Weekly Bulletin
March 26, 2010
SECTION I
This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at: http://www.banking.state.ny.us
SECTION II
This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.
SECTION III
This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY 10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311. Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office. This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site: http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes |
|
BK = Bank |
FB = Foreign Branch |
Division Codes
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division
SECTION l
March 19, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notices of intention to close branch offices at the following two locations, received:
- 424 West Ridge Road, Rochester, Monroe County, NY 14615; and
- Tops Markets Inc., 345 Amherst Street, Buffalo, Erie County, NY 14207.
The comment periods on these notices will expire April 26, 2010.
March 23, 2010 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385
Notice of intention to close branch office at 1010 Morris Park Avenue, Borough of Bronx, City of New York 10462, received.
The comment period on this notice will expire April 26, 2010.
March 24, 2010 (TR-FWB)
THE BANK OF NEW YORK MELLON
One Wall Street, New York, NY 10005
Application dated March 16, 2010 for permission to change the location of branch office from 95 Wellington Street West, Toronto, Ontario, Canada to 320 Bay Street, Toronto, Ontario, Canada, received.
March 26, 2010 (MS-CRB)
MICHAEL J. A. SMITH
Maywood, NJ 07607
Application, pursuant to Section 143-b of the Banking Law, for Michael J. A. Smith to acquire control of Alma Bank, Astoria, New York, received.
The comment period on this notice will expire on April 26, 2010.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:
March 24, 2010 (BR-MBD)
Applicant(s)
Taylor R. Woods
As: Genpact Mortgage Services, Inc.
General Atlantic
Oak Hill
15420 Laguna Canyon Road, Suite 100, Irvine, CA 92618 2120
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:
January 27, 2009 (MB-MBD)
From: Applicant(s)
Hugh Miller
Richard Blass
Marc Evan Miller
Lee Lawrence Miller
Jonathan Ilany
Matthew Joseph Marz
As: Reliance First Capital, LLC
100 Baylis Road, Suite 150, Melville, NY 11747
To:
March 19, 2010 (MB-MBD)
Applicant(s)
Hugh Miller
Richard Blass
Marc Evan Miller
Lee Lawrence Miller
Jonathan Ilany
Matthew Joseph Marziani (formerly known as Matthew Joseph Marz)
As: Reliance First Capital, LLC
100 Baylis Road, Suite 150, Melville, NY 11747
Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law received for examination:
March 11, 2010 (MLS-MBD)
Applicant(s)
Gregory J. Boester
Christopher S. Miller
Richard S. Mazzella
Citadel Wellington LLC
As: Bridgefield Mortgage Corporation
7101 College Blvd, Suite 1400, Overland Park, KS 66210
Application to establish a Mortgage Banker's Branch received for examination:
March 22, 2010 (MB-MBD)
Full Service Branch
PHH Home Loans, LLC D/B/A Coldwell Banker Home Loans
Additional DBA(S): ERA Home Loans
Cartus Home Loans
15 West Main Street, Waterloo, NY 13165
March 22, 2010 (MB-MBD)
Full Service Branch
Syracuse Securities, Inc.
8600 Main Street, Suites 02 and 03, Williamsville, NY 14221
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent’s Regulations for a control interest withdrawn:
March 24, 2010 (BR-MBD)
Inja Yoon Mok acquiring 100% of NewLife Financial Company, Inc.
