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Insurance

Selected Opinions of The Office of General Counsel For The Year of 2004

Return to Select Opinions By Year index

January | February | March | April | May | June | July | August | September | October | November | December

Opinion Number Subject Date Issued
04-01-01

No-Fault Benefits – Reimbursement for Acupuncture Services

01/05/2004
04-01-02

Insurance sales in New Jersey

01/05/2004
04-01-03

Interpretation of the Term "personal property insurance" in Section 216.6(h) of Regulation 64

01/06/2004
04-01-04

National Insurance Crime Bureau

01/06/2004
04-01-05

Insurance as a Membership Benefit

01/06/2004
04-01-06

Premium Finance Agreements – Payment to a Licensed Agent

01/06/2004
04-01-07

Accident & Health Insurance, Premium Rates

01/07/2004
04-01-08

Dog Bite Exclusion in a Homeowner’s Policy

01/07/2004
04-01-09

Insurer’s Deposit of a Settlement Payment into a Checking Account

01/07/2004
04-01-10

Self-Funded Health Benefit Plans, Regulation of Stop-Loss Insurance

01/07/2004
04-01-11

Group Health Insurance and Out of State Employer Groups

01/08/2004
04-01-12

Insurance Coverage of Domestic Partners

01/08/2004
04-01-13

Terrorism Exclusions in Inland Marine Insurance Policies

01/09/2004
04-01-14

Uninsured Motorist Coverage - Out-of-State Vehicle

01/13/2004
04-01-15

Letters of Credit / Regulation 133

01/13/2004
04-01-16

Trading with the Enemy Act and International Emergency Economic Powers Act

01/15/2004
04-01-17

Service of Process on an Unauthorized Alien Insurer Under N.Y. Insurance Law 1213 - Marine Insurance

01/16/2004
04-01-18

Holding Company Act Requirements Regarding Reinsurance Between Affiliates

01/21/2004
04-01-19

Replacement of Long Term Care Insurance, Agent’s Compensation

01/21/2004
04-01-20

Policy Issued to an Insurer and its Agents and the Representatives of its Affiliate, a Securities Broker/Dealer

01/21/2004
04-01-21

Investments by Hospital Medical Malpractice Self-Insurance Fund

01/29/2004
04-01-22

Sale of Insurance to Non-residents and Residents of New York

01/29/2004
 

 

 
04-02-01

Use of Missouri Low Income Housing Tax Credits and the New York Retaliatory Tax

02/03/2004
04-02-02

Excess Line Placements and the Property/Casualty Insurance Security Fund (PCISF) Payment Limits

02/05/2004
04-02-03

Independent Adjuster License

02/05/2004
04-02-04

Key Man Insurance - N.Y. Ins. Law 3205(a)(1)(B)

02/09/2004
04-02-05

Signatures on Unfair Claims Letters

02/10/2004
04-02-06

Sale of Insurance to Association Members and Rebating – N.Y. Ins. Law 4224

02/12/2004
04-02-07

Charitable Gift Annuities, Acceptable Consideration

02/13/2004
04-02-08

HMO is Subject to Article Four of the New York Insurance Laws

02/13/2004
04-02-09

Audit Fees

02/17/2004
04-02-10

Licensing Requirements for Provision of Web Site Database to Claims Adjusters

02/17/2004
04-02-11

Commercial Liability Insurance Policy Endorsements

02/18/2004
04-02-12

Written notice to the No-Fault insurer in the event of an accident applicable to the Regulation 68-A mandatory personal injury protection endorsement

