Weekly Bulletin
February 26, 2010
SECTION I
This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at: http://www.banking.state.ny.us
SECTION II
This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.
SECTION III
This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY 10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311. Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office. This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site: http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes |
|
BK = Bank |
FB = Foreign Branch |
Division Codes
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division
SECTION l
February 19, 2010 (SF-LFS)
RESPECT FINANCIAL, INC.
888 Troy Schenectady Road, Latham, Albany County, New York 12110
Application received for a license to engage in business as a sales finance company.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
February 22, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
- Notices of intention to establish electronic facilities (automated teller machines) at the following four locations, received:
- Shoppers Food & Pharmacy, 14000 Shoppers Best Way, Woodbridge, Prince William County, VA 22192;
- Shoppers Food & Pharmacy, 1320 Carl D. Silver Parkway, Fredericksburg, VA 22401;
- Shoppers Food & Pharmacy, 1505 Stafford Market Place, Stafford, Stafford County, VA 22556; and
- Shoppers Food & Pharmacy, 6228 North Kings Highway, Alexandria, Fairfax County, VA 22303.
February 24, 2010 (MS-CRB)
CHINATRUST BANK (U.S.A.)
22939 Hawthorne Boulevard, Torrance, CA 90505
Notice of intention to close branch office at 366 Madison Avenue (8th Floor), Borough of Manhattan, City of New York 10017, received.
The comment period on this notice will expire March 29, 2010.
February 24, 2010 (CC-LFS)
CARL FRIEDMAN
1045 Westchester Avenue, Bronx, NY 10459
An application was received for the Superintendent’s prior approval of a change of control of Subway Check Cashing Service, Inc., Bronx, NY, a licensed casher of checks.
The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within 10 business days, by March 12, 2010.
February 24, 2010 (CC-LFS)
BEATRICE FRIEDMAN
1045 Westchester Avenue, Bronx, NY 10459
An application was received for the Superintendent’s prior approval of a change of control of Subway Check Cashing Service, Inc., Bronx, NY, a licensed casher of checks.
The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within 10 business days, by March 12, 2010.
February 25, 2010, 2010 (LL-LFS)
HSBC Auto CREDIT INC.
26525 North Riverwoods Boulevard, Metawa, IL 60045
A notification to change a licensed lender business location from 6602 Convoy Court, San Diego, California 92111 to head office at 26525 North Riverwoods Boulevard, Mettawa, Illinois 60045, was received.
The publication of receipt of the notification does not indicate that the notification is deemed complete. A notification to change a licensed lender business location is deemed complete and filed when all required and requested information have been provided to the Banking Department by the applicant.
Any comments or objections should be submitted in writing, within 10 calendar days, by March 10, 2010.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:
February 24, 2010 (BR-MBD)
From: Applicant(s)
Gullbahet Y. Khanat
As: Fast Track Home Funding Corp.
153 Hilton Avenue, Hempstead, NY 11550
To: Fast Track Home Funding Corp.
236 Fulton Avenue, Suite 219, Hempstead, NY 11550 3915
Application to establish a Mortgage Banker's Branch received for examination:
February 23, 2010 (MB-MBD)
Full Service Branch
FRM Network In Lieu of True Name First Residential Mortgage Network, Inc.
