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Weekly Bulletin
August 8, 2008

SECTION I

This section records the receipt of applications and notices to the Banking Department.   Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of  Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. To view only those current and pending Section I applications and notices which are CRA-related, please click here.

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department.  Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY  10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311.  Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office.  This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site:  http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK = Bank
TR = Trust Company
PB = Private Banker
SD = Safe Deposit Company
HC = Holding Company
SB = Savings Bank
MK = Merchant Bank
SL = Savings and Loan Association
CU = Credit Union
IC = Investment Company
FA = Foreign Agency

FB = Foreign Branch
FR = Foreign Representative Office
PR = Premium Finance Agency
SF = Sales Finance Agency
LL = Licensed Lender
TM = Transmitter of Money
BP = Budget Planner
CC = Check Casher
MB = Mortgage Banker
BR = Mortgage Broker
MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division


SECTION I


August 5, 2008 (TR-crb)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notices of intention to establish electronic facilities (automated teller machines) at the following two locations, received:

  1. Sheetz Inc. Convenience Store, 2980 NC Highway 68 South, High Point, Guilford County, NC 27265; and
  2. 7-Eleven Oakland, 435 North 3rd Street, Oakland, Garrett County, MD 21550.

The comment period for this item will expire on August 18, 2008.


August 5, 2008 (CC-LFS)
POM-CLB CHECK CASHING, INC. U/A/N PAY-O-MATIC CHECK CASHING & FINANCIAL SERVICES       
711 Fifth Avenue, 5th floor, New York, NY 10022

An application was received for a license to engage in business as a licensed casher of checks at 1756 Bushwick Avenue, Brooklyn, NY 11207.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any public response is to be given within ten business days.


August 5, 2008 (CC-LFS)
POM-CLB CHECK CASHING, INC. U/A/N PAY-O-MATIC CHECK CASHING & FINANCIAL SERVICES       
711 Fifth Avenue, 5th floor, New York, NY 10022

An application was received for a license to engage in business as a licensed casher of checks at 129A West Sunrise Highway, Freeport, NY 11520

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any public response is to be given within ten business days.


August 6, 2008 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Bulletin item dated June 30, 2008, which appeared in the Weekly Bulletin dated July 4, 2008, advising of the receipt of an application for permission to open and occupy a branch office in the greater metropolitan area of Toronto, Canada, is amended to read as follows:

Application dated June 26, 2008, as amended by letter dated August 5, 2008, for permission to open and occupy a branch office at TD Canada Trust Tower, 161 Bay Street (27th Floor), Toronto, Ontario, Canada, received.

The comment period for this item will expire on August 18, 2008.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

July 30, 2008 (BR-MBD)
Applicant(s)
Craig S. Patterson
Vivian Patterson
As: ATM Mortgage, LLC In Lieu of True Name All Town Mortgage, LLC
14 B Route 173, Clinton, NJ 08809

July 31, 2008 (BR-MBD)
Applicant(s)
Dustin Cheney Fritz
As: SCL Mortgage In Lieu of True Name Synergy Capital Lending, Inc.
9381 East Stockton Boulevard, Suite 114, Elk Grove, CA 95624

August 01, 2008 (BR-MBD)
Applicant(s)
Kamlesh K. Shah
Mina K. Shah
As: KM Shah Consulting, LLC
In Lieu of True Name Alliance Mortgage Finance, LLC
900 Oak Tree Road, Suite B, South Plainfield, NJ 07080 5118

August 04, 2008 (BR-MBD)
Applicant(s)
Jeffrey Lynn Bangerter
Zachary Wayne Scott
Riley Alfred Bangerter
As: WSB Mortgage Services, Inc.
9712 Fair Oaks Boulevard, Suite C, Fair Oaks, CA 95628


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:

From:
April 24, 2008 (BR-MBD)
Applicant(s)
Shahid A. Satti
As: American Properties and Business Corp.
430 Merrick Road, Suite 10, Valley Stream, NY 11580 5201

To:
August 1, 2008 (BR-MBD)
Applicant(s)
Shahid A. Satti
As: American Properties and Business Corp.
430 West Merrick Road, Suite 10, Valley Stream, NY 11580 5201

From:
March 14, 2008 (BR-MBD)
Applicant(s)
Eric Daniel Gates
As: Apex Home Loans, Inc. d/b/a Apex Home Mortgage
10411 Motor City Drive, Suite 350, Bethesda, MD 20817

