NYSBD Weekly Bulletin 5/2/08

Weekly Bulletin
May 2, 2008

SECTION I

This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. To view only those current and pending Section I applications and notices which are CRA-related, please click here.

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY 10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311. Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office. This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site: http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes
BK = Bank TR = Trust Company PB = Private Banker SD = Safe Deposit Company HC = Holding Company SB = Savings Bank MK = Merchant Bank SL = Savings and Loan Association CU = Credit Union IC = Investment Company FA = Foreign Agency	FB = Foreign Branch FR = Foreign Representative Office PR = Premium Finance Agency SF = Sales Finance Agency LL = Licensed Lender TM = Transmitter of Money BP = Budget Planner CC = Check Casher MB = Mortgage Banker BR = Mortgage Broker MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division

SECTION I

April 23 2008 (PF-LFS)
CAPITOL PREMIUM PLAN, LLC, U/A/N CAPITOL PAYMENT PLAN
52 Corporate Circle, Suite 202, Albany, New York 12203

Application for a license to engage in business as a premium finance agency was received.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

April 24, 2008 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK #3, INC.
729 4th Avenue, Brooklyn, NY 11232

An application was received to change the location of doing business as a licensed casher of checks to 105-22 Northern Blvd, Corona, NY 11368 from 104-02 Northern Blvd, Corona, NY 11368.

Any public response is to be given within ten business days.

April 28, 2008 (SF-LFS)
VIRTUAL LENDING SOURCE, LLC
8080 Dagget Street, Suite 220, San Diego, San Diego County, CA 92111

A notification of a change of location to 7084 Miramar Road, Suite 400, San Diego, San Diego County, CA 92121 was received.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

April 28, 2008 (BP-LFS)
FAMILY CREDIT COUNSELING SERVICE, INC.
4306 Charles Street, Rockford, IL 61108-6249

A notification was received for the addition of an assumed name, Family Credit Management Services.

The publication of receipt of this notification does not indicate that it is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

April 29, 2008 (SF-LFS)
HY CITE CORPORATION
333 Holtzman Road, Madison, Dane County, Wisconsin 53713

Application received for a license to engage in business as a sales finance company.

April 30, 2008 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK
127 Main Street, Canton, NY 13617

Notice of intention to establish an electronic facility (automated teller machine) at 127 Main Street (a/k/a 20-26 Court Street), Canton, St. Lawrence County, NY 13617, received.

The comment period on this notice will expire on May 12, 2008.

May 1, 2008 (CC-LFS)
CASTLE CHECK CASHING CORP. D/B/A CASTLE FINANCIAL SERVICES
4186 Broadway, New York, NY 10033-3736

An application was received to change the location of a licensed casher of checks to 5824 Broadway, Bronx, NY 10463 from 239 West 238th Street, Bronx, NY 10463.

Any public response is to be given within ten business days.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

April 24, 2008 (BR-MBD)
Applicant(s)
Shahid A. Satti
As: American Properties and Business Corp.
430 Merrick Road, Suite 10, Valley Stream, NY 11580 5201

April 30, 2008 (BR-MBD)
Applicant(s)
Tamia Perry
Everette Brian Perry
As: Frontline Funding Group, Inc.
80-38 170th Street, Jamaica, NY 11432 1331

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:

From:
October 18, 2007 (BR-MBD)
Applicant(s)
Brian Alan Paturzo
As: Brianalan Funding Corp.
Metro City Capital
88 New Dorp Plaza, Suite 203, Staten Island, NY 10306 2902

To:
April 30, 2008 (BR-MBD)
Applicant(s)
Brian Alan Paturzo
As: Brianalan Funding Corp. D/B/A Metro Atlantic Capital
88 New Dorp Plaza, Suite 203, Staten Island, NY 10306 2902

Application to establish a Mortgage Broker's Branch received for examination:

April 29, 2008 (BR-MBD)
Full Service Branch
Empire Equity Group, Inc. D/B/A 1st Metropolitan Mortgage
1015 Stuyvesant Avenue, Union, NJ 07083

April 29, 2008 (BR-MBD)
Full Service Branch
Transcontinental Lending Group, Inc. DBA Transcontinental Group
120 East Washington Street, Suite 522, Syracuse, NY 13202

April 29, 2008 (BR-MBD)
Full Service Branch
Transcontinental Lending Group, Inc. DBA Transcontinental Group
471 Kings Highway, Valley Cottage, NY 10989

