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Selected Opinions of The Office of General Counsel For The Year of 2005

Return to Select Opinions By Year index

January | February | March | April | May | June | July | August | September | October | November | December

Opinion Number Subject Date Issued
05-01-01

Department Approval of Consulting Agreement between Domestic Property/Casualty Insurer and Unaffiliated Entity

01/04/2005
05-01-02

Force Place Insurance for Office Equipment

01/05/2005
05-01-03

Insurance Consulting

01/07/2005
05-01-04

Interest on Life Claim Payments

01/07/2005
05-01-05

Insurance agent and broker license number on quotation and/or other correspondence

01/11/2005
05-01-06

Exemption from Property and Casualty Broker’s Course for Individuals with CPCU Designation

01/12/2005
05-01-07

Accident & Health Benefits, Multiple Employer Welfare Arrangement (MEWA)

01/13/2005
05-01-08

Pharmacy Billing Under No-Fault

01/13/2005
05-01-09

Third Party Administrator Licensing as an Independent Adjuster for Employee Funded Flexible Spending Accounts or Cafeteria Plans

01/14/2005
05-01-10

Contract Language Regarding Insurance Coverage

01/14/2005
05-01-11

Fronting Question Presented

01/14/2005
05-01-12

Exemption from license as independent adjuster for adjustment bureau

01/18/2005
05-01-13

Automobile Insurance Coverage for Loading and Unloading of Persons Being Transported by an Ambulance

01/18/2005
05-01-14

N.Y. Ins. Law 6409(d): Seller of Real Estate’s Requirement That Purchasers Pay A Fee If They Use Title Abstract Company/Title Agent of Their Choice

01/20/2005
05-01-15

Health Insurance, Domestic Partners

01/20/2005
05-01-16

Incentive Bonuses for Unlicensed Employees of a Licensed Broker or Agent for the Sale of Insurance Products

01/20/2005
05-01-17

No exemptions from requirement of licensing

01/20/2005
05-01-18

Credit insurance sales and marketing by bank

01/28/2005
05-01-19

Death Benefits, Self Funding

01/31/2005
05-01-20

Time Limit for Request of Reimbursement on Overpayment

01/31/2005
05-01-21

Licensing of Medicare Advantage Sales Representatives As Insurance Agents

01/06/2005
 

 

 
05-02-01

The Provision for Other Expenses under the New York Prescribed No-Fault Endorsement's Basic Economic Loss Section

02/02/2005
05-02-02

Agent Liability for Acts of Agent Employed as Independent Contractor

02/02/2005
05-02-03

ABC Deductible Insurance Program

02/02/2005
05-02-04

Commission Added to Ocean Marine Premium

02/03/2005
05-02-05

Fraud Warning

02/03/2005
05-02-06

Broker commission

02/03/2005
05-02-07

Monitoring and Limitation Expense Under N.Y. Ins. Law 4228

02/03/2005
05-02-08

Tire Road Hazard Program

02/03/2005
05-02-09

Insurer Prohibiting Collection of Premium by Agent from Policyholder

02/03/2005
05-02-10

Commission Sharing Between Agents and Brokers Not Permitted Where the Referring Agent is Not a Licensed Agent of the Insurer That Writes Policy

02/04/2005
05-02-11

Payment of Premium as of Postmarked Date

02/07/2005
05-02-12

Auto Dealers/Gap and Credit insurance

02/07/2005
05-02-13

Health Insurance, Medicare Eligible Individuals, Premium Reduction

02/08/2005
05-02-14

Mid-term premium increase/cancellation on commercial insurance policies

02/08/2005
05-02-15

Countersignature on Insurance Policy

02/08/2005
05-02-16

Revocable Contingent Assignment of Death Benefits Under a Life Insurance Policy to a Specific Funeral Home

02/09/2005
05-02-17

Permissibility of Issuing an Insurance Agent's License to an Individual with a Misdemeanor Conviction

