Skip to Content

Translate | Disclaimer

New York State Department of Financial Services

Weekly Bulletin
October 30, 2009

SECTION I

This section records the receipt of applications and notices to the Banking Department.   Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of  Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at:  http://www.banking.state.ny.us

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department.  Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY  10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311.  Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office.  This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site:  http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK = Bank
TR = Trust Company
PB = Private Banker
SD = Safe Deposit Company
HC = Holding Company
SB = Savings Bank
MK = Merchant Bank
SL = Savings and Loan Association
CU = Credit Union
IC = Investment Company
FA = Foreign Agency

FB = Foreign Branch
FR = Foreign Representative Office
PR = Premium Finance Agency
SF = Sales Finance Agency
LL = Licensed Lender
TM = Transmitter of Money
BP = Budget Planner
CC = Check Casher
MB = Mortgage Banker
BR = Mortgage Broker
MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division


SECTION I

October 22, 2009, (CU-CRB)
EMPIRE STATE CREDIT UNION
385 West Route 59, Spring Valley, NY 10977

Application pursuant to Article XI Section 461.1 to change the location of the credit union’s principal office to 45 Kennedy Drive, Spring Valley, NY 10977 from 385 West Route 59, Spring Valley, NY 10977 received.


October 26, 2009 (BP-LFS)
INTELLIDEBT CORP.
6550 Shady Brook Lane, Suite #430, Dallas, Texas 75206

Notification was received for relocation to 7900 Churchill Way, Suite 6103, Dallas, TX 75251 from 6550 Shady Brook Lane, Suite #430, Dallas, Texas 75206.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department.


October 28, 2009 (BK-FWB)
SHINHAN BANK AMERICA
330 Fifth Avenue, New York, NY 10016

Application dated October 26, 2009 for permission to change the location of branch office from 136-68 Roosevelt Avenue, Flushing, Borough of Queens, City of New York 11354 to 136-20 38th Avenue, Flushing, Borough of Queens, City of New York 11354, received.


October 29, 2009 (TR-FWB)
THE WAREHOUSE TRUST COMPANY, LLC
55 Water Street, New York, NY  10041

Articles of Organization received.   

Donald F. Donahue New York, NY
William B. Aimetti     Far Hills, NJ
Michael C. Bodson      Greenwich, CT
Larry E. Thompson Morristown, NJ
Jeffrey T. Waddle     New York, NY  

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

October 27, 2009 (BR-MBD)
Applicant(s)
Michael Anthony Coleman
As: YML Mortgage
In Lieu of True Name Your Mortgage Lender
21800 Oxnard Street, Suite 1195, Woodland Hills, CA 91367 3691


Application to establish a Mortgage Broker's Branch received for examination:

October 28, 2009 (BR-MBD)
Full Service Branch
AMG Mortgage In Lieu of True Name Advisors Mortgage Group, LLC
1516 Route 138, Suite 2B, Wall, NJ 07719

October 28, 2009 (BR-MBD)
Full Service Branch
DML Mortgage Enterprises, Inc. DBA Direct Mortgage Wholesale
7 Pondfield Road, Suite 211, Bronxville, NY 10708

October 28, 2009 (BR-MBD)
Full Service Branch
Atlantic Home Capital, Corp.
1090C Loudon Road, Cohoes, NY 12047

October 28, 2009 (BR-MBD)
Full Service Branch
Albany Funding, Inc.
501 Genesee Street, Chittenango, NY 13037


Application to establish a Mortgage Banker's Branch received for examination:

October 28, 2009 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
48-58 East Old Country Road, Mineola, NY 11501

October 28, 2009 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp. D/B/A Luxurymae
2351 Hylan Boulevard, Suite 2A, Staten Island, NY 10306

October 28, 2009 (MB-MBD)
Full Service Branch
Superior Home Mortgage In Lieu of True Name Superior Mortgage Corp.
80 Route 4 East, Paramus, NJ 07652

October 28, 2009 (MB-MBD)
Full Service Branch
RFC Mortgage In Lieu of True Name Residential Finance Corporation
4010 Boyscout Boulevard, Suite 600, Tampa, FL 33607


Mortgage Banker License Name Change Received:

October 27, 2009 (MB-MBD)
From: Advanced Financial Services, Inc.
To: Embrace Home Loans, Inc.

October 27, 2009 (MB-MBD)
From: Somerset Investors Corporation DBA Somerset Mortgage Bankers
Additional DBA(s)
Somerset Reverse Mortgage Lenders

To: Somerset Investors Corporation DBA Somerset Mortgage Bankers
Additional DBA(s)
Somerset Reverse Mortgage Lenders
Somerset Mortgage Lenders


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

October 28, 2009 (MB-MBD)
Applicant(s)
AMA Advisors, LLC
Joseph P. Sheridan
To acquire interest in:
Security American Mortgage Company In Lieu of True Name Security Atlantic Mortgage Co., Inc.
Additional DBA(S): Loanagentsplus.com
499 Thornall Street, 2nd Floor, Edison, NJ 08837 2210


Article 12-E Applications received after July 11, 2009. Each individual listed may not engage in mortgage loan origination activities until notified in writing that he or she may do so. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009).  They must  also complete all required education, testing and bonding requirements by the dates set forth in regulations being drafted by the Superintendent pursuant to the authority of Article 12-E.