To:
August 1, 2008 (BR-MBD)
Applicant(s)
Eric Daniel Gates
As: Apex Home Loans, Inc. d/b/a Potomac Mortgage
10411 Motor City Drive, Suite 350, Bethesda, MD 20817


Application to establish a Mortgage Broker's Branch received for examination:

July 30, 2008 (BR-MBD)
Full Service Branch
Vista Home Funding, Inc.
53 Court Street, Plattsburgh, NY 12901

July 30, 2008 (BR-MBD)
Full Service Branch
AC Mort LLC D/B/A Mid Atlantic Capital
1425 Mount Read Boulevard, Suite 15, Rochester, NY 14606

July 30, 2008 (BR-MBD)
Full Service Branch
The Manhattan Mortgage Co., Inc. d/b/a The Manhattan Mortgage Company
112 Town Center, Mooresville, NC 28117


Application to establish a Mortgage Banker's Branch received for examination:

July 30, 2008 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
130 Main Street, 2nd floor, Nyack, NY 10960

July 30, 2008 (MB-MBD)
Full Service Branch
GFI Mortgage Bankers, Inc.
224 Kings Highway, First Floor, Brooklyn, NY 11223

July 30, 2008 (MB-MBD)
Full Service Branch
Home Consultants, Inc. D/B/A HCI Mortgage
Additional DBA(S): Liberty Capital
1811 Victory Boulevard, Suite 3, Staten Island, NY 10314

July 30, 2008 (MB-MBD)
Full Service Branch
GMAC Mortgage, LLC D/B/A ditech
188 106th Avenue Northeast, Suite 600, Bellevue, WA 98004

July 30, 2008 (MB-MBD)
Full Service Branch
GMAC Mortgage, LLC D/B/A ditech
2101 Rexford Road, Suite 250-W, Charlotte, NC 28211


Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law received:

July 30, 2008 (BR-MBD)
All In One Mortgage Corporation
1822 Merrick Road, Merrick, NY 11566 4530
Effective Date: July 29, 2008


SECTION II

July 25, 2008 (CC-LFS)
AMITYVILLE PAYROLL SERVICE, INC.
573 North Broadway, Amityville, NY 11701-2114

License was issued to engage in business as a licensed casher of checks at 1821 Brentwood Road, Brentwood, NY 11717.


July 28, 2008 (FB-FWB)
ABN AMRO BANK N.V.
Amsterdam, the Netherlands

Approval given to  change the location of branch from 55 East 52nd  Street, Borough of Manhattan, City of New York 10055 to 101 Park Avenue, Borough of Manhattan, City of New York 10178, on or after July 29, 2008.


July 30, 2008 (CC-LFS)
A & S CHECK CASHING CORP.
737 Suffolk Avenue, Brentwood, NY 11717

License was issued to engage in business as a licensed casher of checks at 737 Suffolk Avenue, Brentwood, NY 11717.


August 1, 2008 (PF-LFS)
LONGMORE CREDIT, LLC
132 Turnpike Road, Suite 110, Southborough, MA 01772

License issued to engage in business as a premium finance agency.


August 1, 2008 (FR-FWB)
ICICI BANK LIMITED
ICICI Bank Towers, Bandra-Kurla Complex, Mumbai 400 051, India

Representative office license located at 500 Fifth Avenue, New York, NY 10110 surrendered on August 1, 2008.


August 1, 2008 (MS-CRB)
SALISBURY BANK AND TRUST COMPANY
5 Bissell Street, Lakeville, CT 06039

Authorization issued to open and occupy a branch office at 87 Main Street, Millerton, Dutchess County, NY 12546, on or after August 2, 2008.


August 4, 2008 (PF-LFS)
PREMIUM FINANCING SPECIALISTS, INC.
427 West 12th Street, Suite 100, Kansas City, MO 64105

License rider issued to reflect branch office relocation from 462 S. Fourth Avenue, Suite 1610, Louisville, KY 40202 to 462 S. Fourth Avenue, Suite 1700, Louisville, KY 40202.


August 4, 2008 (PF-LFS)
ADVANCED PREMIUM CORPORATION
1664 Dewey Avenue, Rochester, NY 14615

License rider issued to reflect a change of location to 1363 Long Pond Rd., Rochester, NY 14626.