02/09/2005
05-02-18

Reservation of Rights Letter

02/10/2005
05-02-19

Payment of Premium to Insurer Agent or Broker as of Postmarked Date

02/11/2005
05-02-20

Issuance of Binding Arbitration Endorsement

02/11/2005
05-02-21

No-Fault Benefits Cutoff Date After Negative IME Finding

02/14/2005
05-02-22

Agent Paying Premium for Group Insurance

02/15/2005
05-02-23

Insurer Communicating Directly with Third-Party Claimant Represented by Counsel

02/18/2005
05-02-24

Employment Agreement and N.Y. Ins. Law 4312

02/18/2005
05-02-25

Coverage by the Life Insurance Company Guaranty Corporation of New York

02/23/2005
05-02-26

Internet Sales by Insurers

02/23/2005
05-02-27

Agent/Broker Licensing and Commission Sharing

02/23/2005
05-02-28

Notice of Termination Typeface under Section 313(1)(a) of the Vehicle and Traffic Law

02/24/2005
05-02-29

Licensing of Foreign Health Maintenance Organization's (HMO's) in New York

02/24/2005
05-02-30

Agency Termination

02/28/2005
05-02-31

Surety Bond Issued Out of State

02/28/2005
05-02-32

Rebates and Unfair Competition

02/23/2005
 

 

05-03-01

Permissibility of Title Agent’s Decision to Eliminate Certain Discretionary Fees it Customarily Charged its Applicants for Insurance

03/02/2005
05-03-02

Group Health Insurance/Employee Waiver of Coverage

03/07/2005
05-03-03

Sharing Commissions – Limited Liability Company

03/08/2005
05-03-04

Utilization Review Agents, Licensure as Independent Adjusters

03/09/2005
05-03-05

Permissibility of Joint Venture Title Agent Proposal

03/10/2005
05-03-06

Premium Finance Agreement

03/10/2005
05-03-07

Custodians for Insurance Company Assets

03/10/2005
05-03-08

Termination of Property and Casualty Personal Lines Insurance Agents and Brokers

03/10/2005
05-03-09

Licensing requirement for employees of independent adjuster

03/11/2005
05-03-10

Compensation to non-licensed party subsequent to referral

03/11/2005
05-03-11

Requirement of Submission of Additional Application (NF-2) for No-Fault Benefits by Insurer

03/15/2005
05-03-12

Prospective Denial of Health Insurance Coverage & Article 49 of the Public Health Law

03/16/2005
05-03-13

Licensing Requirement for Risk Management Consultant

03/17/2005
05-03-14

Warranty On Auto Anti-Theft Devise Constitutes Insurance

03/17/2005
05-03-15

Independent contractors and workers’ compensation coverage

03/11/2005
05-03-16

Letters of Credit

03/17/2005
05-03-17

Professional Employer Organization (PEO), Health Insurance

03/18/2005
05-03-18

Assumption of Workers’ Compensation Risk From Employer By Insurer

03/18/2005
05-03-19

Group Accidental Death & Personal Loss Coverage, Newborn Infants

03/18/2005
05-03-20

Health Insurance Appeals, Coordination with Federal Requirements

03/182005
05-03-21

Payment for Physician Independent Contractors, No-Fault

03/21/2005
05-03-22

Physician’s Billing for Services of Employees or Independent Contractors/Health Insurance

03/22/2005
05-03-23

Incentives for Gap Insurance Sales

03/22/2005
05-03-24

Acupuncture Packages

03/22/2005
05-03-25

Coalition of Not-For-Profit Organizations, Purchase of Group Health Insurance

03/22/2005
05-03-26

Domestic Partner Benefits

03/22/2005
05-03-27

Interpretation of Ins. Law 3222(b)(v)

03/22/2005
05-03-28

Surety Bond

03/22/2005
05-03-29

Return of Commissions

03/22/2005
05-03-30

Tire and Rim Program

03/22/2005
05-03-31

Group Accident & Health Insurance Policy for Non-Union Members

03/23/2005
05-03-32

Records Retention Guidelines for Insurance Agents and Insurance Brokers

03/24/2005
05-03-33

Excess wear waiver

03/24/2005
05-03-34

Group Life & Health Insurance/Premium Rates

03/29/2005
05-03-35

Coalition of Not-For Profit Organizations, Purchase of Group Health Insurance

03/29/2005
05-03-36

No-Fault Inter-Company Loss Transfer Claims - Statutory Offsets

03/23/2005
05-03-37

Proposed transfer of warranty agreements to registered service contract provider

03/09/2005
05-03-38

Gap Insurance and Gap Waivers.

