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Selected Opinions of The Office of General Counsel For The Year of 2002

Return to Select Opinions By Year index

January | February | March | April | May | June | July | August | September | October | November | December

Opinion Number Subject Date Issued
02-01-01

Recordkeeping under Third Amendment to Regulation 29

01/02/2002
02-01-02

Fee Sharing Arrangements

01/02/2002
02-01-03

Licensing Requirements for Unauthorized Insurers

01/02/2002
02-01-04

No-Fault NF-10 Forms

01/03/2002
02-01-05

Payment of Premium to Insurance Agent or Broker

01/04/2002
02-01-06

Notice of Cancellation/Service Fees

01/04/2002
02-01-07

Life Insurance Company Guaranty Corporation of New York

01/07/2002
02-01-08

Bonus Compensation Paid to Employees of Insurers

01/07/2002
02-01-09

Mortgage Guaranty Insurance

01/09/2002
02-01-10

Residential Mortgage Lenders

01/09/2002
02-01-11

Empire Zones and Zone Equivalent Areas

01/09/2002
02-01-12

Employee Group Health Insurance Coverage

01/09/2002
02-01-13

Prompt Pay

01/09/2002
02-01-14

Credit Card Bond

01/10/2002
02-01-15

Regulation 121-Tail Coverage

01/10/2002
02-01-16

Licensing of Bail Bond Supervisor

01/11/2002
02-01-17

Settlements of Automobile Physical Damage Insurance Claims and Allowable Deductions under N.Y. Comp. Codes R. & Regs. tit. 11, 216.0- 216.12 (2001)(Regulation 64)

01/11/2002
02-01-18

N.Y. Ins. Law 3224-a(b) "Receipt of Claim"

01/14/2002
02-01-19

Fidelity and Surety Insurance

01/14/2002
02-01-20

N.Y. Ins. Law 6409(d): Title Insurance Joint Venture

01/14/2002
02-01-21

Available claims history with "community rated" health insurance policies

01/15/2002
02-01-22

Cancellation of a Commercial Risk Insurance Policy Based on the Insured’s Filing for Bankruptcy Under Chapter 11

01/16/2002
02-01-23

Reinsurance/Workers' Compensation "carve-out"

01/17/2002
02-01-24

Issuance of Mandatorily Exchangeable Preferred Stock

01/23/2002
02-01-25

Filing Requirements for Private Placement of Surplus Notes

01/23/2002
02-01-26

Estimate of Premium Increase in a Conditional Renewal Notice Under Section 3426

01/24/2002
02-01-27

Out of State Exposures

01/24/2002
02-01-28

New York Changes in Business Auto Coverage Forms

01/24/2002
02-01-29

Agent’s Right to Request Nonpayment Cancellation

01/24/2002
02-01-30

N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420.24 (2001) (Regulation 169) and Charitable Annuity Societies

01/25/2002
02-01-31

Executive Officer Compensation

01/25/2002
02-01-32

Insurance Compliance Self-Evaluative Privilege

01/25/2002
02-01-33

N.Y. Ins. Law 3224-a(b) "Receipt of Claim"

01/28/2002
02-01-34

No-Fault Claims Adjusting and N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420.24 (2001) (Regulation 169)

01/28/2002
02-01-35

Kidnap and Ransom Insurance

01/30/2002
02-01-36

Use of Title Insurer Mandated by Lender

01/31/2002
02-01-37

Renewal of Life and Accident and Health Insurance Agent’s License

01/31/2002
02-01-38

Estimate of Premium Increase in a Conditional Renewal Notice Under Section 3426

01/24/2002
 

 

02-02-01

Insurance law Article 77 and Life Insurance Company Guaranty Corporation of New York ("LICGC")

02/01/2002
02-02-02

No-Fault Arbitration: Decedent Healthcare Providers

02/04/2002
02-02-03

No-Fault Billings, Independent Contractors

02/05/2002
02-02-04

Incontestability of Individual Life Insurance Policies and Individual Long Term Care Insurance Policies