02/18/2004
04-02-13

The Completion of Service on Beneficiary & Regulation 133

02/18/2004
04-02-14

Health Care Provider Network Arrangements with Self-Funded Entities

02/18/2004
04-02-15

Application of N.Y. Ins. Law 3425(j) to all Insurance Agents and Brokers

02/18/2004
04-02-16

Issuance of Surety Bonds – Licensing Requirement

02/19/2004
04-02-17

Record Retention of Insurance Applications

02/19/2004
04-02-18

Calculation of Total Loss Payment and Regulation 64

02/19/2004
04-02-19

Issuance of Unsecured Debt by a Holding Company - Approval Requirement

02/19/2004
04-02-20

Commercial Umbrella Insurance Policy

02/19/2004
04-02-21

Payment of Fees to Public Adjusters

02/20/2004
04-02-22

Automobile Tire and Wheel Road Hazard and Other Aftermarket Programs

02/20/2004
04-02-23

Short-Rate Penalty

02/20/2004
04-02-24

Disclosure of Expert Witness In No-Fault Arbitration

02/24/2004
04-02-25

Waiver of Co-Payments

02/24/2004
04-02-26

Multiple Employer Welfare Arrangements (MEWA), Insurance Department Requirements

02/25/2004
04-02-27

Certificates of Insurance

02/27/2004
04-02-28

Jeweler’s Block Insurance and Section 3426

02/27/2004
04-02-29

Long Term Care Insurance, Discrimination Because of Breast Cancer

02/27/2004
04-02-30

Utilization Review, Clinical Peer Reviewer

02/27/2004
04-02-31

Annual Restoration to Lifetime Maximum

02/27/2004
  

 

 
04-03-01

Endorsements for Commercial Liability Insurance Policies

03/02/2004
04-03-02

Insurance Agents and Brokers Donating Profits to Charities

03/03/2004
04-03-03

Termination of Producer-Insurer contract Non-renewal of automobile insurance

03/03/2004
04-03-04

Dental Indemnity Corporation, Termination of Dentist

03/04/2004
04-03-05

Small Employer Health Insurance

03/04/2004
04-03-06

Workers’ Compensation and General Liability Insurance, Rate Calculation

03/04/2004
04-03-07

Proposal By A Charitable Not-For-Profit Organization To Confer A Benefit Of Up To $2,000 Accident And Health Coverage For Its Volunteers

03/09/2004
04-03-08

Submission of No-Fault Claims

03/10/2004
04-03-09

Premiums Collection Licensing Requirements

03/11/2004
04-03-10

Medical Specialty No-Fault IMEs

03/12/2004
04-03-11

Continuation of Coverage

03/12/2004
04-03-12

Insurance requirements for the holder of a special use permit for antennas on a telecommunications tower

03/12/2004
04-03-13

Self- Service Storage Facilities

03/12/2004
04-03-14

Insurance Agency Letterhead and Envelope Requirements

03/12/2004
04-03-15

Insurance Agents/Commissions; Insurance Law Article 21

03/16/2004
04-03-16

Usual Customary & Reasonable, Prescription Drugs

03/16/2004
04-03-17

Life Settlements

03/17/2004
04-03-18

Life Insurance Contract & Misrepresentation by Agent

03/22/2004
04-03-19

Procuring Life Insurance on Child’s Father Without his Written Consent

03/23/2004
04-03-20

Employer Sponsored Group Health Insurance, Waiver of Coverage

03/23/2004
04-03-21

Health Maintenance Organization, Coverage of Dependent

03/25/2004
04-03-22

Electronic Insurance Notices to Lenders

03/25/2004
04-03-23

Record Retention

03/25/2004
04-03-24

Electronic Policy Issuance and Insured Records Management On-line

03/29/2004
04-03-25

Offering Free Administrative Services

03/29/2004
04-03-26

Permissibility of Providing Radiological Services to Members of Entities such as Unions, Health and Welfare Funds and Insurers

03/30/2004
04-03-27

Unlicensed Foreign Broker & Insurance Sale Commissions

03/31/2004
04-03-28

Municipal Cooperative Health Benefit Plans

03/31/2004
04-03-29

Mold Exclusions in New York Umbrella and Excess Liability Free Trade Zone Policies

03/31/2004
04-03-30

Non-Renewal Notice

03/31/2004
04-03-31

Proposed Automobile Glass Replacement Program

03/31/2004
04-03-32

No-Fault Coverage - Out-of-State Vehicle

03/31/2004
    

 

 
04-04-01

Receipt of a Life Insurance Policy's Proceeds by a Beneficiary Above the Age of 14 years and Six Months, but Below the Age of 18 Years

04/01/2004
04-04-02

Community Rating and Insurance Department Circular Letter 16 (September 4, 2002)