Additional DBA(S): SurePoint Lending
4890 West Kennedy Blvd., Two Urban Center, Tampa, FL 33609
Article 12-E Applications received after July 11, 2009. Each individual listed may not engage in mortgage loan origination activities until notified in writing that he or she may do so. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| January 19 2009 | Lisa Dipaola |
Staten Island |
NY |
February 02 2009 |
Salvatore Pane |
Manvorville |
NY |
April 10 2009 |
John Gerardi |
Mamaroneck |
NY |
November 06 2009 |
Martha Patricia Mora |
Woodhaven |
NY |
November 18 2009 |
Benny Serrano |
Pelham |
NY |
November 20 2009 |
Desiree Anne Jewsbury |
Brooklyn |
NY |
November 20 2009 |
Michael Anthony Gentles |
Central Islip |
NY |
November 20 2009 |
Julie Lynne Enslin |
Liverpool |
NY |
November 20 2009 |
Marygrace Silvestre Lorido |
Passaic |
NJ |
November 20 2009 |
Michelle Ann Singh |
Jamaica |
NY |
November 20 2009 |
Lindy Lee Childrose |
Rensslaer |
NY |
November 20 2009 |
Warren Keith Young |
Long Branch |
NJ |
November 20 2009 |
Vincent Eugene Riggins |
Brooklyn |
NY |
November 20 2009 |
Kayshon D Stanberry |
Brooklyn |
NY |
November 20 2009 |
Mark F Casamassina |
Wayne |
NJ |
November 20 2009 |
Edward Anthony Austin |
Brooklyn |
NY |
November 23 2009 |
Marc Alan Paley |
West Babylon |
NY |
November 24 2009 |
Philip Anthony Dileo |
Glen Cove |
NY |
November 24 2009 |
Jhuan Carlos Tapiero |
Sugar Loaf |
NY |
November 24 2009 |
Derek Wesley Towse |
Canajoharie |
NY |
November 24 2009 |
Delshaun Marie Lewis |
New York |
NY |
November 24 2009 |
Philip Nolan Heppding |
Santa Rosa Beach |
FL |
December 01 2009 |
David Michael Boyd |
St Augustine |
FL |
December 01 2009 |
Michael A Galicia |
West Long Branch |
NJ |
December 16 2009 |
Liberatore Joseph Zagame |
Lake Grove |
NY |
December 31 2009 |
Ronald Novotny |
East Islip |
NY |
January 05 2010 |
Heather C Close |
Delmar |
NY |
January 06 2010 |
Jeffrey Ivan Rosen |
East Brunswick |
NJ |
January 11 2010 |
Inna Santillana |
Deer Park |
NY |
January 11 2010 |
Sonia Gomez |
Richmond Hill |
NY |
January 11 2010 |
Vincent P Bardong |
Staten Island |
NY |
January 11 2010 |
Richard John Sers |
New City |
NY |
January 11 2010 |
Rachel Elizabeth Harbert |
Charlotte |
NC |
January 11 2010 |
Michael Scott Baucom |
Matthews |
NC |
January 11 2010 |
Michael Reid Remillard |
Tega Cay |
SC |
January 11 2010 |
Mark David Barrett |
Charlotte |
NC |
January 11 2010 |
Scott Edwin Thomas |
Fort Mill |
SC |
January 11 2010 |
Brian Robert Gillespie |
Harrisburg |
NC |
January 11 2010 |
Allen Keith John |
Charlotte |
NC |
January 11 2010 |
Jonathan Sternlieb Marshall |
Scottsdale |
AZ |
January 12 2010 |
William Petrowitz |
Babylon |
NY |
January 12 2010 |
Fredric Joseph Tegeler |
Charlotte |
NC |
January 12 2010 |
Ernest Choi |
Matthews |
NC |
January 12 2010 |
Matthew Francis Faranda |
Lagrangeville |
NY |
January 13 2010 |
Richard Christopher Hardy |
Mckinney |
TX |
January 13 2010 |
Brad Christopher Salin |
Charlotte |
NC |
January 13 2010 |
Francelene Louis |
Brooklyn |
NY |
January 13 2010 |
Wendy Karyn Pearson |
Tampa |
FL |
January 13 2010 |
Paul Michael Massey |
Charlotte |
NC |
January 13 2010 |
Michael Isaacs |
New Albany |
OH |
January 14 2010 |
John Clark Eckis |
Elma |
NY |
January 14 2010 |
June M Arndt |
Croghan |
NY |
January 14 2010 |
Yves F Andradas |
Brooklyn |
NY |
January 14 2010 |
Jaroslaw Kaszuba |
Hewlett |
NY |
January 14 2010 |
Janneth Cali |
Maspeth |
NY |
January 14 2010 |
John Michael Winslow |
Las Vegas |
NV |
January 14 2010 |
John Robert Kiyak |
White Plains |
NY |
January 14 2010 |
Philip C Palmetto |
Dix Hills |
NY |
January 15 2010 |
John Cobb Jr. |
South Ozone Park |
NY |
January 15 2010 |
Natasha Ann-Marie Davis |
Farmingdale |
NY |
January 15 2010 |
Christopher Bryan Murray |
Gilgo Beach |
NY |
January 15 2010 |