03/09/2005
   

 

 
05-04-01

Filing of Service Contract Reimbursement Insurance Forms

04/04/2005
05-04-02

Applicability of N.Y. Ins. Law 403 and Regulation 95 Requirement of Fraud Warning Statements in Applications and Claim Forms to Excess Line Insurers

04/04/2005
05-04-03

Homeowners Insurance / Insurable Interest

04/04/2005
05-04-04

Employer Sponsored Group Health Insurance, Waiver of Coverage

04/05/2005
05-04-05

Commercial Lending by an LLC Owned by an Unauthorized Insurer

04/06/2005
05-04-06

Supplemental Spousal Liability Coverage And For-Hire Vehicle Policies

04/07/2005
05-04-07

Co-payment and Deductible Waivers

04/08/2005
05-04-08

Licensing Requirement for Independent Adjuster

04/11/2005
05-04-09

Maternity Care Coverage

04/13/2005
05-04-10

Group Annuity Contracts, Transfer of Assets

04/13/2005
05-04-11

Licensed Agent Directing Commissions to Unlicensed Not-for-Profit Association

04/13/2005
05-04-12

Health Insurance Portability & Accountability Act (HIPAA), Privacy Rule, Psychotherapy Notes

04/14/2005
05-04-13

Health Insurance, Recoupment of Overpayment

04/14/2005
05-04-14

Flexible Spending Accounts Administration and Rebating

04/15/2005
05-04-15

Investments by Insurers in Limited Liability Companies

04/20/2005
05-04-16

Referral Fees and Rebates

04/22/2005
05-04-17

Provider’s Waiver of Utilization Review Determination by Telephone

04/22/2005
05-04-18

Group Health Insurance, Dependent Continuation Right

04/22/2005
05-04-19

Premium Finance Agency Fee

04/22/2005
05-04-20

Individual Health Insurance for Non-Citizens

04/25/2005
05-04-21

Acting as insurance producer without a license

04/25/2005
05-04-22

Foreign Arbitration Clause

04/27/2005
05-04-23

Agent of a Title Insurance Corporation; Licensing Inquiry

04/29/2005
05-04-24

Appraisal Clause

04/29/2005
05-04-25

Reimbursement for Services Provided by a Social Worker.

04/07/2005
     

 

  
05-05-01

Discount dental club

05/02/2005
05-05-02

Collateral Trust Arrangement

05/03/2005
05-05-03

Midterm Cancellation of Workers’ Compensation Insurance

05/03/2005
05-05-04

Public adjusters and conflicts of interest

05/04/2005
05-05-05

Community Rating and Out-of-State Association Trust

05/04/2005
05-05-06

Permissibility of Proposed Business Arrangement/Joint Venture/Title Agent

05/04/2005
05-05-07

Section 5 of TIRSA Manual: Request for Department Ruling That Fair Market Value of Buildings Are Less than Assessed Value

05/05/2005
05-05-08

Mass Merchandising

05/06/2005
05-05-09

Office location

05/06/2005
05-05-10

Fully Insured Multiple Employer Welfare Arrangements

05/09/2005
05-05-11

New York Municipal Law Section 92-a

05/09/2005
05-05-12

Charitable Gift Annuity

05/09/2005
05-05-13

Small Group Health Insurance, Premium Rates

05/09/2005
05-05-14

Disclosure of Health Insurance Information

05/09/2005
05-05-15

Workers’ Compensation

05/11/2005
05-05-16

18 USCA 1033 Waiver

05/11/2005
05-05-17

Formation of a Title Insurance Company

05/12/2005
05-05-18

Agent/Broker Licensing and Commission Sharing

05/11/2005
05-05-19

Broker Fees and Commissions

05/11/2005
05-05-20

Wrap-up Policy Not Subject to Audit Adjustment

05/17/2005
05-05-21

Investigating Claims

05/17/2005
05-05-22

Insurer’s Right to Cancel for Non-payment of Additional Premium

05/18/2005
05-05-23

Intra-Organization Claims Adjusting License Requirement

05/20/2005
05-05-24

Community Rated group health insurance Notification of employee’s termination

05/20/2005
05-05-25

Unlicensed Insurance Agent & Unauthorized Health Insurer

05/24/2005
05-05-26

Life Insurance Underwriting

05/25/2005
05-05-27

Application of excess line premium tax to policies sold to Indian tribes

05/26/2005
05-05-28

Automobile Insurer Reporting of Private Passenger Automobile First-party Physical Damage and Third-party Property Damage Losses Required by Section 216.8(d)(2) of Regulation 64 to the Central Organization ISO