July      20 2009

Suk  Tae  Kim

Fort Washington

PA

July      29 2009

Zach  Gilbert  Rohelier

Irvine

CA

July      29 2009

Charles  Frank  Cacioppo

Seaford

NY

August    04 2009

Barbara  Jean  Pacetti

Jupiter

FL

August    06 2009

Robert  Gerald  Veech  Jr.

Mountain Lakes

NJ

August    07 2009

Eric  Phillip  Kravitz

Northport

NY

August    13 2009

Barbara    Hulse

Leroy

NY

August    13 2009

Jonathan  David  Freitas

Walden

NY

August    14 2009

Trevor  Darryl  Smith

Babylon

NY

August    17 2009

Daniel    Garrido

Delray Beach

FL

August    17 2009

Jessica  P  Blair

Boynton Beach

FL

August    20 2009

Kevin  Michael  Clark

West Palm Beach

FL

August    24 2009

John    Cilia

Huntington

NY

August    26 2009

Ronald  Stephen  Belgene

Brooklyn

NY

September 02 2009

Robert  M  Camilleri

St. James

NY

September 04 2009

Mark  Sandor  Csantaveri

Randolph

NJ

September 11 2009

Steven  Keith  Rosenblit

Delray Beach

FL

September 22 2009

Joseph  John  Borowski  Jr.

Coral Springs

FL

September 22 2009

Lita  Bonni  Kaufman

Delray Beach

FL

September 22 2009

Malia  Christine  Tharp

Montverde

FL

September 22 2009

Melissa    Shinka

Lake Worth

FL

September 23 2009

Michael  Dennis  Eshelman

San Clemente

CA

September 23 2009

Audi  Lee  Garner

Irvine

CA

September 23 2009

Jacque  O  Stapleton

Lake Worth

FL

September 23 2009

Elisabeth  Ann  Lobo

Pinecrest

FL

September 23 2009

Jonathan  Paul  Ravens

Hampton Bays

NY

September 24 2009

Hector  Robert  Burak

Somerset

NJ


SECTION II

September 25, 2009 (BP-LFS)
AMERICAN DEBT SOLUTIONS, INC.
902 Clint Moore Road, Suite 104, Boca Raton, FL 33487-2864

License to engage in business as a budget planner was surrendered.


October 28, 2009 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following five locations:

  1. Sheetz Inc. Convenience Store, 1500 Graham Avenue, Windber, Somerset County, PA 15963;
  2. Sheetz Inc. Convenience Store, 101 Main Street, Portage, Cambria County, PA 15946;
  3. Sheetz Inc. Convenience Store, 2100 West Front Street, Briar Creek, Columbia County, PA 18603;
  4. Sheetz Inc. Convenience Store, 1001 Gardner Hill Drive, Jamestown Township, Guilford County, NC 27407; and
  5. Sheetz Inc. Convenience Store, 435 Water Street, Chardon, Geauga County, OH 44024.

October 28, 2009 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Approval given to change the location of branch office from 1110 Union Road, Southgate Plaza, Town of West Seneca, Erie County, NY 14224 to 1024 Union Road, Town of West Seneca, Erie County, NY 14224, on or after October 29, 2009.


October 29, 2007 (TR-FWB)
THE WAREHOUSE TRUST COMPANY, LLC
55 Water Street, New York, NY  10041

Organization Certificate dated June 12, 2009, withdrawn.


October 29, 2009(LL-LFS)
HOUSEHOLD FINANCE CORPORATION III
26525 North Riverwoods Boulevard, Mettawa, IL 60045

A licensed lender license was issued to reflect the relocation from branch office at 98 Wolf Road, Suite 16, Albany, NY 12205, to head office at 26525 North Riverwoods Boulevard, Mettawa, IL 60045.

In connection with the above license issuance, the license for the branch at 98 Wolf Road, Suite 16, Albany, NY 12205 was surrendered.


October 29, 2009(LL-LFS)
BENEFICIAL NEW YORK INC.
26525 North Riverwoods Boulevard, Mettawa, IL 60045.

A licensed lender license was issued to reflect the relocation from branch office at 2700 Sanders Road, Prospect Heights, IL 60070, to head office at 26525 North Riverwoods Boulevard, Mettawa, IL 60045.

In connection with the above license issuance, the license for 2700 Sanders Road, Prospect Heights, IL 60070 was surrendered.


October 30, 2009 (TR-FWB)
THE WAREHOUSE TRUST COMPANY, LLC
55 Water Street, New York, NY  10041

Articles of Organization filed for examination.   