April 29, 2008 (BR-MBD)
Full Service Branch
EMoney.com, LLC
9380 Lapp Road, Clarence Center, NY 14032

April 30, 2008 (BR-MBD)
Full Service Branch
The Mortgage Advantage Corp.
70 Lake Avenue, Saratoga Springs, NY 12866

April 30, 2008 (BR-MBD)
Full Service Branch
L.W. Integrity Funding, LLC
2171 Monroe Avenue, Suite 200A, Rochester, NY 14618

April 30, 2008 (BR-MBD)
Full Service Branch
William Li DBA First Home Mortgage
38-25 Main Street, Unit#9D, Flushing, NY 11354

Application to establish a Mortgage Banker's Branch received for examination:

April 30, 2008 (MB-MBD)
Full Service Branch
Homestead Funding Corp. D/B/A First Niagara Mortgage
1004 Boston Neck Road, Narragansett, RI 02882

April 30, 2008 (MB-MBD)
Full Service Branch
Lend-Mor Mortgage Bankers Corp. D/B/A Lend-Mor Funding
107 New Hyde Park Road, Suite #1, Franklin Square, NY 11010

April 30, 2008 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation d/b/a Jefferson Home Mortgage and Loan
500 Brook Avenue, Suite 1A, Deer Park, NY 11729

April 30, 2008 (MB-MBD)
Full Service Branch
Home Funding Finders, Inc.
1100 Long Pond Road, Rochester, NY 14626

April 30, 2008 (MB-MBD)
Full Service Branch
NJ Lenders Corp. d/b/a Home Owners Mortgage Express
79 Main Street, West Sayville, NY 11796

"Applications received for authorization as a Mortgage Loan Originator under Article 12-E of the New York State Banking Law. Each individual listed may engage in mortgage loan origination activities on
a temporary basis until such time as the Superintendent approves or denies his/her application or the application is withdrawn."