Shaniqua Nyiema Mcdowell |
Valley Stream |
NY |
January 18 2010 |
Jason Michael Grunfeld |
West Hempstead |
NY |
January 18 2010 |
Matthew Bellomo |
Franklin Square |
NY |
January 18 2010 |
Virgil John Zamora |
Rego Park |
NY |
January 19 2010 |
Christian Michael Grimshaw |
Slingerlands |
NY |
January 19 2010 |
Eneroliza Tejada |
Ozone Park |
NY |
January 20 2010 |
Flor D Ramirez |
Flushing |
NY |
January 20 2010 |
Jason A Berg |
Teaneck |
NJ |
January 20 2010 |
Melissa Yvonne Nicol |
Copenhagen |
NY |
January 20 2010 |
Justin Thomas |
Pomona |
NY |
January 20 2010 |
Seema Quadri |
East Northport |
NY |
January 21 2010 |
Shuet Ying Lam |
New York |
NY |
January 21 2010 |
Rutha M Barr |
Laurelton |
NY |
Janaury 21 2010 |
Gerald Jean |
Brentwood |
NY |
January 22 2010 |
Audrey C. Thom |
Middletown |
NY |
January 22 2010 |
Obdulia Ortiz |
New York |
NY |
January 22 2010 |
Lourdiny John Exume |
Queens |
NY |
SECTION II
February 17, 2010 (BK – CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, New York, 11542
The New York Banking Department issued a Consent Order to First Central Savings Bank pursuant to Section 39 of the New York Banking Law, effective February 17, 2010.
February 18, 2010 (FR-FWB)
ABN AMRO BANK N.V.
Gustav Mahlerlaan 10, 1082PP Amsterdam, The Netherlands
Application for a license to establish and maintain a representative office in the Borough of Manhattan, City of New York, approved by the Superintendent of Banks.
February 19, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following two locations, surrendered for cancellation:
- 3418A Annapolis Road, Baltimore, MD 21227; and
- BJ's Wholesale Club, 9011 Snowden River Parkway, Columbia, Howard County, MD 21046.
Offices discontinued as of February 12, 2010.
February 22, 2010 (TR-FWB)
MIZUHO TRUST & BANKING CO. (USA)
135 West 50th Street, New York, NY 10020
Notification received, in accordance with Supervisory Policy G 8, of the establishment of representative offices at the following two locations:
- Mizuho Trust & Banking Co., Ltd., 1-2-1 Yaesu, Chuo-ku, Tokyo, Japan; and
- Trust & Custody Services Bank, Ltd., Tower Z, Harumi Triton Square, 8-12 Harumi, 1-Chome, Chuo-ku, Tokyo, Japan.
February 22, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Sheetz Inc. Convenience Store, 790 North Main Street, Kernersville Township, Forsyth County, NC 27284.
February 22, 2010 (MS-CRB)
INVESTORS SAVINGS BANK
101 JFK Parkway, Short Hills, NJ 07078
Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 60 East 42nd Street (Suite 4540), Borough of Manhattan, City of New York 10165.
February 23, 2010 (CC-LFS)
1 STOP CHECK CASHING CORP.
878 Manor Road, Staten Island, NY 11314
License to engage in business as casher of checks at 878 Manor Road, Staten Island, NY 10314 was surrendered.
February 24, 2010 (FB-FWB)
COMMERZBANK AG
Main Tower KaiserPlatz 60311 Frankfurt am Main, Germany
Authorization Certificate to maintain an additional branch office at 1301 Avenue of Americas, New York, New York 10019, was voluntarily surrendered on February 5, 2010.
February 25, 2010 (CC- LFS)
UBNY, LLC D/B/A SUPERCASH
115 West 23 Street, New York, NY 10011
A license was issued for the relocation of a licensed casher of checks to 44-66 21st Street, Long Island City, NY 11101 from 44-04 21ST Street, Long Island City, NY 11101.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
February 22, 2010 (MB-MBD)
Full Service Branch
Mortgage Master, Inc.
1208 Highway 34, Suite 19, Aberdeen, NJ 07747
Application approved pursuant to Section 590(5-a) of the New York State Banking Law to act as an FHA Mortgage Loan Correspondent:
February 24, 2010 (BR-MBD)
Sunrise Mortgage Company, Inc.
49 Guy Lombardo Avenue, Freeport, NY 11520
Certificate to engage in the business of a Mortgage Broker surrendered:
February 24, 2010 (BR-MBD)
Prime Mortgage Corp.