04/01/2004
04-04-03

Definitions

04/02/2004
04-04-04

Insurance Consultants

04/02/2004
04-04-05

Same Sex Marriage, Civil Union and Domestic Partnerships

See Opinion No. 04-05-25

04/02/2004
04-04-06

Homeowners' Insurance Policy/Changes in Valuation of Property

04/02/2004
04-04-07

Life or Long-Term Care Insurance Referral by Non-Licensee

04/09/2004
04-04-08

Third Party Administrator Licensing as an Independent Adjuster in the Context of ERISA Self-Funded Employee Welfare Benefit Plans

04/13/2004
04-04-09

Licensing Requirements

04/14/2004
04-04-10

Payment of Renewal Commissions

04/15/2004
04-04-11

Investigator

04/16/2004
04-04-12

Audit premium applicable to a covered policy as defined by N.Y. Ins. Law 3426

04/19/2004
04-04-13

Underlying Individual Policy & New York Statutory Excess Medical Malpractice Insurance Coverage

04/19/2004
04-04-14

Independent Adjuster Licensing

04/20/2004
04-04-15

Proposed Residual Value Policy

04/20/2004
04-04-16

Conviction

04/20/2004
04-04-17

Commissions Paid to Appointed Agents

04/20/2004
04-04-18

Wrap-up Policy Not Subject to Audit Adjustment

04/20/2004
04-04-19

Municipal Cooperative Health Benefit Plans, Withdrawal of Participant

04/21/2004
04-04-20

Outbound Calls & Referrals by Non-Licensees

04/22/2004
04-04-21

Cancellation of homeowners’ insurance policy based upon unoccupied premises

04/22/2004
04-04-22

Premiums for Performance Bonds

04/26/2004
04-04-23

No-Fault Lump-Sum Settlements for Medical Settlements

04/26/2004
04-04-24

Proposed Customer Storage Protection Plan and Insurance

04/27/2004
04-04-25

Proposed lease guaranty surety bond

04/27/2004
04-04-26

Charitable Gift Annuities

04/27/2004
04-04-27

Securitization of Viatical Settlements

04/27/2004
04-04-28

Supplementary Uninsured/Underinsured Motorist (SUM) Coverage

04/27/2004
04-04-29

Financial Risk Sharing/Capitation Arrangements: Adjuster/Insurer Licensing

04/28/2004
04-04-30

Cancellation of Excess Line Insurance Policies and Retention of Minimum Earned Premium

04/28/2004
04-04-31

Proposed Home Warranty and Maintenance Program

04/28/2004
04-04-32

Credit Property Insurance

04/29/2004
     

 

 
04-05-01

Insurance on Maintenance Agreements

05/04/2004
04-05-02

"Lease Bond" as Financial Guaranty Insurance

05/04/2004
04-05-03

Notification to Terminate Group Accident and Health Insurance Sent by Electronic Transmission

05/05/2004
04-05-04

Employer Sponsored Group Health Insurance, Waiver of Coverage

05/05/2004
04-05-05

Commission Sharing between Agents and Brokers

05/06/2004
04-05-06

Employer Sponsored Group Health Insurance, Waiver of Coverage

05/07/2004
04-05-07

Proposed Manufacturer’s Extended Warranty For a Non-Consumer Product

05/07/2004
04-05-08

Triggers for Compliance with Regulation 95

05/07/2004
04-05-09

Rate and Form Filing for Title Insurance Guarantees

05/10/2004
04-05-10

Minimum Earned Premium Imposed By Unauthorized Insurer

05/10/2004
04-05-11

Section 9110: Leased Vehicles/Payment of Motor Vehicle Enforcement Fee by Insurers

05/10/2004
04-05-12

The Product Warranty of a Tire Product

05/11/2004
04-05-13

1115(a) – Use of a Letter of Credit in Place of Reinsurance

05/13/2004
04-05-14

No-Fault First Party Benefits, Coordination of Medical Care

05/13/2004
04-05-15

New York External Appeal Law

05/17/2004
04-05-16

Debt Cancellation Contract or Debt Suspension Agreement Insurance

05/18/2004
04-05-17

Anti-Theft and Vehicle Recovery System

05/18/2004
04-05-18

Unearned Premium on Life Insurance Policies

05/19/2004
04-05-19

Viatical Settlement Companies, Exception from Licensing Requirement

05/20/2004
04-05-20

Service Contracts or Warranties and Risk Retention Groups

05/24/2004
04-05-21

Internet Advertising

05/24/2004
04-05-22

Licensing Inquiry

05/25/2004
04-05-23

Date of Issuance of No-Fault Denial

05/25/2004
04-05-24

Accident & Health Insurance, Minimum Participation Rules

05/26/2004
04-05-25

Same Sex Marriage, Civil Union and Domestic Partnerships

05/19/2004
 

 

