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Banking Law

Article I. Short title; definitions; miscellaneous provisions

Section 2(2)
- Letter of February 16, 2006
Section 6-f
Section 6-h
Section 6-k
- Letter of May 10, 2007
Section 6-L
Section 7
- Letter of April 28, 2006
- Letter of February 13, 2006
Section 9-g
- Letter of May 9, 2005
Section 9-g(1)
- Letter of January 21, 2003
Section 9-m
Section 10
- Letter of March 6, 2007
Section 12-a
- Letter of February 23, 2010

Article II. Banking department; superintendent of banks; supervisory and regulatory powers

Section 14-a
Section 14-a(1)
- Letter of June 13, 2006
Section 14-b
- Letter of May 21, 2008
Section 14-f

Letter of November 22, 2002

Section 14-g
- Letter of October 20, 2005
- Letter of January 3, 2005
Section 14-h
- Letter of October 20, 2005
- Letter of January 3, 2005
Section 17

Letter of March 3, 2008

Section 28-c

Letter of June 15, 2001

Section 30
- Letter of June 18, 1990
- Letter of April 6, 1990
Section 34
- Letter of February 28, 2011
Section 41-h
- Letter of September 27, 2004

Article II-AA. ATM Safety Act

Section 75-a
- Letter of January 10, 2006
Section 75-b
Section 75-c
Section 75-h

Article III. Banks and trust companies

Section 96
- Letter of March 26, 2001
Section 96(a)
- Letter of March 21, 2011
Section 96(1)
- Letter of September 29, 2011
- Letter of August 22, 2011
- Letter of August 17, 2010 (1)
- Letter of August 11, 2010
- Letter of June 24, 2010
- Letter of April 15 2010
- Letter of August 10 2009
- Letter of February 26, 2009
- Letter of December 22, 2008
- Letter of November 10, 2008
- Letter of August 15, 2008
- Letter of March 28, 2008
- Letter of January 11, 2008
- Letter of April 24, 2006
- Letter of March 17, 2006
- Letter of February 22, 2006
- Letter of December 6, 2005
- Letter of November 16, 2005
- Letter of October 20, 2005
- Letter of October 5, 2005
- Letter of February 2, 2005
- Letter of December 24, 2004
- Letter of October 25, 2004
- Letter of April 25, 2003
- Letter of August 27, 2001
- Letter of April 12, 1999
Section 96(2)
- Letter of March 17, 2006
Section 96(7)
- Letter of February 2, 2005
Section 96(9)
- Letter of January 12, 2005
Section 97
- Letter of January 5, 2010
- Letter of June 19, 2006
Section 97(1)
- Letter of April 15 2010
- Letter of August 21, 1997
Section 97(4-a)
- Letter of January 5, 2010
- Letter of February 5, 2008
- Letter of March 26, 2007
- Letter of January 22, 2007
- Letter of July 24, 2006
- Letter of November 16, 2005
- Letter of October 20, 2005
- Letter of June 6, 2005
Section 97(4-b)
- Letter of January 21, 2005
- Letter of December 6, 2004
- Letter of February 19, 2002
Section 97(5)
- Letter of August 22, 2011
- Letter of October 20, 2005
- Letter of February 19, 2002
Section 98
- Letter of September 27, 2010
Section 100
- Letter of January 5, 2010
- Letter of August 10 2009
- Letter of November 10, 2008
- Letter of July 25, 2008
- Letter of May 18, 2000
Section 100-b
- Letter of December 21, 2010 (2)
- Letter 2 of March 18, 1997(2)
Section 100-c
- Letter of October 5, 2005
Section 103
- Letter of February 19, 2002
- Letter of May 14, 2001
- Letter of October 20, 1993
- Letter of May 26, 1970
- Letter of February 26, 1968
Section 103(1)
- Letter of April 15 2010
- Letter of May 27, 2005
- Letter of November 16, 2004
- Letter of March 19, 2002
- Letter of May 17, 2000
- Letter of March 18, 1997
- Letter of June 14, 1994
- Letter of January 14, 1994
- Letter of April 8, 1993
- Letter of November 12, 1992
- Letter of February 11, 1981
- Letter of December 6, 1978
- Letter of October 23, 1974
- Letter of June 10, 1968
Section 103(1)(a)
- Letter of October 12, 2004
Section 103(1)(d)
- Letter of December 14, 2009
Section 103(1)(e)
- Letter of April 21, 1995
Section 103(1)(i)
- Letter of June 19, 2006
- Letter of January 21, 2005
- Letter of March 7, 1977
Section 103(4)
- Letter of May 27, 2005
Section 103(6)
- Letter of February 23, 2010
Section 103(8)
- Letter of January 3, 2003
Section 105
- Letter of January 25, 2008
- Letter of October 30, 2006
- Letter of July 26, 2006
- Letter of May 15, 2006
- Letter of March 14, 2006
- Letter of December 28, 2005
- Letter of December 22, 2005
- Letter of November 8, 2005
- Letter of November 7, 2005
- Letter of December 31, 2004
- Letter of October 25, 2004
- Letter of March 26, 1992
Section 105-a
- Letter of January 10, 2006
Section 105(1)
- Letter of March 29, 2010
- Letter of March 25, 2010
- Letter of September 5, 2007
- Letter of July 24, 2006
- Letter of July 26, 2005
- Letter of June 22, 2005
- Letter of October 29, 2004
- Letter of November 13, 2001
- Letter of November 1, 2001
Section 105(1)(b)
- Letter 2 of August 3, 2004
Section 105 (5)
- Letter of March 25, 2010
- Letter of July 24, 2006
Section 106
- Letter of November 30, 2006
- Letter of April 15, 1996