Organizers:  
Donald F. Donahue   New York, NY
William B. Aimetti Far Hills, NJ
Michael C. Bodson  Greenwich, CT
Larry E. Thompson Morristown, NJ
Jeffrey T. Waddle    New York, NY

License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

October 28, 2009 (MB-MBD)
AHL Home Funding In Lieu of True Name Atlantic Home Loans, Inc.
20 Chapin Road, Unit 1013A, Box #2006, Pine Brook, NJ 07058


Certificate to engage in the business of a Mortgage Broker surrendered:

October 22, 2009 (BR-MBD)
Amston Mortgage Company, Inc.
5 Grist Mill Road, Moodus, CT 06469 1216
Effective Date: October 21, 2009

October 23, 2009 (BR-MBD)
Barton Mortgage Corporation
208 Fore Street, Portland, ME 04101
Effective Date: October 15, 2009

October 23, 2009 (BR-MBD)
Trout Brook Mortgage, LLC
705 North Mountain Road, Newington, CT 06111
Effective Date: October 13, 2009

October 27, 2009 (BR-MBD)
LFMG Mortgage In Lieu of True Name Liberty Financial Mortgage Group, Inc.
4080 McGinnis Ferry Road, Suite 1501, Alpharetta, GA 30005 1765
Effective Date: October 26, 2009

October 27, 2009 (BR-MBD)
Newport Shores Mortgage, Inc.
1526 York Road, Lutherville, MD 21093 5609
Effective Date: October 26, 2009

October 28, 2009 (BR-MBD)
AHL Home Funding In Lieu of True Name Atlantic Home Loans, Inc.
20 Chapin Road, Unit 1013, Pine Brook, NJ 07058 9393
Effective Date: October 28, 2009


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

October 22, 2009 (BR-MBD)
Full Service Branch
Amston Mortgage Company, Inc.
7600 Jericho Turnpike, Suite LL3, Woodbury, NY 11797
Effective Date: October 21, 2009

October 28, 2009 (BR-MBD)
Full Service Branch
CWA Group Ltd.
850 Fulton Street, Brooklyn, NY 11238
Effective Date: October 28, 2009


License to engage in the business of a Mortgage Banker Branch surrendered:

October 26, 2009 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
1900 Hempstead Turnpike, Suite 206, East Meadow, NY 11556
Effective Date: October 26, 2009

October 28, 2009 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
13860 Ballantyne Corporation Place, Suite 440, Charlotte, NC 28277
Effective Date: October 23, 2009

October 28, 2009 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
1049 Yonkers Avenue, 2nd floor, Yonkers, NY 10704
Effective Date: October 23, 2009

October 28, 2009 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
115 West Century Road, Paramus, NJ 07652
Effective Date: October 23, 2009


Subsequent to a hearing conducted on September 8, 2009, the following company's Mortgage Banker License was revoked on October 26, 2009. The Superintendent found substantial evidence has been adduced that the Respondent, a mortgage banker violated the provisions of Section 597 of the New York Banking Law and Part 410.8(b) of the Superintendent's Regulations for failure to submit a Volume of Operation Report (VOOR) for the 2007 calendar year. Additionally, the Respondent violated Part 410.1(b)(2) of the Superintendent's Regulations for failure to provide evidence of an existing line of credit of not less than $1,000,000.  

Mortgage City, Inc.
81 Two Bridges Rd., Edgewater Commons, Bdg. 2
Fairfield, NJ 07004
Effective Date: October 26, 2009


The following Registered Mortgage Brokers have failed to fully pay the general assessment, in violation of Section 17.2 of the Banking Law. Their mortgage broker registrations have expired, pursuant to Section 592-a of the New York Banking Law.

October 23, 2009 (BR-MBD)
Shan Realty Corp
109-08 Liberty Ave., Ozone Park, NY 11419

October 23, 2009 (BR-MBD)
First Westchester Capital Group Inc.
800 Granite Springs Road, Yorktown Heights, NY 10598 3415

October 23, 2009 (BR-MBD)
Powan K. Singh D/B/A P K Associate
1216 Liberty Avenue, Brooklyn, NY 11208

October 23, 2009 (BR-MBD)
Richard Ammons
102 Sylvan Avenue, Miller Place, NY 11764

October 23, 2009 (BR-MBD)
Benedict Conrad McMillan
3317 Church Avenue, Brooklyn, NY 11203 2711

October 23, 2009 (BR-MBD)
Capital Home Mortgage Corp.
2042 Central Park Avenue, Yonkers, NY 10710 1842

October 23, 2009 (BR-MBD)
Tinker Realty Company
911 New York Avenue, Brooklyn, NY 11203

October 23, 2009 (BR-MBD)
New B Inc. DBA New Beginnings Enterprises
33 Main Street, Hempstead, NY 11550

October 23, 2009 (BR-MBD)
Mortgage Consultants Plus
1836 Kings Highway, PO Box 597, Chester, NY 10918

October 23, 2009 (BR-MBD)
Levi Galbraith DBA County Crest Mortgage
1 Hillel Place, 2nd floor, Brooklyn, NY 11210
Branch Offices:
300 Hempstead Turnpike, 2nd floor, West Hempstead, NY 11552
4313 Church Avenue, Brooklyn, NY 11203

October 23, 2009 (BR-MBD)
Pacific Western Financial Corp.
7 Smith Street, Suite 1, Merrick, NY 11566