04-06-01

Group Annuity Contracts, Transfer of Assets

06/02/2004
04-06-02

Free Defensive Driving Course to Company’s Employees

06/07/2004
04-06-03

Section 2610 - Certified Autobody Repair Shops

06/08/2004
04-06-04

Certificates of Insurance

06/08/2004
04-06-05

Protected Health Information, No-Fault Inter-Company Loss Transfer

06/08/2004
04-06-06

Licensing Requirements Upon Conversion from Corporation to Limited Liability Company

06/09/2004
04-06-07

Licensing Requirements for Independent Adjusters in New York

06/09/2004
04-06-08

Public Adjusters

06/09/2004
04-06-09

Advertising

06/10/2004
04-06-10

Automobile Glass Repair and Replacement Service

06/14/2004
04-06-11

No-Fault Fees for Durable Medical Equipment

06/16/2004
04-06-12

Funding Agreements

06/16/2004
04-06-13

The making of debt cancellation contracts and debt suspension agreements by financial institutions

06/17/2004
04-06-14

Premium payment installment plans for commercial policies subject to Section 3426

06/17/2004
04-06-15

Adjuster Licensing Between Affiliate Insurers

06/17/2004
04-06-16

Utilization Review, Pharmacist as Clinical Peer Reviewer

06/22/2004
04-06-17

Increased premium after audit

06/23/2004
04-06-18

Medicare Prescription Drug, Improvement and Modernization Act (MMA), Prompt Pay Law

06/24/2004
04-06-19

CAPCO - Interpretation of Qualified Business

06/24/2004
04-06-20

Request to Increase Liability Limit & Insurer’s Request for Medical Statement

06/24/2004
04-06-21

Preferred Provider Organizations

06/25/2004
 

 

 
04-07-01

Conditional Renewal Notice Based on Increased Premium On Commercial Risk Insurance Policy

07/01/2004
04-07-02

Delivery of Group or Blanket Accident and Health Certificates Via Electronic Transmission

07/06/2004
04-07-03

Third Party Administrator

07/07/2004
04-07-04

No-Fault Loss of Earnings of Per Diem Worker

07/08/2004
04-07-05

Service Contract Provider Registration for Automobile Dealers

07/13/2004
04-07-06

Municipality hiring an unauthorized insurer

07/13/2004
04-07-07

Regulation 60 & Replacement of an IRA

07/15/2004
04-07-08

Pharmacy Management, Insurance Law Licensing Requirements

07/16/2004
04-07-09

Accident & Health Insurance, New York Mandated Benefits

07/19/2004
04-07-10

Licensing Authority of United States Branches of Alien Insurers

07/21/2004
04-07-11

Independent Adjuster Licensing

07/21/2004
04-07-12

Insurance Broker Employed By Non-Licensee

07/23/2004
04-07-13

Roadside Assistance With Tire and Wheel Program

07/23/2004
04-07-14

Permitted Reserve Investments for Non-Life Insurers

07/23/2004
04-07-15

Broker Offer to Buy "Biggest Steak in Town" as an Inducement under N.Y. Ins. Law 4224

07/23/2004
04-07-16

Interpretation of Circular Letter 19 (2003) – Notice of Cancellation, Non-Renewal, etc

07/26/2004
04-07-17

Workers’ Compensation & Application of N.Y. Ins. 3426

07/26/2004
04-07-18

Long Term Care Insurance, History of Breast Cancer

07/26/2004
04-07-19

Kidney Dialysis, Insurer Reimbursement

07/28/2004
04-07-20

Accident & Health Insurance, Waiting Periods

07/30/2004
04-07-21

Statute of Limitations/No-Fault Subrogation & Inter-company Loss Transfer Arbitration

