Weekly Bulletin
April 2, 2010
SECTION I
This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at: http://www.banking.state.ny.us
SECTION II
This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.
SECTION III
This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY 10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311. Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office. This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site: http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes |
|
BK = Bank |
FB = Foreign Branch |
Division Codes
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division
SECTION l
March 24, 2010 (CC-LFS)
COLLEGE POINT CHECK CASHING, INC.
18-30 College Point Boulevard, College Point, NY 11356
Application received for a license to operate a limited station casher of checks at Calvary Hospital, 1740 Eastchester Road, Bronx, NY 10461.
The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any public response is to be given within ten business days, by April 16, 2010.
March 26, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notice of intention to close branch office at 9204 River Road, Town of Marcy, Oneida County, NY 13403, received.
The comment period on this notice will expire April 26, 2010.
March 26, 2010 (SB-CRB)
EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS
1954 Flatbush Avenue, Brooklyn, NY 11234
Notice of intention to close public accommodation office at 100-20 Queens Boulevard, Forest Hills, Borough of Queens, City of New York 11375 as an adjunct to branch office at 102-35 Queens Boulevard, Forest Hills, Borough of Queens, City of New York 11375, received.
The comment period on this notice will expire May 3, 2010.
March 30, 2010 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354
Application dated March 26, 2010 for permission to change temporarily the location of branch office from 715 Elizabeth Street, Elizabeth, Union County, NJ 07201 to 142 Broad Street, Elizabeth, Union County, NJ 07201, received.
March 30, 2010 (TR-CRB)
BANCO POPULAR NORTH AMERICA
7 West 51st Street, New York, NY 10019
Application dated March 25, 2010 for permission to change the location of principal office from 7 West 51st Street, Borough of Manhattan, City of New York 10019 to 11 West 51st Street, Borough of Manhattan, City of New York 10019, received.
March 31, 2010 (TR-CRB)
BANCO POPULAR NORTH AMERICA
7 West 51st Street, New York, NY 10019
Application dated March 29, 2010 for permission to open and occupy a branch office at 120 Broadway (16th Floor), Borough of Manhattan, City of New York 10271 for the limited purpose of conducting lending activities, received.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:
March 29, 2010 (BR-MBD)
From: Applicant(s)
Alexander Gregory
Lisbet Real
Federico Perez
Carmen B. Castellano
As: Tychor Mortgage Enterprises, Inc.
1 Bridge Plaza, 2nd Floor, #237, Fort Lee, NJ 07024
To: Tychor Mortgage Enterprises, Inc.
333 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ 07632 2705
Application received pursuant to Section 590(5-a) of the New York State Banking Law to act as an FHA Mortgage Loan Correspondent:
March 29, 2010 (BR-MBD)
AmeriGroup Funding, Inc.
