Weekly Bulletin
December 3, 2010
SECTION I
This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at: http://www.banking.state.ny.us
SECTION II
This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.
SECTION III
This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY 10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311. Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office. This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site: http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes |
|
BK = Bank |
FB = Foreign Branch |
Division Codes
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division
SECTION l
November 29, 2010 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF ROCHESTER, INC. U/A/N RETHINKINGDEBT.ORG
1000 University Avenue, Suite 900, Rochester, NY 14607
- 5 Penn Plaza, 23rd Floor, New York, county of New York, NY 10001
- Hauppauge Center, 150 Motor Parkway, Suite 401, Hauppauge, county of Suffolk, NY 11788
November 29, 2010 (TM-LFS)
STANDARD CO. (USA) INC. D/B/A STANDARD EXPRESS
37-22 73rd Street, Suite #B2, Jackson Heights, NY 11372
Application for a license to engage in business as a transmitter of money, received.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
November 29, 2010 (LL-LFS)
FCFI ACQUISITION LLC
1345 Avenue of the Americas, 46th Floor, New York, NY 10105
Application received for a change of control of American General Finance, Inc., the direct corporate owner of American General Financial Services, Inc. with headquarters located at 601 N.W. Second Street, P.O. Box 59, Evansville, IN 47701
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.November 30, 2010 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901
CAPITAL BANK & TRUST COMPANY
1375 Washington Avenue, Albany, NY 12206
The comment period for this application will expire on January 3, 2011.
November 30, 2010 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354
Notices of intention to establish electronic facilities (automated teller machine) at the following two locations, received:
- The Amsterdam at Harborside, 300 East Overlook, Port Washington, Town of North Hempstead, Nassau County, NY 11050; and
- 125 Kennedy Drive, Hauppauge, Town of Smithtown, Suffolk County, NY 11788.
December 1, 2010 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF ATLANTA, INC. D/B/A CREDABILITY
100 Edgewood Avenue, NE, Suite 1800, Atlanta, GA 30303
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
December 1, 2010 (MS-CRB)
WILMINGTON TRUST CORPORATION
1100 N. Market Street, Wilmington, DE 19801
Application, pursuant to Section 143-a of the Banking Law, for the prior approval of the Superintendent of Banks, to acquire 100% of the capital stock of Manufacturers and Traders Trust Company, Buffalo, New York, received.
(This application is necessitated by the proposed merger of First Empire State Holding Company- the current direct parent company of Manufacturers and Traders Trust Company- with and into Wilmington Trust Corporation, which will already have become a wholly-owned subsidiary of M&T Bank Corporation, as a result of a prior merger.)
The comment period on this application will expire on January 3, 2011.
December 1, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applications, pursuant to Section 601-a of the Banking Law, for the prior approval of the Superintendent of Banks, to: 1) acquire certain assets and assume certain liabilities of Wilmington Trust Company, Wilmington, DE; and 2) acquire certain assets and assume certain liabilities of Wilmington Trust FSB, Baltimore, MD, received.
The transactions, if approved and consummated, will result in the 48 banking offices of Wilmington Trust Company and the 7 banking offices of Wilmington Trust FSB becoming branch offices of Manufacturers and Traders Trust Company.
The comment period on these applications will expire on January 3, 2011.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:
November 29, 2010 (BR-MBD)
Applicant(s)
Douglas Ty Taylor
Robin Antoinette Norris
Steven Brian Heymann
LIM Holdings, Inc.
As: LMB Mortgage Services, Inc.
6701 Center Drive West, Suite 300, Los Angeles, CA 90045 1558
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:
November 26, 2010 (MB-MBD)
Applicant(s)
Timothy Olen Burford
Kurt Alfred Nikolai
As: FOM Lending, LLC
In Lieu of True Name First Option Mortgage, LLC
400 Galleria Parkway, Suite 1600, Atlanta, GA 30339 5934
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
June 14, 2010 |
Susan Uhm |
Fort Lee |
NJ |
July 2, 2010 |
Mario Robert Ilie |
New City |
NY |
July 27, 2010 |
Stephen Douglas Wilson |
Bronx |
NY |
July 27, 2010 |
Michael Shane Naughton |
Jackson Heights |
NY |
August 25, 2010 |
Bonnie Elizabeth Merrill |
Mission Viejo |
CA |
September 17, 2010 |
Julie P Coy |
Williamsville |
NY |
September 23, 2010 |
Peter G Sclavo |
Carmel |
NY |
October 7, 2010 |
Alan Chrem |
Brooklyn |
NY |
October 8, 2010 |
Mark N Cataldo |
Webster |
NY |
October 13, 2010 |
Ronak M Jani |
Orangeburg |
NY |
October 19, 2010 |
Hortensia Teresita Gilmore-Bradley |
Islandia |
NY |
October 28, 2010 |
Brandon Edward Baldyga |
Newport |
RI |
SECTION II
November 24, 2010 (BK-CRB)
UNITED INTERNATIONAL BANK
41-60 Main Street, Flushing, NY 11355
The amendment provides for an increase in the number of authorized shares of common stock from 8,910,000 shares to 10,250,000 shares, all with a par value of $1.00 each share.