02/06/2002
02-02-05

Managing Another Office

02/07/2002
02-02-06

Automobile Insurance and Discrimination in Underwriting

02/07/2002
02-02-07

Business SUM Coverage

02/08/2002
02-02-08

Activities of bail bond supervisor regarding licensing

02/11/2002
02-02-09

Wholesale Insurance Broker Fees

02/12/2002
02-02-10

NYAIP Service Fees

02/12/2002
02-02-11

Minimum automobile insurance requirements

02/12/2002
02-02-12

Use of Credit Card for Payment of Premium - N.Y. Ins. Law 4224(b)(1) (McKinney 2000)

02/12/2002
02-02-13

Extended Warranties and Home Warranties

02/12/2002
02-02-14

Home Health Care Service/Durable Medical Equipment Contracts

02/13/2002
02-02-15

Compliance with N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420.24 (2001) (Regulation 169)

02/14/2002
02-02-16

Property/Casualty Insurance Policy Form Endorsements

02/14/2002
02-02-17

Alternative Renewal Notice Under N.Y. Ins. Law Section 3426

02/14/2002
02-02-18

Insurance Fraud Prevention: Satisfying Regulation 95 Requirement that Insurers Develop Public Awareness Programs

02/14/2002
02-02-19

Guaranteed Minimum Income Benefit and N.Y. Ins. Law 4240(d) (McKinney 2000)

02/15/2002
02-02-20

Regulation 169 and Privacy of Consumer Financial Information/Opt out requirements

02/15/2002
02-02-21

Fraud Warning Statement on Applications for Personal Auto Insurance

02/15/2002
02-02-22

Insurance Consultant; N.Y. Ins. Law 2107 (McKinney 2000)

02/15/2002
02-02-24

Health Insurance Coverage of Domestic Partners

02/19/2002
02-02-25

Viatical Settlement, Definition of "Viator"

02/19/2002
02-02-26

Unearned Premium Reserve Requirement for Bail Bond Insurers

02/20/2002
02-02-27

Shelf Registration and N.Y. Ins. Law 1204 (McKinney 2000)

02/21/2002
02-02-28

Tier movement under automobile insurance policy with a three year required policy period

02/21/2002
02-02-29

Viatical Settlements, Licensing Requirements

02/21/2002
02-02-30

Applicability of Regulation 62 and Regulation 123 Requirements

02/22/2002
02-02-31

Reinsurance Agreements That Cover Extra Contractual Obligations

02/26/2002
02-02-32

Replacing logo on application form for property/casualty insurance

02/27/2002
02-02-33

Health Insurance for Small Businesses

02/27/2002
02-02-34

Conditional Gap Waiver Provision in a Lease Agreement

02/27/2002
02-02-35

Alliance between Insurance Agency and Mortgage Brokerage

02/26/2002
02-02-36

Financial Guaranty Insurance Policy; SPV

02/15/2002
 

 

02-03-01

Life Settlements, Licensing Requirements

03/01/2002
02-03-02

Disclosure of Nonpublic Personal Health Information and Regulation 169

03/04/2002
02-03-03

Assets of Insurers

03/04/2002
02-03-04

Liability of Board Members for a Not-for-Profit-Corporation

03/06/2002
02-03-05

Glass Claims

03/06/2002
02-03-06

Multiple Employer Welfare Arrangements (MEWA)

03/07/2002
02-03-07

Insurance Coverage of a Livery Vehicle

03/07/2002
02-03-08

Minimum Earned Premiums

03/08/2002
02-03-09

N.Y. Comp. Codes R. & Regs. tit. 11, 420.17 (2001) (Reg. 169

03/08/2002
02-03-10

No-fault fees; Independent Contractor/Professional Corp

03/11/2002
02-03-11

Licensing of Unauthorized Insurers as Independent Adjusters in New York

03/11/2002
02-03-12

Licensing of an Insurance Broker as an Insurance Agent

03/11/2002
02-03-13

Licensing as an Adjuster

03/14/2002
02-03-14

Conditional Renewal Notices

03/14/2002
02-03-15

Cancellation of Commercial Liability Insurance Policy Under N.Y. Ins. Law 3426

03/15/2002
02-03-16

Health Insurance, Continuation and Conversion Benefits

03/18/2002
02-03-17

Notice Requirements for Voluntary Market Noncommercial Private Passenger Automobile Policy Cancellation by Insurer or Premium Finance Agency

03/18/2002
02-03-18

Commercial Property and Casualty Insurance Written Through the Excess Line Market and N.Y. Ins. Law 3426

