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Insurance

Selected Opinions of The Office of General Counsel For The Year of 2003

Return to Select Opinions By Year index

January | February | March | April | May | June | July | August | September | October | November | December

Opinion Number Subject Date Issued
03-01-01

Health Insurance, Creditable Coverage

01/02/2003
03-01-02

Control of Defense Under Regulation 107

01/02/2003
03-01-03

Compensation of National General Agent

01/03/2003
03-01-04

N.Y. Ins. Law 1411(f)

01/03/2003
03-01-05

Recovery of Workers' Compensation Loss Transfer

01/03/2003
03-01-06

"Optional Vehicle Protection" or "Collision Damage Waiver"

01/03/2003
03-01-07

Meaning of "Any One Risk" Under N.Y. Ins. Law 1115

01/03/2003
03-01-08

Commission Sharing

01/06/2003
03-01-09

Legal Prohibition on Purchase of Individual Health Insurance Coverage Where Group Coverage is Available

01/06/2003
03-01-10

Credit Card and Electronic Payment Fees

01/06/2003
03-01-11

"Splitting" a cause of action under no-fault laws

01/06/2003
03-01-12

Employer Sponsored Group Health Insurance

01/06/2003
03-01-13

Group Health Insurance, Coverage of Dependent Child

01/06/2003
03-01-14

Homeowners Insurance Policy & Workers’ Compensation Benefits for Domestic Worker

01/06/2003
03-01-15

Advertising requirements

01/07/2003
03-01-16

Mortgage Guaranty Insurance on Mixed Use Mortgages

01/07/2003
03-01-17

Settlement Agreement to Refund Insurance Premium

01/07/2003
03-01-18

Settlement Check Payee

01/07/2003
03-01-19

License For Non-Resident Insurance Consultant

01/07/2003
03-01-20

Insurance Agents & Permissible Fees

01/07/2003
03-01-21

Unaffiliated Not-for-Profit Cultural Institutions Seeking Group Property/Casualty Insurance

01/07/2003
03-01-22

Proposed residual value insurance program

01/08/2003
03-01-23

N.Y. Ins. Law 2122(a)(2) (McKinney 2000) – Advertisements

01/07/2003
03-01-24

Electronic Data Gathering and Records Retention of Insurance Applications and Related Documents

01/13/2003
03-01-25

Licensing as an independent adjuster

01/13/2003
03-01-26

No-Fault Assignment of Benefits 11 NYCRR 65 (Regulation 68)

01/13/2003
03-01-27

Referral or finder fee from a premium finance agency to an insurance agent or broker

01/13/2003
03-01-28

Notices of Cancellation, Nonrenewal, and Conditional Renewal Applicable to For-Hire (Livery) Vehicles with Commercial Insurance Individually Underwritten in the Voluntary Market

01/14/2003
03-01-29

N.Y. Comp. Codes R. & Reg. tit. 11, Part 60 (1999) Auto Liability Insurance / Policy Coverage Exclusions

01/14/2003
03-01-30

Comprehensive Omnibus Budget Reconciliation Act of 1986 (COBRA) & Billing

01/14/2003
03-01-31

Broker’s Payment of Premium By Credit Card

01/14/2003
03-01-32

Prescription Drug Coverage, Pharmacy Management Companies

01/14/2003
03-01-33

Standards of Record Retention

01/15/2003
03-01-34

Motor Club Roadside Service Plans

01/13/2003
03-01-35

No-Fault Billing for Ambulette Services 11 NYCRR 65 (Regulation 68)

01/16/2003
03-01-36

Compensation to Non-Licensees for Referrals

01/16/2003
03-01-37

Political Risk Insurance

01/16/2003
03-01-38

No-Fault Additional Personal Injury Protection

01/17/2003
03-01-39

Submission of Part C Affidavits to Excess Line Brokers by Means of Facsimile Transmission

01/17/2003
03-01-40

Cancellation of a voluntary market commercial property/casualty insurance policy for non-payment of premium