07/30/2004
04-07-22

Credit For Reinsurance Ceded To Alien Assuming Insurer

07/30/2004
04-07-23

Compensation for Insurance Referrals

07/27/2004
 

 

04-08-01

Fraud Warning Statement

08/03/2004
04-08-02

Broker Fees

08/03/2004
04-08-03

Promotional Discounts N.Y. Ins. Law 2324

08/03/2004
04-08-04

No-Fault Claim Documents And Social Security Numbers

08/17/2004
04-08-05

Outsourcing of Business Operations by Authorized Insurers

08/17/2004
04-08-06

Referrals by Bank Tellers

08/17/2004
04-08-07

Life Insurance Policy with Trust as Beneficiary

08/17/2004
04-08-08

Employer Sponsored Group Insurance, Waiver of Coverage

08/18/2004
04-08-09

Nonresident Excess Line Broker License

08/18/2004
04-08-10

Acquisition of Insurance Agency by a Bank Holding Company

08/18/2004
04-08-11

Ownership of a property/casualty insurance agency

08/18/2004
04-08-12

Compensation to Unlicensed Employee of Insurance Broker for Referral

08/18/2004
04-08-13

Material Misrepresentation, Cancellation and Recission N.Y. Ins. Law 3425 and 3426 (McKinney Supp. 2004)

08/18/2004
04-08-14

Sale of Insurance to Residents of New York

08/18/2004
04-08-15

Electronic Signature

08/18/2004
04-08-16

No-Fault, Coordination of Benefits

08/18/2004
04-08-17

Broker’s Assignment of Premium Finance Agreement and 2119 Agreement

08/18/2004
04-08-18

Non-Renewal Notice

08/19/2004
04-08-19

Tuition Refund Program

08/18/2004
04-08-20

Title Insurance Agency Licensing

08/20/2004
04-08-21

Discontinuation of a property/casualty insurance policy

08/23/2004
04-08-22

ABC Products, Inc. – XYZ Warranty and ABC Roadside Programs

08/23/2004
04-08-23

Offering free administrative services in connection with the sale of health insurance

08/23/2004
04-08-24

Surety bond required by the New York City Department of Consumer Affairs

08/23/2004
04-08-25

Blanket Insurance Program, Unauthorized Insurer

08/23/2004
04-08-26

Certain Requirements for Multi-Year Service Fee Agreements

08/24/2004
04-08-27

Proposed Direct-Mail Campaign

08/24/2004
04-08-28

Pet Health Warranty Contract

08/24/2004
04-08-29

Independent Practice Association, Transfer of Risk

08/25/2004
04-08-30

Book of Business Ownership & Independent Insurance Agent

08/25/2004
04-08-31

Videotaping & Use of Props at No-Fault Examination Under Oath

08/25/2004
04-08-32

Chiropractic Treatment, Participating Provider, Payment by Health Maintenance Organization

08/26/2004
04-08-33

Non-Solicitation clause of a licensed life insurance agent's employment contract with another licensed life insurance agent

08/26/2004
04-08-34

Automobile Insurance Policy – Named Insureds

08/27/2004
04-08-35

Property/Casualty Security Funds

08/27/2004
04-08-36

Usual Customary & Reasonable (UCR), Prescription Drugs

08/30/2004
04-08-37

Rebates

08/30/2004
04-08-38

Penalties for Appleton Rule Violations N.Y. Ins. Law 1106 (McKinney 2000)

08/31/2004
 

 

 
04-09-01

Lines of Authority

09/01/2004
04-09-02

Cancellation or Surcharge for License Revocation Resulting from DWI Chemical Test Refusal

09/02/2004
04-09-03

No-Fault Denials

09/02/2004
04-09-04

Certification of Insurers Acting as Sureties for Lien Discharge

09/09/2004
04-09-05

Anti-Arson Application

09/14/2004
04-09-06

Right to Invoke Appraisal

09/14/2004
04-09-07

ABC Physicians Organization, PLLC (ABC) and Health Insurance

09/15/2004
04-09-08

Producer Billed Policies – Cancellation for Non-Payment

09/15/2004
04-09-09

Contractor’s General Liability, Exclusion of Injury to Employees

09/16/2004
04-09-10

Third Party Administrator Adjusting Claims

09/21/2004
04-09-11

Licensing Requirements for Unauthorized Insurer that Performs Underwriting Services on Behalf of Authorized Insurer via Computer from Locations Outside of New York

