New York State
Insurance Department


ISSUED 9/26/2005

FOR IMMEDIATE RELEASE

 NEW YORK STATE INSURANCE DEPARTMENT TAKES DISCIPLINARY ACTIONS AGAINST COMPANIES, AGENTS, BROKERS & ADJUSTERS

        The New York State Insurance Department has taken disciplinary action against the following licensees. Those categorized as stipulations have been agreed to by the licensee. Department actions that result from Department hearings are subject to judicial review and possible stay of enforcement.

INSURANCE COMPANIES
 

LICENSEE

ADDRESS

PENALTY

Admiral Indemnity Company

Clermont Specialty Manager

Three University Plaza

Hackensack, NJ

$6,200 fine

Respondent violated Department Regulations by failing to charge filed rates in connection with commercial multi-peril insurance policies

 

LICENSEE

ADDRESS

PENALTY

Atlantic Mutual Insurance Company

The Atlantic Companies

140 Broadway

New York, NY

$25,000 fine

Respondent violated the Insurance Law in connection with certain commercial insurance policies by failing to issue conditional renewal notices in instances where the notice was required or by issuing conditional renewal notices that did not specify the reason or reasons for conditional renewal and/or the exact amount or a reasonable estimate of the premium increase.

 

 

LICENSEE

ADDRESS

PENALTY

Fireman’s Insurance Company of Washington, DC

 

Clermont Specialty Manager

Three University Plaza

Hackensack, NJ

$5,000 fine

Respondent failed to charge filed rates in connection with commercial multi-peril insurance policies in violation of Department Regulation 57.

 

LICENSEE

ADDRESS

PENALTY

First American Title Insurance Company of New York

633 Third Avenue

New York, NY

$10,000 fine

Respondent violated the Insurance Law by acquiring real property in excess of one percent of its admitted assets without the approval of the Superintendent.

 

LICENSEE

ADDRESS

PENALTY

United Healthcare of New York, Inc.

and

United Healthcare Insurance Company of New York

Two Penn Plaza

New York, NY

 

Same as above

$125,000 fine

Respondents violated the Insurance Law and Department Regulations by failing to file accurate annual and quarterly financial statements; using discriminatory rating practices relative to certain large group community rated contracts that were issued on a guaranteed rate basis; failing to charge the rates approved by the Department to certain individual, small group, large group and Healthy New York policyholders; failing to provide adequate notice of rate adjustment to certain individual and large group policyholders; failing to file an accurate loss ratio report, and failing to file a broker commission plan.

AGENT AND BROKER HEARINGS

Region: Albany

LICENSEE

ADDRESS

PENALTY

James C. Campbell

(Agent)

568 Columbia turnpike

Woodmen Ste. 20

East Greenbush, NY

License revoked

Respondent failed to disclose on his agent license renewal application that his non-resident insurance license was revoked by the Commonwealth of Massachusetts. Respondent also failed to respond to 2 Departmental investigatory letters. Respondent was ordered by the Department to pay a fine of $250 which he did not remit, resulting in the revocation of his license.

Region: Buffalo

LICENSEE

ADDRESS

PENALTY

Helen Muniz

(Broker)

34 15 th Street

Buffalo, NY

License revoked

Respondent attempted to steal over $1,000 in cash from her employer, a licensed insurance agent, for which she was convicted of Attempted Grand Larceny, 4th degree, a Class A misdemeanor.

Region: Nassau County

LICENSEE

ADDRESS

PENALTY

Bay Insurance Brokerage, LTD

(Broker)

and

Anthony DeBlasi

(Sublicensee and Broker)

161-18A Crossbay Blvd.

Howard Beach, NY

 

Same as above

$2,200 fine

Respondents seriously hampered and impeded Department investigations by failing to timely respond, or respond at all, to Department investigatory letters,

 

Region: New York City

LICENSEE

ADDRESS

PENALTY

David Austin

(Broker)

Austin Insurance Brokerage

415 Nostrand Avenue

Brooklyn, NY

License revoked

Respondent demonstrated untrustworthy conduct by issuing a premium payment check that was dishonored by the bank upon which drawn and was not replaced. Respondent failed to respond to Department investigatory letters and to appear at the Department for an audit, thereby hampering and impeding the Department’s investigation.

 

LICENSEE

ADDRESS

PENALTY

Adolfo C. Cuervo

(Broker)

338 Marrion Street

Brooklyn, NY

License revoked

Respondent demonstrated untrustworthy conduct. Respondent issued five premium payment checks that were dishonored by the bank upon which drawn, two of which were not replaced. Respondent also failed to respond to Departmental investigatory letters or appear for an audit, thereby hampering and impeding the Department’s investigation.