01/17/2003
03-01-41

Premium Finance Agreements

01/21/2003
03-01-42

Service Contract Provider

01/22/2003
03-01-43

The Life Insurance Company Guaranty Corporation of New York Act

01/23/2003
03-01-44

Group Life Insurance & Coverage of Grandchildren

01/23/2003
03-01-45

Letters of Credit

01/23/2003
03-01-46

N.Y. Ins. Law 1307- Contingent Liability for Borrowings

01/28/2003
03-01-47

Regulation 114 Trust & Commercial Mortgage-Backed Securities

01/29/2003
03-01-48

Entitlement to Commissions after Expiration of Broker’s License

01/30/2003
03-01-49

Health Insurance, Appeal of Adverse Determinations

01/31/2003
   

 

 
03-02-01

Payment of Settlement Amount – Architect’s Fees

02/03/2003
03-02-02

Filing requirements of property/casualty insurance policy forms

02/04/2003
03-02-03

Surety Bond

02/05/2003
03-02-04

Proposed Investment - Empire Zone

02/05/2003
03-02-05

Licensing Requirements for Independent Adjusters Located Outside of New York

02/06/2003
03-02-06

Banks and Insurance

02/06/2003
03-02-07

Insurance Brokerage Arrangement

02/06/2003
03-02-08

Effect of a defective assignment on the payment of a No-Fault health service claim

02/06/2003
03-02-09

Commissions

02/07/2003
03-02-10

Doing an Insurance Business

02/07/2003
03-02-11

Alternative Renewal Notice

02/11/2003
03-02-12

Failure to Attend a No-Fault IME

02/11/2003
03-02-13

Time requirement to submit medical proof of claim to insurer

02/11/2003
03-02-14

Retention of Insurance Premium Finance Agreement

02/12/2003
03-02-15

Referral Fee to Websites

02/13/2003
03-02-16

Limitations on commissions under 2324 for business placed by a producer in regard to the producer’s or its affiliates’ property or risks that are located outside New York

02/14/2003
03-02-17

Multiple Employer Welfare Arrangements (MEWA), State Regulation

02/14/2003
03-02-18

Assignments & Authorizations to Pay No-Fault Benefits

02/18/2003
03-02-19

Transfer of insurance agency ownership to a trust

02/19/2003
03-02-20

Propriety of Advertisement including the term "Money-Saving Offers"

02/19/2003
03-02-21

Licensed Independent Adjuster Corporation's Advice on Questions of Law

02/19/2003
03-02-22

Guaranteed annuities

02/20/2003
03-02-23

Road Hazard Protector Plan

02/20/2003
03-02-24

Employee Welfare Funds, Women’s Health Statute

02/20/2003
03-02-25

Debt cancellation lender insurance issued by unauthorized insurer outside of New York

02/20/2003
03-02-26

Meaning of "Written Statement" Under N.Y. Penal Law 176.05

02/24/2003
03-02-27

Third Party Administrator

02/24/2003
03-02-28

Concurrent Care Involving Physical Therapy

02/25/2003
03-02-29

Advertising Requirements for Accident and Health Insurance

02/25/2003
03-02-30

Health Insurance Coverage of Minor Child of Divorced Parents

02/26/2003
03-02-31

Attorney’s Fees Reimbursable under No-Fault

02/26/2003
03-02-32

Regulation 114 Trusts / Permissible Assets Requirements

02/27/2003
03-02-33

Sharing of Commissions For Referrals

02/27/2003
03-02-34

Paper Documentation Fee

02/28/2003
03-02-35

Rating a motor vehicle policy with a youthful operator

02/06/2003
03-02-36

Bail Bond Business

02/03/2003

 

03-03-01

Recommendation of an auto body shop to the insured by an insurance agent who works exclusively for one insurer

03/03/2003
03-03-02

Inquiry Regarding Fees

03/05/2003
03-03-03

Insurance Law Section 3425; Automobile Insurance

03/05/2003
03-03-04

Health Insurance Portability and Accountability Act (HIPAA)

03/06/2003
03-03-05

Need for Non-resident Agent’s License

03/06/2003
03-03-06

Viatical Settlements

03/07/2003
03-03-07

Patent Infringement Abatement Insurance

03/10/2003
03-03-08

Waiver of Group Health Insurance Coverage

03/11/2003
03-03-09

Vehicle service contract

03/14/2003
03-03-10

Insurance Law Section 2119 Broker Compensation Agreement

03/17/2003
03-03-11

Sharing Commissions with Unlicensed Entities for Referrals

03/17/2003
03-03-12

Lead Paint Exclusion in an Excess Line Policy

03/17/2003
03-03-13

Health Insurance Portability & Accountability Act (HIPAA), Privacy Requirements

03/18/2003
03-03-14

Customer Records and N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420.25 (2001) (Reg. 169)