05/26/2005
05-05-29

Physician Acceptance of No-Fault Fee Schedule

05/28/2005
05-05-30

Foreign Embassy or Consulate as Employer for Purposes of Group Life/Health Insurance Policy

05/30/2005
05-05-31

Service Contracts

05/31/2005
05-05-32

Discounts for Completing a Defensive Driving Course

05/31/2005
05-05-33

Prize Give Away Limitation

05/31/2005
05-05-34

Liability for Rental Cars – N.Y. Gen. Bus. Law 396-z

05/31/2005
     

 

 
05-06-01

Excess Line Association of New York ("ELANY") Proposed Electronic Filing & Stamping System

06/02/2005
05-06-02

Charitable Donation of One Year of Life Insurance Premium

06/02/2005
05-06-03

Payment of Rental Car Damage Claim

06/03/2005
05-06-04

Health Insurance, Continuation Benefit

06/03/2005
05-06-05

Association Groups, Health Insurance

06/03/2005
05-06-06

Digital Photography

06/06/2005
05-06-07

Charitable Annuities

06/06/2005
05-06-08

Applicability of Regulation 64 to a Motor Vehicle Accident

06/07/2005
05-06-09

Regulation 60 & Staggered Infusion of Funds from Life Insurance Policy and Annuity Contract into New Annuity Contract. 

See Opinion No. 06-02-04

06/07/2005
05-06-10

Chronic Health Conditions, Declination for Insurance

06/08/2005
05-06-11

Unlicensed Bank Representative & Rebating

06/09/2005
05-06-12

Health Insurance, Coverage of Chiropractic Services

06/13/2005
05-06-13

Group Annuity 401(k) Product

06/16/2005
05-06-14

Exemption from independent adjuster definition applicable to an adjustment bureau

06/16/2005
05-06-15

Use of credit to cancel or non-renew a commercial risk insurance policy

06/17/2005
05-06-16

Licensing of Foreign HMO in NY

06/17/2005
05-06-17

Title Insurance

06/17/2005
05-06-18

Applicability of New York State Insurance Law 9110 Motor Vehicle Law Enforcement

06/17/2005
05-06-19

Cancellation of Excess Line Insurance Policies

06/20/2005
05-06-20

Emergency Treatment, Physician’s Services

06/21/2005
05-06-21

Underwriting Questionnaires: Usage by New York Automobile Insurance Plan ("NYAIP") Insurers to Underwrite NYAIP Insureds

06/21/2005
05-06-22

An Individual Licensed as an Insurance Agent and Broker Using a Trade Name to Transact Business in New York State

06/21/2005
05-06-23

N.Y. Comp. Codes R. & Regs. tit. 11, 60-1.1(c)(3)(i)-(iii) (Regulation 35-A) Exclusions

06/22/2005
05-06-24

Automobile Insurance Advertisements.

06/22/2005
05-06-25

Hiring a person whose insurance broker license was revoked to work in an insurance business

06/22/2005
05-06-26

Valuation of Life Estate

06/23/2005
05-06-27

Group Life Insurance, Union as Policyholder

06/23/2005
05-06-28

Health Insurance Eligibility

06/23/2005
05-06-29

Independent Adjuster Licensing Requirements Request for Reconsideration of Opinion.

06/24/2005
05-06-30

Referrals

06/27/2005
05-06-31

Architect Fees

06/27/2005
05-06-32

Interplay of Medicaid and Healthy New York with Private Health Insurance

06/27/2005
05-06-33

Dividends on Group Term Life Insurance.

06/27/2005
05-06-34

Health Insurance Continuation Benefits & Administrative Services.

06/28/2005
05-06-35

Broker Fees

06/28/2005
 

 

 
05-07-01

Compensation Paid to Mortgage Lender’s Employees for Referring Title Business to Lender’s Affiliated Title Insurance Company

07/01/2005
05-07-02

No-Fault: Preferred Providers Organization (PPO)

07/01/2005
05-07-03

Payment of Interest on Life Insurance Proceeds.

07/05/2005
05-07-04

Electronic Transmittal of Explanations of Benefits (EOB)

07/05/2005
05-07-05

Discount Vision Program.

07/05/2005
05-07-06

Third Party Administrator License Requirement.

07/05/2005
05-07-07

Employment Based Group Insurance, Minimum Hours of Work.