Letter of February 19, 2002

Section 107-a
- Letter of February 28, 2007
Section 108(4)
- Letter of August 13 2009
- Letter of May 30, 2008
- Letter of November 6, 2007
- Letter of January 11, 2005
Section 108(4)(b)
- Letter of November 26, 2002
Section 108(4)(c)
- Letter of November 26, 2002
Section 108(4)(e)
- Letter of June 5, 2001
Section 108(5)
- Letter of May 14, 2009
- Letter of March 23, 2005
- Letter of March 19, 1991
Section 108(8)
- Letter of January 21, 2003
Section 109
- Letter of November 16, 2004
- Letter of May 17, 2000
Section 110
- Letter of November 16, 2004
- Letter of May 17, 2000
Section 111
- Letter of November 16, 2004
- Letter of May 17, 2000
Section 112
- Letter of January 3, 2005
- Letter of November 16, 2004
- Letter of January 7, 2003
Section 113
- Letter of November 7, 2005
- Letter of October 25, 2004
Section 121
- Letter of October 19, 2004
Section 128
- Letter of October 6, 2005
Section 130
- Letter 2 of August 3, 2004
Section 130(3)
- Letter of July 25, 2008
- Letter of March 16, 1983
Section 130(7)
- Letter of March 12, 2007
Section 131
- Letter of June 3, 2002
Section 131(1)
- Letter of December 20, 2007
- Letter of June 20, 2006
- Letter of June 12, 2006
- Letter of February 16, 2006
- Letter of April 21, 2005
- Letter of January 6, 2004
- Letter of April 3, 2002
- Letter of January 10, 2001
Section 131(3)
- Letter of August 17, 2010 (2)
- Letter of July 25, 2008
- Letter of June 7, 2007
- Letter of December 20, 1999
Section 132
- Letter of May 14, 2007
- Letter of June 14, 2004
- Letter of October 12, 1999
Section 140-a
- Letter of July 18, 2006
- Letter of March 4, 2002

Article III-A. Bank holding companies

Article III-B. Subsidiary trust companies

Section 153
- Letter 2 of August 3, 2004

Article IV. Private bankers

Section 161
- Letter of January 11, 2002
- Letter of January 15, 2002
Section 180
- Letter of February 16, 2006