August 4, 2008 (BP- LFS)
AMERICAN CREDIT ALLIANCE, INC.
2 South Delmorr Avenue, Suite 501, Morrisville, PA 19067

A license was issued for branch office at Two Penn Plaza, Suite 1910, New York, NY 10121.


August 4, 2008 (BP- LFS)
AMERICAN CREDIT ALLIANCE, INC.
2 South Delmorr Avenue, Suite 501, Morrisville, PA 19067

A rider was issued for relocation of main office to 2 South Delmorr Avenue, Suite 501, Morrisville, PA 19067 from 2 Penn Plaza, Suite 1910, New York, NY 10121.


August 4, 2008 (BK-FWB)
WOORI AMERICA BANK
1250 Broadway, New York, NY 10001

Authorization issued to open and occupy a branch office at 469 Livingston Street, Norwood, Bergen County, NJ 07648, on or after August 5, 2008.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

July 30, 2008 (MB-MBD)
Lime Financial Services, Ltd.
5885 SW Meadows Road, Suite 600, Lake Oswego, OR 97035


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law withdrawn:

July 30, 2008 (BR-MBD)
MFS Home Mortgage In Lieu of True Name Mortgage Financial, Inc.
170 Main Street, Suite 108, Tewksbury, MA 01876 1763


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law withdrawn:

August 06, 2008 (MB-MBD)
Global Marketing Corporation of
Charlotte
7239 Pineville-Matthews Road, Charlotte, NC 28226


Certificate to engage in the business of a Mortgage Broker surrendered:

July 31, 2008 (BR-MBD)
Seby Inc.
9814 Queens Blvd., Rego Park, NY 11374
Effective Date: July 29, 2008

July 31, 2008 (BR-MBD)
1st Step Financial Services, Inc.
1300 Mercantile Lane, Suite 146, Largo, MD 20774
Effective Date: July 29, 2008

August 01, 2008 (BR-MBD)
Advantage First Mortgage In Lieu of True Name
Advantage Mortgage & Financial Svs, LLC
11 New Street, Englewood Cliffs, NJ 07632 2938
Effective Date: July 21, 2008

August 01, 2008 (BR-MBD)
Total Funding Corp.
17 Cooper Street, #3, Babylon, NY 11702 2901
Effective Date: July 15, 2008

August 04, 2008 (BR-MBD)
Domus Mortgage Services, Inc. D/B/A Your Mortgage Company
530 Western Highway, Blauvelt, NY 10913
Effective Date: August 04, 2008

August 05, 2008 (BR-MBD)
One Source Mortgage Corporation
3 University Plaza, Suite 502, Hackensack, NJ 07601
Effective Date: July 17, 2008


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

July 31, 2008 (BR-MBD)
Full Service Branch
Seby Inc.
1016 Cortelyou Road, Brooklyn, NY 11218
Effective Date: July 29, 2008

July 31, 2008 (BR-MBD)
Full Service Branch
Carteret Mortgage Corporation
2555 Crooks Road, #100, Troy, MI 48084
Effective Date: July 31, 2008

July 31, 2008 (BR-MBD)
Full Service Branch
Seby Inc.
45-51 47th Street, Ground Floor, Woodside, NY 11377
Effective Date: July 29, 2008

August 01, 2008 (BR-MBD)
Full Service Branch
I.F.N.Y. In Lieu of True Name Integrity Funding Inc.
55 Main Street, 2nd floor, Yonkers, NY 10701
Effective Date: August 01, 2008

August 04, 2008 (BR-MBD)
Full Service Branch
Clearway Mortgage, LLC
675 Panorama Trail, Office 2, Rochester, NY 14625
Effective Date: August 04, 2008


License to engage in the business of a Mortgage Banker Branch surrendered:

July 31, 2008 (MB-MBD)
Full Service Branch
Wilmington Finance, Inc.
2920 N. Green Valley Pkwy., Ste. 511, Bdg. 5, Henderson, NV 89014
Effective Date: July 31, 2008

July 31, 2008 (MB-MBD)
Full Service Branch
Wilmington Finance, Inc.
7455 Longard Road, Livermore, CA 94551
Effective Date: July 31, 2008