07/07/2005
05-07-08

General Inquiry Regarding An Authorized Insurer That Issues An Insurance Policy On An Unapproved Policy Form

07/07/2005
05-07-09

Group Health Insurance Coverage of Spouse

07/07/2005
05-07-10

Commercial Lending by an LLC Owned by an Unauthorized Insurer – Retaliatory Tax Inquiry.

07/12/2005
05-07-11

Bid Credit For Insurance Under NY Ins Law 2505

07/12/2005
05-07-12

Solicitation for Purchase of Life Insurance Policy

07/13/2005
05-07-13

Utilization Review, Pharmacy Benefits

07/13/2005
05-07-14

Broker Compensation

07/15/2005
05-07-15

Sale of Book of Business.

07/05/2005
05-07-16

Offering free administrative services in connection with the sale of health insurance

07/13/2005
05-07-17

Disclosure of Policyholder Files by Insurance Agents (Regulations 169 and 173).

07/15/2005
05-07-18

Chiropractors, Health Insurance.

07/19/2005
05-07-19

Cancellation of Commercial Liability Insurance Policy N.Y. Ins. Law 3426 (McKinney Supp. 2005).

07/19/2005
05-07-20

Health Maintenance Organization, Commissions.

07/20/2005
05-07-21

Record Retention

07/21/2005
05-07-22

Regulation 114 – Proposed Master Trust

07/21/2005
05-07-23

Proof of Marriage For Auto Insurance

07/21/2005
05-07-24

Payment of Fee by Independent Adjuster to Broker

07/25/2005
05-07-25

Permissibility of Broker Engaging in COBRA and General Billing Administration on Behalf of its Clients

07/26/2005
05-07-26

Public Adjusters

07/26/2005
05-07-27

Referrals of Potential Insureds by Non-Licensees to an Insurance Agency.

07/27/2005
05-07-28

Excess Workers’ Compensation – Insurance Policies for Self-Insured Employers

07/27/2005
05-07-29

Referral Fee

07/28/2005
05-07-30

Minimum Earned Premiums

07/28/2005
05-07-31

N.Y. Comp. Codes R. & Regs. tit. 11, Part 101, (Regulation 164) (2002), Applicability

07/29/2005
05-07-32

Receipt of Insurance Broker’s Future Commissions by Spouse of Deceased Broker

07/21/2005
 

 

 
05-08-01

Special Risk Insurance Written in the Free Trade Zone – Purchasing Groups.

08/01/2005
05-08-02

Regulation of Travel Agents Selling Travel Insurance.

08/02/2005
05-08-03

Merger of Service Contract Providers

08/02/2005
05-08-04

One-time copay waiver/refund incentive

08/03/2005
05-08-05

Driving Discounts

08/03/2005
05-08-06

Commercial Property Insurance/Affect of Binder

08/09/2005
05-08-07

Offering free tax preparation services to employers in connection with the sale of employee benefits

08/09/2005
05-08-08

Article 48 and Preferred Provider Organizations.

08/12/2005
05-08-09

Licensing requirements of a United States manager of a U.S. Branch of an alien insurer

08/12/2005
05-08-10

Out of Network Health Coverage.

08/12/2005
05-08-11

Accounting Practices and Procedures Manual – Regulation 172

08/15/2005
05-08-12

Loss Information Requests.

08/16/2005
05-08-13

Accident & Health Insurance, Workers’ Compensation Exclusion.

08/17/2005
05-08-14

Group Health Insurance, Waiver of Coverage.

08/19/2005
05-08-15

Loan Participations as "Qualified Investments" – CAPCO Statute

08/22/2005
05-08-16

Health Maintenance Organizations, Commissions

08/24/2005
05-08-17

Commercial Umbrella Policy’s Aggregate Limits of Liability

08/25/2005
05-08-18

Disclosure of Broker Commission

08/30/2005
05-08-19

Insurers Obligation to Use Insurance Producers.

08/30/2005
05-08-20

Referrals of Potential Insureds by Non-licensees to an Insurance Agency

08/30/2005
05-08-21

Interpretation of "[A]ny Notice Rejecting Any Element of a Claim Involving Personal Property Insurance" Contained in Section 216.6(h) of Regulation 64

08/31/2005
05-08-22

Health Care Insurance Grouping.

08/30/2005
05-08-23

Permissibility of Agent Inducing Residents to Purchase Insurance from Him in Exchange for His Donation of $50-$100 from Each Purchased Policy to a Specific Organization

08/30/2005
05-08-24

Third Party Administrator and Adjuster's License

08/01/2005
 

 

 
05-09-01

Arrangement Between an Insurance Broker and Unlicensed Entities

09/01/2005
05-09-02

Insurance Sales on the Internet

09/01/2005
05-09-03

Independent Insurance Adjusters Licenses.