Article IV-A. Public accommodation offices of banks, trust companies, savings banks, savings and loan associations and foreign banking corporations

Section 191
- Letter of December 18, 2002
Section 193
- Letter of December 18, 2002

Article V. Foreign banking corporations and national banks

Section 200
Section 201
- Letter of February 26, 2009
- Letter of February 22, 2006
Section 201-b
- Letter of August 17, 2010 (2)
- Letter 2 of June 26, 2000
Section 202-a
- Letter of February 16, 2007
- Letter of February 12, 2002
Section 202-b
- Letter of February 11, 2008
Section 202-b(1)
- Letter of June 24,2008
Section 202(8)
- Letter of January 21, 2003
Section 209(1)
- Letter of March 16, 1983

Article V-B. License for a foreign banking corporation to maintain a representative

Section 221
- Letter of December 7, 2005
Section 221-a
Section 221-e
- Letter of March 2, 2006

Article V-C. Interstate branching

Section 222
Section 223
Section 223-a
- Letter of May 14, 2010
- Letter of February 15, 2002
Section 225
- Letter of December 21, 2010 (1)
- Letter of December 5, 2001
Section 225(1)
- Letter of September 9, 2005
Section 225-b
Section 226
- Letter of August 22, 2011
- Letter of February 9, 2006
Section 227

Article VI. Savings banks

Section 234
- Letter of September 16, 2004
Section 234(1)
Section 234(5-a)
- Letter of November 7, 1985
Section 234(23)
Section 234(31)
- Letter of August 19, 1992
Section 234-b
- Letter of November 10, 2008
Section 235(d)
- Letter of October 20, 2005
- Letter of September 16, 2004
Section 235
- Letter of September 16, 2004
Section 235(31)
- Letter of May 3, 2001
- Letter of February 15, 1989
Section 235.8-b
- Letter of August 13, 2009
Section 237
- Letter of September 14, 2007
Section 240
Section 240(2)
- Letter of March 29, 2010
Section 247
- Letter of April 25, 2006
Section 258
- Letter of April 15, 2005

Article VIII-A Safe Deposit Business

Section 332
- Letter of March 15, 2005
Section 335
- Letter of March 10, 2006
Section 337
- Letter of November 21, 2007

Article IX. Licensed lenders

Article IX-A. Licensed cashers of checks

Section 366
- Letter of April 14, 2005
Section 367
Section 370-a
- Letter of April 17, 2003
Section 372
- Letter of June 11, 2002
Section 373
Section 373(1)
- Letter of August 12, 2002
- Letter of January 10, 2001
Section 374
- Letter of January 8, 2008
- Letter of April 17, 2007
Section 374(3)
- Letter of July 26, 2005
- Letter of December 18, 2002

Article 10-Savings and Loan Associations

Section 379(b)
- Letter of October 20, 2005
Section 383(14)
- Letter of December 6, 2005
Section 396
- Letter of May 15, 2006
- Letter of December 28, 2005
Section 396(2)
- Letter of March 29, 2010

Article XI. Credit unions

Section 451
- Letter of September 30, 2004
- Letter of July 13, 2004
Section 454
- Letter of January 3, 2007
- Letter of May 13, 2002
Section 454(19)
- Letter of December 11, 2001
Section 454(34)
- Letter of December 6, 2005
Section 455
- Letter of November 16, 2005
- Letter of January 27, 2000
Section 458

Letter of November 16, 2005

Section 470
- Letter of August 22, 2005

Letter of December 2, 2004

Section 471
- Letter of August 22, 2005
Section 472
- Letter of December 2, 2004
Section 473
- Letter of December 2, 2004
Section 477
Section 483
- Letter of January 3, 2007

Article 11-B. Sales finance companies

Section 491
Section 491(7)
Section 492
Section 492-a
- Letter of June 25, 2001
Section 492(1)
- Letter of November 27, 2006
- Letter of December 6, 1999

