Weekly Bulletin
September 4, 2009
SECTION I
This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at: http://www.banking.state.ny.us
SECTION II
This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.
SECTION III
This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY 10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311. Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office. This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site: http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes |
|
BK = Bank |
FB = Foreign Branch |
Division Codes
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division
SECTION I
August 31, 2009 (PF-LFS)
PREMIUM FUNDING ASSOCIATES, INC.
One World Financial Center, 200 Liberty Street, New York, NY 10281
Application received for a license to engage in business as a premium finance company at the above location and 3 branches:
344 Delaware Avenue, Buffalo, New York 14202
255 East Avenue, Suite 301, Rochester, NY 14606
200 Broadhollow Road, Suite 406, Melville, NY 11747
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
September 1, 2009 (SF-LFS)
LEADERS FINANCIAL COMPANY
67 Walnut Avenue, Suite 110, Clark, Union County, NJ 07066
A notification of a change of location to 21 Commerce Drive, 1st Floor, Suite 101, Cranford, Union County, NJ 07016 was received.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
September 1, 2009 (SF-LFS)
J & S AUTO CREDIT, INC.
740 State Street, Schenectady, NY 12307
An application to use of the assumed name, JSAC, was received.
The publication of receipt of this application does not indicate that it is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
September 2, 2009 (BP-LFS)
GOLDEN STATE DEBT MANAGEMENT CORP.
23848 Hawthorne Blvd., Suite #101, Torrance, CA 90505-5946
A notification was received of the relocation of the main office to 23842 Hawthorne Blvd., Suite #201, Torrance, CA 90505-5946 from 23848 Hawthorne Blvd., Suite #101, Torrance, CA 90505-5946.
The publication of receipt of the notification does not indicate that the notification is deemed complete. The notification is deemed complete and filed when all required and requested information has been provided to the Department.
September 4, 2009 (CC-LFS)
A.T.N. CHECK CASHING CORPORATION
122-11 Guy R. Brewer Boulevard, Jamaica, NY 11434
An application was received for a license to engage in business as a licensed casher of checks at 2829 Edson Avenue, #2B, Bronx, NY 10469.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any public response is to be given within ten business days.
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:
September 01, 2009 (MB-MBD)
Applicant(s)
Stephen Matthew Calk
John Towhey Calk
Laura Vivian Watson
As: Chicago Funding
In Lieu of True Name
Chicago Bancorp, Inc.
300 North Elizabeth Street, #3E, Chicago, IL 60607
Application received pursuant to Section 590(5-a) of the New York State Banking Law to act as an FHA Mortgage Loan Correspondent:
September 01, 2009 (BR-MBD)
Worldwide Capital Mortgage Corp.
1472 Sunrise Highway, Bay Shore, NY 11706
Mortgage Broker Certificate Name Change Received:
August 27, 2009 (BR-MBD)
From: Maximum Financial LLC D/B/A The Mortgage Capital Group
To: The Mortgage Capital Group LLC
Application received pursuant to Section 590(5-a) of the New York State Banking Law to act as an FHA Mortgage Loan Correspondent:
August 27, 2009 (BR-MBD)
Accion Home Mortgage Corp.
297 Knollwood Road, Suite 203, White Plains, NY 10607
August 28, 2009 (BR-MBD)
Asean Capital, Inc.
31 West Main Street - Suite 212, Patchogue, NY 11772 3026
August 31, 2009 (BR-MBD)
Fairfield Services M, LLC D/B/A Fairfield Mortgage Company
66 Commack Road, Commack, NY 11725
Article 12-E Applications filed prior to July 11, 2009 and deemed complete by the Superintendent. Each individual listed may engage in mortgage loan origination activities on a temporary basis until such time as the Superintendent approves or denies his/her application or the application is withdrawn. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in regulations being drafted by the Superintendent pursuant to the authority of Article 12-E.
