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New York State Department of Financial Services

Weekly Bulletin
November 19, 2010

SECTION I

This section records the receipt of applications and notices to the Banking Department.   Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of  Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at:  http://www.banking.state.ny.us

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department.  Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY  10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311.  Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office.  This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site:  http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK = Bank
TR = Trust Company
PB = Private Banker
SD = Safe Deposit Company
HC = Holding Company
SB = Savings Bank
MK = Merchant Bank
SL = Savings and Loan Association
CU = Credit Union
IC = Investment Company
FA = Foreign Agency

FB = Foreign Branch
FR = Foreign Representative Office
PR = Premium Finance Agency
SF = Sales Finance Agency
LL = Licensed Lender
TM = Transmitter of Money
BP = Budget Planner
CC = Check Casher
MB = Mortgage Banker
BR = Mortgage Broker
MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division


SECTION l

November 15, 2010 (CC-LFS)
DAVID’S MONEY CENTERS OF ROCKLAND, LLC.
3015 Third Avenue, Bronx, NY 10455

An application was received to relocate a licensed casher of checks to 294-298 Main Street, Nyack, NY 10960 from 2 South Highland Avenue – 9W & Route 59, Nyack, NY 10960.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by December 6, 2010.


November 16, 2010 (TR-CRB)
HABIB AMERICAN BANK
99 Madison Avenue, New York, NY  10016

Application dated November 9, 2010 for permission to change the location of branch office from 1667 Oak Tree Road, Edison, Middlesex County, NJ 08820 to 1585 Oak Tree Road, Iselin, Middlesex County, NJ 08830, received.


November 16, 2010 (MS-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA  01201

Application dated October 29, 2010 for permission to open and occupy a branch office at 628 Loudon Road (Route 9), Latham, Town of Colonie, Albany County, NY 12110, received.


November 17, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated November 15, 2010 for permission to establish, maintain, and operate a public accommodation office at 37 Brown Street, Middletown, Dauphin County, PA 17057 as an adjunct to branch office located at 120 South Union Street, Middletown, Dauphin County, PA 17057, received.


November 17, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notice of intention to establish an electronic facility (automated teller machine) at Maryland Institute of Art, 1303 Mt. Royal Avenue, Baltimore, MD 21217, received.


November 17, 2010 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
729 4th Avenue, Brooklyn, NY 11232

An application was received for a license to engage in business as a licensed casher of checks at 359 East 204th Street, Bronx, NY 10467.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within 10 business days, by December 6, 2010.


November 18, 2010 (TR-FWB)
THE BANK OF NEW YORK MELLON
One Wall Street, New York, NY 10005

Application dated November 17, 2010 for permission to change the location of branch office from 135 Santilli Highway, Everett, Middlesex County, MA 02149 to BNY Mellon Center, 201 Washington Street, Boston, Suffolk County, MA 02108, received.


Application to establish a Mortgage Banker's Branch received for examination:

November 17, 2010 (MB-MBD)
Full Service Branch
Devere Mortgage Corporation D/B/A Hunt Mortgage
100 East Seneca Street, Manlius, NY 13104

November 17, 2010 (MB-MBD)
Full Service Branch
Devere Mortgage Corporation D/B/A Hunt Mortgage
7913 Route 11, Brewerton Road, Cicero, NY 13039