 

LICENSEE

ADDRESS

PENALTY

Jean J. Grandoit

(Broker)

116 Russell Avenue

Elmont, NY

$2,000 fine

Respondent demonstrated untrustworthiness by issuing three insurance premium checks that were dishonored by the bank upon which drawn, by operating his business using the name One Stop Brokerage, Inc., which is neither registered by nor licensed to the Respondent by the Department and by breaching an undertaking made in a 1995 stipulation to take all necessary steps to prevent the issuance of dishonored checks in the future.

Region: Rochester

LICENSEE

ADDRESS

PENALTY

Cunningham Derline Agency, Inc.

(Agent)

and

Derline Cunningham

(Agent and Sublicensee)

3045 E. Henrietta Road

PO Box 539

Henrietta, NY

 

Same as above

License revoked

 

 

License revoked

Respondents failed to respond to Departmental investigatory letters, thereby hamper and impeding the Department’s investigation.

Region: Westchester

LICENSEE

ADDRESS

PENALTY

John Russo

(Agent)

925 Knollwood Road

White Plains, NY

License revoked

Respondent demonstrated untrustworthy conduct by failing respond to Departmental investigatory letters relating to irregularities charged or a criminal action pending against Respondent.

 

LICENSEE

ADDRESS

PENALTY

Christopher A. Stroud

(Agent & Broker)

280 South Broadway

Yonkers, NY

License revoked

Respondent demonstrated untrustworthiness by issuing insurance premium checks that were dishonored by the bank upon which drawn and were not replaced, by engaging in numerous violations of the New York Automobile Insurance Plan rules, procedures and producer performance standards for which his Plan certification was revoked for one year, and by failing to respond to Department investigatory letters to appear for an audit.

Region: Out of State

LICENSEE

ADDRESS

PENALTY

Jeffrey A. Shammah

(Public Adjuster)

3541 Flamingo Drive

Miami, FL

License revoked

Respondent demonstrated untrustworthy conduct by forging signatures on claims settlement checks issued by an insurer for which he was convicted in a Florida Court of 2 counts of Offering a Forged Instrument and failing to disclose on his New York public adjuster license renewal application that his Florida Public Adjuster license had been suspended by the Florida Department of Insurance and that the Florida criminal action was pending.

AGENT AND BROKER STIPULATIONS

Region: Albany

LICENSEE

ADDRESS

PENALTY

Andres, Holt and Mead, Inc.

(Independent Adjuster and Public Adjuster)

and

John H. Andres

Sublicensee)

409 New Karner Road, Ste. 101

PO Box 16155

Albany, NY

 

Same as above

$2,500 fine

Respondents failed to disclose on original and renewal license application that Respondent John H. Andres had been arrested and charged with crimes.

 

LICENSEE

ADDRESS

PENALTY

Andrew N. Caravella

(Agent)

14 Nottingham Drive

Saratoga Springs, NY

$500 fine

Respondent failed to disclose on his original license application that he had been adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

McGinn Smith & Co. Inc.

(Agent)

and

 

Frank H. Chiappone,

(Sublicensee)

99 Pine Street

One Capital CTR – 5th Fl.

Albany, NY

 

Same as above

$250 fine

Respondents demonstrated untrustworthy conduct by selling two variable annuity policies subsequent to the expiration of the agent’s license of Respondent McGinn Smith & Co. Inc.

Region: Binghamton

LICENSEE

ADDRESS

PENALTY

Victoria M. Brown

t/b/a Phoenix "A Betta" Insurance Brokerage

(Broker)

40 Edelweiss Lane

Binghamton, NY

 

$2,500 fine

Respondent violated the Insurance Law by permitting unlicensed persons to operate Respondent’s insurance brokerage business. In addition, Respondent, as a producer for the New York Automobile Insurance Plan (NYAIP), issued 45 drafts for payment of premiums that were subsequently dishonored by the bank upon which drawn but were subsequently replaced.

 

LICENSEE

ADDRESS

PENALTY

Patricia M. Macinski

(Broker and Agent)

3200 Shippers Road

Vestal, NY

$500 fine

Respondent failed to disclose on her original agent’s license application that she had been adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

James J. Miner, Jr.