03/18/2003
03-03-15

Hole-in-one insurance

03/18/2003
03-03-16

Group Health Insurance, Continuation and Conversion Requirements

03/18/2003
03-03-17

Independent Financial Examination Under Regulation 120

03/18/2003
03-03-18

Application of Excess Line Taxes and Rate Filing Requirements to Excess Line Marine Insurance Placements

03/20/2003
03-03-19

Referral of Bank Customer to Affiliated Insurance Agency

03/21/2003
03-03-20

Joint Venture/Title Insurance Agency

03/24/2003
03-03-21

Jeweler’s Block Excess Lines Policy

03/24/2003
03-03-22

Exemption of Annuity Proceeds from Creditors – N.Y. Ins. Law 3212(d)

03/26/2003
03-03-23

Proposed Investment

03/28/2003
03-03-24

Purchase of a Life Insurance Policy outside of New York from an Authorized Insurer

03/31/2003
03-03-25

Criminal Conviction of an insured

03/31/2003
03-03-26

Health Service Billings Under No-Fault

03/07/2003
03-03-27

SUM Arbitration

03/25/2003
03-03-28

Association Membership Benefits

03/28/2003
  

 

 
03-04-01

Employer Sponsored Group Health Insurance, Waiver of Coverage

04/01/2003
03-04-02

Right of the United States to recover from a No-Fault insurer the reasonable cost to the United States of health services provided to a member of the Armed Forces at a Army hospital

04/01/2003
03-04-03

No-Fault claim for physical therapy services performed outside of the United States

04/01/2003
03-04-04

Enforceability of mold exclusions in New York policies

04/01/2003
03-04-05

Livestock Insurance and Terrorism Risk Insurance Act of 2002

04/01/2003
03-04-06

Workers’ Compensation and No-Fault Coverage

04/01/2003
03-04-07

Independent Adjuster Licensing – Status of a Licensed Attorney

04/02/2003
03-04-08

Tort Recovery, Recoupment of Payment by Health Maintenance Organization

04/03/2003
03-04-09

Non-participating Healthcare Provider; Balance Billing

04/04/2003
03-04-10

Group Accident & Health Insurance, Sole Proprietors

04/04/2003
03-04-11

Bank sales of Debt Suspension Agreements and Debt Cancellation Contracts

04/04/2003
03-04-12

Premium Audit Conducted After 180 Days From Policy Expiration

04/07/2003
03-04-13

Section 3440 of the Insurance Law and Amendment to New York General Business Law (GBL) 396-z (Rental Vehicle Protections)

04/07/2003
03-04-14

Out-of-State Multiple Employer Welfare Association (MEWA), Operations in New York

04/07/2003
03-04-15

Excess line premium tax allocation

04/07/2003
03-04-16

Retention and Disclosure of Automobile Claim Files (Regulation 152 and 169

04/07/2003
03-04-17

In-Network Provider of Non-HMO Health Plan & Subscriber Co-Payment

04/08/2003
03-04-18

Viatical Settlements

04/08/2003
03-04-19

Gifts and Prizes In Connection With Agency Open House Celebration

04/08/2003
03-04-20

Restricted Driver Endorsement on Automobile Insurance Policy

04/09/2003
03-04-21

Termination of Property and Casualty Personal Lines Insurance Agents

04/09/2003
03-04-22

Requiring Supplemental Spousal Liability Coverage To Be Included In All Motor Vehicle Policies Issued To A Single Household When Insured Requests Coverage Under One Policy

04/16/2003
03-04-23

Applicability of Excess Line Premium Tax to an Indian Tribe

04/16/2003
03-04-24

No-Fault Insurance; Coordination with Workers’ Compensation

04/17/2003
03-04-25

Different Premiums for Renewals and New Policyholders in the Same Territory

04/17/2003
03-04-26

Licensing of a Limited Liability Company

04/17/2003
03-04-27

Placing Business with Unauthorized Insurer

04/21/2003
03-04-28

Licensing requirement for processing health insurance claims

04/22/2003
03-04-29

Independent Adjuster Licensing

04/23/2003
03-04-30

N.Y. Ins. Law 3224-a (McKinney 2000) ("The Prompt Pay Statute"