111-03 101st Avenue, Ground Floor, Richmond Hill, NY 11419
Article 12-E Applications received after July 11, 2009. Each individual listed may not engage in mortgage loan origination activities until notified in writing that he or she may do so. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
July 20, 2009 |
Paul William Saar |
Fort Lauderdale |
FL |
July 27, 2009 |
Salvatore Panetta |
Brooklyn |
NY |
July 29, 2009 |
Brian Phillip Kirch |
Pacific Palisades |
CA |
October 22, 2009 |
Rumela Kelly-Guerrero |
New Windsor |
NY |
November 06, 2009 |
David J Nidle |
Troy |
NY |
November 12, 2009 |
Deborah Samala |
Lindenhurst |
NY |
November 19, 2009 |
Jenny Alexandra Escobar |
Islandia |
NY |
November 20, 2009 |
Geraldo Sanchez |
Bronx |
NY |
November 20, 2009 |
Aaron Shiv Kee Li |
Brooklyn |
NY |
November 20, 2009 |
Judy Marie O'Brien |
Springfield Gardens |
NY |
November 20, 2009 |
Shane Douglas Roberts |
Rouses Point |
NY |
November 20, 2009 |
Alexander John Franki |
Brooklyn |
NY |
November 20, 2009 |
Patricia Virginia Jackson |
Copiague |
NY |
November 20, 2009 |
Angela Liliana Rios |
East Elmhurst |
NY |
November 24, 2009 |
Daniel Christopher Michels |
East Nassau |
NY |
November 30, 2009 |
Sadhana Shrivastava |
Floral Park |
NY |
December 04, 2009 |
Carole Anne Brady |
Danbury |
CT |
December 04, 2009 |
Jennifer Marie Torre |
New Hyde Park |
NY |
December 10, 2009 |
Nathan Edward Trunfio |
Conshohocken |
PA |
December 11, 2009 |
Masud Khalid Chaudry |
Mineola |
NY |
December 15, 2009 |
Michael Warshaw |
Poundridge |
NY |
December 15, 2009 |
Kimberly Ann Mcdonnell |
Brookhaven |
NY |
December 17, 2009 |
Emilio P Quiles |
Bronx |
NY |
December 22, 2009 |
Richard Carl Bouchner |
New York |
NY |
December 22, 2009 |
Lionel Anthony Mccaskie |
Rosedale |
NY |
December 24, 2009 |
Mark Rokowsky |
Passaic |
NJ |
December 31, 2009 |
Patrick Douglas Wong |
Syosset |
NY |
January 15, 2010 |
Frederick Scott Arlotta |
Massapequa |
NY |
January 18, 2010 |
John Joseph Sweeney |
Schaghticoke |
NY |
January 19, 2010 |
Gregory Raymond Le Crann |
North Merrick |
NY |
January 29, 2010 |
Evan Scott Mogelefsky |
Merrick |
NY |
February 02, 2010 |
Anthony H Pires |
Danbury |
CT |
February 03, 2010 |
Henry Frank Striegl III |
Miller Place |
NY |
February 04, 2010 |
Russell Frederick Mahrt II |
Wynnewood |
PA |
February 04, 2010 |
Arash Yazdanian |
Aliso Viejo |
CA |
February 04, 2010 |
Bobak Ali Moazami |
Mission Viejo |
CA |
February 04, 2010 |
Shaun Dustin Rehmani |
Irvine |
CA |
February 08, 2010 |
David William Medvec |
Orange Park |
FL |
SECTION II
February 26, 2010 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC D/B/A THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632
A license was issued to engage in business as a licensed casher of checks as a result of the purchase of certain assets of Fortune Check Cashing, Inc. at
1503 Newkirk Avenue, Brooklyn, NY 11226.
In connection with the above license issuance, the original check casher license for 1503 Newkirk Avenue, Brooklyn, NY 11226 was surrendered.
March 25, 2010 (BP-LFS)
AMERICAN CONSUMER CREDIT COUNSELING, INC.
130 Rumford Avenue, Suite 202, Auburndale, MA 02466
A rider was issued in connection with the change of postal address to 130 Rumford Avenue, Suite 202, Auburndale, MA 02466 from 130 Rumford Avenue, Suite 202, Newton, MA 02466.
March 25, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Shoppers Food & Pharmacy, 6500 Eastern Avenue, Baltimore, MD 21224.
March 26, 2010 (CCC-LFS)
M.K. CAPITAL, INC.
263 W. 38th Street, #12FL, New York, NY 10018
Application to engage in the business of a commercial check casher under Article 9-A of the New York State Banking Law was withdrawn. The applicant discontinued operations on August 15, 2008.
March 29, 2010 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354
Authorizations issued March 26, 2010 to open and occupy branch offices at the following six locations, on or after March 26, 2010:
- 3001 East Camelback Road, Phoenix, Maricopa County, AZ 85016;
- 3027 Dollar Mark Way, Prescott, Yavapai County, AZ 86305;
- 7000 State Route 179, Sedona, Yavapai County, AZ 86351;
- 2785 West State Route 89A, Sedona, Yavapai County, AZ 86336;
- 9745 West Bell Road, Sun City, Maricopa County, AZ 85351; and
- 6970 East Chauncey Lane, Phoenix, Maricopa County, AZ 85054.