Article XII. Investment companies

Section 519(1)
- Letter of May 29, 2001
Section 519(2)
- Letter of May 29, 2001

Article XII-B. Insurance premium finance agencies

Article 12-C. Budget Planners

Section 579
- Letter of August 1, 2006
- Letter of November 16, 2005
Section 580
- Letter of October 28, 2010

Article 12-D. Licensed mortgage bankers

Section 590
- Letter of June 28, 2010
- Letter of February 23, 2009
- Letter of September 5, 2008
- Letter of March 17, 2008
- Letter of May 14, 2007
- Letter of April 7, 2006
- Letter of March 13, 2006
- Letter of March 2, 2006
- Letter of February 21, 2006
- Letter of December 6, 2005
- Letter of November 29, 2005
- Letter of September 7, 2004
- Letter of September 26, 2003
- Letter of January 5, 2000
- Letter of June 29, 1999
Section 590(1)
- Letter of October 12, 2010
- Letter of October 22, 2009
- Letter of July 29, 2008
- Letter of October 17, 2007
- Letter of September 18, 2007
- Letter of August 17, 2007
- Letter of July 24, 2006
- Letter of August 30, 2005
- Letter of May 19, 2005
- Letter of February 18, 2005
Section 590-1(e)
- Letter of July 22, 2008
Section 590-2
- Letter of August 10 2009
- Letter of July 9, 2008
- Letter 2 of February 13, 2006
- Letter of August 30, 2005
- Letter of May 19, 2005
- Letter of February 18, 2005
- Letter of February 16, 2005
- Letter of October 5, 2004
Section 590-2(a)
- Letter of September 12, 2006
- Letter of August 30, 2005
Section 590-a
- Letter of June 25, 2000
Section 590(g)
- Letter of February 11, 2005
Section 590(1)(g)
- Letter of January 23, 2002
Section 590(2)
- Letter of October 12, 2010
- Letter of June 17, 2010
- Letter of January 20, 2010
- Letter of August 10 2009
- Letter of April 25, 2008
- Letter of September 18, 2007
- Letter of August 17, 2007
- Letter of February 20, 2007 (1)
- Letter of October 12, 2006
- Letter of May 19, 2005
Section 590(2)(b)
- Letter of January 3, 2006
- Letter of February 1, 2002
- Letter 2 of February 1, 2002
- Letter of July 10, 2001
Section 590(5)(a)
- Letter of February 16, 2005
- Letter of August 30, 2004
Section 591
- Letter of June 28, 2010
Section 591-a
- Letter of August 5, 2004
- Letter of August 3, 2004
- Letter of August 2, 2004
Section 594
- Letter of October 14, 2004
- Letter of January 24, 2003
Section 594-b
- Letter of March 5, 2003
Section 595
- Letter of March 3, 2008
Section 595-a
- Letter of February 9, 2007
Section 595-a(4)
- Letter of April 18, 2003
- Letter 3 of February 1, 2002
Section 597
- Letter of May 12, 2005
Section 599
- Letter of March 17, 2008

Article XIII. Merger; voluntary dissolution; superintendent's taking possession; reorganization; liquidation

Section 601
- Letter of November 29, 2006
Section 604-a
- Letter of November 29, 2006
Section 605(11)(c)

Letter of December 23, 2005

Article XIII-B. Transmitters of money

Section 640
Section 640(1)
- Letter of April 21, 2005
Section 640(3)
- Letter of April 14, 2005
Section 640(5)
- Letter of April 14, 2005
Section 641
Section 641(1)
Section 648
- Letter of July 20, 2007
- Letter of June 12, 2006
Section 651-b
- Letter of April 21, 2003

Article XIII-D. Misconduct relating to banking organizations

Section 669
- Letter of June 14, 2004
Section 674-a

Article XV. General provisions applicable to banking stock corporations, limited liability investment companies, and limited liability trust companies