2170 Monroe Avenue, Rochester, NY 14618 2418
Effective Date: February 12, 2010
February 24, 2010 (BR-MBD)
Alpha Century, Inc.
47-35 161st Street, Suite L, Flushing, NY 11358 3638
Effective Date: February 12, 2010
February 24, 2010 (BR-MBD)
Howard Dreises
155 Henry Street, Brooklyn, NY 11201
Effective Date: February 17, 2010
February 24, 2010 (BR-MBD)
Vantage Funding Group, LLC
159 New Dorp Plaza, Staten Island, NY 10306
Effective Date: February 12, 2010
License to engage in the business of a Mortgage Banker surrendered:
February 24, 2010 (MB-MBD)
Atlantic First Financial Corp.
217 Park Row - Suite 5, New York, NY 10038 1101
Effective Date: February 10, 2010
February 24, 2010 (MB-MBD)
Ameripath Mortgage Corporation
6410 Oak Canyon, Suite 200, Irvine, CA 92618 5213
Effective Date: February 11, 2010
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
February 24, 2010 (BR-MBD)
Full Service Branch
Territory Mortgage, Inc.
2628 Seneca Street, West Seneca, NY 14224
Effective Date: February 17, 2010
License to engage in the business of a Mortgage Banker revoked:
February 24, 2010 (MB-MBD)
Knightbridge Mortgage Bankers LLC
333 Earle Ovington Boulevard, Suite 210, Uniondale, NY 11553 3623
Effective Date: February 23, 2010
The suspension of the following Registered Mortgage Broker's registrations has been lifted:
February 19, 2010 (BR-MBD)
Joanne Panek-Hortman DBA Ashcroft Mortgage Solutions
817 Abbott Road, Buffalo, NY 14220
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
February 18, 2010 (BR-MBD)
Home Sweet Home Mortgage Corp.
1222 White Plains Road, Suite 101, Bronx, NY 10472
February 18, 2010 (BR-MBD)
Heritage Capital Mortgage, Inc.
800 Veterans Memorial Highway - Suite 80, Hauppauge, NY 11788
February 22, 2010 (BR-MBD)
Epsilon Financial Services
311 North Main Street, Spring Valley, NY 10977
February 23, 2010 (BR-MBD)
Prodigy Mortgage Corp.
15 North Mill Street, Nyack, NY 10960
Mortgage Broker Certificate Address Changes:
February 24, 2010 (BR-MBD)
Myung Ouk Park D/B/A Top Mortgage Services
From: 333 Sylvan Avenue, Suite 310, Englewood Cliffs, NJ 07632
To: 454 Main Street, #4, Fort Lee, NJ 07024 2841
Mortgage Broker Branch Certificate Address Changes:
February 23, 2010 (BR-MBD)
Primerica Financial Services Home Mortgages, Inc.
From: 45 Dolson Avenue, Suite 8, Middletown, NY 10940
To: 45 Dolson Avenue, 2nd floor, Middletown, NY 10940
Subsequent to a hearing conducted on November 24, 2009, the following company's Mortgage Banker License was revoked on February 23, 2010. The Superintendent found substantial evidence has been adduced that the Respondent, a mortgage banker failed to maintain a line of credit in an amount of not less than $1,000,000 in violation of Section 410.1(b)(2) of Part 410 of the Superintendent's Regulation and failed to file a Volume of Operation Report ("VOOR") for the 2008 calendar year in violation of Section 597 of New York Banking Law and Section 410.8(b) of Part 410 of the Superintendent's Regulation.
February 24, 2010 (MB-MBD)
Knightbridge Mortgage Bankers LLC
333 Earle Ovington Boulevard, Suite 210, Uniondale, New York 11553
Effective Date: February 23, 2010
Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
February 23 2010 |
Dean Dimou |
Brookhaven |
NY |
Article 12-E Applications filed prior to July 11, 2009 and deemed complete by the Superintendent. Each individual listed may engage in mortgage loan origination activities on a temporary basis until such time as the Superintendent approves or denies his/her application or the application is withdrawn. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
January 10 2008 |
Constance Rosemarie Francis |
St Albans |
NY |
October 15 2008 |
James J Burton |
Schenectady |
NY |
THERE ARE NO SECTION III ITEMS THIS WEEK.