04/28/2003
03-04-31

Cancellation of Insurance Policy for Non-Payment of Premium Installment Fee, Late Payment Fee, and Reinstatement Fee

04/29/2003
03-04-32

Broker-to-Agent Payment of Commission

04/29/2003
03-04-33

Jewelry company’s Extended care plan and "guarantee"

04/29/2003
03-04-34

Health Insurance Portability and Accountability Act (HIPAA), Privacy

04/30/2003
03-04-35

No-Fault Lien - Out of State Accident

04/30/2003
03-04-36

Insurance Regulation No. 68 No-Fault Benefits

04/30/2003
 

 

03-05-01

Application of NY Ins Law 3205(b)(3)

05/01/2003
03-05-02

Application of N.Y. Ins. Law 403 and Regulation 95 Requirement of Fraud Notices in Applications and Claim Forms to Excess Line Placements

05/05/2003
03-05-03

Nonpayment of Initial Premium

05/05/2003
03-05-04

E-mail Documents in lieu of Paper Documents

05/07/2003
03-05-05

Promotional Discounts NY Ins Law 2324 (McKinney Supp 2003)

05/07/2003
03-05-06

Health Insurance Portability and Accountability Act (HIPAA)

05/07/2003
03-05-07

No-Fault Notice of Accident Requirement

05/07/2003
03-05-08

Times for record retention applicable to insurers, insurance agents, and insurance brokers

05/07/2003
03-05-09

Service Contracts and the Applicability of the McCarran-Ferguson Act

05/09/2003
03-05-10

Cancellation of Premium Financed Policies

05/12/2003
03-05-11

Public Adjuster’s Fee Check – Mortgagee as Payee

05/12/2003
03-05-12

Applicability of NY Ins Law 3425(d) & (e)(McKinney Supp 2003) to Marine (Yacht) Insurance

05/12/2003
03-05-13

Coverage by the Life Insurance Company Guaranty Corporation of New York

05/16/2003
03-05-14

N.Y. Comp. Codes R. & Regs. tit.11, 420.17 (2001) and N.Y. Workers’ Comp. Law 110-a(1)(d)(McKinney 2003)

05/19/2003
03-05-15

Election of Domestic Mutual Life Insurance Company Directors

05/20/2003
03-05-16

Right to Receive Commissions and Place Business Following Change of Employment and Relocation to Another State

05/20/2003
03-05-17

Certificates of Insurance and Endorsements

05/20/2003
03-05-18

Risk Retention and Theft Protection Program

05/20/2003
03-05-19

Group Disability Income Policy, Definition of Disability

05/21/2003
03-05-20

Insurance Law Article 79 / Service Contracts

05/21/2003
03-05-21

Service Fees and Reductions in Commissions

05/22/2003
03-05-22

Homeowners Insurance Policy & Workers’ Compensation Benefits for Domestic Worker

05/23/2003
03-05-23

Letters of Credit & Regulation 133

05/27/2003
03-05-24

No-Fault Insurance,  Transfer of Health Information from Hospital to Insurer.   Privacy Requirements

05/28/2003
03-05-25

Stock Risk Management Product

05/28/2003
03-05-26

Parent’s Access to Child’s Health Information, Health Insurance Portability & Accountability Act (HIPAA)

05/28/2003
 

 

 
03-06-01

Insurable Interest- N.Y. Ins. Law 3205

06/03/2003
03-06-02

Court Filing Costs Under No-Fault

06/09/2003
03-06-03

Compensating Non-licensees for Providing Insurance Quotes

06/10/2003
03-06-04

Insurance Agency’s Obligation to Provide Privacy Notices to Consumers and Customers (Regulation 169)

06/10/2003
03-06-05

Blanket Accident and Health Insurance Policy/Limitations on Chiropractic or Physical Therapy Services