162-23 Depot Road, 2nd Floor, Flushing, NY 11358
Article 12-E Applications received after July 11, 2009. Each individual listed may not engage in mortgage loan origination activities until notified in writing that he or she may do so. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
October 12, 2009 |
Bryan Nobunori Iijima |
Cerritos |
CA |
November 09, 2009 |
Satish Chawla |
Douglaston |
NY |
November 17, 2009 |
Robert A Martufi |
N Providence |
RI |
November 17, 2009 |
Robert Martin Roth |
Irvington |
NY |
November 17, 2009 |
Timothy Andrew Galu |
Rowayton |
CT |
November 17, 2009 |
Aaron Stiefel |
Englewood |
NJ |
November 17, 2009 |
Marion Petra Wallace |
Forest Hills |
NY |
November 19, 2009 |
Peter Junior Ettienne |
Brooklyn |
NY |
November 19, 2009 |
Hubert M. Regnier |
Brooklyn |
NY |
November 20, 2009 |
Pascale Medor |
Jamaica Estates |
NY |
November 20, 2009 |
John Edward Predmore |
Fairport |
NY |
November 20, 2009 |
Galo Conde |
Richmond Hill |
NY |
November 20, 2009 |
Jonette Lynn Suiter |
Brooklyn |
NY |
November 24, 2009 |
Jessie Mae Stringfield |
New York |
NY |
November 25, 2009 |
Brenda Sue Bennett |
Clifton Park |
NY |
November 25, 2009 |
Charmaine Phillips |
Inwood |
NY |
November 25, 2009 |
Carlton Jason Abrams |
Far Rockaway |
NY |
November 25, 2009 |
Hope Theresa Mcgibbon |
Brooklyn |
NY |
November 30, 2009 |
Geroge T Wu |
Flushing |
NY |
November 30, 2009 |
Marvington A Isles |
Mount Vernon |
NY |
December 23, 2009 |
Michael James Mulhern |
Baldwin |
NY |
December 23, 2009 |
Roberto Lupi |
Hopewell Junction |
NY |
December 30, 2009 |
Seth Kramer |
Roslyn |
NY |
December 30, 2009 |
Craig Hyman |
New York |
NY |
January 15, 2010 |
Eric Anderson |
Dublin |
OH |
January 18, 2010 |
Howard Greenberg |
East North Port |
NY |
January 21, 2010 |
Mohammed Ashraful Alam |
Princeton |
NJ |
January 06, 2010 |
Ciro Barone |
Colts Neck |
NJ |
January 25, 2010 |
Jill Sinatra |
Muttontown |
NY |
January 27, 2010 |
Jhony C Siu |
Elmhurst |
NY |
January 28, 2010 |
Stacie Handwerker |
New York |
NY |
January 28, 2010 |
Stephanie Lynn Miller |
Cohoes |
NY |
February 01, 2010 |
Jane Marie Ribera |
Massapequa |
NY |
February 01, 2010 |
Victoria Rose Graf |
Saratoga Springs |
NY |
February 03, 2010 |
Jesse William Harwick |
Westport |
CT |
February 09, 2010 |
Kent E Arline Jr. |
Voorhees |
NJ |
March 02, 2010 |
Dropatte Rampersaud |
Jamaica |
NY |
SECTION II
March 8, 2010 (CC-LFS)
HILTON CHECK CASHING, CORP.
116A Fulton Avenue, Hempstead, NY 11550
A license was issued to change the location of doing business as a licensed casher of checks to 400-D Fulton Avenue, Hempstead, NY 11550 from 393 Fulton Avenue, Hempstead, NY 11550.
In connection with the above license issuance, the original check casher license for 393 Fulton Avenue, Hempstead, NY 11550 was surrendered.
March 12, 2010 (CC-LFS)
INNER CITY CHECK CASHING & PAYROLL SERVICES CORP.
622 A Main Street, New Rochelle, NY 10801
A license was issued to engage in business as a licensed casher of checks, as a result of the purchase of certain assets of Melissa Check Cashing Corp. at 196-13 Linden Boulevard, St. Albans, NY 11412.
In connection with the above license issuance, the original check casher license in the name of Melissa Check Cashing Corp at that location was surrendered.
March 12, 2010 (CC-LFS)
INNER CITY CHECK CASHING & PAYROLL SERVICES CORP.
622 A Main Street, New Rochelle, NY 10801
A license was issued to engage in business as a licensed casher of checks, as a result of the purchase of certain assets of Melissa Check Cashing Corp. at 135-07 Liberty Avenue, Richmond Hill, NY 11418.
In connection with the above license issuance, the original check casher license in the name of Melissa Check Cashing Corp. at that location was surrendered.
March 19, 2010 (CC-LFS)
WESTERN NEW YORK CHECK SERVICES LLC
675 Fillmore Avenue, Buffalo, NY 14212
A license was issued to do business as a licensed casher of checks at 675 Fillmore Avenue, Buffalo, NY 14212.
March 19, 2010 (CC-LFS)
V & R PAYROLL FACTORS, INC.
369 West 35th Street, New York, NY 10001
A license was issued to engage in business as a licensed commercial casher of checks at 369 West 35th Street, New York, NY 10001.
March 19, 2010 (CC-LFS)
CONEY ISLAND PAYROLL SERVICES INC.
1122 Coney Island Avenue, Brooklyn, NY 11230
A license was issued to engage in business as a licensed commercial casher of checks at 1122 Coney Island Avenue, Brooklyn, NY 11230.
March 24, 2010 (TM-LFS)
MONEY TRANSFER ACQUISITON, INC.
1270 Avenue of the Americas, Suite 2200, New York, NY 10020
Application for the Superintendent’s prior approval of a change of control of Dolex Dollar Express, Inc. a licensed money transmitter has been approved.