February 20 2008	Jimmy Shahmeyster	Staten Island	NY
March 06 2008	Wilmarc Charles	Cohasset	MA
March 20 2008	Ella A Browne	Brooklyn	NY
March 20 2008	Anatoliy Mikhaylov	Rego Park	NY
March 24 2008	Roma Edward Le Blanc	Danbury	CT
March 24 2008	Sandy Joy Lupo	Syosset	NY
March 26 2008	Shannyn Lea Gerry	Minoa	NY
March 27 2008	Moshe J Wulliger	Brooklyn	NY
March 28 2008	Joseph G Koerner	Lake Ronkonkoma	NY
April 02 2008	John Louis Dinuzzo	Loudonville	NY
April 03 2008	Gilbert Wallace	Rosedale	NY
April 03 2008	Meir Feldman	Brooklyn	NY
April 04 2008	Kazuo Mizoguchi	Fairfield	CT
April 04 2008	David Edward Barry	Saratoga Springs	NY
April 04 2008	Ira M Tannenbaum	Oceanside	NY
April 08 2008	Edward Ades	Brooklyn	NY
April 09 2008	Peter C Blaney	Stratford	CT
April 10 2008	Peter Joseph Scalici	Wantagh	NY
April 15 2008	John George Oliver	Warwick	RI
April 15 2008	Paul David Drinkwater	Coventry	TX
April 15 2008	Dave Charles Winfrey	Palatine	IL
April 15 2008	Andrew Krastins	Clifton Park	NY
April 15 2008	Leslie Stone	Fairfield	CT
April 16 2008	Robert K Hetherington	Port Washington	NY
April 16 2008	Harvey Jay Lawrence	New York	NY
April 18 2008	Rebecca R Furlong	Rensselaer	NY
April 18 2008	Alan Roy Richartz	Freeport	NY
April 18 2008	James Carmine Desale	North Babylon	NY
April 22 2008	Enid Adinolfi	Ronkonkoma	NY
April 22 2008	Christopher Carey	Melville	NY
April 22 2008	Robert Duane Cast	East Rockaway	NY
April 22 2008	Sean Kerry Brannon	Millersville	MD
April 22 2008	Guy Thomas Amato Jr.	Williamstown	NJ
April 22 2008	Gary Amedeo Desabato	Blackwood	NJ
April 23 2008	Allen David Broadway II	Green Love Springs	FL
April 23 2008	Mark Nathan Fidel	Syosset	NY
April 23 2008	Maria Linda Roble	Wheeling	IL
April 23 2008	Adam Afshin Saffar	Buffalo Grove	IL
April 23 2008	Marcia Ilene Sparling	Buffalo Grove	IL
April 23 2008	Jacqueline Skarre	Medford	NY
April 23 2008	Irene Torres	Valley Stream	NY
April 23 2008	Jeffrey Norman Martin	Ellicott City	MD
April 23 2008	Dane Michael Wujnovich	South Euclid	OH
April 23 2008	Justin Lee Donley	Twinsburg	OH
April 23 2008	Joshua Ramos	Brooklyn	NY
April 23 2008	Kurt Verdillo	North Babylon	NY
April 23 2008	Richard Shaun Decoteau	Elmont	NY
April 23 2008	Deborah Lynn Minghella	Levittown	NY
April 23 2008	Grazyna Feld	Fort Salonga	NY
April 24 2008	Raymond Mcphillips	Farmingdale	NY
April 24 2008	Brian Michael Lifschin	Staten Island	NY
April 24 2008	Kraig David Spence	Glenelg	MD
April 24 2008	Domenico Biondi	Franklin Square	NY
April 24 2008	Johnathan Ernest Bernius	Holbrook	NY
April 24 2008	Barry Howard Scheinthal	Dix Hills	NY
April 24 2008	Jill Anne Chrostowski	Philadelphia	PA
April 24 2008	Thomas Darren Todack	Endicott	NY
April 24 2008	Gary David Schneider	Sayville	NY
April 24 2008	Michael Mikhail	Holtsville	NY
April 24 2008	John Salgado	Bay Shore	NY
April 24 2008	Joao Mario Lopes	Farmingville	NY
April 24 2008	Patrick Raul Madrid	Woodhaven	NY
April 24 2008	Alex Frias	Elmont	NY
April 24 2008	Noman Khan	Brooklyn	NY
April 24 2008	Todd Adam Matarazzo	East Norwich	NY
April 24 2008	Patrick Gesuele	Islip	NY
April 24 2008	John Michael Keil Ii	East Patchogue	NY
April 24 2008	John B Bariletti	Fire Island Pines	NY
April 25 2008	Darren Jason Kaplan	Greenlawn	NY
April 25 2008	Elissa Staiman	Skokie	IL
April 25 2008	Rosalie Labbate	Whitestone	NY
April 28 2008	Darwin Bernabe Lacorte	Mount Royal	NJ
April 28 2008	Rebecca Zellner Parker	Jacksonville	FL
April 28 2008	Angela Pariso	Jacksonville	FL
April 28 2008	Jaime Antonio Millian	Jacksonville	FL
April 28 2008	Dominic Mario Forbes	Pine Hill	NJ
April 28 2008	Andrew Steven Katz	Philadelphia	PA
April 28 2008	Todd Joseph Kowalski	Warrington	PA
April 28 2008	Marc Jared Langley	Atco	NJ
April 28 2008	Justin Howard Wellen	East Hills	NY
April 28 2008	Marcus Ryan Fleming	Orange Park	FL
April 28 2008	Lenora Moody	Hollis	NY
April 28 2008	Shawn Edward Dunnagan	Atlantic Beach	FL
April 28 2008	Charles Scott Anchors	Jacksonville	FL
April 28 2008	Jeffrey Colon	Philadelphia	PA
April 28 2008	Etna Xilu Rosso	Manhasset	NY
April 28 2008	Andrew Wilk Cohen	Sands Point	NY
April 28 2008	Samuel Yusupov	Forest Hills	NY
April 28 2008	Misty Lynn Frost	Jacksonville	FL
April 28 2008	Evette Renae Mosquera	Melrose Park	IL
April 28 2008	Lawrence John Ambrosino	Staten Island	NY
April 29 2008	Brian Lewis Leibowitz	Huntington	NY
April 30 2008	John Joseph Guzzetti	Dix Hills	NY
April 30 2008	Christopher Michael Porter	Clifton Park	NY
April 30 2008	Michael Peter Williams	Bellmore	NY

SECTION II

March 31, 2008 (BP–LFS)
AMERICAN DEBT MANAGEMENT SERVICES, INC.
48 South Service Road, Melville, NY 11747

License to engage in business as a budget planner was surrendered.

March 31, 2008 (BP–LFS)
CREATIVE CREDIT COUNSELORS INC.
159-11 Linden Blvd., Jamaica, NY 11434

License to engage in business as a budget planner was surrendered.