October 23, 2009 (BR-MBD)
Nathan R Wool D/B/A P M B C
475 South Oyster Bay Road, Plainview, NY 11803

October 23, 2009 (BR-MBD)
Advent Funding Company Inc.
2090 Adam Clayton Powell Jr. Blvd., Suite 602, New York, NY 10027 4990

October 23, 2009 (BR-MBD)
Novelty Realty Inc. D/B/A Novelty Financial Group
2216 Westchester Avenue, Bronx, NY 10462
Branch Offices:
132-18 Rockaway Boulevard, Ozone Park, NY 11420

October 23, 2009 (BR-MBD)
Tracy K. Cronin D/B/A Eastland Mortgage
601 Jericho Turnpike, Syosset, NY 11791

October 23, 2009 (BR-MBD)
Paul J. Barnes D/B/A Hestia Mortgage Company
389 West Route 59, Suite 1, Spring Valley, NY 10977

October 23, 2009 (BR-MBD)
Robert Barry Herman
1246 East 104th Street, Brooklyn, NY 11236

October 23, 2009 (BR-MBD)
Prestige Corp.
2205 Onlinville Avenue, 1st Floor, Bronx, NY 10467

October 23, 2009 (BR-MBD)
Mortgage Security, Inc.
31 Teaticket Highway, Suite 2-7, East Falmouth, MA 02536

October 23, 2009 (BR-MBD)
Gary R. Passavia D/B/A Loan Star Mortgage Co.
10 Princess Gate, Stony Brook, NY 11790

October 23, 2009 (BR-MBD)
Northway Funding, L.L.C.
3 McLaren Street, Saratoga Springs, NY 12866 2604

October 23, 2009 (BR-MBD)
Weatherstone Mortgage Corp.
255 Executive Drive, Suite 409, Plainview, NY 11803 1707

October 23, 2009 (BR-MBD)
Sonia W. May DBA Lenox Mortgage
257-70 145th Avenue, Rosedale, NY 11422

October 23, 2009 (BR-MBD)
Citigroup Global Markets Inc.
388 Greenwich Street, 16th Floor, New York, NY 10013 2375

October 23, 2009 (BR-MBD)
Mark W. O'Connell DBA Statewide Mortgage Assistance Company
12 Mountain Ledge Drive, Suite 3A, Wilton, NY 12831 2539

October 23, 2009 (BR-MBD)
A.M.B. Funding Corp.
1209A Hempstead Turnpike, Franklin Square, NY 11010 1537

October 23, 2009 (BR-MBD)
R.B.I. Associates, Ltd.
1888 Bellmore Avenue, Bellmore, NY 11710 1632
Branch Offices:
1806 Highway 35, Suite 106, Oakhurst, NJ 07755

October 23, 2009 (BR-MBD)
Crossroad Capital Services, Inc.
686 Stoneleigh Avenue, Carmel, NY 10512 3923

October 23, 2009 (BR-MBD)
123 Money LLC U/A/N Guardian Mortgage Associates
333 Jericho Turnpike, Suite 310, Jericho, NY 11753
Branch Offices:
779 Suffolk Avenue, Brentwood, NY 11717

October 23, 2009 (BR-MBD)
Barry S. Liebman DBA New York Empire Mortgage
878 4th Avenue, Brooklyn, NY 11232

October 23, 2009 (BR-MBD)
Trachtman & Bach, Inc.
138 7th Avenue, Brooklyn, NY 11215 2246
Branch Offices:
1560 Broadway, Suite 707, New York, NY 10036

October 23, 2009 (BR-MBD)
Associated Mortgage Consulting, Inc.
7 Cornwell Street, Poughquag, NY 12570 5223

October 23, 2009 (BR-MBD)
Allegiance Mortgage Corp.
14 Front Street, Suite 101, Hempstead, NY 11550 3645
Branch Offices:
455 Sunrise Highway, 2nd Floor, West Islip, NY 11795
The Ivanhoe Bldg., 69-03 Fresh Pond Rd.3rd Fl., Glendale, NY 11385

October 23, 2009 (BR-MBD)
Empire Capital Mortgage Corp.
101-05 120th Street, 2nd Floor Front, Richmond Hill, NY 11419

October 23, 2009 (BR-MBD)
Regency Financial Services & Investments, Inc.
219-15 Merrick Boulevard, Laurelton, NY 11413 1950
Branch Offices:
1435 Oakley Street, 3rd Floor, Bronx, NY 10469

October 23, 2009 (BR-MBD)
Kulvinder S. Uppal DBA Rally Mortgage
119-10 101st Avenue, Richmond Hill, NY 11419

October 23, 2009 (BR-MBD)
Steven Woods DBA ATM - Plus
138-14 227th Street, Laurelton, NY 11413

October 23, 2009 (BR-MBD)
Kenneth Wang D/B/A Upland Financial Equities
39-15 Main Street, Suite 301, Flushing, NY 11354

October 23, 2009 (BR-MBD)
Fortified Mortgages & Enterprises Inc.
22 Lawrence Avenue - Suite 107, Smithtown, NY 11787 5010