June 25 2008 |
65114 |
Ronald Veram Kenderian |
Pomona |
NY |
August 08 2008 |
72765 |
Michael Scott Bauer |
Long Beach |
NY |
September 23 2008 |
114841 |
Ziaul Qamar Khan |
Campbell Hall |
NY |
October 08 2008 |
105573 |
Craig W Ellinwood |
Westport |
CT |
November 06 2008 |
105594 |
Michael Joseph Sedlak |
Islip |
NY |
November 25 2008 |
112131 |
John O'Connor |
Wyckoff |
NJ |
December 11 2008 |
136302 |
Sonia Nijhawan |
Elmhurst |
NY |
December 30 2008 |
19859 |
Leonard Saburro Jr. |
Yaphank |
NY |
December 31 2008 |
147672 |
Aryeh Brody |
Brooklyn |
NY |
January 26 2009 |
151503 |
Ramsey W Jenkins |
St Albans |
NY |
February 06 2009 |
119321 |
Joanna Ross |
Columbus |
OH |
March 04 2009 |
162257 |
Antonio Bastos |
Mineola |
NY |
March 25 2009 |
167696 |
Kinshasa Ife Tillman |
Valley Stream |
NY |
April 08 2009 |
19678 |
Matthew James Sullivan |
Greenville |
RI |
April 27 2009 |
171214 |
Allen B Waterhouse |
Bridgeport |
CT |
April 27 2009 |
173963 |
Reinaldo Garcia |
Matawan |
NJ |
May 07 2009 |
175374 |
Leonard Minuto |
Tappan |
NY |
May 08 2009 |
175481 |
Sekhou Salmeno Cummings |
Trenton |
NJ |
May 12 2009 |
175926 |
David Loysen |
Troy |
NY |
May 22 2009 |
130170 |
Bert Brown |
Bayshore |
NY |
May 22 2009 |
176180 |
Gregg Weisenberg |
Long Beach |
NY |
May 26 2009 |
178105 |
Denise Marie Keeley |
Staten Island |
NY |
June 02 2009 |
58638 |
Kenneth Bianco |
Medford |
NY |
June 16 2009 |
181160 |
Alex Keith Payne |
Bronx |
NY |
June 29 2009 |
182593 |
Nadi Persaud |
Glen Head |
NY |
July 01 2009 |
171223 |
Maria Kathrine Linder |
Conshohocken |
PA |
July 01 2009 |
176746 |
Anthony R. Wesemann |
Norristown |
PA |
July 01 2009 |
17173 |
Maria Elaine Pagano |
Wyndmoor |
PA |
July 01 2009 |
183893 |
Gabriel Menachem Feuer |
New York |
NY |
July 02 2009 |
147304 |
Joseph Patrick Jefferis |
Lansdale |
PA |
July 02 2009 |
176738 |
Michael Steven Klotz |
White Plains |
NY |
July 02 2009 |
133718 |
Paul Domenic Blasetti Jr |
Norristown |
PA |
July 02 2009 |
135350 |
Jonathan Robert Webb |
Lafayette Hill |
PA |
July 02 2009 |
179732 |
Christopher Daniel Alsup |
Jacksonville |
FL |
Article 12-E Applications received after July 11, 2009. Each individual listed may not engage in mortgage loan origination activities until notified in writing that he or she may do so. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in regulations being drafted by the Superintendent pursuant to the authority of Article 12-E."