09/06/2005
05-09-04

Mortgage Guaranty Insurance

09/06/2005
05-09-05

Multiple Employer Welfare Arrangements (MEWA).

09/07/2005
05-09-07

Limited license for credit insurance

09/08/2005
05-09-08

Public Adjusters & Mortgagee Rights

09/08/2005
05-09-09

Unauthorized Health Insurer & Sales in New York for Risks outside New York.

09/12/2005
05-09-10

Audit of Health Insurance Claims

09/12/2005
05-09-11

Health Insurance External Appeals, Time Limitations on Appeals

09/12/2005
05-09-12

Broker Payments to Unlicensed Trainees.

09/12/2005
05-09-13

Non-resident Insurance Agent/Insurance Consulting

09/13/2005
05-09-14

Form and Rate Filing Requirements for Group Policy Issued outside New York.

09/16/2005
05-09-15

Prospective Cancellation of Non-Automobile Personal Lines Insurance Renewal Policies.

09/16/2005
05-09-16

Non-resident Third Party Administrator

09/19/2005
05-09-17

Utilization Review, Physical Therapist as Clinical Peer Reviewer

09/19/2005
05-09-18

Alarm System Rebates for Clients.

09/19/2005
05-09-19

Physician’s Assistants, Professional Liability Insurance.

09/21/2005
05-09-20

Medicare Supplemental Insurance, Pre-Existing Condition Limitations & Underlying Coverage.

09/22/2005
05-09-21

Application of N.Y. Ins. Law 3426(g)(2) (McKinney Supp. 2005)

09/23/2005
05-09-22

Professional Employer Organization (PEO), Healthy New York

09/27/2005
05-09-23

Renewal Requirements for Commercial Risk Policies

09/28/2005
05-09-24

Minimum Requirement for No Fault Transportation Benefits Claim

09/28/2005
05-09-25

Referrals and Insurance Quotes.

09/28/2005
05-09-26

Wireless Telephone Repair Contract.

09/30/2005
05-09-27

Electronic Signatures

09/16/2005
05-09-28 09/26/2005
     

 

  
05-10-01

Peace Officer Designation of Bail Bond Agents by Superintendent of Insurance

10/03/2005
05-10-02

No-Fault Coverage for New York Resident Injured Outside New York.

10/03/2005
05-10-03

ABC Vacations – ABCV Put Option

10/05/2005
05-10-04

Licensing Inquiry for Third Party Administrators

10/07/2005
05-10-05

Health Insurance Portability & Accountability Act (HIPAA), Privacy Rule, Psychotherapy Notes

10/07/2005
05-10-06

Use of Captive Insurers – Self Procurement Tax.

10/12/2005
05-10-07

Group Health Insurance, Domestic Partner Coverage.

10/12/2005
05-10-08

Financial Responsibility Requirements for Service Contract Providers.

10/14/2005
05-10-09

Rebating

10/17/2005
05-10-10

Attorney Acting as Independent Adjuster

10/17/2005
05-10-11

Drug Enforcement Administration, Controlled Substance Registration.

10/17/2005
05-10-12

Comparative Statutory Analysis of N.Y. Ins. Law 4224(a)(3) &  (b)(3).

10/20/2005
05-10-13

Out of State Call Centers

10/20/2005
05-10-14

Agent Charging Fee for Insufficient Check Charges

10/21/2005
05-10-15

The City of New York’s Exemption from the Motor Vehicle Financial Security Act

10/21/2005
05-10-16

Mortgage Guaranty Insurance – Determination of Fair Market Value

10/24/2005
05-10-17

Group Life Insurance, Assignment

10/25/2005
05-10-18

Reinsurance Intermediary Clause

10/27/2005
05-10-19

Permissibility of Proposed Ownership of Title Agency

10/28/2005
05-10-20

Disclosure of Relationship Between Insurance Producer and Premium Finance Agency.

10/28/2005
05-10-21

New York Taxation of Insurers.

10/31/2005
05-10-22

Excess Line Premium Tax

10/21/2005
05-10-23

Agent Record Retention

10/21/2005
05-10-24

Financial Guaranty Insurance – Triple X Securitizations

10/17/2005
 

 

 
05-11-01

Construction Bid – Credit Applied for Insurance Cost

11/03/2005
05-11-02

Financial Property Insurance.