06/10/2003
03-06-06

Coverage by the Life Insurance Company Guaranty Corporation of New York

06/10/2003
03-06-07

Insurance Law Article 79 Service Contracts & Warranties

06/11/2003
03-06-08

Credit for Reinsurance Involving Property/Casualty Risks

06/11/2003
03-06-09

First Year Commissions to a Non-licensee Former Insurance Agent

06/11/2003
03-06-10

Risk Retention Groups and Motor Vehicle Financial Responsibility Insurance

06/12/2003
03-06-11

Claims Adjustment From Outside New York By Non-Licensee

06/03/2003
03-06-12

Requirements to qualify as "Same Industry Trust"

06/03/2003
03-06-13

Automobile Lessor Charging a Fee to Lessee to Cover Physical Damage to the Automobile

06/05/2003
03-06-14

Insurance Law Section 4224 /Inducement to Purchase Insurance

06/06/2003
03-06-15

Request by the United States Department of Justice for Nonpublic Personal Information

06/17/2003
03-06-16

Insurance Coverage of Domestic Partners

06/18/2003
03-06-17

Prescription Drug Benefits

06/18/2003
03-06-18

Minimum Earned Premium and Assessment Corporation

06/19/2003
03-06-19

Bonus Fee Paid by Licensed Agent to Unlicensed Telemarketers

06/19/2003
03-06-20

Approval of Structured Settlement Annuity

06/19/2003
03-06-21

Promotional Gifts

06/20/2003
03-06-22

Display of license

06/20/2003
03-06-23

Judicial Determination as to Sufficiency of Bail Bonds

06/23/2003
03-06-24

CAPCO Program

06/26/2003
03-06-25

Record Retention

06/26/2003
03-06-26

Direct Placement of New York Insured With an Alien Insurer

06/26/2003
03-06-27

Commercial property insurance terrorism limitation for fire following

06/26/2003
03-06-28

Record Retention Requirements for Agents and Brokers

06/27/2003
03-06-29

Attorney Licensing Requirement-Commissions on Sale of Insurance

06/30/2003
03-06-30

Insurance Law Reg. 68 (11 NYCRR 65) Notice of Claim for No-Fault Health Services

06/30/2003
 

 

 
03-07-01

Use of Credit Card for Premium Payments

07/02/2003
03-07-02

Loss of Rental Income Claims and Public Adjusters

07/02/2003
03-07-03

Supplemental Spousal Liability Coverage Notice; Permissibility of Specifying Percentage in Lieu of Dollar Amount

07/02/2003
03-07-04

Cancellation by Excess Line Insurer of Financed Policy

07/07/2003
03-07-05

No-Fault: Waiving of Interest on Denied or Overdue Claims

07/07/2003
03-07-06

Extended warranties issued by distributor of trucks and by manufacturer of truck engines

07/07/2003
03-07-07

Group Annuity Contract – Coverage under Article 77 – Life Insurance Company Guaranty Corporation ("LICGC")

07/07/2003
03-07-08

Telephone Sales Transactions and Compliance with N.Y. Ins. Law 3429 and Regulation 90

07/08/2003
03-07-09

Procedure for Handling Threats Made Against Independent Adjusters

07/08/2003
03-07-10

Health Insurance Portability and Accountability Act (HIPAA) Privacy Requirements, Workers’ Compensation

07/08/2003
03-07-11

Health Insurance Portability and Accountability Act (HIPAA) Privacy Requirements, No-Fault and Workers’ Compensation

07/08/2003
03-07-12

Employee Retirement Income Security Act (ERISA), Multiple Employer Welfare Arrangement (MEWA)

07/08/2003
03-07-13

Borrowing Funds From Clients

07/11/2003
03-07-14

Electronic Payment Fees

07/11/2003
03-07-15

Request for Reconsideration: Rental Vehicle Coverage Opinion dated April 7, 2003

07/14/2003
03-07-16

Tire and Rim Program

07/15/2003
03-07-17

Insurable Interest – Key Man Insurance

07/17/2003
03-07-18

Notification of Contractual Limitations Period to Commence Suit

07/17/2003
03-07-19

Adjusting claims for a self-insurer

07/18/2003
03-07-20

"Lease Price Guarantee" Program

07/18/2003
03-07-21

Advertisement of Health Insurance Policy

07/18/2003
03-07-22

N.Y. Comp. Codes R. & Regs. tit. 11, 52.16(f) (2002) & Group College Student Accident and Sickness Insurance Policies