October 23, 2009 (BR-MBD)
B & H Funding, Inc.
11 Lake Street, Suite 202, Monroe, NY 10950 3521

October 23, 2009 (BR-MBD)
EZ Pass Funding LLC
1270 49th Street, Brooklyn, NY 11219 3011

October 23, 2009 (BR-MBD)
NMN Funding, Inc.
1612 Richmond Road, Basement Level, Staten Island, NY 10304

October 23, 2009 (BR-MBD)
MoneyLine New York, LLC
311 Alexander Street - Suite 214, Rochester, NY 14604

October 23, 2009 (BR-MBD)
Frantz Ciceron & Associates, Inc. D/B/A FC&A Funding Network
2174 Nostrand Avenue, Brooklyn, NY 11210

October 23, 2009 (BR-MBD)
Hamilton Equity & Associates Corp.
115 Meacham Avenue, Elmont, NY 11003
Branch Offices:
1331 Post Avenue, Elmont, NY 11003

October 23, 2009 (BR-MBD)
Prestige Commercial Corp.
1600 Deer Park Avenue, Deer Park, NY 11729 5201

October 23, 2009 (BR-MBD)
Michael J. Savio DBA Jamestown Capital
455 Maple Road, Williamsville, NY 14221

October 23, 2009 (BR-MBD)
Golden Gate Equities, Inc.
214-53 Jamaica Avenue, Queens Village, NY 11428

October 23, 2009 (BR-MBD)
Kelax Capital LLC DBA Kelax Mortgage Company
775 Park Avenue - Suite 255, Huntington, NY 11743 7586

October 23, 2009 (BR-MBD)
Epsilon Financial Services
311 North Main Street, Spring Valley, NY 10977

October 23, 2009 (BR-MBD)
Amerihome Mortgage Corp.
473 Easton Turnpike, Suite E, Lake Ariel, PA 18436 4796

October 23, 2009 (BR-MBD)
Smart Choice Mortgage Co., Inc.
208 Hosmer Avenue, Bronx, NY 10465

October 23, 2009 (BR-MBD)
Standard Capital In Lieu of True Name Infinity Mortgage Corporation
609 Lynnhaven Parkway, Suite 210, Virginia Beach, VA 23452

October 23, 2009 (BR-MBD)
Southwest Capital Corp.
66-18 Myrtle Avenue, Glendale, NY 11385

October 23, 2009 (BR-MBD)
Kensington Financial Services LLC
535 East Crescent Avenue, Ramsey, NJ 07446
Branch Offices:
585 Stewart Avenue, Suite L90, Garden City, NY 11530
72 South Street, Office A, Warwick, NY 10990

October 23, 2009 (BR-MBD)
Creative Business Centers Inc. D/B/A CBC Mortgage Funding
99 Mamaroneck Avenue, Suite 1, White Plains, NY 10601

October 23, 2009 (BR-MBD)
IMC Real Estate Finance Corp. d/b/a IMC Mortgage Company
Additional DBA(S): M 1
428 Main Street, Armonk, NY 10504

October 23, 2009 (BR-MBD)
Homecrest Home Mortgage
1278 G Street, Valley Stream, NY 11580

October 23, 2009 (BR-MBD)
Consumer One Corp. d/b/a Consumer One Mortgage
154-2 Remington Boulevard, Ronkonkoma, NY 11779 6912
Branch Offices:
4949 Expressway Drive North, Suite 202, Lake Ronkonkoma, NY 11779

October 23, 2009 (BR-MBD)
New York Advisory Group, Inc.
115-02 Liberty Avenue, Suite 2A, South Richmond Hill, NY 11419

October 23, 2009 (BR-MBD)
TKP Equities, Inc.
115-84 Lefferts Boulevard, South Ozone Park, NY 11420 2406

October 23, 2009 (BR-MBD)
Apple Funding Corporation
2707 Morgan Avenue, Bronx, NY 10469

October 23, 2009 (BR-MBD)
Upscale Equities, Inc.
8 Roberts Road, Monsey, NY 10952 3616
Branch Offices:
1373 Coney Island Avenue, Brooklyn, NY 11230

October 23, 2009 (BR-MBD)
Park West Funding Corp.
237 First Avenue, New York, NY 10003

October 23, 2009 (BR-MBD)
REM Mortgage Corporation
2171 Jericho Turnpike, Lower Level 4, Commack, NY 11725

October 23, 2009 (BR-MBD)
Aspire Financing, Inc.
13 Elizabeth Street, Suite 302, New York, NY 10013 4803

October 23, 2009 (BR-MBD)
Renilda Pichardo D/B/A R and R Mortgage
92-11 Roosevelt Avenue, Jackson Heights, NY 11372

October 23, 2009 (BR-MBD)
Epix Funding Group, Inc.
215 Lithia Pinecrest Road, Brandon, FL 33511

October 23, 2009 (BR-MBD)
Capital Plus Corp.
106-06 Jamaica Avenue, Richmond Hill, NY 11418 2015

October 23, 2009 (BR-MBD)
Bridgewater Funding, LLC
577 Main Street, Islip, NY 11751 3519