July 13 2009 |
185250 |
Anand Priya Prakash |
Flushing |
NY |
July 15 2009 |
9224 |
Michael Jacob Ben-Simon |
New York |
NY |
July 16 2009 |
88941 |
Brian Scott Haire |
Charlotte |
NC |
July 17 2009 |
83495 |
Chester John Wisinski |
Charlotte |
NC |
July 20 2009 |
184262 |
Robert Vincent Dirusso |
Patterson |
NY |
July 27 2009 |
73045 |
Nicholas James Valenti Jr. |
Troy |
NY |
July 27 2009 |
183936 |
Bobby T Gross |
Charlotte |
NC |
July 27 2009 |
187469 |
Mary Theresa Viti |
Larchmont |
NY |
July 27 2009 |
187494 |
Joanne Gold Demaria |
Commack |
NY |
July 27 2009 |
178037 |
Reed Kunz Montgomery |
Louisville |
KY |
July 28 2009 |
7763 |
Jessica Ray Oliver |
Louisville |
KY |
July 28 2009 |
178592 |
Denise Catherine Nuzzi |
Holbrook |
NY |
July 28 2009 |
117962 |
Michael Francis Fava |
Concord |
NC |
July 28 2009 |
187230 |
Bruce Keith Oliver |
Franklin Lakes |
NJ |
July 28 2009 |
187387 |
Mark Edward Johnson |
Wyckoff |
NJ |
July 28 2009 |
187389 |
Jeanette Defiore |
River Vale |
NJ |
July 28 2009 |
186115 |
Marc Anthony Pollicino |
Woolwich Township |
NJ |
July 28 2009 |
186146 |
Carol Bonanno |
Cherry Hill |
NJ |
July 28 2009 |
158378 |
Eugene Richard Updyke Jr |
Philadelphia |
PA |
July 28 2009 |
47532 |
Bradley Austin Westley |
Lancaster |
PA |
July 28 2009 |
173629 |
Thomas Patrick Cassidy |
Conshohocken |
PA |
July 28 2009 |
183514 |
Danielle P Staskiel |
Wenonah |
NJ |
July 28 2009 |
108334 |
Ralph Casey Nunn |
Charlotte |
NC |
July 28 2009 |
13048 |
Michael A Baker |
Havertown |
PA |
July 28 2009 |
187596 |
Rita Jean Mctigue |
Holley |
NY |
July 28 2009 |
89976 |
Luigi Salvatore Milano |
Ridgewood |
NY |
July 28 2009 |
183818 |
Aletra Marie Monfredo-Tagios |
Port Washington |
NY |
July 29 2009 |
182738 |
Adam Abraham Missry |
Brooklyn |
NY |
July 29 2009 |
181164 |
Shannon Lata Smith |
Jacksonville Beach |
FL |
July 29 2009 |
143082 |
Bruce Daryl Ostovitz |
King Of Prussia |
PA |
July 29 2009 |
133319 |
Mark A. Giannotti |
Schwenksville |
PA |
July 29 2009 |
146779 |
William Szorentini |
Ramsey |
NJ |
July 30 2009 |
150235 |
Dannielle Amy Whitcomb |
Lindenhurst |
NY |
July 30 2009 |
183124 |
Kosmas Constantine Basiakyros |
Elmhurst |
NY |
July 30 2009 |
187120 |
Esther Inhee Kim |
Irvine |
CA |
July 30 2009 |
167213 |
Brian Alexander Harrison |
Lansdale |
PA |
July 30 2009 |
67166 |
Patricia Ocampo |
Brentwood |
NY |
July 30 2009 |
8154 |
Scott F Lacey |
Lincoln |
RI |
SECTION II
April 10, 2009 (CC-LFS)
ABRS CHECK CASHING CORP.
241C Rockaway Parkway, Brooklyn, NY 11212
A license was issued to change the location of doing business as a licensed casher of checks to 5704-5706 Clarendon Road, Brooklyn, NY 11203 from 1271 Ralph Avenue, Brooklyn, NY 11236.
In connection with the above license issuance, the original check casher license for 1271 Ralph Avenue, Brooklyn, NY 11236 was surrendered.
August 4, 2009 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017
Authorization issued to open and occupy a branch office at 50 West 57th Street, Borough of Manhattan, City of New York 10019, on or after August 5, 2009.
August 4, 2009 (CC-LFS)
MONEY SPOT INC.
5 Lorimer Street, Suite 5-A, Brooklyn, NY 11206
A license was issued to engage in business as a licensed casher of checks, as a result of the purchase of certain assets of Hilton Check Cashing, Corp. at 283 Van Brunt Street, Brooklyn, NY 11231.
In connection with the above license issuance, the original check casher license for 283 Van Brunt Street, Brooklyn, NY 11231 was surrendered.
August 28, 2009 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notification received of the closing of a representative office at Lock Haven University, 401 North Fairview Street, Lock Haven, Clinton County, PA 17745, effective August 12, 2009. (This institution now periodically operates a limited purpose branch office at this location.)