03/21/2002
02-03-19

Agent’s Interest Bearing Premium Account

03/21/2002
02-03-20

N.Y. Ins. Law 6409(d): Title Insurance Joint Venture

03/21/2002
02-03-21

Service Contract Reimbursement Insurance

03/22/2002
02-03-22

Anti-theft program

03/25/2002
02-03-23

Receipt of Insurance Broker’s Future Commissions by Unlicensed Executor

03/25/2002
02-03-24

Compliance with Privacy Regulations 169 and 173

03/26/2002
02-03-25

Home Warranty Association

03/26/2002
02-03-26

Minimum and Deposit Premium

03/27/2002
02-03-27

Proposed Fertility Warranty Agreement

03/27/2002
02-03-28

Personal Automobile Proposed Underwriting Restriction

03/27/2002
02-03-29

Open Cargo Insurance Policy

03/07/2002
 

 

02-04-01

Notice of Settlement Under Regulation 64

04/01/2002
02-04-02

Standards for Safeguarding Customer Information and Regulation 173

04/02/2002
02-04-03

Non-domiciliary New York Licensee and Compliance with N.Y. Comp. Codes R.& Regs. tit. 11, 420, 421 (2002)

04/02/2002
02-04-04

Bank Issuance of Debt Suspension and Debt Cancellation Contracts in connection with its Customers’ Credit Card Account at the Bank

04/02/2002
02-04-05

Doing business as a trade-name

04/03/2002
02-04-06

General Agent Compensation Plan

04/03/2002
02-04-07

Stop-Loss Insurance, Discriminatory Attachment Point

04/03/2002
02-04-08

Bail Bonds

04/05/2002
02-04-09

Nonpublic Personal Health Information (Regulation 169)

04/05/2002
02-04-10

Conditional Renewal Notices

04/08/2002
02-04-11

Regulation 79 and Waivers of Mandatory Inspection Requirements

04/08/2002
02-04-12

Salaried Employees of Holding Co. Adjusting Claims on Behalf of Insurers

04/08/2002
02-04-13

Derivative Investments by an Accredited Reinsurer

04/09/2002
02-04-14

Audit of Health Insurance Claims

04/10/2002
02-04-15

N.Y. Ins. Law 1201(a)(5)(B)(vi) (McKinney 2000) New York State Residence and United States Citizenship Requirements for Directors

04/10/2002
02-04-16

Non-Resident License for Out-of-State Licensed Life Insurance Agent

04/10/2002
02-04-17

Regulation 169 Privacy Notice

04/10/2002
02-04-18

Insurance Agent’s Entitlement to Commissions

04/11/2002
02-04-19

No-Fault Insurer Medical Examinations

04/12/2002
02-04-20

Named Driver Exclusions in Commercial Auto Liability Policy

04/15/2002
02-04-21

Guidelines for the Writing of Individual Policies in the Payroll Deduction Market

04/15/2002
02-04-22

Insurers’ Anti-Fraud Public Awareness Programs: Satisfying Regulation 95

04/16/2002
02-04-23

Terrorism exclusions in excess line policies

04/19/2002
02-04-24

Sale of Etching Program With Insurance

04/23/2002
02-04-25

License Requirement for Premium Collection within New York State

04/24/2002
02-04-26

Health service billings by medical professional corporations

04/24/2002
02-04-27

Exemption of Annuity Contract Proceeds from Creditors N.Y. Ins. Law 3212(d)

04/15/2002
02-04-28

Suspected Insurance Fraud by a Licensed Insurance Broker

04/15/2002
02-04-29

Prepaid Health Service Plan, Regulation of Privacy

04/24/2002
02-04-30

General Liability Insurance Policy, Exclusion for Liquor Liability

04/25/2002
02-04-31

Investment Rules Under N.Y. Ins. Law 1404

04/26/2002
02-04-32

Brokers' Commissions/Rebating and Discrimination

04/29/2002
02-04-33

Sale of life insurance

04/29/2002
02-04-34

Calculation of Total Loss Payments and Regulation 64

04/30/2002
02-04-35

Application of Pre-existing Condition Clauses in Group Disability Insurance Policies

04/30/2002
02-04-36

Community Rating of Association Groups

04/30/2002

 