July 31, 2008 (MB-MBD)
Full Service Branch
Wilmington Finance, Inc.
11020 David Taylor Drive, Suite 405, Charlotte, NC 28262
Effective Date: July 31, 2008

August 04, 2008 (MB-MBD)
Full Service Branch
United Mortgage Corp. UAN NY Finest Funding
Additional DBA(S): United Global Group
134-02 Cross Bay Boulevard, Ozone Park, NY 11417
Effective Date: August 01, 2008

August 04, 2008 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA(S): Presidents First Mortgage Bankers
Hancock First Mortgage Bankers
Kennedy First Mortgage Bankers
871 Broadway, West Long Branch, NJ 07764
Effective Date: July 31, 2008

August 04, 2008 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA(S): Presidents First Mortgage Bankers
Hancock First Mortgage Bankers
Kennedy First Mortgage Bankers
600 Parsippany Road, 1st Floor, Parsippany, NJ 07054
Effective Date: July 31, 2008

August 04, 2008 (MB-MBD)
Full Service Branch
GMAC Mortgage, LLC D/B/A ditech
35 Sparta Avenue, Units 2 & 4, Sparta, NJ 07871
Effective Date: July 31, 2008

August 06, 2008 (MB-MBD)
Full Service Branch
FBM, LLC D/B/A Fidelity Borrowing Mortgage Bankers
14 East Stow Road, Suite 150, Marlton, NJ 08053
Effective Date: August 06, 2008

August 06, 2008 (MB-MBD)
Full Service Branch
FBM, LLC D/B/A Fidelity Borrowing Mortgage Bankers
591 Stewart Avenue, 6th Floor, Garden City, NY 11530
Effective Date: August 06, 2008

August 06, 2008 (MB-MBD)
Full Service Branch
FBM, LLC D/B/A Fidelity Borrowing Mortgage Bankers
225 Main Street, Farmingdale, NY 11735
Effective Date: August 06, 2008

August 06, 2008 (MB-MBD)
Full Service Branch
FBM, LLC D/B/A Fidelity Borrowing Mortgage Bankers
591 Stewart Avenue, 4th Floor, Garden City, NY 11530
Effective Date: August 06, 2008

August 06, 2008 (MB-MBD)
Full Service Branch
FBM, LLC D/B/A Fidelity Borrowing Mortgage Bankers
1250 Broadway, Suite 2401, New York, NY 10066
Effective Date: August 06, 2008


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

August 01, 2008 (BR-MBD)
Par-Rate Mortgage Services, Inc.
4300 Hylan Boulevard - Upper Level, Staten Island, NY 10312

August 01, 2008 (BR-MBD)
Professional Mortgage Solutions, Inc.
62-81 Woodhaven Blvd., Rego Park, NY 11374

August 01, 2008 (BR-MBD)
Equity Action Mortgage Corp.
59-52 160th Street, 2nd Floor, Fresh Meadows, NY 11365

August 01, 2008 (BR-MBD)
Finance One Ltd.
46-49 Douglaston Parkway, Douglaston, NY 11362 1056

August 01, 2008 (BR-MBD)
Pioneer Home Equity Corporation
850 South Hermitage Road, Suite B, Hermitage, PA 16148

August 04, 2008 (BR-MBD)
Tribeca Mortgage Corp.
106-03 Corona Avenue, Corona, NY 11368

August 04, 2008 (BR-MBD)
Ontime Mortgage, LLC
3918 Church Avenue, Room 2, 2nd Floor, Brooklyn, NY 11203

August 04, 2008 (BR-MBD)
First National Servicing Corp.
841 Portion Road, Lake Ronkonkoma, NY 11779

August 04, 2008 (BR-MBD)
ACS Mortgage Services Inc
290 Elwood Davis Road, Suite 306, Liverpool, NY 13088 2100

August 06, 2008 (BR-MBD)
Adelphi Mortgage Co., Inc.
5310 Church Avenue, Brooklyn, NY 11203 3609

August 06, 2008 (BR-MBD)
Members Mortgage Corp.
600 Old Country Road, Suite 518, Garden City, NY 11530

August 06, 2008 (BR-MBD)
Buyer's Choice Mortgage Group Inc.
1305 Middle Country Road, Suite 14, Selden, NY 11784 2554