November 26, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization granting permission to open and occupy a branch office at 278 Lincoln Way East, Chambersburg, Franklin County, PA 17201, surrendered for cancellation.
Office discontinued as of November 19, 2010.
November 30, 2010 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Maryland Institute of Art, 1303 Mt. Royal Avenue, Baltimore, MD 21217.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
December 01, 2010 (MB-MBD)
Full Service Branch
Devere Mortgage Corporation D/B/A Hunt Mortgage
100 East Seneca Street, Manlius, NY 13104
Full Service Branch
Devere Mortgage Corporation D/B/A Hunt Mortgage
7913 Route 11, Brewerton Road, Cicero, NY 13039
Certificate to engage in the business of a Mortgage Broker surrendered:
December 01, 2010 (BR-MBD)
George A Johnson
5210 Church Avenue, Brooklyn, NY 11203
Effective Date: November 23, 2010
December 01, 2010 (BR-MBD)
New Life Capital Corp.
31-01 Broadway, 4th Floor, Astoria, NY 11106 2648
Effective Date: November 30, 2010
December 01, 2010 (BR-MBD)
KM Shah Consulting, LLC
In Lieu of True Name Alliance Mortgage Finance, LLC
900 Oak Tree Road, Suite B, South Plainfield, NJ 07080 5118
Effective Date: December 01, 2010
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
December 01, 2010 (BR-MBD)
American Success Company, Inc. DBA American Success Mortgage
10 Sloehidden Road, Suite B, Briarcliff Manor, NY 10510 1809
Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
November 30, 2010 (BR-MBD)
William J Garthe DBA Reliance Mortgage
359 Lake Avenue, St. James, NY 11780
Effective Date: November 15, 2010
November 30, 2010 (BR-MBD)
Approved Mortgage Funding Corp.
20 Northpointe Parkway, Suite 180, Amherst, NY 14228 6800
Effective Date: November 17, 2010
November 30, 2010 (BR-MBD)
Eretz Funding NJ Ltd. D/B/A Emes Funding
426 Clifton Avenue, Lakewood, NJ 08701
Effective Date: November 17, 2010
November 30, 2010 (BR-MBD)
Swiss Capital, Corp.
11 Meron Drive, Unit 201, Monroe, NY 10950 5470
Effective Date: November 24, 2010
Mortgage Broker Certificate Name Changes:
November 26, 2010 (BR-MBD)
From: Gilman and Ciocia Inc.
To: Gilman Ciocia, Inc.
Mortgage Broker Certificate Address Changes:
November 30, 2010 (BR-MBD)
Maric Capital Corp.
From: 175 Great Neck Road, Suite 302, Great Neck, NY 11021
To: 330 Great Neck Road, 2nd Floor, Great Neck, NY 11021 4227
November 30, 2010 (BR-MBD)
LP Mortgage Solutions, Inc.
From: 150 West 28th Street, Suite 1601, New York, NY 10001
To: 4072 Route 28, Front Office, Boiceville, NY 12412
December 01, 2010 (BR-MBD)
Corey M. Langus D/B/A Cross County Funding Co.
From: 234-19 41st Avenue, Douglaston, NY 11363
To: 30 Glenn Street, Suite 407, White Plains, NY 10603 3252
Mortgage Broker Branch Certificate Address Changes:
December 01, 2010 (BR-MBD)
Atlantic Home Capital, Corp.
From: 100 Broadway, Massapequa, NY 11758
To: 1565 Franklin Avenue, Suite 110, Mineola, NY 11501
Mortgage Banker Branch License Address Changes:
November 30, 2010 (MB-MBD)
Wall Street Mortgage Bankers Ltd. DBA Power Express
From: 1024 Rossville Avenue, Staten Island, NY 10309
To: 4091 Hylan Boulevard, Staten Island, NY 10308
December 01, 2010 (MB-MBD)
Mortgage Enterprise, Ltd.
