NY	License revoked License revoked
Respondents violated the Insurance Law on several occasions when they collected premium monies from clients to obtain motor vehicle coverage and failed to remit the premiums to the insurers. Respondents failed to respond to any of the Department’s communications to respond to insured complaints.

LICENSEE	ADDRESS	PENALTY
John F. Sakitis, Jr. (Agent/Broker)	470 Sunrise Highway West Babylon, NY	$1,000 fine
Respondent violated the Insurance Law by untruthfully answering in the negative on two Applications to Renew his license when he was asked: "Since filing of your last Application …is there now pending against you any criminal action or have you been convicted in any criminal action?"

LICENSEE	ADDRESS	PENALTY
Liberty Agency, Inc. and Jason Rose (Sublicensee)	1280 Route 58 Riverhead, NY Same as above	$250 fine
Respondents collected monies from an insured for automobile insurance and failed to properly account for the monies. The monies were not remitted to the insurer, and no service fee agreement was produced.

LICENSEE	ADDRESS	PENALTY
Pacific Brokerage, Inc. and Glenn P. Evans (Sublicensee)	853-B Long Island Avenue Deer Park, NY Same as above	Licensed revoked License revoked
Respondents violated the Insurance Law by collecting monies from clients for payments of premiums on motor vehicle policies and by failing to remit the monies to the insurer. Respondents failed to respond to the Department’s communications directing them to respond to complaints submitted by their clients,

Region: Westchester

LICENSEE	ADDRESS	PENALTY
William H. Goren (Agent)	1 Croton Point Avenue Croton on Hudson, NY	License revoked
Respondent, President of corporation functioning as a investment advisor, and President of a corporation function as a broker-dealer in securities, was convicted of two counts of violating 15 U.S.C.A. Section 78(b) for using a manipulative or deceptive device in connection with funds received for investments.

Region: Out of Town

LICENSEE	ADDRESS	PENALTY
Lucy Agramonte (Agent)	#48751-054 Federal Prison Camp Route 37 Pembroke Station Danbury, CT	License revoked
Respondent was convicted for violating 18.U.S.C.A Section 371 in connection with a conspiracy to avoid the Currency Transaction Report requirements of 31 U.S.C.A Section 5313. Respondent also collected money for an insured’s automobile insurance policy that she failed to remit to the insurer. Respondent issued 18 checks as payment for automobile insurance premiums that were dishonored by the bank. Some of the checks were not replaced.

LICENSEE	ADDRESS	PENALTY
Shelly N. Boyd (Agent)	145 Liberty Street Long Branch, NJ	License revoked
Respondent admitted in her license renewal application that there was a criminal action pending against her or that she was previously convicted of a crime, but she failed to submit the applicable court records that the application directed her to submit. Subsequent Departmental correspondence also requested the records to other information, but the Respondent failed to respond. Respondent also failed to respond to a request to appear at the Department.

LICENSEE	ADDRESS	PENALTY
Steven A. Ecker (Agent)	220 S Hambden Chardon, OH	License revoked
Respondent denied that he had been refused a license by a state agency in his license renewal application when in fact the Commissioner of Insurance of Wisconsin had refused Respondent’s agent’s license application because he was in arrears in paying a court-ordered child support obligation. The Department sent correspondence to Respondent requesting information before an appearance at the Department, but Respondent failed to respond.

LICENSEE	ADDRESS	PENALTY
Carolyn A. Hampton (Agent)	40 Vreeland Avenue, Suite 106 Totowa, NJ	License revoked
Respondent took possession of her Aunt/client’s variable annuity withdrawal check in the amount of $3,000, forged the Aunt’s endorsement on the check, and cashed the check without the knowledge or consent of the Aunt. Respondent also attempted to withdraw an additional $500 from the Aunt's annuity account.

LICENSEE	ADDRESS	PENALTY
Arnold G. McClain (Agent)	3912 East Antisdale Road South Euclid, OH	License revoked
Respondent denied that he had been refused a license by a state agency in his license renewal application when in fact the Commissioner of Insurance of Wisconsin had refused Respondent’s agent’s license application because he was in arrears in paying a court-ordered child support obligation, said wrongful response intentional. The Department sent letters to Respondent requesting information but no such information was provided.