October 23, 2009 (BR-MBD)
The Mortgage Partners, Inc.
22 North Ridge Road, Pomona, NY 10970

October 23, 2009 (BR-MBD)
Joseph DeVito D/B/A Straight Talk Financial
10 Moffatt Lane, 2nd Floor, Chester, NY 10918 1014

October 23, 2009 (BR-MBD)
Leonie Neufville D/B/A Neufville Mortgage
2901 Bayview Avenue a/k/a 974 Atlantic Avenue, Baldwin, NY 11510

October 23, 2009 (BR-MBD)
Innovative Processing Solutions Inc.
78 Tanager Lane, Levittown, NY 11756

October 23, 2009 (BR-MBD)
Binghamton Mortgage Company, LLC
4747 Vestal Parkway East, Vestal, NY 13850 4702

October 23, 2009 (BR-MBD)
Hopewell Tax Service Inc. D/B/A Taxpert Funding
Hopewell Plaza, 413 Route 376, Suite 8, Hopewell, NY 12533

October 23, 2009 (BR-MBD)
Advantage One Mortgage, Inc.
68 East Main Street, Washingtonville, NY 10992 1215

October 23, 2009 (BR-MBD)
NFRN Capital, Inc.
880 Webster Avenue, New Rochelle, NY 10804

October 23, 2009 (BR-MBD)
Secured Brokers, LLC
225 Broadway, Suite 700, New York, NY 10007

October 23, 2009 (BR-MBD)
The Ultra Funding Group, Inc.
3401 Grace Avenue, Bronx, NY 10469

October 23, 2009 (BR-MBD)
Mainstay Mortgage Corp.
1455 Veterans Highway, Hauppauge, NY 11749

October 23, 2009 (BR-MBD)
J.P.M. Home Funding Inc.
299 Albany Avenue, Brooklyn, NY 11213

October 23, 2009 (BR-MBD)
DMN Mortgage Corp.
872 Middle Country Road, St. James, NY 11780 3223

October 23, 2009 (BR-MBD)
Home Sweet Home Mortgage Corp.
1222 White Plains Road, Suite 101, Bronx, NY 10472

October 23, 2009 (BR-MBD)
LFMG Mortgage In Lieu of True Name Liberty Financial Mortgage Group, Inc.
4080 McGinnis Ferry Road, Suite 1501, Alpharetta, GA 30005 1765

October 23, 2009 (BR-MBD)
Signature Mortgage Capital, LLC
68 South Service Road, Suite 100, Room 106, Melville, NY 11747

October 23, 2009 (BR-MBD)
Lynxx Funding Corp.
509 Madison Avenue, Suite 406, New York, NY 10022

October 23, 2009 (BR-MBD)
D&M Funding and Mortgage
Consultants, LLC
3136 Route 207, Campbell Hall, NY 10916 2224

October 23, 2009 (BR-MBD)
First Citywide Mortgage Inc.
51 Ludlow Street, Staten Island, NY 10312 1923

October 23, 2009 (BR-MBD)
Blue Planet Mortgage LLC
7 North Eckar Street, Irvington, NY 10533 1510

October 23, 2009 (BR-MBD)
Silver & Gold 22 First Real Estate, Inc.
Silver & Gold Mortgage Funding
47-01 Queens Boulevard, Suite 201, Sunnyside, NY 11104

October 23, 2009 (BR-MBD)
ABM Mortgage Corp.
122A Remington Boulevard, Ronkonkoma, NY 11779 6912

October 23, 2009 (BR-MBD)
W.H. Funding, Inc.
94-28 103rd Avenue, Suite 2, Ozone Park, NY 11417

October 23, 2009 (BR-MBD)
AVSH Funding Inc
58 Darcey Avenue, Staten Island, NY 10314 4213

October 23, 2009 (BR-MBD)
Networth Funding Corp.
81-16 Lefferts Boulevard, Kew Gardens, NY 11415

October 23, 2009 (BR-MBD)
Newport Shores Mortgage, Inc.
1526 York Road, Lutherville, MD 21093 5609

October 23, 2009 (BR-MBD)
Swiss Capital, Corp.
11 Meron Drive, Unit 201, Monroe, NY 10950 5470

October 23, 2009 (BR-MBD)
Platinum Home Finance, Inc.
1101 Stewart Avenue, Suite 303, Garden City, NY 11530

October 23, 2009 (BR-MBD)
J.M. Capital Group LLC
229 7th Street, Suite 205, Garden City, NY 11530

October 23, 2009 (BR-MBD)
Wayne Thomas Humburg D/B/A The Alere Group
24 Lawrence Street, Glens Falls, NY 12801 3744

October 23, 2009 (BR-MBD)
N.Y. 1st Mortgage, LLC
211-31 Jamaica Avenue, Suites 200 and 201, Queens Village, NY 11429 1621

October 23, 2009 (BR-MBD)
Efficiency Mortgage Services, Ltd.
135-40 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023

October 23, 2009 (BR-MBD)
KRC Capital Funding Inc.
91 McLean Avenue, Suite 2F, Yonkers, NY 10705