02-05-01

Third Party Liability Claims and N.Y. Comp. Codes R. & Regs. tit. 11, 216.0-216.12 (Regulation 64) (2001)

05/01/2002
02-05-02

Home Equity Protection Program

05/01/2002
02-05-03

Proposed Title Insurance Business Arrangement

05/02/2002
02-05-04

Debt Cancellation Agreements

05/03/2002
02-05-05

N.Y. Ins. Law 3425(j)- New Business Acceptance Requirements

05/06/2002
02-05-06

Insurers Payment Of Bonuses To Agents, General Agents,And Brokers For The Sale Of Group Insurance

05/08/2002
02-05-07

Agent Licensing for Overseas Reinsurer

05/10/2002
02-05-08

Monies Collected By An Insurance Agent/Administrator From Employers In Connection With A Group Health InsurancePlan

05/10/2002
02-05-09

Insurance Law 1413(a)- Substantial Compliance

05/10/2002
02-05-10

New York State Insurance Department Regulation for Disclosure of Policy Limits

05/10/2002
02-05-11

Service Contracts And Warranties For A Fee And New York’s Lemon Laws

05/10/2002
02-05-12

Non-commercial Pet Insurance

05/10/2002
02-05-13

Limited Liability Company And Licensing As Broker

05/13/2002
02-05-14

Credit Life Insurance

05/13/2002
02-05-15

Effective Date of N.Y. Ins. Law 1113(a)(16)(D)

05/14/2002
02-05-16

Group Health Insurance, Continuation and Conversion Requirements

05/14/2002
02-05-17

N.Y. Ins. Law 2324(a) (McKinney 2001-2002 Interim Pocket Part) And Free Phone Card

05/14/2002
02-05-18

Service Contracts / Risk Retention Groups

05/17/2002
02-05-19

Terrorism Exclusions in Excess Line and Free Trade Zone Policies

05/17/2002
02-05-20

Prepaid Medical Services Plan

05/17/2002
02-05-21

Life Insurance Company Guaranty Corporation of New York Act

05/20/2002
02-05-22

Internet Web Site Of A Corporate Life Insurance Agent

05/28/2002
02-05-23

Surety Company Insuring Bank against Risk of Non-performance by Developer

05/29/2002
02-05-24

The Fund

05/29/2002
02-05-25

Insurance Coverage of Intentional Criminal Acts

05/30/2002
02-05-26

Sale of life insurance and or long-term care insurance

05/01/2002
02-05-27

Credit Unions – Income from Joint Marketing Agreements

05/01/2002
 

 

02-06-01

Third Party Administrator Workers’ Compensation Claims

06/03/2002
02-06-02

Viatical Settlement Companies and Viatical Settlement Brokers, and Regulation 173

06/03/2002
02-06-03

Licensing/Registration Requirements for Service Contract Providers

06/03/2002
02-06-04

Minimum and Deposit Premium

06/04/2002
02-06-05

Licensing Requirements for Persons Who Market Health Insurance in New

06/04/2002
02-06-06

Policy Record Retention Requirements & Regulation 152

06/05/2002
02-06-07

Group Policyholders and N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420-24 (2001) (Regulation 169)

06/05/2002
02-06-08

Follow-up to Fertility Warranty Agreement Opinion

06/05/2002
02-06-09

Employer Sponsored Group Accident & Health Insurance

06/05/2002
02-06-11

Reinsurance and N.Y. Ins. Law 4228(h) (McKinney 2000)

06/05/2002
02-06-12

Premium Acceptance by PA Insurer and PA Agent

06/07/2002
02-06-13

Interest on Premium Trust Funds Received by an Insurance Broker

06/11/2002
02-06-14

The Property/Casualty Insurance Security Fund & Vicarious Employment Practices Liability

06/11/2002
02-06-15

Financial Responsibility Requirements Under N.Y. Ins. Law 7903 (McKinney 2000) and Regulation 155

06/11/2002
02-06-16

Bail Bond Insurers and Disclosure of Nonpublic Personal Financial Information Under Regulation 169

06/11/2002
02-06-17

Credit Union Agent Licensing

06/11/2002
02-06-18

Safety Group Dividend Plans and Regulation 135

06/12/2002
02-06-20

Savings Clause in a Reinsurance Agreement

06/13/2002
02-06-21

Gap Waivers and "Direct Loans"