(Agent)

1117 Kenneth Drive

Edicott, NY

$500 fine

Respondent faild to disclose on his original Agent’s license application that he had been adjudged a bankrupt. Respondent was previously disciplined by the Department for soliciting and/or submitting unauthorized Universal Life Policies, covering residents of New York State, but falsely indicating that the applications were signed in Pennsylvania.

 

LICENSEE

ADDRESS

PENALTY

Philip A. Winfield

(Agent)

107 W. Wendell Street

Endicott, NY

$750 fine

Respondent demonstrated untrustworthiness in connection with placement of a Plan D Medicare supplement policy on behalf of an insured with one insurer which was intended to replace an existing Medicare supplement Plan G policy with a second insurer. Respondent furnished a misleading notice regarding replacement of coverage to the insured. The sale of the replacing policy was subsequently reversed and the commissions on the sale of said policy were recovered by the insurer that has issued the policy. The policy sought to be replaced remains in effect.

Region: Buffalo

LICENSEE

ADDRESS

PENALTY

Kathleen Doucet-Miller

(Agent)

Kathleen Doucet-Miller t/b/a

Kathleen Doucet-Miller Agency

(Agent and Broker)

47 Acacia Drive

West Amherst, NY

4779 Transit Road

Transit & French Plaza

Suite 11

Depew, NY

$500 fine

Respondent demonstrated untrustworthiness in that she commingled her premium account by paying personal and operating expenses using premium monies.

Region: Nassau County

LICENSEE

ADDRESS

PENALTY

Loren B. Cabrera

(Broker)

231 St. Marks Avenue

Freeport, NY

$750 fine

Respondent demonstrated untrustworthiness in connection with her placement of an automobile insurance policy with State Farm Mutual Automobile Insurance Company (State Farm) on behalf of an insured. Respondent quoted and collected an insufficient premium deposit from the insured and failed to remit a portion of said deposit to State Farm. In addition, Respondent issued to the insured a receipt for the premium deposit that failed to include Respondent’s name and address and a description of the risk. Respondent subsequently refunded the unremitted premium deposit to the insured.

 

LICENSEE

ADDRESS

PENALTY

DCAP Ridgewood Inc.

(Brokerage)

and

Anthony M. Lerner

(Broker, Agent and Sublicensee)

17 West Sunrise Hwy

Freeport, NY

 

Same as above

$750 fine

Respondents demonstrated untrustworthiness in that they violated the rules of the New York Automobile Insurance Plan (NYAIP) by submitting automobile insurance applications to the NYAIP on behalf of unlicensed owner/applicants for which Respondents obtained incomplete Driver Verification Forms.

 

LICENSEE

ADDRESS

PENALTY

Kenstone E. Reid

t/b/a

Ken Reid Insurance Agency

(Broker)

68 Kernochan Avenue

Hempstead, NY

 

$1,000 fine

Respondent demonstrated untrustworthiness by issuing three insurance premium payment checks that were dishonored by the bank upon which drawn but were subsequently replaced. The Respondent also commingled his premium account by paying personal and operating expenses using premium monies.

 

LICENSEE

ADDRESS

PENALTY

Universal Business Services, Inc.

(Brokerage)

and

Anthony O. Ezeji

(Broker, Agent & Sublicensee)

2478 8th Avenue

New York, NY

 

 

95 Green Street

Valley Stream, NY

$1,000 fine

Respondents demonstrated untrustworthiness by issuing twenty-one checks and seven authorized debits transmitting insurance premium payments that were dishonored by the bank upon which drawn, but were subsequently replaced or paid upon redeposit. In addition, Respondents commingled insurance business expense funds and insurance premium fiduciary funds in their premium bank account.

Region: New York City

LICENSEE

ADDRESS

PENALTY

Clive S.O. Abrams

(Agent & Broker)

310 Nostrand Avenue

Brooklyn, NY

$2,500 fine

Respondent demonstrated untrustworthiness in that his certification to conduct New York Automobile Insurance Plan (Plan) business was revoked for six months for violation of Plan rules.

 

LICENSEE

ADDRESS

PENALTY

Acordia Northeast, Inc.

(Broker and Excess Line Broker)

and

Judith L. Robinson

(Sublicensee)

90 Park Avenue, 3rd Fl

New York, NY

 

Same as above

$3,575 fine

Respondents violated the Insurance Law in connection with the placement of insurance business with unauthorized insurers by failing to file approximately 100 affidavits with the Excess Line Association of New York and by filing six premium tax statements that were inaccurate.