(These locations had been offices of Desert Hills Bank, Phoenix, Arizona.)
March 31, 2010 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, NY 10001
Authorization Certificate issued November 20, 2008 granting permission to open and occupy a branch office at 1300 Atlantic Avenue, Atlantic City, Atlantic County, NJ 08401, surrendered for cancellation.
This office was never operational.
April 1, 2010 (TR-CRB)
BANCO POPULAR NORTH AMERICA
7 West 51st Street, New York, NY 10019
Authorization granting permission to open and occupy a branch office at 159-17 Jamaica Avenue, Jamaica, Borough of Queens, City of New York 11432, surrendered for cancellation.
Office discontinued as of March 24, 2010.
April 1, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following four locations, surrendered for cancellation:
- Shoppers Food & Pharmacy, 13600 Baltimore Avenue, Laurel, Prince George's County, MD 20707;
- 10440 Little Patuxent Parkway, Columbia, Howard County, MD 21044;
- 11351 York Road, Hunt Valley, Baltimore County, MD 21030; and
- 205 North Frederick Avenue, Gaithersburg, Montgomery County, MD 20877.
Offices discontinued as of March 26, 2010.
April 1, 2010 (CC-LFS)
FLATLANDS CHECK CASHING CORPORATION
241C Rockaway Parkway, Brooklyn, NY 11212
A license was issued to engage in business as a licensed casher of checks at 1411 Rockaway Parkway, Brooklyn, NY 11236.
Certificate to engage in the business of a Mortgage Broker surrendered:
March 29, 2010 (BR-MBD)
Richard Peskin DBA Rock Funding
4703 Avenue N, Brooklyn, NY 11234
Effective Date: March 22, 2010
March 29, 2010 (BR-MBD)
A.C. Action Mortgage Corporation
527 Halevy Drive, Cedarhurst, NY 11516 1011
Effective Date: March 24, 2010
March 29, 2010 (BR-MBD)
IMF In Lieu of True Name Integrity Mortgage Funding, L.L.C.
101 Chestnut Street, Suite 100, Gaithersburg, MD 20877
Effective Date: March 23, 2010
March 29, 2010 (BR-MBD)
Ambassador Financial Services, LLC
105 Smith Avenue, Mount Kisco, NY 10549 2815
Effective Date: March 22, 2010
March 29, 2010 (BR-MBD)
TMR Capital LLC
1841 Broadway, Suite 715, New York, NY 10023 7603
Effective Date: March 22, 2010
March 29, 2010 (BR-MBD)
Sheppard Financial Group, Inc.
2173 Sunrise Highway, Islip, NY 11751
Effective Date: March 24, 2010
March 29, 2010 (BR-MBD)
Williston Mortgage Corp.
72 Helena Drive, Suite 240, Williston, VT 05495 9448
Effective Date: March 22, 2010
March 29, 2010 (BR-MBD)
Easy Choice Mortgage Inc.
212-47 Jamaica Avenue, Queens Village, NY 11428
Effective Date: March 22, 2010
March 29, 2010 (BR-MBD)
Lincolndale Funding, Ltd.
11 Juniper Drive, Lincolndale, NY 10540
Effective Date: March 23, 2010
March 29, 2010 (BR-MBD)
Twin Palm Funding Corp.
129-05 Merrick Boulevard, Suite B, Springfield Gardens, NY 11434 3425
Effective Date: March 23, 2010
March 29, 2010 (BR-MBD)
Quantum Capital, Corp.
8 Barstow Road, Suite 1D, Great Neck, NY 11021
Effective Date: March 19, 2010
Certificate to engage in the business of a Mortgage Broker surrendered on March 23, 2010, in error:
Liberty Home Funding Inc.