07/18/2003
03-07-23

Satellite insurance

07/18/2003
03-07-24

Life Settlements/Electronic Exchange

07/21/2003
03-07-25

Prepaid Membership Plan for Patients

07/21/2003
03-07-26

Public Adjuster Payment Authorization

07/23/2003
03-07-27

Qualification of Assets for Use in a Regulation 114 Trust

07/28/2003
03-07-28

Supplemental spousal liability coverage on a business auto non-owner’s insurance policy

07/28/2003
03-07-29

Signature Requirement

07/28/2003
03-07-30

Contracts for the Provision of Unlimited Chiropractic Services to Patients

07/28/2003
03-07-31

Signing Blank or Incomplete Insurance Forms

07/29/2003
03-07-32

Vehicle Service Contract

07/29/2003
03-07-33

Insurance Agents' License Number Printed on Their Business Cards and/or Advertising Materials

07/30/2003
03-07-34

Replacement of Annuity Contracts and Regulation 60

07/31/2003
03-07-35

Claims Made and Reported Policies

07/31/2003
03-07-36

Request for Reconsideration: Office of General Counsel Opinion dated April 7, 2003 which Concluded that Rental Vehicle Coverage is not Subject to the Liability Limits in an Automobile Policy

07/09/2003
03-07-37

Rental Vehicles

07/16/2003
03-07-38

Rate Changes and N.Y. Ins. Law 3425

07/23/2003
03-07-39

Insurable Interest Requirement (Life Insurance)

07/07/2003

 

 
03-08-01

Marketing in New York health insurance that is to be provided outside of New York

08/01/2003
03-08-02

Licensing of Medicare+Choice Sales Representatives

08/01/2003
03-08-03

Regulation 114 Trusts – Custody of Assets

08/01/2003
03-08-04

No-Fault OBEL Coverage and Loss Transfer

08/01/2003
03-08-05

Licensing and Appointment Documentation – Records Retention

08/01/2003
03-08-06

No-Fault Assignments for Durable Medical Equipment

08/01/2003
03-08-07

No-Fault: Reimbursement for Court Filing Courts

08/01/2003
03-08-08

Municipal Cooperative Health Benefit Plans, New York Insurance Law Article 47 (McKinney 2000)

08/01/2003
03-08-09

"Sweep Accounts" and N.Y. Insurance Law 1409

08/01/2003
03-08-10

"Finders fees" for non-licensed entities

08/04/2003
03-08-11

Waiver of Mandatory Inspection Pursuant to N.Y. Comp. Codes R. & Regs. tit. 11, 67.3(b)(7)

08/05/2003
03-08-12

Sharing a Percentage of the Net Income of a Company with Non-licensees for Referrals

08/06/2003
03-08-13

Museums and N.Y. Ins. Law 3205(b)(3) (McKinney Supp. 2003)

08/07/2003
03-08-14

Coverage by the Life Insurance Company Guaranty Corporation of New York

08/08/2003
03-08-15

Regulation 135 and Aggregate Limits

08/12/2003
03-08-16

Premium Finance Agreements

08/12/2003
03-08-17

Compensation for Referrals

08/18/2003
03-08-18

Rate Changes

08/20/2003
03-08-19

Regulation 164 – Licensing Requirements for Intermediary Entities that Enter into Financial Risks Transfer Arrangements with Insurers

08/26/2003
03-08-20

Membership Organization’s Purchase of Health Insurance for Its Members

08/27/2003
03-08-21

Termination of Producer-Insurer Contract and N.Y. Ins. Law 3425(j)(1)(A)

08/27/2003
   

 

 
03-09-01

Property/Casualty Insurance Security Fund

09/02/2003
03-09-02

Licensing of Third Party Administrator as an Independent Adjuster

09/03/2003
03-09-03

State Warranty and Service Contract Requirements

09/03/2003
03-09-04

Attorney’s Ownership of Title Insurance Company and the Giving of Rebates and Price Incentives

