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Selected Opinions of The Office of General Counsel For The Year of 2000

Return to Select Opinions By Year index

January | February | March | April | May | June | July | August | September | October | November | December

Opinion Number Subject Date Issued
00-01-01

Entitlement to Renewal Commissions During Lapse in Agent's License

01/10/2000
00-01-02

No-Fault Burden of Proof

01/11/2000
00-01-03

Federal Crime Bill's Prohibition Against the Hiring by Insurers of Individuals With Felony Convictions

01/12/2000
00-01-04

Execution of Client Replacement Authorization Form under Regulation 60 in the Context of the Transfer of the Administrative Functions of a Section 457 Plan to a Different Insurance Carrier

01/14/2000
00-01-05

Circular Letter No. 7 (1999) and New Section 4228

01/18/2000
00-01-06

Filing Requirements for Unauthorized Insurer

01/24/2000
00-01-07

Licensing of ERISA-Covered Benefit Plan Administrator

01/26/2000
00-01-08

Regulation 68 Amendment

01/26/2000
00-01-09

Use of Declaration Page on Renewal of Insurance Policy

01/27/2000
00-01-10

Litigation Settlement Offer May Constitute an Improper Rebate/Inducement

01/28/2000

 

00-02-01

Use of Digital Technology in Adjusting Insurance

02/04/2000
00-02-02

Use of Internet for Sales and Marketing

02/09/2000
00-02-03

Insurance Agent's Internet Web Site

02/10/2000
00-02-04

Service Contract Providers and Risk Retention Groups

02/10/2000
00-02-05

Weather Financial Instruments (derivatives, hedges, etc.)

02/15/2000
00-02-06

Sale of Automobile Service Contracts via the Internet

02/16/2000
00-02-07

Salvage Vehicle Branding

02/16/2000
00-02-08

Commission Sharing Among Brokers

02/16/2000
00-02-09

Statutory Deposits and Non-New York Banks

02/24/2000
00-02-10

Prepaid Legal Services Plans

02/28/2000
00-02-11

Rebating, Insurance Law Section 2324

02/28/2000
00-02-12

Agent Licensing and Legal Services Insurance

02/28/2000
00-02-13

Title Branding Regulations

02/28/2000
00-02-14

Propriety of Advertisement Language Alluding to Potential Cost Savings for Insurance Purchased Directly From the Company

02/28/2000
00-02-15

Rebating and Not-for-Profit Organizations

02/28/2000

 

00-03-01

Assigned Risk Plan ("AIP")

03/03/2000
00-03-02

Office Consolidation

03/06/2000
00-03-03

Insurance Transactions Over The Internet

03/06/2000
00-03-04

Records Retention Requirements

03/06/2000
00-03-05

Delivery of certificates by product or system group policyholder

03/06/2000
00-03-06

Commission Reduction for Group Insurance Client

03/09/2000
00-03-07

Rebating and illegal inducement by agent

03/10/2000
00-03-08

Distribution of dividends, rebates, and refunds via the Internet

03/13/2000
00-03-09

Pilot Project for Electronic Alternatives For Reinsurance Contracts

03/15/2000
00-03-10

Endorsement in General Liability Umbrella Policy Circular Letter No. 6 (1994)

03/17/2000
00-03-11

Independent Adjuster Licensing for In House Claims Representative

03/17/2000
00-03-12

Advertising Charitable Contribution by Agent

03/17/2000
00-03-13

Insurer Adjusting Claims on Behalf of Another Insurer

03/19/2000
00-03-14

Treatment of Tax Preparer’s Warranty

03/28/2000
00-03-15

Accredited reinsurer and excess lines insurance

03/28/2000

 

00-04-01

Subsidy of premium under group health insurance plan

04/03/2000
00-04-02

Negotiated Reductions in Agent's Commissions

04/03/2000
00-04-03

Licensing of Reinsurers as Independent Adjusters

04/14/2000
00-04-04

Fraternal Society – Licensing Status

04/14/2000
00-04-05

Funding Agreement Securitizations

04/18/2000
00-04-06

Workers' Compensation Coverage, Definition of Reinsurance/Insurer

04/19/2000
00-04-07

Assessment Cooperative Insurers' Use of Loss-Free Credits

04/27/2000

 