06/14/2002
02-06-22

Credits Applied for Insurance Cost on Construction Bids

06/17/2002
02-06-21

Claims Submitted by Physicians

06/17/2002
02-06-23

Surety Bonds

06/18/2002
02-06-24

Licensee’s Release of Health Information to Non-Affiliated Broker

06/18/2002
02-06-25

Insurance Commissions to Agent

06/20/2002
02-06-26

Construction of N.Y. Ins. Law 3425(j)(1)(A

06/21/2002
02-06-28

Document Retention by Insurance Brokerage

06/25/2002
02-06-29

Group Long Term Disability Income Insurance Reduction in Benefits N.Y. Ins. Law 3221 (McKinney 2000 and Supp

06/26/2002
02-06-30

Replacement of a Variable Annuity as defined under N.Y. Comp. Codes R. & Regs. tit. 11, 51.2(a) (1998) (Regulation 60)

06/26/2002
02-06-31

Licensing a Federally Chartered Production Credit Association as a Non-Resident Insurance Agency

06/26/2002
02-06-32

N.Y. Ins. Law 3425(f) – Non-renewal of Automobile Insurance Policies before and after August 2, 2001

06/27/2002
02-06-33

Debt Cancellation Lender/Creditor Insurance

06/27/2002
 

 

02-07-01

N.Y. Comp. Codes R. & Regs. tit. 11 420.17(b) Exceptions (Reg. 169)

07/01/2002
02-07-02

Premium Increase by Unauthorized Insurer

07/02/2002
02-07-03

Commercial Insurance and Compliance with Regulation 169

07/02/2002
02-07-04

Termination of Producer Agreement

07/09/2002
02-07-05

Life Insurance Company Guaranty Corporation of New York Long Term Care Policy

07/09/2002
02-07-06

Proposed Issue or Sale in New York of Medical and Hospital Insurance Policies to Peruvians residing in New York State for the Benefit of Their Immediate Family Members Living in Peru

07/09/2002
02-07-07

Utilization Review Company’s Licensing as an Independent Adjuster in New York

07/09/2002
02-07-08

Life Insurance Corporate Governance

07/11/2002
02-07-09

Storage Costs of Motor Vehicle Damaged in Accident

07/15/2002
02-07-10

Emergency Department Treatment, Health Insurance Coverage

07/17/2002
02-07-11

Health Insurance Coverage, Organ Donors

07/17/2002
02-07-12

Health Maintenance Organizations ("HMO") and Agents’ Commissions

07/17/2002
02-07-13

Service Contracts

07/18/2002
02-07-15

Terrorism Exclusions in Commercial Umbrella Policies

07/19/2002
02-07-16

Terrorism Exclusions in General Liability Insurance Policies

07/19/2002
02-07-17

Terrorism Exclusions Under Property/Casualty Policy Covering Both New York and Non-New York Exposures, Issued In Or  Out Of State

07/19/2002
02-07-18

Terrorism Exclusions Under Property/Casualty Policy Covering Both New York and Non-New York Exposures

07/19/2002
02-07-19

Parental Access to Insurance Records Concerning Child’s Medical Treatment

07/22/2002
02-07-20

Mold Exclusions in Free Trade Zone Policies

07/23/2002
02-07-21

Private Passenger Automobile Liability Insurance Coverage for a Non-Owned Automobile

07/24/2002
02-07-22

Prompt Pay

07/24/2002
02-07-23

Payment of Insurance Settlement

07/24/2002
02-07-24

Omnibus Crime Bill of 1994, 18 U.S.C.A. 1033(e)

07/24/2002
02-07-25

Filing Requirements of Regulation 173

07/25/2002
02-07-26

New York Statutory Excess Medical Malpractice Insurance Coverage

07/25/2002
02-07-27

New York Insurance Law Requirements for a Collection Agency Working on Behalf of an Insurer

07/29/2002
02-07-28

Record Retention Requirements

07/30/2002
02-07-29

Unauthorized Accident and Health Reinsurer Assuming Statutory Workers’ Compensation Risks

07/31/2002
02-07-30

Regulation 169 and Privacy Protection for Minors

07/31/2002
   

 