AGENTS & BROKERS STIPULATIONS

Region: Nassau

LICENSEE	ADDRESS	PENALTY
George-Scott G. Wafer (Broker)	2095 Express Drive North Hauppauge, NY	$1,250 fine
Respondent violated the Insurance Law by aiding and abetting another individual to act as a broker without the benefit of a license and by conducting an insurance business under the name of an entity not known to or licensed by the Department.

LICENSEE	ADDRESS	PENALTY
Steven L. Gefter (Broker)	3644 Franklin Street Wantagh, NY	$1,000 fine
Respondent allowed another individual to act as an insurance broker without the benefit of a license.

Region: New York City

LICENSEE	ADDRESS	PENALTY
A-Empire Brokerage, Inc. and H&W Black Car, Taxi & Livery Insurance Brokerage, Inc. and Yonash E. Biedermann (Sublicensee)	29-24 Hoyt Avenue South Astoria, NY Same as above Same as above	$500 fine
Respondents violated the Insurance Law by failing to expeditiously return a premium deposit of $1,150 to their client. The deposit has been returned.

LICENSEE	ADDRESS	PENALTY
Josefa A. Alberti (Broker)	579 57^th Street Brooklyn, NY	$1,000 fine
Respondent violated the Insurance Law by issuing an insurance premium payment transmittal check that was dishonored by the bank upon which drawn but was subsequently replaced; and by commingling premium account by paying personal and business expenses with premium money.

LICENSEE	ADDRESS	PENALTY
Daniel E. Dominguez (Broker)	1055 Grant Avenue 2^nd Floor New York, NY	$1,500 fine
Respondent violated the Insurance Law by violating the New York Automobile Insurance Plan rules, all such violations having since been corrected. In addition, he issued insurance premium transmittal checks that were dishonored by the bank upon which drawn but were subsequently replaced. Respondent commingled his premium account by paying personal expenses using premium monies.

LICENSEE	ADDRESS	PENALTY
The Excaliber Insurance Agency & Services, Inc. and Dayan Abraham (Sublicensee)	205-02 Jamaica Avenue Hollis, NY Same as above	$1,500 fine
Respondents violated the Insurance Law by intentionally submitting automobile insurance applications to the insurer which underestimated the applicant’s premium.

LICENSEE	ADDRESS	PENALTY
James Chen (Broker)	35-29 149^th Street Flushing, NY	$1,250 fine
Respondent violated the Insurance Law by issuing checks that were dishonored by the bank upon which drawn but that were subsequently replaced. Respondent also commingled his insurance premium accounts by paying personal and business expenses using premium monies. In addition, Respondent operated his insurance business under the name of an entity not known to or licensed by the Department.

LICENSEE	ADDRESS	PENALTY
Maritza Garcia (Broker)	270 Prospect Park West Brooklyn, NY	$3,000 fine
Respondent violated the Insurance Law by issuing insurance premium transmittal checks that were dishonored by the bank upon which drawn but that were subsequently replaced.

LICENSEE	ADDRESS	PENALTY
No. 1 Insurance Brokerage, Inc. and May Sor Hiong Chean (Sublicensee)	41-10A Main Street Flushing, NY Same as above	$1,000 fine
Respondents demonstrated untrustworthiness and/or incompetency and violated the Insurance Law in that their certification to write insurance for the New York Automobile Insurance Plan (Plan) was revoked based upon a finding that they had committed the following Plan violations: (a) issued an ID Card without submitting a corresponding application; (b) submitting deficient applications; and (c) committing Producer Performance violations.

LICENSEE	ADDRESS	PENALTY
Kingsley U. Osuji (Broker)	c/o Citicorp Investment Services 1155 Avenue of the Americas New York, NY	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to the question on his renewal application asking "Have you …ever…been insolvent or adjudged a bankrupt?", when in fact he had previously been adjudged a bankrupt.

LICENSEE	ADDRESS	PENALTY
Alex Stern (Broker)	575 Grand Street New York, NY	$2,000 fine
Respondent violated the Insurance Law in that his certification to write insurance for the New York Automobile Insurance Plan (‘Plan") was revoked for the following Plan violations: (a) submitting applications containing deficiencies; and (b) submitting producer performance standards violations. Respondent had previously been disciplined by the Department.

LICENSEE	ADDRESS	PENALTY
Pasquale A. Viggiano (Agent and Broker)	150 31 Street Brooklyn, NY	$750 fine
Respondent violated the Insurance Law by issuing insurance premium checks that were dishonored by the bank upon which drawn but that were subsequently replaced and by commingling his insurance premium account by paying personal and business expenses using premium monies.