09/22/2004
04-09-12

Reliance on Insurer’s Website Description of Benefits

09/22/2004
04-09-13

Commissions

09/22/2004
04-09-14

Discrimination in Life Insurance

09/22/2004
04-09-15

Insurance Agent’s or Broker’s Entitlement to Insurance Commissions

09/23/2004
04-09-16

Insurance Law Section 2101 Unlicensed Employees of Insurer

09/28/2004
04-09-17

Deposits with a National Chartered Bank Located Outside New York

09/29/2004
 

 

04-10-01

No-Fault Peer Review Organizations

10/04/2004
04-10-02

Attorney’s Fees Reimbursable under No-Fault

10/06/2004
04-10-03

No-Fault Fee Schedule Billings for Licensed Acupuncturists

10/06/2004
04-10-04

Applicability of Section 3425 of the Insurance Law

10/06/2004
04-10-05

Information Requested by Insurer

10/05/2004
04-10-06

Imposition of Surcharge on Motor Vehicle/Motorcycle Policy for DWI Conviction

10/07/2004
04-10-07

Age Discrimination

10/07/2004
04-10-08

Employer Sponsored Group Health Insurance Employee Selection of Health Plan

10/12/2004
04-10-09

Procurement of Product or System Group Insurance by Excess Line Broker

10/13/2004
04-10-10

Personal Lines Automobile Insurance UM/SUM Coverage

10/13/2004
04-10-11

Utilization Review Organizations

10/14/2004
04-10-12

Healthcare Consulting, Licensing and Privacy Requirements

10/14/2004
04-10-13

Non-Resident Broker Placing of Brochures at Automobile Dealerships in New York

10/15/2004
04-10-14

N.Y. Ins. Law 2324 & 4224; Inducement to Purchase Insurance

10/15/2004
04-10-15

Group Health Policy Issued in Ohio Covering New York Group Members & Medical Condition Questionnaire

10/19/2004
04-10-16

Letters of Credit / Regulation 133

10/20/2004
04-10-17

CAPCO

10/20/2004
04-10-18

Employer Sponsored Health Insurance, Coverage Options

10/21/2004
04-10-19

Prompt Pay Law

10/21/2004
04-10-20

Insurance Consultation Contracts

10/21/2004
04-10-21

New York Automobile Insurance Plan Coverage

10/22/2004
04-10-22

$25 Postage Rebate

10/22/2004
04-10-23

Prior Year Audit Premiums & Cancellation of Renewal Policies

10/22/2004
04-10-24

Fraud Warning

10/25/2004
04-10-25

Referral by Non-Licensed Employees

10/27/2004
04-10-26

N.Y. Ins. Law 2101(g)(1)(a) Adjusting on Behalf of an Affiliate

10/28/2004
04-10-27

Rental Vehicle Liability Coverage For Non-Named Insured

10/29/2004
04-10-28

New York Free Trade Zone

10/24/2004
04-10-29

Reduction in Settlement Costs to Customer/Purchaser that Uses Seller’s Affiliated Title Agent/Insurer to Obtain Title Insurance

10/24/2004
 

 

 
04-11-01

Municipality Contractual Requirements

11/01/2004
04-11-02

Statutory Deposits and Judgment Collection

11/04/2004
04-11-03

Congenital Anomalies of a Dependent Child, Coverage by Health Insurance

11/05/2004
04-11-04

Free Accident Prevention Course for Clients

11/05/2004
04-11-05

Independent adjuster/Third Party Administrator

11/04/2004
04-11-06

Third Party Administrator Licensing as an Independent Adjuster Inquiry in the Context of ERISA Self-Funded Employee Welfare Benefit Plans

11/05/2004
04-11-07

Original Insurance Agent’s License & the Requirement for a Certificate of Appointment

11/10/2004
04-11-08

Age Discrimination & Voluntary Market Personal Lines Automobile Insurance Policies