Four South Main Street, Suite 2, Pittsford, NY 14534
License to engage in the business of a Mortgage Banker Branch surrendered:
March 25, 2010 (MB-MBD)
Full Service Branch
Guaranteed Home Mortgage Company Inc.
One Old Country Road, Suite 125, Carle Place, NY 11514
Effective Date: March 24, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Guaranteed Home Mortgage Company Inc.
One John Street, Suite 1-B, Babylon, NY 11706
Effective Date: March 24, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
61 South Paramus Road, Paramus, NJ 07652
Effective Date: March 15, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Guaranteed Home Mortgage Company Inc.
232-236 New Hackensack Road, Suite B, Wappingers Falls, NY 12590
Effective Date: March 24, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Guaranteed Home Mortgage Company Inc.
2 Gannett Drive, Suite 215, White Plains, NY 10604
Effective Date: March 24, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
399 Knollwood Road, 3rd Floor, White Plains, NY 10603
Effective Date: March 15, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
Raritan Plaza I, Raritan Center, Edison, NJ 08818
Effective Date: March 15, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
5000 Birch Street, Suite 440, Newport Beach, CA 92660
Effective Date: March 15, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
GMAC Mortgage, LLC D/B/A ditech
433 South Main Street, West Hartford, CT 06110
Effective Date: March 19, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
360 Lexington Avenue, Suite 1603, 16th floor, New York, NY 10017
Effective Date: March 15, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
125 High Rock Avenue, Saratoga Springs, NY 12866
Effective Date: March 15, 2010
March 25, 2010 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A Topdot Mortgage
3111 Camino Del Rio North, Suite 100, San Diego, CA 92108
Effective Date: March 15, 2010
March 30, 2010 (MB-MBD)
Full Service Branch
Allied Home Mortgage Capital Corporation
2608 Eastland Street, Suite 106, Greenville, TX 75402
Effective Date: January 25, 2010
March 31, 2010 (MB-MBD)
Full Service Branch
Guaranteed Home Mortgage Company Inc.
181 New Road, Suite 201, Parsippany, NJ 07054
Effective Date: March 29, 2010
The suspension of the following Registered Mortgage Broker's registrations has been lifted:
March 26, 2010 (BR-MBD)
Raphael G M Butler DBA Inter-State Funding
1900 Hobart Avenue, Bronx, NY 10461
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
March 25, 2010 (BR-MBD)
DMN Mortgage Corp.
872 Middle Country Road, St. James, NY 11780 3223
March 30, 2010 (BR-MBD)
Jacobs Reouven Corp.
24-32 Parson Blvd., Flushing, NY 11357
March 30, 2010 (BR-MBD)
JBW Mortgage, Inc.
Seven West Broad Street, Mount Vernon, NY 10552
March 31, 2010 (BR-MBD)
Barry S. Liebman DBA New York Empire Mortgage
878 4th Avenue, Brooklyn, NY 11232
Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
March 31, 2010 (BR-MBD)
New B Inc. DBA New Beginnings Enterprises
33 Main Street, Hempstead, NY 11550
Effective Date: March 31, 2010
Right Way Concepts, Inc.
4 Puritan Avenue, Mount Sinai, NY 11766 2510
Effective Date: March 31, 2010
March 31, 2010 (BR-MBD)
Ace Home Funding Corp.
466 Maple Avenue, Westbury, NY 11590 3465
Effective Date: March 31, 2010
March 31, 2010 (BR-MBD)
Joe Zhenghong Zhou D/B/A Queens Mortgage Company
136-20 38th Avenue, Suite 10H-5, Flushing, NY 11354
Effective Date: March 31, 2010
March 31, 2010 (BR-MBD)
M & W Financial Services, Inc.
42 West Allendale Avenue, Allendale, NJ 07401
Effective Date: March 31, 2010
March 31, 2010 (BR-MBD)
Benchmark Home Equities Inc.