02-08-01

Service Requirements for Notice of Cancellation of Insurance Policies Subject to N.Y. Ins. Law 3426

08/05/2002
02-08-02

Promotional Discounts

08/05/2002
02-08-03

Premium Rates for Executors Bonds

08/05/2002
02-08-04

Conditional Renewal of a Commercial Lines Policy

08/05/2002
02-08-05

Service Contracts & Compliance With Article 79

08/06/2002
02-08-06

N.Y. Comp. Codes R. & Regs. tit. 11, 421.0-421.10 (2002) (Regulation 173) and Nonpublic Personal Health Information

08/06/2002
02-08-07

Cancellation of Commercial Risk Insurance Policies

08/06/2002
02-08-08

Waiver of Premium

08/07/2002
02-08-09

N.Y. Ins. Law 3425(d)(1)- Valid Nonrenewal

08/07/2002
02-08-10

Insurance Agents & Service Fees for Electronic Funds Transfers ("EFTs")

08/08/2002
02-08-11

Mail Order Exception – N.Y. Ins. Law 1101(b)(2)(D) (McKinney Supp. 2002)

08/13/2002
02-08-12

Accident & Health Insurance, Workers’ Compensation Offset

08/15/2002
02-08-13

Stop Loss Insurance of Self-Funded Employee Welfare Benefit Plans

08/15/2002
02-08-14

Licensing Requirements For Common Carrier Self-Insurer

08/15/2002
02-08-15

Independent Adjusters

08/16/2002
02-08-16

Operation of a Motor Vehicle with an Expired Registration

08/19/2002
02-08-17

Funding Agreement Backed Securitization Program

08/19/2002
02-08-18

Securities Leasing/Lending

08/19/2002
02-08-19

Termination of Health Insurance Policy

08/20/2002
02-08-20

Electronic Transmission of Notices of Cancellation to Mortgagees

08/22/2002
02-08-21

Regulation 169 and Doctor’s Release of Patient Information to its Insurer and Attorney

08/27/2002
02-08-22

N.Y.S. Guaranty Fund- Group Health Plans

08/27/2002
02-08-23

Premium Increase Estimate of Conditional Renewal Notice Subject to Section 3426

08/28/2002
02-08-24

NY Ins. Law 2324 and 4224 - Inducement to Purchase Insurance

08/30/2002
   

 

02-09-01

Homeowner’s Policy Inclusion of Workers Compensation and Employers Liability Coverage

09/04/2002
02-09-02

Assignment of No-Fault benefits to a doctor from an eligible injured person

09/04/2002
02-09-03

Stop-Loss Insurance Provider in Rehabilitation & Insured's Dishonored Claims

09/05/2002
02-09-04

Proposed Financing Arrangement and the CAPCO Statute

09/05/2002
02-09-05

Bail bond collateral held out-of-state

09/06/2002
02-09-06

Rebates of Insurance Premiums

09/06/2002
02-09-07

Group Independent Contractor Work Accident Insurance, Subrogation Clause and N.Y. Ins. Law 3221(McKinney 2000 and Supp. 2002)

09/13/2002
02-09-08

Use of Credit Card to Pay Insurance

09/13/2002
02-09-09

Mammography Screening

09/18/2002
02-09-10

Health Insurance Coverage of Adopted Child

09/18/2002
02-09-11

Foreign Investment Adviser Managing General

09/18/2002
02-09-12

Public Adjusters’ Compensation Agreement

09/19/2002
02-09-13

Sale of insurance with assistance of non-licensed person

09/20/2002
02-09-14

Agents for title insurance

09/20/2002
02-09-15

Licensing Requirements for Health Insurance Adjusters

09/20/2002
02-09-16

Cancellation of Workers' Compensation Insurance

09/23/2002
02-09-17

Permissible Rebating on Ocean Marine Insurance

09/23/2002
02-09-18

Services of an Assistant Surgeon

09/23/2002
02-09-19

Records Retention by Insurance Brokers – the Use of Document Imaging Technology for Storage Purposes

09/23/2002
02-09-20

Self-Funded Health Plan, Exemption from Insurance Law Requirements

09/23/2002
02-09-21

Multiple Employer Welfare Arrangement, Evasion of Community Rating Requirement

09/24/2002
02-09-22

Gap Waivers and "Direct Loans"