11/03/2005
05-11-03

Authorized Insurer Using Conditional Renewal Notice to Place Insured with Affiliated Unauthorized Insurer

11/03/2005
05-11-04

Minimum Premium

11/03/2005
05-11-05

Fees Charged by an Insurance Agent to Members of a Purchasing Group

11/04/2005
05-11-06

Broker Business Card

11/04/2005
05-11-07

Fuel oil dealer business interruption program covering property damage of client’s residential oil tank

11/07/2005
05-11-08

Consulting Fee for an Insurance Agent

11/07/2005
05-11-09

New York State Jurisdiction Over Health Insurance Premium Rates.

11/08/2005
05-11-10

Coverage for Infertility Treatments.

11/08/2005
05-11-11

Wrap-up Insurance

11/08/2005
05-11-12

Fee-for-Service Arrangement Between Independent Practice Association ("IPA") & Insurer

11/09/2005
05-11-13

Homeowner’s insurance policy and workers compensation insurance for domestic worker

11/09/2005
05-11-14

Terminated Insurance Agent Records that an Insurer Shall Maintain.

11/10/2005
05-11-15

Permissibility of Proposed Business Arrangement to Own Title Agency

11/10/2005
05-11-16

Requirements of training programs to identify and evaluate possible insurance fraud

11/11/2005
05-11-17

Group Health Insurance, Employer-Employee Group

11/14/2005
05-11-18

Life Insurance Guaranty Corporation of New York/Coverage of Pension Plans

11/14/2005
05-11-19

Promotional Gifts

11/15/2005
05-11-20

On-Line Insurance Referral Service

11/15/2005
05-11-21

Signature on an Insurance Contract

11/17/2005
05-11-22

Capital Contribution from Corporate Parent.

11/18/2005
05-11-23

Public Adjuster’s Fees

11/18/2005
05-11-24

Service Fees.

11/21/2005
05-11-25

Circular Letter No. 6 (2005) and registered representatives

11/21/2005
05-11-26

Check Address

11/22/2005
05-11-27

Individual Life Insurance, Conditional Receipts

11/22/2005
05-11-28

Delivery of Policy Forms by an Insurer In Electronic Form Only

11/23/2005
05-11-29

Financial Audit of Managing General Agents ("MGA")

11/29/2005
     

 

  
05-12-01

Group Health Insurance, Multiple Employers.

12/01/2005
05-12-02

Permissibility of Real Estate Brokerage’s "Free" Closing Gift of a Home Protection Plan to its Clients

12/01/2005
05-12-03

Definition of Encryption.

12/02/2005
05-12-04

Mail Order Exemptions.

12/05/2005
05-12-05

Adding Cooperative Corporation As Insured To Homeowners Insurance Policy

12/07/2005
05-12-06

Permits for Charitable Annuity Societies.

12/08/2005
05-12-07

Purchase of Commercial Annuities by Charitable Annuity Societies.

12/08/2005
05-12-08

Non-Resident Managing General Agent License

12/08/2005
05-12-09

Accident Prevention Course Discount.

12/08/2005
05-12-10

Subrogation and Physical Damage Claims - Regulation 64

12/08/2005
05-12-11

Adjuster Licensing

12/09/2005
05-12-12

Agent or Broker Charging Fee for Insufficient Check Charge

12/12/2005
05-12-13

Wrap-up Insurance

12/14/2005
05-12-14

Excess Line Placement

12/19/2005
05-12-15

Life Insurance Transactions

12/19/2005
05-12-16

Commercial Umbrella Liability Insurance and Discrimination Claims

12/20/2005
05-12-17

Reinsurance of Punitive Damage Coverage

12/21/2005
05-12-18

Authorized Insurers for Public Works Contractors

12/21/2005
05-12-19

Maximum Life Insurance Limits for Juveniles.

12/22/2005
05-12-20

Group Health Insurance, Employee Eligibility

12/27/2005
05-12-21

Electronic Fund Transfers

12/27/2005
05-12-22

Minimum Premium for IRPM Plan

12/27/2005
05-12-23

ABC Health Plan, Inc. - Gastric Bypass Surgery

12/27/2005
05-12-24

Issuance of Closing Protection Letter by Title Insurance Company

12/28/2005

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