 

LICENSEE

ADDRESS

PENALTY

Patrica Andrews

(Agent)

1975 86th Street

Brooklyn, NY

$500 fine

Respondent failed to disclose on her original license application that she had been adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

Bellino Brokerage, Inc.

(Agent and Broker)

and

Constantino V. Bellino

(Sublicensee)

and

Ana Bellino

(Sublicensee)

15-20 202nd Street, Ste. 4B

Bayside, NY

 

Same as above

 

Same as above

$500 fine

Respondents demonstrated untrustworthiness by issuing five insurance premium transmittal checks which were dishonored by the bank upon which drawn but were subsequently replaced.

 

LICENSEE

ADDRESS

PENALTY

Best Plan, Inc.

(Broker and Agent)

and

Manuel A. Rodriguez

(Broker, Agent and Sublicensee)

1348 Myrtle Avenue

PO Box 37-0709

Brooklyn, NY

 

Same as above

$2,500 fine

Respondents demonstrated untrustworthy conduct when they failed to take appropriate supervisory and remedial action after learning that their employee had falsified information on automobile insurance applications for seven different insureds that were submitted to an insurer.

 

LICENSEE

ADDRESS

PENALTY

Gregory Cabal

(Broker)

2908 Valentine Avenue, Apt. 18B

Bronx, NY

$500 fine

Respondent demonstrated untrustworthy conduct by issuing five insurance premium transmittal checks which were dishonored by the bank upon which drawn but were subsequently replaced. In addition, the Respondent commingled his premium account by paying personal and operating expenses using premium monies.

 

LICENSEE

ADDRESS

PENALTY

Stan E. Charles

t/b/a

Stan’s Insurance Agency

(Broker)

101 Heathcote Road

Elmont, NY

$500 fine

Respondent demonstrated untrustworthy conduct by issuing premium payment checks that were dishonored by the bank upon which drawn. All checks were subsequently replaced.

 

LICENSEE

ADDRESS

PENALTY

Thomas J. Desimone

(Agent)

1887 Carlton Avenue

Staten Island, NY

License revoked

Respondent demonstrated untrustworthiness in that he was convicted of conspiracy to commit securities fraud, wire fraud and commercial bribery, securities fraud and perjury in United States District Court, Southern District of New York.

 

LICENSEE

ADDRESS

PENALTY

Kurbatsky Boris Insurance Brokerage Corp.

(Broker)

and

Boris Kurbatsky

(Sublicensee)

t/b/a

Boris Kurbatsky Insurance

Agency

3072 Brighton 1st Street

Brooklyn, NY

c/o Kurbatsky Boris

 

Same as above

 

Same as above

$1,000 fine

Respondents demonstrated untrustworthiness in that their certification to write insurance for the New York Automobile Insurance Plan (Plan) was revoked for a period of one year based on the following violations: 6 cases of suspected fraudulent activity involving duplicate operators; 32 deficient applications, containing 42 deficiencies; and 3 producer performance standard violations.

 

LICENSEE

ADDRESS

PENALTY

Dora Laskaris

(Broker)

7613 3rd Avenue

Brooklyn, NY

$1,250 fine

Respondent demonstrated untrustworthy conduct by issuing ten insurance premium transmittal checks that were dishonored by the bank upon which drawn but were subsequently replaced. In addition, the Respondent commingled her premium account by paying operating expenses using premium monies and operated her business under the name "D&D Brokerage, Inc.," an entity not licensed or registered with the Department.

 

LICENSEE

ADDRESS

PENALTY

L&E Insurance Brokerage, Inc.

(Broker)

and

Juan L. Pereira

(Broker and Sublicensee)

247 24th Street

Brooklyn, NY

 

522 3rd Avenue

Brooklyn, NY

$5,000 fine

Respondents demonstrated untrustworthy conduct by submitting an altered receipt and receipt ledger report to an insurer falsely stating that an insured made an insurance premium payment to Respondents prior to the date of cancellation of the insured’s automobile insurance policy. In addition, Respondents issued 76 insurance premium payment checks that were dishonored by the bank upon which drawn but were subsequently replaced.

 

LICENSEE

ADDRESS

PENALTY

Mercury Insurance Agency, Inc.

(Broker)

and

Dianne L. Benino

(Broker and Sublicensee)

141 Neptune Avenue

Brooklyn, NY

 

17A Dreyer Avenue

Staten Island, NY

$1,000 fine

Respondents demonstrated untrustworthiness by issuing two insurance premium payment checks that were dishonored by the bank upon which drawn but were subsequently replaced. In addition, Respondents commingled their premium account by paying personal and operating expenses using premium monies.

