Comparison of Health Insurance Programs in New York

The following table has nine columns.

Column one is the health program; column two are the individuals or entity the program covers; column three is the area it covers; column four is the carrier providing the product; column five are the benefits; column six is the income requirement; column seven is the previous coverage restriction; column eight is the Web site link and phone contact if available and column nine is the cost if available.

Program	Covers	Area	Carrier(s)	Benefits	Income Req’t?	Previous Coverage restriction?	Web site and Contact	Cost
Child Health Plus	Children	statewide		comprehensive, prescription drugs	yes	no	www.health.ny.gov/health_care/ child_health_plus/index.htm	Free-$15 month Or buy at cost if Not within income guidelines
Family Health Plus	single adults, couples without children, and parents with limited income, who are between the ages of 19 and 64	statewide		comprehensive, prescription drugs	yes	no	www.health.ny.gov/health_care/ family_health_plus/index.htm	No cost.
Healthy NY	Small businesses, sole proprietors, individuals	statewide	All HMOs Statewide	streamlined yet comprehensive	yes	yes	www.HealthyNY.com 1-866-HealthyNY	50% less than market for ind. 20% less than market for small businesses. Posted on Web site by carrier.
Brooklyn HealthWorks	Small businesses, 2-50 employees	Entire borough of Brooklyn	GHI	Basic medical and hospitalization, prescription drugs, no referrals required to see network providers	yes	yes (with some exceptions)	www.brooklynhealthworks.com 718-596-4550 or 718-875-1000	Most affordable plan available for small businesses in Brooklyn
HealthPass	Small businesses, 2-50 employees	10 counties in downstate New York	HIP, Horizon, GHI, HealthNet, Guardian	26 Benefit options, PPOs, EPOs, POS and HMO’s. Also Dental, LTD, Life and Accidental Death and Dismemberment.	no	no	www.HealthPass.com	Varies by carrier and option.
Long Island Association Health Alliance	Small businesses, sole proprietors	6 Boroughs and Nassau and Suffolk	5 carriers, GHI, MDNY, HIP, Horizon, VYTRA	multiple benefit and pharmaceutical plans, dental options	no	no	www.liahealthalliance.com 1-800-LIA-5513	Varies by carrier and option.
Working Today	Freelancers, temps, 1099, consultants, arts, entertainment media, non-profits, professional organizations	10 counties downstate	HIP	comprehensive with pharmaceutical	yes	no	www.WorkingToday.org 718-222-1099 x103	See Web site for latest premium rates.