March 24, 2010 (SF-LFS)
RESPECT FINANCIAL, INC.
888 Troy-Schenectady Road, Latham, Albany County, New York 12110
License issued to engage in business as a sales finance company at 888 Troy- Schenectady Road, Latham. New York 12110.
March 25, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization granting permission to establish, maintain, and operate a public accommodation office at 1110 Union Road, Southgate Plaza, Town of West Seneca, Erie County, NY 14224 as an adjunct to branch office at 1110 Union Road, Southgate Plaza, Town of West Seneca, Erie County, NY 14224, surrendered for cancellation.
Office discontinued as of March 20, 2010.
Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:
March 18, 2010 (BR-MBD)
TriState Associates of New York In Lieu of True Name TriState Lending, Inc.
143 West Street, Unit U, New Milford, CT 06776 3599
Certificate to engage in the business of a Mortgage Broker surrendered:
March 23, 2010 (BR-MBD)
H & B Equities Assoc. Inc.
171-21 Jamaica Avenue, Jamaica, NY 11432
Effective Date: March 15, 2010
March 23, 2010 (BR-MBD)
Paramount Equities Group, Inc.
1013 Brown Street, Peekskill, NY 10566
Effective Date: March 16, 2010
March 23, 2010 (BR-MBD)
Hamilton Mortgage Company U/F/N Hamilton Mortgage Company of Connecticut
724 Danbury Road, Ridgefield, CT 06877
Effective Date: March 23, 2010
March 23, 2010 (BR-MBD)
Liberty Home Funding Inc.
Four South Main Street, Suite 2, Pittsford, NY 14534
Effective Date: March 02, 2010
March 23, 2010 (BR-MBD)
Athena Maraio Inc. D/B/A Madison Capital
473 Union Street, Suite 1, Brooklyn, NY 11231 5021
Effective Date: March 16, 2010
March 23, 2010 (BR-MBD)
Sheila E. Small D/B/A Robasi Funding
Station Plaza, Suite 2FL, New Rochelle, NY 10801 5653
Effective Date: March 15, 2010
March 23, 2010 (BR-MBD)
Equity United Mortgage Corporation
3440 Ellicott Center Drive, Ellicott City, MD 21043 4155
Effective Date: March 15, 2010
March 23, 2010 (BR-MBD)
Smart Capital Funding Corp.
249 Route 59, Suffern, NY 10901 5312
Effective Date: March 10, 2010
March 24, 2010 (BR-MBD)
Jackl Enterprises Incorporated D/B/A Adelphi Financial Group
1275 Harlem Road, Cheektowaga, NY 14206
Effective Date: March 16, 2010
License to engage in the business of a Mortgage Banker surrendered:
March 24, 2010 (MB-MBD)
Mortgage Links Inc.
2043 Richmond Avenue, Staten Island, NY 10314
Effective Date: March 23, 2010
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
March 18, 2010 (BR-MBD)
Full Service Branch
Talk Town Funding Ltd.
2314 Coney Island Avenue, Brooklyn, NY 11223
Effective Date: March 18, 2010
March 18, 2010 (BR-MBD)
Full Service Branch
Upscale Equities, Inc.
1373 Coney Island Avenue, Brooklyn, NY 11230
Effective Date: March 11, 2010
March 23, 2010 (BR-MBD)
Full Service Branch
Liberty Home Funding Inc.
58 Park Street, Walton, NY 13856
Effective Date: March 02, 2010
March 24, 2010 (BR-MBD)
Full Service Branch
Lyncrest Funding Inc.
10 East 39th Street, Room 1124, New York, NY 10123
Effective Date: March 24, 2010
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
March 18, 2010 (BR-MBD)
New B Inc. DBA New Beginnings Enterprises
33 Main Street, Hempstead, NY 11550
March 19, 2010 (BR-MBD)
Paul J. Barnes D/B/A Hestia Mortgage Company
389 West Route 59, Suite 1, Spring Valley, NY 10977
March 19, 2010 (BR-MBD)
MoneyLine New York, LLC
311 Alexander Street - Suite 214, Rochester, NY 14604
March 19, 2010 (BR-MBD)
Noblemen, Inc.
819 McLean Avenue, Store Front, Yonkers, NY 10704 3866
March 19, 2010 (BR-MBD)
Sovereign Mortgage Group LLC
112 Parkway Drive South, Suite A, Hauppauge, NY 11788 2012
March 19, 2010 (BR-MBD)
Efficiency Mortgage Services, Ltd.