August 31, 2009 (TR-CRB)
ALPHA CAPITAL PRIVATE BANK
c/o Davis Polk & Wardwell
450 Lexington Avenue, New York, NY 10017
Organization Certificate withdrawn.
August 31, 2009 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations issued August 27, 2009 to open and occupy branch offices at the following nine locations, on or after August 28, 2009:
- 10100 Baltimore National Pike, Ellicott City, Howard County, MD 21042;
- 7965 Baltimore-Annapolis Boulevard, Glen Burnie, Anne Arundel County, MD 21060;
- 14301 Jarrettsville Pike, Phoenix, Baltimore County, MD 21131;
- 11 West Ridgely Road, Timonium, Baltimore County, MD 21093;
- 8604 Harford Road, Baltimore, Baltimore County, MD 21234;
- 159 North Luzerne Avenue, Baltimore, MD 21224;
- 1777 Reisterstown Road, Pikesville, Baltimore County, MD 21208;
- 6900 York Road, Baltimore, Baltimore County, MD 21212; and
- Baltimore Crossroads @ 95, 730 Concourse Circle, Baltimore, Baltimore County, MD 21220.
(These locations had been offices of Bradford Bank, Baltimore, Maryland.)
August 31, 2009 (BK-FWB)
SHINHAN BANK AMERICA
330 Fifth Avenue, New York, NY 10001
A “Certificate of Amendment of the Organization Certificate of Shinhan Bank America under Section 8005 of the Banking Law”, was approved and filed in the Office of the Superintendent of Banks.
The amendment provides for an increase in the amount of capital stock from $62,999,965 consisting of 1,799,999 shares with a par value of $35.00 each, to $92,999,935 consisting of 2,657,141 shares with the same par value.
September 1, 2009 (TR-CRB)
BANK OF SMITHTOWN
One East Main Street, Smithtown, NY 11787
Authorization issued to open and occupy a branch office at 401 Glen Cove Road, East Hills, Nassau County, NY 11577, on or after September 2, 2009.
September 1, 2009 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401
Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 1227 Main Street (Suite 201), Port Jefferson, Suffolk County, NY 11777.
September 1, 2009 (PF-LFS)
AFCO CREDIT CORPORATION
110 William Street, 29th Floor, New York, NY 10038
License rider issued to reflect a change of location to 14 Wall Street, Suite 8A-19, New York, NY 10005.
September 1, 2009 (PF-LFS)
AFCO PREMIUM CREDIT LLC
110 William Street, 29th Floor, New York, NY 10038
License rider issued to reflect a change of location to 14 Wall Street, Suite 8A-19, New York, NY 10005.
September 2, 2009 (SB-CRB)
APPLE BANK FOR SAVINGS
1395 Northern Boulevard, Manhasset, NY 11030
Approval given to change the location of branch office from 88 Pine Street, Borough of Manhattan, City of New York 10005 to 80 Water Street, Borough of Manhattan, City of New York 10005, on or after September 3, 2009.
September 3, 2009 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notification received of the closing of representative offices at the following two locations, effective August 26, 2009 and August 27, 2009, respectively:
- Syracuse University, Office of Admissions, 201 Tolley Building, Syracuse, Onondaga County, NY 13244; and
- Cazenovia College, 22 Sullivan Street, Cazenovia, Madison County, NY 13035.
(This institution now periodically operates limited purpose branch offices at Syracuse University and Cazenovia College.)
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law denied:
June 25, 2009 (MB-MBD)
Bergin Financial, Inc.
29200 Northwestern Highway, Suite 350, Southfield, MI 48034
Certificate to engage in the business of a Mortgage Broker surrendered:
August 27, 2009 (BR-MBD)
Rockville Mortgage Group, LLC
960 South Broadway, Suite 112, Hicksville, NY 11801
Effective Date: August 25, 2009
August 27, 2009 (BR-MBD)
Victoria Campos Corp. D/B/A Pronto Mortgages
1677 New York Avenue, Huntington Station, NY 11746 2406
Effective Date: August 24, 2009
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
September 01, 2009 (BR-MBD)
Full Service Branch
J.M. Capital Group LLC D/B/A Union Square Mortgage Group
300 Northern Boulevard, Suite 300, Great Neck, NY 11021
Effective Date: August 31, 2009
September 01, 2009 (BR-MBD)
Full Service Branch
J.M. Capital Group LLC D/B/A Union Square Mortgage Group
960 South Broadway, Hicksville, NY 11801
Effective Date: August 31, 2009
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
August 27, 2009 (BR-MBD)
Northway Funding, L.L.C.