1001 State Street, Schenectady, NY 12307 1507
Effective Date: March 31, 2010
March 31, 2010 (BR-MBD)
Hercules Capital LLC
1425 East Gun Hill Road, Bronx, NY 10469
Effective Date: March 31, 2010
Mortgage Broker Certificate Address Change corrected as follows:
From:
January 28, 2010 (BR-MBD)
Cardinal Mortgage Corp.
From: 1025 Westchester Avenue, Fourth Floor, White Plains, NY 10604
To: 2900 Westchester Avenue, Suite 302, White Plains, NY 10577 2551
To:
January 28, 2010 (BR-MBD)
Cardinal Mortgage Corp.
From: 1025 Westchester Avenue, Fourth Floor, White Plains, NY 10604
To: 2900 Westchester Avenue, Suite 302, Purchase, NY 10577 2551
Article 12-E Applications filed prior to July 11, 2009 and deemed complete by the Superintendent. Each individual listed may engage in mortgage loan origination activities on a temporary basis until such time as the Superintendent approves or denies his/her application or the application is withdrawn. In addition, all such individuals must be licensed by the dates set forth in Article 12-E (as in effect on July 11, 2009). They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
June 30, 2008 |
Vagan A. Sadoian |
Oakland Gardens |
NY |
April 27, 2009 |
Joshua D. Etman |
Old Westbury |
NY |
June 27, 2009 |
Muhammad A Darr |
Kew Gardens |
NY |
June 29, 2009 |
Lee Michael Stevens |
Louisville |
KY |
October 14, 2009 |
Ross Anthony Marchese |
East Moriches |
NY |
Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
January 27, 2010 |
Eileen Pellegrino |
Staten Island |
NY |
January 27, 2010 |
Jonathan Fischer |
Montreal |
QC |
January 27, 2010 |
Dinesh Prasad |
Ozone Park |
NY |
January 27, 2010 |
Linda Z. Redding |
New York |
NY |
January 27, 2010 |
Christopher P Gazzola |
Malverne |
NY |
January 27, 2010 |
Charles James Mcnulty |
Staten Island |
NY |
March 23, 2010 |
Steve Hagop Merinian |
Elmont |
NY |
March 26, 2010 |
Scott A Niksich |
Chicago |
IL |
March 26, 2010 |
Adam Afshin Saffar |
Buffalo Grove |
IL |
March 26, 2010 |
Joshua David Hurd |
Bloomingdale |
IL |
March 30, 2010 |
Michael Godjikian |
Norwood |
MA |
March 31, 2010 |
Christine Wood |
Binghamton |
NY |
March 31, 2010 |
Richard Banach |
East Meadow |
NY |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
12673 |
Philip James Caporusso |
CONTINENTAL HOME LOANS INC. |
6658 |
Jan Michael Brody |
FREEDOM MORTGAGE CORPORATION D/B/A |
19110 |
Frank J Bove |
CONTINENTAL HOME LOANS INC. D/B/A SENIOR HOME LOANS |
32960 |
Ann Coyne |
HOMESTEAD FINANCIAL SERVICES, INC. |
36138 |
Nicholas James De Simone |
NJ LENDERS CORP. |
39834 |
Daniel Cohen |
GFI MORTGAGE BANKERS, INC. |
16443 |
James Michael Forte |
THE COBBLESTONE GROUP |
17972 |
Nicholas Emanuel |
JERSEY NATIONAL MORTGAGE LLC |
84735 |
Donald Robert Arace |
METROCITIES MORTGAGE, LLC D/B/A |
102992 |
Sean Charles Bloch |
BLOCK FINANCIAL RESOURCES LLC |
92927 |
Barbara Ann Barbaro |
ALLEGIANCE MORTGAGE CORP. |
4362 |
John Cole |
COLE REALTY AND LENDING, INC. D/B/A |
58025 |
Jacquelynn Atcheson |
METROCITIES MORTGAGE, LLC |
THERE ARE NO SECTION III ITEMS THIS WEEK.