Region: Rochester

LICENSEE	ADDRESS	PENALTY
John A. Raulli (Agent)	3700 East Avenue Ste. 5 Rochester, NY	$1,864 fine
Respondent violated the Insurance Law and Regulation 60 in that he sold two life policies to two individual insureds to replace existing life policies, but made written representations that the two replacement policies were not replacement policies.

LICENSEE	ADDRESS	PENALTY
Gerald B. Scaccia (Independent Adjuster)	c/o Jimmy’s Sales Service 2871 Jones Bridge Road Mt. Morris, NY	$500 fine
Respondent violated the Insurance Law in that on his Application for Independent Adjuster’s License, Respondent answered in the negative in response to a question which asked whether he had ever been convicted in any criminal action, when in fact he had been convicted of criminal possession of stolen property.

Region: Suffolk

LICENSEE	ADDRESS	PENALTY
John Miranda (Broker)	841 Wilson Blvd. Central Islip, NY	$500 fine
Respondent violated the Insurance Law by failing on two applications to answer in the affirmative as to whether he had ever been convicted in any criminal action, when in fact he had been so convicted.

Region: Syracuse

LICENSEE	ADDRESS	PENALTY
Ronald E. Judson (Insurance Adjuster)	3227 Franklin Street Auburn, NY	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to a question on his License Renewal Application which asked "Have you ever been convicted in any criminal action?" when in fact the Respondent was convicted of Menacing and of Petty Larceny.

LICENSEE	ADDRESS	PENALTY
McNeil & Company, Inc. and Daniel F. McNeil (Sublicensee)	20 Church Street PO Box 5670 Cortland, NY Same as above	$1,000 fine
Respondents violated the Insurance Law by answering in the negative to a question on his license renewal applications regarding whether they had been fined by any state or government agency or authority since the filing of the previous applications, when in fact Respondents had previously signed a consent order with the Texas Department of Insurance regarding the sale of insurance without a license as managing general agents, and were ordered to pay a fine.

Region: Utica

LICENSEE	ADDRESS	PENALTY
Wayne W. Frankey (Agent)	9874 Sessions Road New Hartford, NY	$1,500 fine
Respondent violated the Insurance Law and Department Regulation 62 when in connection with 2 replacement Medicare Supplement polices that he sold, Respondent made written representations that he had reviewed the coverage provided by each policy and that the replacement policies were appropriate for the insureds, when in fact his representations were untrue and misleading in that the existing Medicare Supplemental policies provided benefits superior to those in the replacement policies.

Region: Westchester

LICENSEE	ADDRESS	PENALTY
Eric C. Shepps (Insurance Adjuster)	1 Summer Land Lane Briarcliff Manor, NY	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to a question on his license application asking "… have you ever been convicted in any criminal action?", when in fact he had been convicted of crimes twice.

Region: Out of State

LICENSEE	ADDRESS	PENALTY
Carl S. Denchy (Agent)	c/o The Hartford 7350 Tilghman Street Allentown, PA	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to a question on his original license application asking "Have you …ever…been insolvent or adjudged a bankrupt?" when in fact he had previously been adjudged a bankrupt.

LICENSEE	ADDRESS	PENALTY
Mark A. Keast (Broker)	c/o Risk Placement Services, Inc; 125 S. Wacker Drive, Ste. 1320 Chicago, IL	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to a question on his original broker’s license application asking "Have you …been refused a license or had an existing one suspended or revoked by … any state or governmental agency…?" when in fact his State of Illinois insurance license had been voluntarily revoked for failing to purchase an insurance policy as his client directed.

LICENSEE	ADDRESS	PENALTY
Jose F. Marte (Agent)	237 N. Central Avenue #211 Glendale, CA	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to a question on his insurance agent application asking "Have you …been…adjudged a bankrupt?" when in fact he had previously been adjudged a bankrupt.

LICENSEE	ADDRESS	PENALTY
Glenn Rafferzeder (Agent)	1210 J Scott Ct. Lakewood, NJ	$500 fine
Respondent violated the Insurance Law by answering in the negative in response to a question on his original license application asking "Have you …ever been…insolvent or adjudged a bankrupt?" when in fact he had previously been adjudged a bankrupt.