09/24/2002
02-09-23

Accident & Health Insurance, Time Limits on Appeal

09/24/2002
02-09-24

No-Fault Medical Fees

09/25/2002
02-09-25

Reason for non-renewal – N.Y. Ins. Law 3425(d)(1) (McKinney Supp. 2000)

09/30/2002
 

 

02-10-01

Hospital Billing Under No-Fault

10/01/2002
02-10-02

Guaranteed Price Refund Agreements

10/01/2002
02-10-03

Use of Credit Cards to Pay Insurance Premiums

10/02/2002
02-10-04

Licensing of Limited Liability Companies

10/02/2002
02-10-05

Group Health Insurance Policy, Coverage of Grandchildren

10/02/2002
02-10-06

NY Insurance Law 2120 and Regulation 29

10/04/2002
02-10-07

Excess Line Premium Tax and Stamping Fee

10/07/2002
02-10-08

Assignment of Financed Insurance Premiums to Bank

10/09/2002
02-10-09

Surety Bonds as Insurance Contracts

10/10/2002
02-10-10

Interest on Proceeds of Life Insurance Policy when Beneficiary is a Minor

10/10/2002
02-10-11

Return of Unearned Premiums Upon Cancellation of Premium-Financed Policy

10/11/2002
02-10-12

Compensating Unlicensed Individuals for Referrals

10/11/2002
02-10-13

Applicability of Article 79 of the New York Insurance Law and Regulation 155 to Home Warranties

10/15/2002
02-10-14

EUO Standards Under No-Fault

10/15/2002
02-10-15

Maintenance of a Dentist's Notes Concerning Care for Patients in a Computer Rather than on a Handwritten Chart

10/15/2002
02-10-16

Bail bonds

10/15/2002
02-10-17

Third Party Administrator Adjusting Claims

10/16/2002
02-10-18

Compliance with the insurance certificate requirements of N.Y. Ins. Law 3221(a)(6) by the use of electronic media by Life Insurers

10/21/2002
02-10-19

Life Insurance Company Compliance with the Insurance Certificate Requirements of N.Y. Ins. Law 3221(a)(6) by the Use of Electronic Media

10/21/2002
02-19-20

Exemption of Annuity Contract Proceeds from Creditors – N.Y. Ins. Law 3212(d)

10/22/2002
02-10-21

Abstract companies and title insurance business

10/22/2002
02-10-22

Regulation 68 Effective Dates

10/22/2002
02-10-23

Cancellation and Renewal Provisions

10/23/2002
02-10-24

Tail Coverage for Medical Malpractice Insurance

10/23/2002
02-10-25

Homeowner’s Liability Coverage on Secondary Residence Located in a State where the Insurer is not Licensed

10/23/2002
02-10-26

Charitable Grants for Mental and Physical Health Programs

10/29/2002
02-10-27

Permissibility of Self-Procurement of Property Insurance from Parent’s Captive Located and Regulated in Foreign Country

10/30/2002
02-10-28

Sharing Commissions

10/30/2002
02-10-29

Offset of disability retirement benefits against group long term disability insurance

10/30/2002
02-10-30

N.Y. Ins. Law 7903 and 5913 and Risk Retention Groups

10/30/2002
02-10-31

Employer Sponsored Group Health Insurance

10/31/2002
02-10-32

Risk Retention Group & Commercial Automobile Liability Insurance

10/31/2002
02-10-33

Managing General Agent ("MGA")

10/31/2002
 

 

02-11-01

Offshore Preferred Shares

11/12/2002
02-11-02

Pay-As-You-Drive Automobile Insurance

11/12/2002
02-11-03

Excess Financial Guaranty Insurance

11/12/2002
02-11-04

Registration Requirements for Service Contract Administrators

11/12/2002
02-11-05

Excess Financial Guarantee Insurance

11/13/2002
02-11-06

ABC Bureau Membership Requirement and N.Y. Ins. Law 3425(g) (McKinney 2002)