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

June 13, 2008

8100

Bret  Douglas  Arnold

Portsmouth

RI

June 23, 2008

63764

Christopher  Karl  Keelin

Glenwood

NJ

September 22, 2008

78735

Jeffrey  Todd  Resnick

Miller Place

NY

April 2, 2009

171261

Eugene  Edward  Neal

Bayshore

NY

August 28, 2009

191624

Cletus  Erick  Gordon

Bronx

NY

July 22, 2010

322870

Wesley  Preston  Hanas

Glen Cove

NY

August 2, 2010

228846

Shawn  Jason  Lynch

Forked  River

NJ

August 13, 2010

338144

Robert    Reed

Westbury

NY

August 16, 2010

352084

Cathy    Kaczmarek

West Sayville

NY

August 25, 2010

234631

Bradley  Kyle  Willis

Louis Vi Lle

KY

August 25, 2010

186445

Justin  Michael  Brock

Louisville

KY

August 25, 2010

20068

Bonnie  Elizabreth  Merrill

Mission Viejo

CA

September 1, 2010

18832

Bernardita  Maria  Lindsay

Wayne

NJ

September 1 2010

302967

Lori    Rabin

Woodcliff Lake

NJ

September 2, 2010

5758

John  Anthony  Aita

Jacksonville

FL

September 3, 2010

305948

Geroge  Sami  Akel

Jackonsville

FL

September 3, 2010

222447

Gerald  J  Prampin

Chicago

IL

September 3, 2010

363202

Michael    Most

Pomona

NY

September 4, 2010

195789

Thomas    Zanardi

Marlboro

NJ

September 9, 2010

363605

Michael Douglas  Labelle

Bronxville

NY

September 16, 2010

349556

Brian  Matthew  Gill

Melville

NY

September 21, 2010

363950

Jack  Leon  Posniak

Mahopac

NY

October 4, 2010

38454

Michael    Galarza

Commack

NY

October 11, 2010

103995

Garrett    Ho  Jr.

Mission Viejo

CA

October 11, 2010

363920

Randy  James  Foehrkolb

Baltimore

MD

October 14, 2010

345481

Mark  D  Anderson

Owego

NY

October 15, 2010

348550

Sherry  A  Hoffman

Gansevoort

NY

October 18, 2010

305398

Russell    Tunick

Pound Ridge

NY

October 21, 2010

357424

Tracy  Allyn  Pirouznia

Pilot Point

TX

October 21, 2010

265622

Michael  Blair  Kacor

Chicago

IL

October 22, 2010

151016

Julie  A.  Dietterich 

Souderton

PA


SECTION II

October 1, 2010 (BP-LFS)
BUDGET- RIGHT DEBT MANAGEMENT, INC.
1307 South International Parkway, Suite 1071, Lake Mary, FL 32746

License to engage in business as a budget planner was surrendered.


  November 11, 2010 (SF-LFS)
TIMBERLINK SETTLEMENT SERVICES (USA) INC.
One HSBC Center, Buffalo, Erie County, NY 14203

License to engage in business as a sales finance company was surrendered.


November 11, 2010 (SF-LFS)
HSBC AUTO ACCOUNTS INC.
26525 North Riverwoods Boulevard, Mettawa, Lake County, IL 60045

License to engage in business as a sales finance company was surrendered.


November 11, 2010 (LL-LFS)
HSBC AUTO CREDIT INC.
26525 North Riverwoods Boulevard, Mettawa, IL 60045

License to engage in business as a licensed lender was surrendered.


November 11, 2010 (SF-LFS)
HSBC AUTO FINANCE INC.
26525 North Riverwoods Boulevard, Mettawa, Lake County, IL 60045

License to engage in business as a sales finance company was surrendered.


November 12, 2010 (TM-LFS)
HOLDING MONEX, S.A.P.I.B DE C.V.
Hamburgo No. 190, Col. Juarez, 06600, Mexico D.F., Mexico.

Application for the Superintendent’s prior approval of a change of control of Tempus Consulting, Inc, a licensed transmitter of money, pursuant to Article XIII-B of the Banking Law, Section 652-a, was approved.


November 12, 2010 (CC-LFS)
WBP OPERATIONS, INC., DBA FAMILY FINANCIAL SERVICE CENTERS   
359 2nd Street, Jersey City, NJ 07302    

Licenses were issued to engage in business as a licensed casher of checks, as a result of the purchase of certain assets of David’s Check Cashing, Inc., at 532 Gates Avenue, Brooklyn, NY 11221 and 1033 Flushing Avenue, Brooklyn, NY 11237.         

In connection with the above licenses issuance, the original check casher licenses for 532 Gates Avenue, Brooklyn, NY 11221 and 1033 Flushing Avenue, Brooklyn, NY 11237 were surrendered.


November 16, 2010 (CC-LFS)
VIC’S CHECK CASHING CORP. 
885 10th Avenue, New York, NY 10019

License to engage in business as casher of checks surrendered at 885 10th Avenue, New York, NY 10019 was surrendered.


November 17, 2010 (BK-CSD)
ALMA BANK
28-31 31st Street, Astoria, NY 11102

Application pursuant to Section 96-d of the Banking Law, for approval to operate a “Banking Development District Branch” in the Sunset Park neighborhood of Brooklyn, a previously designated Banking Development District, was approved by the Superintendent.  The co-applicant is the City of New York (Borough of Brooklyn).