00-05-01

Incentives for Auto Glass Windshield Repairs

05/05/2000
00-05-02

Co-operatives and Group Property/Casualty Insurance

05/05/2000
00-05-03

No-Fault Payments for Medical Transportation Services

05/08/2000
00-05-05

Supplemental Uninsured Motorist Insurance and Arbitration

05/10/2000
00-05-06

Form A Filing Under Article 15

05/10/2000
00-05-07

Posting of Collateral in Connection with Derivative Transactions

05/11/2000
00-05-08

Insurer's Obligations under Regulation 79

05/11/2000
00-05-09

Global Funding Agreement-Backed Securities: Payment of Expenses by the Insurer

05/11/2000
00-05-10

Re: Circular Letter 2000 Independent Adjusters - Administration of Dental Claims

05/05/2000
00-05-11

Consequence of Ban on Insurance License

05/18/2000
00-05-12

Independent Adjuster Licensing

05/24/2000
00-05-13

Financial Guaranty Insurance

05/30/2000
00-05-14

Indemnity Agreements Related to the Securitization of Funding Agreements

05/30/2000
00-05-15

The Transaction of Private Passenger Automobile and Homeowner's Insurance Business on the Internet

05/30/2000
00-05-16

Family Practice Clinic for Uninsureds

05/30/2000
00-05-17

New York State Gap Law, Maintenance and Similar Contracts, and Vendors Single Interest Insurance

05/30/2000

 

00-06-01

Non-Owner Occupied 1- 4 Family Dwellings

06/05/2000
00-06-02

Refunding Credit / Unearned Premium Reserve

06/08/2000
00-06-03

[Company E] Insurer's Life Insreance's General Agent Compensation Plan and N.Y. Ins. Law   4228 and 1509 (McKinney 1985 & Supp. 2000)

06/08/2000
00-06-04

Assignment of a Life Insurance Policy in connection with a Prepaid Funeral

06/08/2000
00-06-05

Life Insurer’s General Agent Compensation Plan and N.Y. Ins. Law 4228 and 1509 (McKinney 1985 & Supp. 2000)

06/08/2000
00-06-06

Cut-Through Endorsements and Insolvency

06/14/2000
00-06-07

Non-Renewal/Change of Tier – Two-for-One New Business Credits

06/14/2000
00-06-08

Credit Insurance Policy Issued to Financial Institution

06/16/2000
00-06-09

Automobile Certificates of Insurance

06/16/2000
00-06-10

Commercial liability policies, N.Y. Ins. Law 3426(d)(1) (McKinney Supp. 2000)

06/22/2000
00-06-11

XXX Insurance Reciprocal, Withdrawal of a Subscriber

06/28/2000

 

00-07-01

Unfair Claim Settlement Practices

07/06/2000
00-07-02

Article 77 ("The Life Insurance Company Guaranty Corporation of New York Act") and Long Term Care Insurance

07/10/2000
00-07-03

State Agencies’ and Municipalities’ Insurer Rating Requirements

07/11/2000
00-07-04

Insurance Company’s Records Retention Period

07/12/2000
00-07-05

Interest Charges on Old Money

07/13/2000
00-07-06

Effect of Conviction for Vehicular Manslaughter on Agent Licensing

07/14/2000
00-07-07

Internet Solicitation and Agent Licensing

07/14/2000
00-07-08

Supplemental Uninsured Motorist Endorsement ("SUM")

07/17/2000
00-07-09

Professional Liability Insurance and the Property/Casualty Security Fund

07/18/2000
00-07-10

Property/Casualty Security Funds

07/18/2000
00-07-11

Capitation Arrangements Involving Professional Corp

07/19/2000
00-07-12

Premium installment payment plans

07/19/2000
00-07-13

No-Fault Billing for Ambulette Services

07/21/2000
00-07-14

Motor Vehicle Law Enforcement Fee

07/21/2000
00-07-15

Insurer Sharing of Information

07/26/2000
00-07-16

Attorney Retainer Agreement

07/26/2000
00-07-17

Service Contract Program

07/26/2000
00-07-18

Insurance Premiums/Installment Payments

07/27/2000
00-07-19

Accidental Death & Dismemberment Insurance

07/27/2000
00-07-20

Banking Questions

07/31/2000

 