11/10/2004
04-11-09

Medical Card Discount Programs

11/10/2004
04-11-10

Clarification of Issues – CAPCO Program Four

11/12/2004
04-11-11

Mandatory Photo Inspection

11/15/2004
04-11-12

Charitable donations and rebates

11/16/2004
04-11-13

Non-Sub-Licensee Agents and Brokers

11/19/2004
04-11-14

Promotional Contest

11/19/2004
04-11-15

Amendment to N.Y. Ins. Law 4223(b)(2) - Group Annuity Contracts

11/22/2004
04-11-16

No-Fault Additional Personal Injury Protection

11/22/2004
04-11-17

N.Y. Insurance Law 2120 and Regulation 29

11/22/2004
04-11-18

Naval Station Guantanamo Bay

11/24/2004
04-11-19

Reinsurance intermediary's permissible withdrawal of interest from premium and loss account

11/24/2004
04-11-20

Grounds for Cancellation Under 3425

11/29/2004
04-11-21

Broker Licensing

11/29/2004
04-11-22

Bail bonds

11/29/2004
04-11-23

Chamber of Commerce

11/29/2004
04-11-24

Wholesale Insurance Broker Fees

11/30/2004
04-11-25

CAPCO Program Four – Qualified Debt Instrument

11/30/2004
04-11-26

Licensing of Field Investigators as Independent Adjusters

11/18/2004
 

 

 
04-12-01

License Number on Business Cards

12/01/2004
04-12-02

Total Loss Guarantee

12/01/2004
04-12-03

Chapter 687 of the Laws of 2003: Permissible Duties of Unlicensed Customer Service Representatives of Agency or Brokerage

12/01/2004
04-12-04

Property/Casualty Security Fund

12/02/2004
04-12-05

Commission Added to Ocean Marine Net Premium

12/02/2004
04-12-06

New York Automobile Insurance Plan & Service Fees

12/03/2004
04-12-07

Gifts Thanking Insurance Clients

12/07/2004
04-12-08

Statute of Limitations/No-Fault Subrogation & Inter-company Loss Transfer Arbitration

12/09/2004
04-12-09

Reg. 64 Disclosures As To Cost Of Automobile Repairs

12/09/2004
04-12-10

Meaning of "Engaged In Commerce" Under N.Y. Ins. Law 3409

12/09/2004
04-12-11

Health Insurance, Minimum Premium Plan. Self-Funding of "Run-out" Claims

12/10/2004
04-12-12

Sale of Deceased Agent’s Business

12/10/2004
04-12-13

Self-Funded Multiple Employer Welfare Arrangements

12/10/2004
04-12-14

Inducements to Insureds

12/13/2004
04-12-15

NYS Partnership for Long Term Care Training Requirements

12/14/2004
04-12-16

Reinsurance Intermediary Fiduciary Accounts

12/14/2004
04-12-17

Bond-posting requirement under 1213(c)(1)(A)

12/17/2004
04-12-18

Brokers Procuring Individual Sureties Through a "Risk Management" Company

12/23/2004
04-12-19

Maximum Guarantee Per Individual Variable Annuity Contract

12/23/2004
04-12-20

Service Contract Refund Agreement

12/23/2004
04-12-21

Joint Venture/Title Agent: Mortgage Bank/Co-Owner’s Proposal to Charge Customers/Applicants for Insurance Reduced Attorney Fees

12/27/2004
04-12-22

Commissions Payable to Terminated Insurance Agent

12/27/2004
04-12-23

Public official placing municipal insurance

12/27/2004
04-12-24

Health Insurance, Claims History

12/28/2004
04-12-25

Employer Sponsored Group Health Insurance, Employee Selection of Health Plan

12/28/2004
04-12-26

Health Insurance/Community Rating Policy Issued to Taft-Hartley Trust

12/28/2004
04-12-27

Viatical Settlement Companies

12/28/2004
04-12-28

NYAIP Policy Premium

12/29/2004
04-12-29

Use of Health Insurer of Insured’s Social Security Number

12/30/2004
04-12-30

Fully Insured Multiple Employer Welfare Associations (MEWA)

12/30/2004
04-12-31

Placement of Business with an Unauthorized Alien Insurer

12/31/2004
04-12-32

Use of Extrapolation

12/28/2004

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