October 23, 2009 (BR-MBD)
Green Funding of NY, Inc.
1236 Avenue S, Brooklyn, NY 11229

October 23, 2009 (BR-MBD)
Kingston Funding Corp.
881 Eastern Parkway, Unit 2, Brooklyn, NY 11213

October 23, 2009 (BR-MBD)
Collective Capital, LLC
751 Coates Avenue, Suite 32, Holbrook, NY 11741 6039

October 23, 2009 (BR-MBD)
inPham, LLC
117 11th Street, Suite 206, Brooklyn, NY 11215 3837

October 23, 2009 (BR-MBD)
A.D.K.N. Consulting Inc. D/B/A Old Field Mortgage
82 North Country Road, East Setauket, NY 11733 1345

October 23, 2009 (BR-MBD)
25A Realty Funding Inc.
1019 Fort Salonga Road, Suite 102, Northport, NY 11768

October 23, 2009 (BR-MBD)
Options Funding Inc.
87-98 193rd Street, Holliswood, NY 11423

October 23, 2009 (BR-MBD)
Patrick W. Johnson
9118 Third Avenue, Brooklyn, NY 11209

October 23, 2009 (BR-MBD)
House of Mortgage Corp.
330 Motor Parkway, Suite 201, Hauppauge, NY 11788

October 23, 2009 (BR-MBD)
Envision Mortgage Co., LLC
460 Bergen Boulevard, Suite 305, Palisades Park, NJ 07650

October 23, 2009 (BR-MBD)
All Resource Capital Holdings, Incorporated
875 West Jericho Turnpike, Smithtown, NY 11787

October 23, 2009 (BR-MBD)
G. Victoria Calle
11 East Broadway, Suite 8B, New York, NY 10038

October 23, 2009 (BR-MBD)
Lotus Funding, Inc.
140-23 Queens Boulevard, 2nd Floor, Jamaica, NY 11435 3219

October 23, 2009 (BR-MBD)
Cornerstone Capital Mortgage & Real Estate Services Inc.
636 Kings Highway, 2nd Floor, Fairfield, CT 06825 4815

October 23, 2009 (BR-MBD)
Narine Sumasar D/B/A Lexus Funding
120-02 101st Avenue, 2nd Floor, Richmond Hill, NY 11419 1325


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

October 22, 2009 (BR-MBD)
Hollywood Mortgage Corporation
220-31 Jamaica Avenue, Suite 2, Queens Village, NY 11428

October 26, 2009 (BR-MBD)
Allegiance Mortgage Corp.
14 Front Street, Suite 101, Hempstead, NY 11550 3645
Branch Offices:
455 Sunrise Highway, 2nd Floor, West Islip, NY 11795
The Ivanhoe Bldg., 69-03 Fresh Pond Rd.3rd Fl., Glendale, NY 11385

October 27, 2009 (BR-MBD)
Crossroad Capital Services, Inc.
686 Stoneleigh Avenue, Carmel, NY 10512 3923

October 28, 2009 (BR-MBD)
Gary R. Passavia D/B/A Loan Star Mortgage Co.
10 Princess Gate, Stony Brook, NY 11790


Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

October 23, 2009 (BR-MBD)
Sooroojnee Edoo D/B/A Neptune Mortgage
106-03 Liberty Avenue, Ozone Park, NY 11417
Effective Date: October 23, 2009

October 28, 2009 (BR-MBD)
CWA Group Ltd.
1712 Utica Avenue, Brooklyn, NY 11234 1525
Effective Date: October 28, 2009


Application to assume active status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

October 23, 2009 (BR-MBD)
At Home Mortgage Corp.
127 Maple Boulevard, Long Beach, NY 11561 3816
Effective Date: October 23, 2009

October 23, 2009 (BR-MBD)
Lidija Nikolic D/B/A Hudson Financial
118-17 Union Turnpike, Apt. 7-H, Forest Hills, NY 11375 6102
Effective Date: October 23, 2009


Mortgage Broker Certificate Address Changes:

October 23, 2009 (BR-MBD)
Diversified Financial Services Int'l, LLC D/B/A DFSI Mortgage Solutions
From: 900 South Lake Boulevard, Suite 6, Mahopac, NY 10541
To: 124 West Lake Boulevard, Mahopac, NY 10541 3163

October 28, 2009 (BR-MBD)
Your Home Funding, Inc.
From: 180 Adams Avenue, Suite 200, Hauppauge, NY 11788
To: 515 Johnson Avenue, Suite 101, Bohemia, NY 11716 2671

October 28, 2009 (BR-MBD)
Advisors USA, Corp.
From: 3040 Avenue U, Brooklyn, NY 11229
To: 7408 Avenue T, Brooklyn, NY 11234 6205


Mortgage Banker License Address Changes:

October 23, 2009 (MB-MBD)
Stanley Capital Mortgage Company, Inc.
From: 270 Sylvan Avenue, Suite 260, Englewood Cliffs, NJ 07632
To: 120 Sylvan Avenue, Lobby, Englewood Cliffs, NJ 07632