00-08-01

Applicability of FOIL exception for unwarranted invasion of personal privacy to a request for names of newly licensed insurance agents

08/01/2000
00-08-02

Record Retention by Agency

08/08/2000
00-08-03

Subrogation Information

08/08/2000
00-08-04

No Nonstandard Application Fees for Agent

08/08/2000
00-08-05

Warranties and Service Contracts

08/09/2000
00-08-06

Motor Vehicle Repossession Insurance

08/10/2000
00-08-07

Proposed Provisions for use in Reinsurance Contracts

08/10/2000
00-08-08

Policy cancellation and subsequent partial payment of premium

08/10/2000
00-08-09

Superintendent’s Authority Regarding Consumer Complaints

08/11/2000
00-08-10

Insurer’s Collection of Additional Premium After Policy Issuance

08/22/2000

 

00-09-01

Mechanical breakdown insurance

09/05/2000
00-09-02

Purchase of Customer Mailing Lists from Non-Licensees / Non-Resident Agent and Non-Resident Broker Solicitation

09/05/2000
00-09-03

Payroll Deduction of Insurance Premiums

09/06/2000
00-09-04

Acord Form and Certificates of Insurance

09/08/2000
00-09-05

Prearranged Funeral Program

09/15/2000
00-09-06

Group Accident & Health Insurance, N.Y. Ins. Law 4235(McKinney 1985 and Supp. 2000)

09/19/2000
00-09-07

Premiums Quoted "Net of Commission"

09/19/2000
00-09-08

Electronic Insurance Applications and Electronic Signatures

09/20/2000
00-09-09

Sale of Agent/Broker Business

09/21/2000
00-09-10

Repossession and Total Loss Coverage

09/22/2000
00-09-11

Payment of Insurance Premium by Credit Card on Internet or Telephone

09/25/2000
00-09-12

Domestic Partnership Registration

09/25/2000
00-09-13

Workers’ Compensation Law Election to Exclude Executive Officers from Coverage

09/29/2000

 

00-10-01

Regulation 64 and Disability Benefits

10/03/2000
00-10-02

Insurer’s Payment of Bonuses to Insurance Brokers and Agents

10/04/2000
00-10-03

Licensing Status for Sales Staff

10/13/2000
00-10-04

Credit Card Rebate Payment System

10/16/2000
00-10-05

Equipment reliability insurance

10/20/2000
00-10-06

Reinsurance Intermediary – Fiduciary Account

10/23/2000
00-10-07

Non-Admitted Reinsurance/Letters of Credit, Insurance Department Reg. No. 133 (11 NYCRR 79)

10/26/2000
00-10-08

Abstract Companies and Title Insurance Business

10/27/2000
00-10-09

Service contract reimbursement insurance issued by federal risk retention groups

10/30/2000
00-10-10

Advertising Gift Certificate by Agent

10/31/2000

 

00-11-01

Insurance agents as co-shareholders of a separate corporate insurance agent

11/03/2000
00-11-02

Divorce and Insurable Interest

11/06/2000
00-11-03

Merger of Independent Practice Associations ("IPA")

11/13/2000
00-11-04

Activities of Employees of Banks and Bank Agencies

11/20/2000
00-11-05

New York Taxation of Insurers

11/21/2000
00-11-06

Assignment of Health Insurance Benefits

11/21/2000
00-11-07

Multi-bank letters of credit

11/27/2000
00-11-08

Sales Illustrations, Regulation 60

11/08/2000

 

00-12-01

Property/Casualty Insurance Security Fund Insurance Law Article 76

12/01/2000
00-12-02

N.Y. Ins. Law 3425 Automobile Renewal and Cancellation Provisions

12/08/2000
00-12-03

Insurer’s Record Retention Requirements

12/12/2000
00-12-04

Defensive Driving Course Refund

12/13/2000
00-12-05

New York Insurance Law Section 4224(a)(1) Regarding Unfair Discrimination Among Members of the Same Class

12/13/2000
00-12-06

Chiropractic Group Office

12/14/2000
00-12-07

Reinstatement Fee

12/22/2000
00-12-08

UCC Title Insurance Policy

12/27/2000
00-12-09

Activities in New York on Behalf of an Unauthorized Insurer

12/28/2000

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