09/05/2003
03-09-05

Record Retention – Documents Accompanying Applications

09/08/2003
03-09-06

Mold Exclusions in Property/Casualty Insurance Policies

09/08/2003
03-09-07

Compensation for Purchase of Customer Lists

09/09/2003
03-09-08

Notification of Utilization Review Determinations

09/09/2003
03-09-09

Imposition of Requirements on Surety Issuing Performance Bonds

09/09/2003
03-09-10

Fraud "Warning Statements" Under Regulation 95

09/09/2003
03-09-11

Non-renewal notices of unauthorized insurers

09/10/2003
03-09-12

Denial of Pre-Certification of Medical Procedure, Applicable Law

09/15/2003
03-09-13

Three-Year Policy Renewed as One-Year Policy & Necessity of Conditional Renewal Notice

09/18/2003
03-09-14

Financing of Broker’s Fee by Premium Finance Agency and Written Authorization by Insured

09/18/2003
03-09-15

Excess Lines Placements

09/22/2003
03-09-16

Public Adjuster’s Fee Check

09/23/2003
03-09-17

Named Driver Exclusion in Commercial Auto Liability Policy

09/23/2003
03-09-18

Multiple Employer Welfare Arrangement (MEWA), New York Financial Requirements

09/24/2003
03-09-19

Licensing Requirements for Access Plans

09/25/2003
03-09-20

Internet Advertising

09/26/2003
03-09-21

Submission of No-Fault Assignments Via Facsimile Transmission

09/29/2003
    

 

 
03-10-01

Third Party Administrator of Group Dental Insurance

10/01/2003
03-10-02

Discount Health Plan

10/02/2003
03-10-03

Managing General Agent Sharing Office Space with an Insurer

10/03/2003
03-10-04

No-Fault Attorney Fees for Multiple Provider Bills

10/08/2003
03-10-05

Electronic Signatures

10/14/2003
03-10-06

N.Y. Ins. Law 4105(a)

10/15/2003
03-10-07

Non-Licensee Compensation

10/15/2003
03-10-08

Sale of Fine Art Title Insurance in New York

10/16/2003
03-10-09

Reimbursement of Administrative Fees to Unlicensed Associations

10/16/2003
03-10-10

Referrals for Bank Insurance Sales Activity

10/16/2003
03-10-11

Special Revenue Bonds

10/17/2003
03-10-12

Rental Vehicle Coverage Endorsement

10/17/2003
03-10-13

Section 3440 of the Insurance Law Rental Vehicle Coverage

10/17/2003
03-10-14

Health Insurance, Necessity of Pre-authorization for Treatment

10/21/2003
03-10-15

Insurance Agency as Limited Liability Company ("LLC")

10/21/2003
03-10-16

Agents of title insurance corporations; licensing inquiry

10/21/2003
03-10-17

Charitable Gift Annuities, Acceptable Consideration

10/22/2003
03-10-18

Sharing of Commission

10/27/2003
03-10-19

Personal Automobile Insurance – Proposed Underwriting Rule

10/27/2003
03-10-20

New York Military Law Provisions Addressing Non-Lapse of Life Insurance

10/28/2003
03-10-21

Time Frame for Payment or Denial of Automobile Claims

10/28/2003
03-10-22

No-Fault Billing for Services Provided at Hospitals by Independent Contractors

10/29/2003
03-10-23

Group Health Insurance, Mandated Benefits

10/29/2003
03-10-24

Solicitation of Claims by Non-licensees on Behalf of Public Adjusters

10/29/2003
03-10-25

Authorized Insurance Carrier

10/30/2003
03-10-26

Applicability of Section 3426(g) of the Insurance Law

10/31/2003
03-10-27

Health Insurance, Insurer’s Retroactive Reversal of Authorization for Durable Medical Equipment

10/31/2003
03-10-28

Referral fee for non-licensed entities

10/31/2003
03-10-29

Replacement of Long Term Care Insurance, Agent’s Compensation

10/31/2003
03-10-30

Raffles

10/31/2003
03-10-31

Service Contracts with Minors

10/01/2003
03-10-32

Search, Arrest, and Law Enforcement Authority

10/07/2003
03-10-33

Analysis of life insurance needs by a CPA

10/30/2003
03-10-34

Insurance Law Section 2108 / Adjusters

10/23/2003
03-10-35

N.Y. Ins. Law 1101 Doing an Insurance Business

10/31/2003
03-10-36

Notification of Late Payment Fee and Reinstatement Fee

10/01/2003
 

 