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

November 12, 2010 (BR-MBD)
Goodstein Management Inc
211 East 46th Street, New York, NY 10017

November 15, 2010 (BR-MBD)
Curtis Moore d/b/a K.L. & Company
607A Vanderbilt Avenue, Brooklyn, NY 11238 3559

November 16, 2010 (BR-MBD)
E-Z Home Funding, LLC
1 George Street, 3rd Floor, Brooklyn, NY 11206

November 17, 2010 (BR-MBD)
Bay Area Funding, Inc.
42 Alexander Avenue, Suite 1, White Plains, NY 10606 2202

November 17, 2010 (BR-MBD)
Mark W. O'Connell DBA Statewide Mortgage Assistance Company
12 Mountain Ledge Drive, Suite 3A, Wilton, NY 12831 2539


Mortgage Broker Certificate Address Change corrected as follows:

From:
July 30, 2010 (BR-MBD)
Silver Lining Funding Inc.
From: 790 New York Avenue, Suite 209, Huntington, NY 11743
To: 145 Marcus Boulevard, Suite 4, Huntington, NY 11788 3760

To:
July 30, 2010 (BR-MBD)
Silver Lining Funding Inc.
From: 790 New York Avenue, Suite 209, Huntington, NY 11743
To: 145 Marcus Boulevard, Suite 4, Hauppauge, NY 11788 3760


Applications for authorization as a Mortgage Loan Originator under Article 12-of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