August 06, 2008 (BR-MBD)
North Shore Properties of Long Island,  LLC D/B/A
Additional DBA(S): N.S.P. First Financial Mortgage
235 East Jericho Turnpike, Huntington Station, NY 11746

August 06, 2008 (BR-MBD)
Phoenix Capital Group, Inc.
396 Waverly Avenue, Brooklyn, NY 11238


Mortgage Banker License Name Changes:

August 04, 2008 (MB-MBD)
From: Continental Home Loans Inc.
To: Continental Home Loans Inc. D/B/A Senior Home Loans

August 05, 2008 (MB-MBD)
From: MCS Mortgage Bankers, Inc. DBA Wholesale Direct
Additional DBA(s) Archer Capital
CIC

To: MCS Mortgage Bankers, Inc. DBA Wholesale Direct


Mortgage Broker Certificate Address Changes:

July 30, 2008 (BR-MBD)
MHRA Consulting, Inc. D/B/A MHRA Mortgages
From: 584 Broadway, Suite 312, New York, NY 10012
To: 22 Cortland Street, 16th Floor, Suite 1622, New York, NY 10007

July 30, 2008 (BR-MBD)
Equinox Mortgage Corp.
From: 300 Motor Parkway, Suite 200, Hauppauge, NY 11788
To: 150 Motor Parkway, Suite 401, Hauppauge, NY 11788

August 01, 2008 (BR-MBD)
True Mortgage Corp.
From: 40-18 Bell Boulevard, 2nd Floor, Bayside, NY 11361
To: 215-10 Northern Boulevard, Suite 204, Bayside, NY 11361

August 04, 2008 (BR-MBD)
Clearway Mortgage, LLC
From: 2511 Browncroft Blvd. - Suite 101, Rochester, NY 14625
To: 675 Panorama Trail, Suite #2, Rochester, NY 14625

August 06, 2008 (BR-MBD)
JT Capital, LLC D/B/A Express Funding
From: 630 Johnson Avenue, Suite 4, Bohemia, NY 11716
To: 4175 Veterans Memorial Highway, Suite 310, Ronkonkoma, NY 11779


Mortgage Banker License Address Changes:

July 30, 2008 (MB-MBD)
SIRVA Mortgage, Inc.
From: 6070 Parkland Blvd., Mayfield Heights, OH 44124
To: 6200 Oak Tree Boulevard, Suite 300, Independence, OH 44131

August 04, 2008 (MB-MBD)
Continental Home Loans Inc. D/B/A Senior Home Loans
From: 175 Pinelawn Road, Suite 402, Melville, NY 11747
To: 175 Pinelawn Road, Suite 400, Melville, NY 11747


Mortgage Broker Branch Certificate Address Changes:

July 30, 2008 (BR-MBD)
Streamline Mortgage Corporation
From: 535 Broadhollow Road, Suite R1, Melville, NY 11747
To: 55 Post Avenue, Suite 204, Westbury, NY 11590

August 01, 2008 (BR-MBD)
First Rochester Mortgage Corp. D/B/A Additional DBA(S): Uni-Source Funding
Centerpointe Mortgage
From: 1411 Chili Avenue, Suite 110, Rochester, NY 14624
To: 2000 Winton Road South, Suite 206, Building 4, Rochester, NY 14618

August 06, 2008 (BR-MBD)
JT Capital, LLC D/B/A Express Funding
From: 131 Jericho Turnpike, Suite B, Mineola, NY 11501
To: 1400 Old Country Road, Suite C-108, Westbury, NY 11590

August 06, 2008 (BR-MBD)
JT Capital, LLC D/B/A Express Funding
From: 1735-A North Ocean Avenue, Medford, NY 11763
To: 630 Johnson Avenue, Suite 4, Bohemia, NY 11716

August 06, 2008 (BR-MBD)
JT Capital, LLC D/B/A Express Funding
From: 3122 Fulton Street, Brooklyn, NY 11208
To: 4205 Avenue M, Suite 2B, Brooklyn, NY 11234


Mortgage Banker Branch License Address Changes:

July 30, 2008 (MB-MBD)
Guaranteed Home Mortgage Company Inc.
From: 77 Jericho Turnpike, Upper Level, Suite 417, Mineola, NY 11501
To: 5550 Merrick Road, Suite 302, Massapequa, NY 11758


THERE WILL BE NO SECTION III THIS WEEK.