11/13/2002
02-11-07

Fees to an Association for a Membership List

11/13/2002
02-11-08

Nonrenewal of Commercial General Liability Policy

11/13/2002
02-11-09

Unauthorized Alien Insurer’s Office

11/14/2002
02-11-10

Formation of Company to Conduct Business in New York as Title Agent

11/14/2002
02-11-11

Medical Examinations and Accepting Premium Payments

11/14/2002
02-11-12

Terrorism exclusions in inland marine jewelers block insurance policies

11/14/2002
02-11-13

Exclusions and Sublimits for Acts of Terrorism in Fire Policy

11/14/2002
02-11-14

Terrorism Exclusions for Event Cancellation and Non-appearance Insurance Coverages

11/14/2002
02-11-15

Homeowner Environmental Protection Insurance Policy

11/14/2002
02-11-16

N.Y. Ins. Law 403 (McKinney 2000) – Civil Penalties

11/14/2002
02-11-17

Extra-contractual obligations and reinsurance contracts

11/18/2002
02-11-18

Sharing Commissions with Unlicensed Individuals for Referrals

11/20/2002
02-11-19

Recovery of Workers’ Compensation Loss Award Under No-Fault

11/22/2002
02-11-20

ABC Home Care Services, Inc.

11/22/2002
02-11-21

Financial Security requirements – Combined Single Limits Policy

11/25/2002
02-11-22

Licensing Requirements to Sell HMO Policies to Filipino Residents

11/25/2002
02-11-23

Association Group Life Insurance

11/26/2002
02-11-24

Sharing Commissions - Limited Liability Company

11/26/2002
02-11-25

Technology

11/26/2002
02-11-26

Bank Check Storage

11/26/2002
02-11-27

Profit Sharing with an Unlicensed Entity

11/26/2002
02-11-28

Service Contracts

11/27/2002
02-11-29

Health Insurance, Insurer’s Retroactive Reversal of Treatment Authorization

11/27/2002
02-11-30

N.Y. Ins. Law 1202 "Independent Director"

11/27/2002
02-11-31

Licensing Requirements for Independent Adjusters Located Outside of New York

11/27/2002
02-11-32

Mortgage Bank’s Proposal to Pay Commissions to its Employees for Making Referrals to a Title Abstract Company with which it has Entered into an Affiliated Business Arrangement

11/13/2002
 

 

 
02-12-01

Reporting transfer of ownership within holding company system

12/02/2002
02-12-02

Capital Markets Securities Transactions

12/02/2002
02-12-03

Title Insurance – Prohibited Rebates

12/04/2002
02-12-04

ACORD 25 and ACORD 27 Forms

12/04/2002
02-12-05

N.Y. Insurance Law 2120 and Regulation 29

12/05/2002
02-12-06

Recoupment of Unearned Commissions

12/05/2002
02-12-07

Multiple Employer Welfare Arrangements (MEWA)

12/05/2002
02-12-08

Credit Card Enhancement Rate Filings

12/06/2002
02-12-09

Insurance Reductions for the Completion of High School Driver Education Courses

12/06/2002
02-12-10

Explanation of Benefits Form

12/06/2002
02-12-11

Business Insurance Plan

12/10/2002
02-12-12

ACORD-Form Type Certificates

12/12/2002
02-12-13

No-Fault Cases and the Health Insurance Portability and Accountability Act of 1996 ("HIPAA")

12/17/2002
02-12-14

Agreement to Pay Residual Loan Value to Lending Institution

12/17/2002
02-12-15

Disclosure of Policy Limits

12/18/2002
02-12-16

N.Y. Comp. Codes R. & Regs. tit. 11, 51.1-51.8 (1998) (Reg. 60) and Unauthorized Insurers

12/18/2002
02-12-17

Managing General Agent

12/18/2002
02-12-18

Property/Casualty Insurance Form Endorsements

12/23/2002
02-12-19

Licensing Provisions

12/24/2002
02-12-20

Fair Claim Settlement

12/24/2002
02-12-21

Permissibility of Surcharges by Insurance Companies

12/24/2002
02-12-22

Priority of Payments in a No-Fault Claim

12/24/2002
02-12-23

Broker Commissions and other Compensation

12/27/2002
02-12-24

Combined Single Limit Motor Vehicle Liability Insurance Policy

12/30/2002
02-12-25

No-Fault Benefits – Pre-Approval of Biofeedback

12/30/2002
02-12-26

Classification of International Development Banks

12/31/2002

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