 

LICENSEE

ADDRESS

PENALTY

Economy Agency, Ltd

(Broker)

North Agency, Ltd.

(Broker)

Economy West Corporation

(Brokerage)

and

Economy East Corporation,

(Broker)

each, by and through

Robert Goldstone

(Sublicensee)

and

Robert Goldstone

t/b/a

Goldstone Insurance

(Broker)

1808 Avenue P

Brooklyn, NY

Same as above

 

Same as above

 

 

Same as above

 

 

Same as above

 

 

Same as above

$5,000 fine

Respondents demonstrated untrustworthiness by issuing 33 insurance premium payment checks and 9 direct insurance premium payments that were dishonored by the bank upon which drawn. The dishonored checks and direct premium payments were either re-deposited or replaced by Respondents.

 

LICENSEE

ADDRESS

PENALTY

Prime Insurance Brokerage, Inc.

(Broker)

and

Alexander Levinger

(Sublicensee , Broker and Adjuster)

1527-40 Street

Brooklyn, NY

 

 

Same as above

$500 fine

Respondents demonstrated untrustworthiness by issuing five insurance premium payment checks that were dishonored by the bank upon which drawn and 14 insurance premium transmittal checks that were drawn against insufficient funds but covered by overdraft privileges.. All checks were subsequently honored or replaced.

 

LICENSEE

ADDRESS

PENALTY

Eduardo Reyes

(Broker)

195 Station Street #C

New York, NY

$2,000 fine

Respondent demonstrated untrustworthiness in that Respondent submitted a Drivers Verification Form that did not conform to New York Automobile Insurance Plan (Plan) requirements; Respondent’s certification to produce for the Plan was revoked for violating Plan rules; and Respondent hampered and impeded the Department’s investigation by failing to respond to the Department’s requests for information. The Respondent has resolved all outstanding violations.

 

LICENSEE

ADDRESS

PENALTY

Frank N. Rossani

(Agent)

153 Bay 40th Street

Brooklyn, NY

$1,000 fine

Respondent failed to disclose on his original license application that the National Association of Securities Dealers had censured, fined, and suspended him from recommending any transactions in "penny stocks" for one year.

 

LICENSEE

ADDRESS

PENALTY

Anita L. Siew

(Agent and Broker)

150 George Street

Brooklyn, NY

$2,500 fine

Respondent demonstrated untrustworthiness by submitting an application to Equitable Life Assurance Company in which she intentionally misrepresented the insured’s address and occupation.

 

LICENSEE

ADDRESS

PENALTY

Enrique O. Spencer

t/b/a

Spencer Brokerage Company

(Brokerage)

And

Enrique O. Spencer

(Broker, and Agent)

138-30 95th Avenue

Jamaica, NY

 

 

 

1525 Gates Avenue

Brooklyn, NY

$2,000 fine

Respondents demonstrated untrustworthiness by issuing five insurance premium payment checks that were dishonored by the bank upon which they were drawn, but were subsequently replaced.

 

LICENSEE

ADDRESS

PENALTY

Travel Home Insurance Brokerage, Inc.

(Broker)

and

Hashim M. Choudhary

(Broker and Sublicensee)

1074 Coney Island Avenue – 1st FL

Brooklyn, NY

 

Same as above

$1,000 fine

Respondents demonstrated untrustworthy conduct by issuing seven insurance premium checks that were dishonored by the bank upon which drawn but were subsequently replaced. In addition, Respondents commingled insurance premium funds and insurance operating and personal expense funds.

Region: Suffolk

LICENSEE

ADDRESS

PENALTY

John Liberopoulos

(Agent and Broker)

57 Thomas Avenue

Bethpage, NY

License revoked

Respondent demonstrated untrustworthy conduct by failing to appear for a "Statement Under Oath" relating to a consent agreement entered into with his former employer. Respondent refused to make himself available for questions, thereby, hampering and impeding the Department’s investigation.

Region: Utica

LICENSEE

ADDRESS

PENALTY

Lee A. Staelens

(Agent)

865 N. Hillsboro Road

Camden, NY

$2,500 fine

Respondent violated Section 4224 of the Insurance Law by placing Medicare supplement policies on behalf of two insureds with an insured without collecting the required $25 application fee that is included in the insurer’s rate filing. In connection with said placements of Medicare supplement policies, which were intended to replace existing Medicare supplement policies with a second insurer, Respondent violated Department Regulation 62 by furnishing notices regarding replacement of coverages to the insureds stating that the replacement policies were being purchased because of "No change in benefits, but lower premiums," when in fact, the premiums for the replacement policies were more than the premiums for the replaced policies. Respondent violated Department Regulation 62 by placing a Medicare supplement policy on behalf of an insured with one insurer that duplicated coverage that was already in force under the insured’s existing Medicare supplement policy with a second insurer.