October 26, 2009 (MB-MBD)
Contour Mortgage Corporation
From: 61 South Main Street, New City, NY 10956
To: 1900 Hempstead Turnpike, Suite 206, East Meadow, NY 11554 1702


Mortgage Broker Branch Certificate Address Changes:

October 28, 2009 (BR-MBD)
Primerica Financial Services Home Mortgages, Inc.
From: 300-1 Route 17 South, Suite 8, Lodi, NJ 07644
To: 300-1 Route 17 South, Suite 5, Lodi, NJ 07644

October 28, 2009 (BR-MBD)
A-M-S Mortgage Services, Inc.
From: 771 A. Main Avenue, Passaic, NJ 07055
To: 201 Chestnut Street, Newark, NJ 07105


Mortgage Banker Branch License Address Changes:

October 28, 2009 (MB-MBD)
Flaherty Funding Corporation
From: 86 South Union Street, Spencerport, NY 14559
To: 2901 Bowen Road, Suite 100, Elma, NY 14059

October 28, 2009 (MB-MBD)
WCS Lending, LLC
From: 250 Park Avenue, 4th Floor, New York, NY 10177
To: 660 Madison Avenue, 12th Floor, New York, NY 10017


Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

October 28, 2009 (BR-MBD)
Applicant(s)
Martin E. Hackford
To acquire interest in:
Mainstream Funding Network, Inc.
5586 Main Street, Williamsville, NY 14221 5421


The following Registered Mortgage Broker has entered into a Settlement Agreement with the Banking Department, in lieu of a hearing for fine/or revocation of its mortgage broker registration, to settle violations of Section 591-a(3) of the New York Banking Law and Part 410.14 of the Superintendent's Regulations for failure to maintain adequate corporate surety bond.  The Settlement Agreement terms and conditions include a fine of $1,000.

Own-A-Home Mortgage Corp
260 Christopher Lane, Staten Island, NY 10314
Date of Settlement Agreement: October 19, 2009


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Banking Department, in lieu of a hearing for fine/or revocation of its mortgage banker license, to settle violations of Section 597 of the New York Banking Law and Part 410.8(b) of the Superintendent's Regulations for failure to timely submit the Volume Of Operation Report (VOOR) for the 2008 calendar year.  The Settlement Agreement terms and conditions include a fine of $10,000.

Allied Home Mortgage Capital Corporation
6110 Pinemont Drive, Suite 215, Houston, TX 77092-3217
Date of Settlement Agreement: September 23, 2009


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

13026

Yu    Shen

  SUMMIT MORTGAGE BANKERS, INC.


Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

October 22 2009

Wilfred Charles  Chapman  Jr.

Syracuse

NY

October 23, 2009

Gerard  Joseph  Hannon  Jr.

North Babylon

NY

October 22, 2009

Lewis    Duncan

Grand Blanc

MI


Article 12-E Applications filed prior to July 11, 2009 and deemed complete by the Superintendent.  Each individual listed may engage in mortgage loan origination activities on a temporary basis until such time as the Superintendent approves or denies his/her application or the application is withdrawn. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must  also complete all required education, testing and bonding requirements by the dates set forth in regulations being drafted by the Superintendent pursuant to the authority of Article 12-E.

July      15 2008

Horace  Fitzgerald  Elliott

Elmont

NY

July      24 2008

Leonard    Curcio

Campbell Hall

NY

October   28 2008

Gregory  Alexander  Mcrae

Bronx

NY

January   13 2009

Roberta Renee  Vanderveer

Wyandanch

NY

February  04 2009

Michael    Grottano

Wantagh

NY

May       18 2009

Neil  Edwin  Kops

Cliffside Park

NJ

May       29 2009

Garrison  Spencer  Gross

West Islip

NY

June      08 2009

Stephen  M  Davis

White Plains

NY

June      08 2009

Christina    Manettas

Garden City

NY

June      11 2009

Michael    Johnson

Hempstead

NY

June      23 2009

Kevin  John  Quinn 

Yonkers

NY

July      07 2009

Kenneth    Wang

Little Neck

NY

July      08 2009

Lyle  Jeffrey  Katz

Scarsdale

NY


SECTION III

October 22, 2009
THE FIRST NATIONAL BANK OF LONG ISLAND
10 Glen Head Road, Glen Head, NY 11545, Nassau County

Application to open the Cold Spring Harbor Branch at 147 Main Street, Cold Spring Harbor, NY 11724, Nassau County, received.


October 22, 2009
THE FIRST NATIONAL BANK OF LONG ISLAND
10 Glen Head Road, Glen Head, NY   11545, Nassau County

Application to open the Bellmore Branch at 408 Bedford Avenue, Bellmore, NY 11714, Nassau County, received.


October 22, 2009
THE FIRST NATIONAL BANK OF LONG ISLAND
10 Glen Head Road, Glen Head, NY 11545, Nassau County

Application to open the East Meadow Branch, 1975 Hempstead Turnpike, East Meadow, NY 11554, Nassau County, received.


About DFS

Contact DFS

Reports & Publications

Licensing

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter

AccessibilityContact UsDisclaimerPrivacy PolicySite MapPDF Reader Software