3 McLaren Street, Saratoga Springs, NY 12866 2604
August 31, 2009 (BR-MBD)
Empire Capital Mortgage Corp.
101-05 120th Street, 2nd Floor Front, Richmond Hill, NY 11419
September 02, 2009 (BR-MBD)
Frontier Funding Group, LLC
306A Grooms Road, Clifton Park, NY 12065 3838
September 02, 2009 (BR-MBD)
Nicholas Palumbo DBA The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533
Mortgage Broker Certificate Address Changes:
September 02, 2009 (BR-MBD)
Caran Properties, Inc.
From: 150 East 58th Street - 27th Floor, New York, NY 10155
To: 148 Madison Avenue, 8th Floor, New York, NY 10016 6700
September 02, 2009 (BR-MBD)
Union Home Funding Corp.
From: 134 North Avenue, Suite D, New Rochelle, NY 10801
To: 8 Memorial Highway, New Rochelle, NY 10801 6308
September 02, 2009 (BR-MBD)
Guardian First Funding Group, LLC
From: 1 Penn Plaza, Suite 629, New York, NY 10119
To: 1 Penn Plaza, Suite 1414, New York, NY 10119
Mortgage Banker Branch License Address Changes:
September 01, 2009 (MB-MBD)
Metrocities Mortgage, LLC D/B/A No Red Tape Mortgage
Additional DBA(S): TCF Mortgage Services
Loring Ward Mortgage Services
From: 200 B South Main Street, New City, NY 10956
To: 198 S. Main Street, New City, NY 10956
The following Mortgage Brokers are suspended effective August 26, 2009 for failure to maintain corporate surety bonds pursuant to Section 410.14 of Part 410 of the Superintendent's regulation.
Regency Financial Services & Investments, Inc.
219-15 Merrick Boulevard, Laurelton, NY 11413
Kensington Financial Services LLC
535 East Crescent Avenue, Ramsey, NJ 07446
LFMG Mortgage In Lieu of True Name Liberty Financial Mortgage Group, Inc.
4080 McGinnis Ferry Road, Suite 1501, Alpharetta, GA 30005
Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
June 18 2008 |
7772 |
Rimpoo Singh |
Farmingdale |
NY |
June 30 2008 |
34085 |
Blake Thomas Shelton |
Sachse |
TX |
July 22 2008 |
60132 |
Brandon Samuel Mitchell |
Middle Grove |
NY |
July 31 2008 |
67341 |
Jonathan Paul Kaye |
Seaford |
NY |
August 13 2008 |
71224 |
Kurt Treiber |
Williamsville |
NY |
August 13 2008 |
36862 |
Nikolai Castillo |
Irvine |
CA |
September 12 2008 |
27120 |
Joanne Susan Tolkach |
Massapequa |
NY |
December 01 2008 |
89246 |
Brian John Mcnamara |
Philadelphia |
PA |
February 20 2009 |
24624 |
Luis Isidro Guzman |
Cranston |
RI |
April 03 2009 |
61981 |
Andrew Datlo |
Glen Head |
NY |
April 30 2009 |
74991 |
Matthew Jon Sanderson |
Columbus |
OH |
April 30 2009 |
91382 |
Brianna Renae Workman |
Blacklick |
OH |
April 30 2009 |
88071 |
John Mohr |
Lindenhurst |
NY |
May 27 2009 |
58813 |
Maureen Diane Ginter |
Ballston Spa |
NY |
May 29 2009 |
29443 |
Robert Anthony Diodato |
New York |
NY |
THERE ARE NO SECTION III ITEMS THIS WEEK.