Region: Westchester

LICENSEE

ADDRESS

PENALTY

Garymar Multiservice, Inc.

(Broker)

and

Marybel Taveras

(Broker, Agent and Sublicensee)

and

Gary A. Zambrano

(Broker and Sublicensee)

172 N. Highland Avenue

Ossining, NY

 

20 Palmer Avenue

Croton on Hudson, NY

119 Dale Avenue

Ossining, NY

$500 fine

Respondents demonstrated untrustworthiness by issuing three insurance premium payment checks that were dishonored by the bank upon which drawn but were subsequently replaced.

 

LICENSEE

ADDRESS

PENALTY

Newsholme Associates, Inc.

(Agency)

and

John F. Newsholme

(Sublicensee)

40 Triangle Center – Suite 215

Yorktown Heights, NY

$2,500 fine

Respondents made a material misstatement in their agent license renewal application in that they attested that their continuing education requirements had been completed, when in fact they had not been completed.

 

LICENSEE

ADDRESS

PENALTY

Marie E. Vindas

t/b/a

Vindas Insurance Agency

(Broker)

248 Centre Avenue – Apt. 2H

New Rochelle, NY

$1,000 fine

Respondents demonstrated untrustworthiness by issuing three insurance premium transmittal checks that were dishonored by the bank upon which drawn but were subsequently replaced. In addition, the Respondent commingled her premium account by paying personal and operating expenses using premium monies.

Region: Out of State

LICENSEE

ADDRESS

PENALTY

Robbie J. Cummings

(Agent)

Telespectrum Worldwide

801 Madison Avenue

Huntington, WV

$500 fine

Respondent demonstrated untrustworthiness by failing to disclose on her license renewal application that her insurance producer’s license was revoked in the State of Florida; and by failing to respond to Department correspondence requesting her to submit documentation and a notarized statement detailing the event that led to her license revocation. The Respondent has now complied with the Department’s request for documentation and a statement.

 

LICENSEE

ADDRESS

PENALTY

Henry P. Dickerson

(Agent)

360 E. Bradley Avenue #69

El Cajon, CA

$1,000 fine

Respondent failed to disclose on his original application for an agent’s license that he had been adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

Brian M. Douglas

(Agent)

108 Ogden Avenue, Apt. 201

Jersey City, NJ

$500 fine

Respondent failed to disclose on his original application for an agent’s license that he had been adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

John M. Feeney

(Agent)

c/o Sweet & Crawford Ofil Inc.

One North Franklin, 14th Fl.

Chicago, IL

$500 fine

Respondent failed to disclose on his original application for an agent’s license that he was fined by the State of Illinois, Department of Insurance.

 

LICENSEE

ADDRESS

PENALTY

Brandy Lynn Gehle

(Agent)

c/o Apac Customer Services, Inc.

425 2nd Street, SE

Cedar Rapids, IA

License revoked

Respondent failed to disclose on her individual life/accident & health agent renewal application that she was adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

Larry D. Laurence

(Agent)

1306 Pelican Way

Point Richmond, CA

$500 fine

Respondent failed to disclose on his individual life/accident & health agent renewal application that he was fined by the State of Washington, Office of Insurance Commissioner.

 

LICENSEE

ADDRESS

PENALTY

Richard Allen Lebo

(Agent)

8436 Corteland Drive

Knoxvllle, TX

$500 fine

Respondent failed to disclose on his insurance adjuster’s application that he had been fined by the State of Alaska for doing an insurance business after his license had lapsed.

 

LICENSEE

ADDRESS

PENALTY

Jo-Anne M. Sorrentino-Santini

(Agent)

400 Hartford Drive

Nutley, NJ

$500 fine

Respondent failed to disclose on her original license application that she had been adjudged a bankrupt.

 

LICENSEE

ADDRESS

PENALTY

Jose Roberto Varela

(Agent)

4030 SW 103 Court

Miami, FL

$500 fine

Respondent failed to disclose on his agents license renewal application that he was fined by the Treasurer of the State of Florida, Department of Insurance and that he was adjudged a bankrupt.

 


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