October 26, 2010

Nicholas    Adamczak

St. Clair Shores

MI

November 4, 2010

Donald  Ray  Sablatura  Jr

Trabuco Canyon

CA

November 9, 2010

Sylvia    Karwowska

Maspeth

NY

November 9, 2010

Craig  Lowell  Katz

New York

NY

November 9, 2010

Osvaldo  Arturo D  Fernandez

Valley Stream

NY

November 9, 2010

William  Rodney  Kerr

Penfield

NY

November 9, 2010

Walter  D  Karle

Charlotte

NC

November 9, 2010

Joan  Frances  Kapral

Shelton

CT

November 9, 2010

Ann  M  Kelly

Pittsford

NY

November 9, 2010

Scott  J  Katz

Cedarhurst

NY

November 9, 2010

Vlajemy    Francois

Wyandanch

NY

November 9, 2010

Barry    Katz

Brooklyn

NY

November 9, 2010

Nana  Yaw  Kwachie

Bronx

NY

November 9, 2010

Asif  U  Khan

Mahopac

NY

November 9, 2010

Christopher    Fabrizzi

New Hyde Park

NY

November 9, 2010

Doris  Carolina  Fernandez

East Elmhurst

NY

November 9, 2010

Robin    Fernandez

East Eimhust

NY

November 9, 2010

Carol    Karalis

Syosset

NY

November 9, 2010

Amy  Sue  Kirsch

Sand Lake

NY

November 9, 2010

Laura    Farrell

Staten Island

NY

November 9, 2010

Anne  Teresa  Kearney

Rochester

NY

November 9, 2010

Vijai  L  Kershaw

South Richmond Hill

NY

November 9, 2010

Moses     Friedrich

Monroe

NY

November 9, 2010

Matthew  James  Killikelly

Bayport

NY

November 9, 2010

Moss  J  Kaufman

Hauppauge

NY

November 9, 2010

Leonid    Kershteyn

Brooklyn

NY

November 9, 2010

Scott  Ralph  Kenney

Bethpage

NY

November 9, 2010

Dewey    Kwan

Elmhurst

NY

November 9, 2010

Hyung  S  Kim

New Brunswick

NJ

November 9, 2010

Steven    Kameika

Philadelphia

PA

November 9, 2010

Henry    Katz

Great Neck

NY

November 9, 2010

Robert  Kevin  Keener

Garden City

NY

November 9, 2010

David    Kirschenbaum

Cedarhurst

NY

November 9, 2010

Dong Wook    Kim

Bayside

NY

November 9, 2010

David     Katz

Brooklyn

NY

November 9, 2010

Randy    Kashat

Southfield

MI

November 9, 2010

Dean    Kessler

Lloyd Harbor

NY

November 9, 2010

Josef    Fried

Brooklyn

NY

November 9, 2010

Wavney  Nordica  Fraser

Brooklyn

NY

November 9, 2010

Kathleen    Kelly

Utica

NY

November 9, 2010

Mark    Kahn

Brooklyn

NY

November 9, 2010

Lynn    Karneth

Clarence Center

NY

November 9, 2010

Beom Seok    Kim

Scarsdale

NY

November 9, 2010

Christopher    Ferruzza

Kings Park

NY

November 9, 2010

Warren    Katz

Jericho

NY

November 9, 2010

Louise    Fallica

Holtsville

NY

November 9, 2010

Michael  Paul  Callahan

Oswego

NY

November 9, 2010

Charles  William  Farringer 

Salem

NY

November 10, 2010

Ali    Abadeh

Scottsdale

AZ

November 10, 2010

Seth  T  Gray

Royal Oak

MI

November 10, 2010

Peter    Wald

Seekonk

MA

November 10, 2010

Suzanne    Krawchuk

Shoreham

NY

November 10, 2010

James    Harris

Detroit

MI

November 10, 2010

Lillian Viviana Castilla-Collado

Woodbury

NY

November 10, 2010

Marlon    May

Pontiac

MI

November 10, 2010

Holly    Powell

Flint

MI

November 10, 2010

Spencer    Erickson

Phoenix

AZ

November 10, 2010

Regina    Santiago

Valley Stream

NY

November 10, 2010

Rosalba    Jones

Holbrook

NY

November 10, 2010

Daniel  Michael  Chadwell

Orange

CA

November 10, 2010

Luis  A  Loayza

Flushing

NY

November 10, 2010

Perry     Soskin

New York

NY

November 10, 2010

David  Dov  Yoshobaev

Flushing

NY

November 10, 2010

Jeffrey  Michael  Keeter

Justin

TX

November 15, 2010

Angela    Garcia

Clifton

NY

November 15, 2010

Zef    Camaj

Hopewell Jct

NY

November 15, 2010

Patricia    Barbosa

Old Westbury

NY

November 16, 2010

Lewis   Alan  Riedel 

Miller Place

NY

November 16, 2010

Ana    Narvaez

Pomona

NY

November 16, 2010

Richard    Schulman

New York

NY

November 17, 2010

Sondra Darna Miles-Yarbrough

Freeport

NY

November 17, 2010

Heather    Hartt

Coram

NY

November 17, 2010

Robert  Edward  Brzozowski

Great Neck

NY

November 17, 2010

Joshua  Michael  Brnich

North Wales

PA

November 17, 2010

Tiffany    Atarien

Great Neck

NY


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

October 28, 2010

66265

Barry Marc Feman

APPROVED FUNDING CORP

October 28, 2010

69578

Moshe   Plotnik

ERETZ FUNDING NJ LTD. D/B/A

November 2, 2010

36180

Alexander  Kheyfets

ALLIED FINANCIAL LLC D/B/A

November 3, 2010

293920

Kerry  A Mccarthy

EQUITY NOW INC.

November 3, 2010

189816

Deborah Kay Fisher

GENWORTH FINANCIAL HOME EQUITY ACCESS, INC.

November 4, 2010

65458

Victor  Manuel  Andrade

ALL AMERICAN HOME MORTGAGE CORP DBA

November 5, 2010

213682

Joseph  A V  Semper

PRIMERICA FINANCIAL SERVICES HOME MORTGAGES, INC.

November 9, 2010

111552

Abraham    Ohanian

ALLEGIANCE MORTGAGE CORP.

November 10, 2010

38196

John  Joseph  Iula

UNITED MORTGAGE CORP. UAN NY FINEST FUNDING

November 10, 2010

39247

Howard  C  Baron

CONTINENTAL MORTGAGE COMPANY

November 10, 2010

20677

Jacques  E  Laubert

1ST PRIORITY MORTGAGE, INC.

November 10, 2010

45543

Robert  R  Galian

R & S CAPITAL, INC.

November 10, 2010

45342

Jason  Charles  Morano

REFINANCE.COM

November 10, 2010

59741

Fior  P  Jones

EXPRESS MORTGAGE CORPORATION

November 10, 2010

64662

Shanna  J  Stein

CONTINENTAL HOME LOANS INC. D/B/A

November 10, 2010

84076

Wellington  Oswald  Rios 

EAST COAST CAPITAL CORP.

November 10, 2010

100319

Babette     Riggs

SOUTH CENTRAL MORTGAGE CORP

November 10, 2010

64012

Jacob    Shayovitz

APPROVED FUNDING CORP

November 10, 2010

109425

Donna    Melli-Stryczek

MORTGAGE OPTIONS

November 10, 2010

110416

Thomas  Byron  Wiggin

AMERIFUND HOME MORTGAGE LLC

November 10, 2010

110762

Cynthia  Ann  Smith

HOMERICA MORTGAGE CORPORATION

November 10, 2010

110435

Yaakov  K  Milworm

ARETZ FUNDING LIMITED LIABILITY COMPANY

November 10, 2010

113230

Marc    Seidman

MARIC CAPITAL CORP.