135-40 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023
March 19, 2010 (BR-MBD)
Private Sector Solutions, Inc.
120 Bethpage Road, Suite 304, Hicksville, NY 11801 1515
March 19, 2010 (BR-MBD)
Cornerstone Capital Mortgage & Real Estate Services Inc.
636 Kings Highway, 2nd Floor, Fairfield, CT 06825 4815
March 23, 2010 (BR-MBD)
Adelphi Mortgage Co., Inc.
5310 Church Avenue, Brooklyn, NY 11203 3609
March 24, 2010 (BR-MBD)
DFC Consultants, Inc. D/B/A All Credit Funding
375 Commack Road, Suite 200, Deer Park, NY 11729
Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
March 23, 2010 (BR-MBD)
Oxford Wellington Co. Ltd.
237 West 35th Street, Suite 300, New York, NY 10001
Effective Date: March 23, 2010
March 23, 2010 (BR-MBD)
Louis P. Cafiero DBA Westside Mortgage
88 Rockaway Avenue, Suite 201, Valley Stream, NY 11580
Effective Date: March 23, 2010
March 23, 2010 (BR-MBD)
Central Capital Funding, Inc.
75-35 31st Avenue, Suite 201, Jackson Heights, NY 11370
Effective Date: March 23, 2010
Mortgage Broker Certificate Address Changes:
March 18, 2010 (BR-MBD)
River's Edge Mortgage, LLC
From: 91 Main Street, 2nd Floor, Monroe, CT 06468
To: 731 Main Street, Suite 2D3, Monroe, CT 06468 2872
March 24, 2010 (BR-MBD)
Lyncrest Funding Inc.
From: 2 Executive Boulevard, Suite 204-B, Suffern, NY 10901
To: 100 Lawrence Street, Suite 110, Nanuet, NY 10954 5035
Mortgage Broker Branch Certificate Address Changes:
March 18, 2010 (BR-MBD)
East Coast Capital Corp.
From: 79 Hudson Street, Hoboken, NJ 07030
To: 109 10th Street, Hoboken, NJ 07030
Mortgage Banker Branch License Address Changes:
March 24, 2010 (MB-MBD)
Mortgage Enterprise, Ltd.
From: 100 Ring Road, Suite 101, Office D, Garden City, NY 11530
To: 100 Ring Road West, Penthouse Suite, Garden City, NY 11530
Article 12-E Applications filed prior to July 11, 2009 and deemed complete by the Superintendent. Each individual listed may engage in mortgage loan origination activities on a temporary basis until such time as the Superintendent approves or denies his/her application or the application is withdrawn. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
March 27, 2008 |
Charles Masse |
Trumbull |
CT |
June 26, 2008 |
Shelly Louise DiGiulio |
Synder |
NY |
June 27, 2008 |
Erika Marie Carlo |
Schaghticoke |
NY |
July 10 2008 |
Muneshwar Ragbar |
Elmont |
NY |
August 26, 2008 |
Brenda Falcone |
Rockleigh |
NJ |
September 10, 2008 |
Daniel Lester Cole |
Schenectady |
NY |
October 02, 2008 |
John A Sanzone Sr |
Saratoga Springs |
NY |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
16441 |
Lisa Marie Durand |
ALBANY FUNDING, INC. |
6108 |
Damaris Galarza |
FIRST ALLIED MORTGAGE |
16386 |
Sookrani Sattie Narain |
NATIONS FUNDING SOURCE, INC. |
20532 |
Angela D. Lindemann |
CONTINENTAL HOME LOANS INC. D/B/A SENIOR HOME LOANS |
4866 |
Lisa Vitale |
EURO MORTGAGE BANKERS, INC. |
16415 |
Charles C. Bradford |
MORTGAGE MASTER, INC. |
Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
January 27, 2010 |
Juiio Bernal-Ventura |
Massapequa |
NY |
March 18, 2010 |
Debra Beth Schuman |
Melville |
NY |
March 18, 2010 |
Sarah Lambert |
Walled Lake |
MI |
March 18, 2010 |
Pavel Yusenko |
Agawam |
MA |
March 18, 2010 |
Cynthia Renee Leonard |
Alpharetta |
GA |
March 18, 2010 |
Andrew Scibilia |
Medford |
NJ |
March 18, 2010 |
Steven Medici |
Anaheim |
CA |
March 18, 2010 |
Nancy Dorothy Kloska |
Sayville |
NY |
March 18, 2010 |
Michelle Jackubowski |
Rochester |
NY |
THERE ARE NO SECTION III ITEMS THIS WEEK.