From: 100 Ring Road West, Penthouse Suite, Garden City, NY 11530
To: 2049 Flatbush Avenue, 2nd Floor, Brooklyn, NY 11234
Licenses issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
October 22, 2010 |
50475 |
John C Passano |
REAL ESTATE MORTGAGE NETWORK, INC. |
October 28, 2010 |
130098 |
Vincent Mazzuca |
LUXURY MORTGAGE CORP. D/B/A LUXURYMAE |
October 28, 2010 |
184263 |
Toy Lan Eng |
FREEDOM MORTGAGE CORPORATION |
October 28, 2010 |
261531 |
Brian Edward Gillespie Sr |
FREEDOM MORTGAGE CORPORATION |
October 28, 2010 |
130822 |
Amber Michelle Daz |
GUARDHILL FINANCIAL CORP. |
November 23, 2010 |
24880 |
Adam David Werner |
PHH MORTGAGE CORPORATION D/B/A |
November 23, 2010 |
23347 |
Matthew Douglas Voutour |
PHH MORTGAGE CORPORATION D/B/A |
November 23, 2010 |
40925 |
David Mizrahi |
INTERCONTINENTAL CAPITAL GROUP, INC. |
November 23, 2010 |
37842 |
Michael Jason Davis |
FIRST ROCHESTER MORTGAGE CORP. |
November 23, 2010 |
27640 |
Boris Sigalov |
FIDELITY FIRST MORTGAGE CORPORATION |
November 23, 2010 |
49153 |
Isolina Fernandez-Kirchner |
NJ LENDERS CORP. |
November 23, 2010 |
51372 |
Julian P Ashley |
THE MANHATTAN MORTGAGE CO., INC. D/B/A |
November 23, 2010 |
39640 |
Michael Robert Blasius |
GUARANTEED HOME MORTGAGE COMPANY INC. |
November 23, 2010 |
53584 |
David Ng |
UNITED NORTHERN MORTGAGE BANKERS LIMITED |
November 23, 2010 |
48878 |
Sam Afra |
PRECISION FINANCIAL, INC. |
November 23, 2010 |
55062 |
Julia C Curto |
US MORTGAGE CORPORATION DBA |
November 23, 2010 |
52951 |
Richard Isaac Barenblatt |
APPLE MORTGAGE CORP. |
November 23, 2010 |
23396 |
Robert J White |
QUICKEN LOANS INC. |
November 23, 2010 |
57141 |
James J. Raymond |
CLASSIC NEW YORK MORTGAGE |
November 23, 2010 |
57404 |
Gino Giacomo Pozzobon |
APPLE MORTGAGE CORP. |
November 23, 2010 |
58148 |
Ezra M Tawil |
APPLE MORTGAGE CORP. |
November 23, 2010 |
57865 |
Samuel J Dipiano |
FIRST ROCHESTER MORTGAGE CORP. D/B/A |
November 23, 2010 |
58605 |
Stephen I Sigel |
GATEWAY FUNDING DIVERSIFIED MORTGAGE SERVICES, L.P. |
November 23, 2010 |
59403 |
Amy Arnone |
CITIZENS FINANCIAL MORTGAGE, INC. |
November 23, 2010 |
35600 |
Deborah Ann O'Leary |
TERRITORY MORTGAGE, INC. |
November 23, 2010 |
58054 |
Steven W Betsch |
BETBANC, INC. |
November 23, 2010 |
60538 |
Norman Jeffrey Katz |
ARETZ FUNDING LIMITED LIABILITY COMPANY |
November 23, 2010 |
62319 |
John Robert Mcdonald |
INTERSTATE HOME LOAN CENTER, INC. |
November 23, 2010 |
62309 |
Gerard Thomas Tambasco |
UNITED NORTHERN MORTGAGE BANKERS LIMITED |
November 23, 2010 |
57901 |
Lauren Dionne Cella |
GREENTREE MORTGAGE COMPANY, L.P. |
November 23, 2010 |
57922 |
Paul A Stemborowski |
GREENTREE MORTGAGE COMPANY, L.P. |
November 23, 2010 |
62424 |
Alex Barbosa |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. |
November 23, 2010 |
27562 |
Martha Richards |
QUICKEN LOANS INC. |
November 23, 2010 |
58093 |
Eric Tony Tanski |
FREEDOM MORTGAGE CORPORATION D/B/A |
November 23, 2010 |
35070 |
Drew Kessler |
RAND MORTGAGE LLC |
November 23, 2010 |
58648 |
Richard Vicinanza |
HOMESTEAD FUNDING CORP. |
November 23, 2010 |
61691 |
Thomas R Gates |
MORTGAGE MASTER, INC. |
November 23, 2010 |
66920 |
Michael Thomas Vurchio |
CONTOUR MORTGAGE CORPORATION |
November 23, 2010 |