 
03-11-01

Explanations of Benefits; Release to Insured’s Supplier

11/03/2003
03-11-02

Employer Sponsored Group Health Insurance & Coverage of Former Spouse of Employee

11/03/2003
03-11-03

Cancellation

11/04/2003
03-11-04

Business SUM Coverage Under the Property/Casualty Insurance Security Fund

11/05/2003
03-11-05

Exclusion in an Excess Line Policy

11/07/2003
03-11-06

Attachment of Annuities

11/10/2003
03-11-07

Multiple Employer Welfare Associations (MEWA)

11/12/2003
03-11-08

Defensive Driving Class at Reduced Rate

11/12/2003
03-11-09

Cancellation by excess line insurer of financed policy

11/12/2003
03-11-10

Decertification/ Revocation or Recapture of Tax Credits for Failure to Meet Requirements of N.Y. Tax Law 11(h)(3)

11/13/2003
03-11-11

N.Y. Ins. Law 3446 (McKinney 2000) – Product or System Group Insurance Policy

11/18/2003
03-11-12

Referrals to Agents and Brokers by Non-Licensees

11/18/2003
03-11-13

Referrals to Insurers

11/19/2003
03-11-14

Cancellation of Credit Life or Credit Disability Policy and Calculation of Unearned Premiums

11/19/2003
03-11-15

Automobile Distributor’s Vehicle Service Contract

11/19/2003
03-11-16

Title Search Guarantee Premium/Fee

11/20/2003
03-11-17

Insurance Fraud

11/20/2003
03-11-18

No-Fault Lost Wages-Overtime

11/20/2003
03-11-19

Terrorism Exclusions in New York Insurance Policies

11/21/2003
03-11-20

Relocation of Principal Business under N.Y. Tax Law 11(d)(2)

11/21/2003
03-11-21

Insurance Regulation No. 35-A (11 NYCRR 60-1.1); Minimum Provisions / Auto Liability Policies

11/26/2003
03-11-22

Complaint reporting requirements

11/28/2003
 

 

 
03-12-01

Non-admitted Insurer’s Premium Quotes and Broker of Record Letters

12/01/2003
03-12-02

Automotive theft & road hazard programs

12/01/2003
03-12-03

Licensing of Limited Liability Companies

12/02/2003
03-12-04

Internal Replacement of Life Insurance, Regulation 60

12/02/2003
03-12-05

Income Insurance, Privacy Considerations

12/03/2003
03-12-06

Reserve Investments for Non-life Insurers

12/05/2003
03-12-07

Definition of "Industrial Insured" Under the New York Captive Insurers Law

12/05/2003
03-12-08

Use of New York State Tax Credits and the New York Retaliatory Tax

12/09/2003
03-12-09

Application of N.Y. Ins. Law 3426(g)(2) (McKinney 2000)

12/09/2003
03-12-10

Company-Owned Life Insurance as an Admitted Asset

12/09/2003
03-12-11

Group Health Insurance: Coverage of New York Residents

12/10/2003
03-12-12

Health Insurance, Continuation Requirement

12/10/2003
03-12-13

Decertification / Revocation or Recapture of Tax Credits for Failure to Meet Requirements of N.Y. Tax Law 11(h)(3)

12/10/2003
03-12-14

Rental Car Company: Recovery of All Elements of Damage to Rental Car

12/11/2003
03-12-15

Health Insurance, Retroactive Reversal of Claim

12/16/2003
03-12-16

SUM Coverage – Offset

12/16/2003
03-12-17

Web Site Disclosure Requirements for Insurance Agents and Brokers

12/16/2003
03-12-18

Proposed Restructuring of a Reciprocal Insurer’s Attorney-in-Fact

12/16/2003
03-12-19

Employer Sponsored Health Insurance

12/22/2003
03-12-20

Public Adjuster Retainer Agreements and Regulation 10

12/22/2003
03-12-21

120 Day Status Letter on Subrogation Claim

12/24/2003
03-12-22

Family Deductibles for No-Fault Insurance

12/29/2003
03-12-23

Credits Applied for Insurance Cost on Construction Bids

12/30/2003
03-12-24

Independent and Public Adjusters

12/23/2003