November 10, 2010

103070

Patrick  Alex  Curtis

AMI CAPITAL LLC

November 10, 2010

162533

Carolyn    Aiello

ICC MORTGAGE SERVICES

November 10, 2010

85300

Warren  B  Abramson

DYNAMIC CAPITAL MORTGAGE, INC.

November 10, 2010

59513

Steven    Eplan

LIGHTNING FUNDING, INC.

November 10, 2010

55172

Annmarie    Depoian

PRIMERICA FINANCIAL SERVICES HOME MORTGAGES, INC.

November 10, 2010

287447

Carl  Franklin  Wand

DOVETAIL FUNDING SOLUTIONS, LLC

November 10, 2010

248050

Gina    Morselli

FREEDOM MORTGAGE CORPORATION D/B/A JEFFERSON
HOME MORTGAGE AND LOAN

November 10, 2010

264068

Beth  Lauren  Korecky

EMBRACE HOME LOANS, INC.

November 15, 2010

4739

Kenneth  Robert  Laudante

FRANKLIN FIRST FINANCIAL, LTD.

November 15, 2010

17239

Michael  K  Sweeney

ATLANTIC HOME CAPITAL, CORP.

November 15, 2010

47963

Charles     Pedroso

RESIDENTIAL HOME FUNDING CORP. D/B/A RHF WHOLESALE

November 15, 2010

46072

Robert  Alan  Fishbein

GUARANTEED HOME MORTGAGE COMPANY INC.

November 15, 2010

47673

Jennifer  Lee  Lerch

CARTERET MORTGAGE CORPORATION

November 15, 2010

50723

Shahla  Moghaddam Kiarashi

NJ LENDERS CORP.

November 15, 2010

46384

Shane  Backer

BURR ENTERPRISES LTD. DBA

November 15, 2010

45544

Yoel  Schreiber

LYNCREST FUNDING INC.

November 15, 2010

46472

Joel Teitelbaum

ARETZ FUNDING LIMITED LIABILITY COMPANY

November 15, 2010

64370

David Wenger

FIRST MERIDIAN MORTGAGE

November 15, 2010

65842

Frank  Patrick  Guarino 

MAINSTAY MORTGAGE CORP.

November 15, 2010

65963

Daniel Steven  Udkow

RESIDENTIAL REVERSE MORTGAGE

November 15, 2010

68701

Michael  O  Odumosu

DIVINE RESTORATION LLC. D/B/A

November 15, 2010

65811

Anthony N Ceccarini Jr.

WEATHERSTONE MORTGAGE CORP.

November 15, 2010

69987

Jeffrey    Vannote

JERSEY MORTGAGE COMPANY OF

November 15, 2010

46501

Michael    Mchugh

CONTINENTAL HOME LOANS INC. D/B/A

November 15, 2010

61541

Paul    Dicker

GATEWAY FUNDING DIVERSIFIED MORTGAGE

November 15, 2010

60376

Jonathan    Yellon

WCS LENDING, LLC

November 15, 2010

212143

Alan    Glad

PRIMERICA FINANCIAL SERVICES HOME MORTGAGES, INC.

November 15, 2010

211152

April    Ranallo

GUARANTEED RATE, INC.

November 15, 2010

220346

Suman Kumar Khanna

PRIMERICA FINANCIAL SERVICES HOME MORTGAGES, INC.

November 15, 2010

178783

Richard  George  Kane

R.B.I. ASSOCIATES, LTD.

November 15, 2010

314283

Brian Thomas Manchester

LYONS MORTGAGE SERVICES, INC.

November 15, 2010

91135

James  Gary  Hennessey

TRISTATE LENDING, INC.

November 15, 2010

256683

Dennis  Alan  Brugger

PRIMERICA FINANCIAL SERVICES HOME MORTGAGES, INC.

November 15, 2010

342023

Michael William Johnson

MORTGAGE ENTERPRISE, LTD.

November 15, 2010

210540

Soukprachit   Hongkham

EMBRACE HOME LOANS, INC.


THERE ARE NO SECTION III ITEMS THIS WEEK.              


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