April 9, 2008 (CC-LFS)
PRIMA CHECK CASHING, INC. d/b/a AMERICAN CHECK CASHING and FINANCIAL SERVICES
44 North Saw Mill River Road, Elmsford, NY 10523

License to engage in business as casher of checks at John F. Kennedy International Airport, Building 14, West Wing, Jamaica, NY 11430, was surrendered effective March 31, 2008.

April 16, 2008 (CC-LFS)
J.C.G. CHECK CASHING CORP.
146-15 Jamaica Avenue, Jamaica, NY 11435

License to engage in business as casher of checks at 74-17 Grand Avenue, Masbeth, NY 11373 was surrendered effective March 10, 2008.

April 17, 2008 (MS-FWB)
ARMOR ACQUISITION LLC
New York, NY
PACIFIC EQUITY PARTNERS FUND IV LP
Wilmington, DE
PACIFIC EQUITY PARTNERS SUPPLEMENTARY FUND IV LP
Wilmington, DE
PACIFIC EQUITY PARTNERS FUND IV (AUSTRALASIA)
Sydney, Australia
PACIFIC EQUITY PARTNERS SUPPLEMENTARY FUND IV (AUSTRALASIA)
Sydney, Australia
PACIFIC EQUITY PARTNERS FUND IV GP (JERSEY) LTD
St. Helier, Jersey
PACIFIC EQUITY PARTNERS PTY LTD
Sydney, Australia
PAUL JAMES MCCULLAGH
Tamarama, Australia
SIMON DAVID PILLAR
Mosman, Australia
TIMOTHY JAMES SIMS
Terrey Hills, Australia
SALLY ELIZABETH ROSE SIMS
Terrey Hills, Australia
ANNA CHRISTINA ANDERSDOTTER JOSEPHSON
Mosman, Australia
JAN RICKARD ROLF GARDELL
Mosman, Australia

Applications, pursuant to Section 143-b of the Banking Law, to indirectly acquire control of American Stock Transfer & Trust Company, New York, NY, approved by the Banking Board.

April 17, 2008 (TR-FWB)
AMERICAN STOCK TRANSFER & TRUST COMPANY
59 Maiden Lane, New York, NY 10038

Application, pursuant to Section 102-a(3) of the Banking Law, to convert to a limited liability trust company under the name American Stock Transfer & Trust Company, LLC, approved by the Banking Board.

April 17, 2008 (TR-FWB)
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC
59 Maiden Lane, New York, NY 10038

Application, pursuant to Section 32 of the Banking Law, for exemption from the requirements of deposit insurance, approved by the Banking Board.

April 24, 2008 (CC–LFS)
REGINA CHECK CASHING, CORP.
40 Larkin Plaza, Yonkers, NY 10701-2748

A license was issued to engage in business as a licensed casher of checks at 375 Windsor Highway, Suite 300, New Windsor, NY 12553.

April 28, 2008 (CC-LFS)
KEYSTONE EXPRESS, INC.
159-15 Northern Blvd., Suite 104, Flushing, NY 11358

Temporary license to conduct business as a commercial check casher under Article IX-A of the New York State Banking Law, extended. The temporary license is good for 30 days only, unless otherwise extended by the Superintendent of Banks.

April 28, 2008 (CC-LFS)
M.K. CAPITAL, INC.
263 W. 38th Street #12 Fl., New York, NY 10018

April 28, 2008 (CC-LFS)
JAY PAYROLL SERVICES, INC.
203 West 28th Street, New York, NY 10001

April 28, 2008 (CC–LFS)
AMITYVILLE PAYROLL SERVICE, INC.
58a East Suffolk Avenue, Central Islip, New York 11722

A license was issued for a limited station casher of checks at ABF Freight System, Inc., 270 Skip Lane, Bay Shore, NY 11729.

April 29, 2008 (TM-LFS)
RUPALI EXCHANGE INC.
37-17 74TH Street, 1st Floor (Rear), Jackson Heights, New York 11372

License issued for the change of location of principal place of business from 37-13 74th Street, 2nd Floor, Jackson Heights, New York 11372.

In connection with the above license issuance, the transmitter of money license for 37-13 74th Street, 2nd Floor, Jackson Heights, New York 11372 was surrendered.

April 29, 2008 (MS-CRB)
NARA BANK
3731 Wilshire Boulevard, Los Angeles, CA 90010

Approval given to change the location of branch office from 78-14 Roosevelt Avenue, Jackson Heights, Borough of Queens, City of New York 11372 to 50-01 Roosevelt Avenue, Woodside, Borough of Queens, City of New York 11377, on or after April 30, 2008.