38591 |
Brester Glenn Creech |
EXCLUSIVE CAPITAL CONSULTANTS, INC. |
November 23, 2010 |
61663 |
April M Baker |
YOURAPPROVED FUNDING CORP. |
November 23, 2010 |
66252 |
Roderick C Cummins |
UNION FEDERAL MORTGAGE CORPORATION DBA |
November 23, 2010 |
67255 |
Adriana B Taffuri |
APPROVED HOME MORTGAGES |
November 23, 2010 |
58867 |
Erin J Pitts |
HOME FUNDING FINDERS, INC. |
November 23, 2010 |
32200 |
Kenneth Schneider |
QUICKEN LOANS INC. |
November 23, 2010 |
58440 |
Kenneth Csehak |
MORTGAGE MASTER, INC. |
November 23, 2010 |
67239 |
Frances Ortiz |
LEND-MOR MORTGAGE BANKERS CORP. |
November 23, 2010 |
68658 |
Scott Allison Marinoff |
CONTINENTAL MORTGAGE BANKERS INC DBA |
November 23, 2010 |
68506 |
Scott Saradin |
HAMILTON MORTGAGE COMPANY OF CONNECTICUT |
November 23, 2010 |
67551 |
Adam W Shelton |
CONTOUR MORTGAGE CORPORATION |
November 23, 2010 |
75317 |
Harold I Rosenbaum |
TRI-STATE FUNDING OF NEW YORK, INC. |
November 23, 2010 |
58832 |
Michael S Benevento |
QUANTUM MORTGAGE CORPORATION |
November 23, 2010 |
93125 |
Linda Lydia Simoskevich |
RESIDENTIAL HOME FUNDING CORP. |
November 23, 2010 |
49558 |
Brooke Jacob |
THE EVEREST EQUITY COMPANY, INC. |
November 23, 2010 |
12134 |
David P Pickering |
MLD MORTGAGE INC. D/B/A THE MONEY STORE |
November 23, 2010 |
28810 |
Shachna Fine |
CAPITAL FUNDING GROUP, INC. |
November 23, 2010 |
52871 |
Scott Henry Bley |
FRANKLIN FIRST FINANCIAL, LTD. D/B/A |
November 23, 2010 |
151888 |
James M Alba |
FIRST CAPITAL MORTGAGE, LLC |
November 23, 2010 |
170726 |
Rahreese Kenchen |
GREAT NORTHERN MORTGAGE CORP. |
November 23, 2010 |
75534 |
Colleen Polson |
MORTGAGE MASTER, INC. |
November 23, 2010 |
105815 |
Jingli Chao |
SUMMIT MORTGAGE BANKERS, INC. |
November 23, 2010 |
112931 |
Harris Alan Nightingale |
SILVER FIN CAPITAL GROUP LLC |
November 23, 2010 |
176994 |
Emily Marie Aversa |
CHARLES MARTIN MORTGAGE L.L.C. |
November 23, 2010 |
22705 |
Anthony Dean Didato |
HOMESTEAD FUNDING CORP. |
November 23, 2010 |
89971 |
Kenan Lee Forrester |
FREEDOM MORTGAGE CORPORATION D/B/A JEFFERSON HOME MORTGAGE AND LOAN |
November 23, 2010 |
203829 |
Anthony Charles Dellitalia |
MORTGAGE SOURCE LLC |
November 23, 2010 |
214948 |
Nazmoon Karim |
AMERITRUST MORTGAGE BANKERS, INC. DBA N.Y. FINANCIAL MORTGAGE LENDING |
November 23, 2010 |
138370 |
Walter Gorman |
UNITED CAPITAL LENDERS, LLC D/B/A UCL HOME |
November 23, 2010 |
87461 |
Walter Stashin |
CONTINENTAL MORTGAGE BANKERS, INC. DBA FINANCIAL EQUITIES |
November 23, 2010 |
257785 |
Michael John Mcateer |
GUARANTEED HOME MORTGAGE COMPANY INC. |
November 23, 2010 |
62652 |
Stephen Gerard Smith |
ACCELERATED HOME LOAN, LLC |
November 23, 2010 |
288069 |
Robert Portesy |
MORTGAGE ENTERPRISE, LTD. |
November 23, 2010 |
196138 |
Cheryl Nardina Hardin |
KUNDU CORPORATION D/B/A MORTGAGE ADVANCE TEAM |
November 23, 2010 |
322821 |
Lorraine Loffredo Estrella |
MORTGAGE ACCESS CORP. |
November 23, 2010 |
8601 |
Scott Setaro |
MORTGAGE LINKS INC. |
November 23, 2010 |
178379 |
Ryan Joseph Wood |
SEMPER HOME LOANS, INC. |
November 23, 2010 |
38213 |
Mark Grossman |
MOUNTAIN MORTGAGE CORP. |
November 23, 2010 |
302082 |
Louewanda Benjamin |
ASSOCIATED MORTGAGE BANKERS, INC. |
November 23, 2010 |
342389 |
Joseph Matthew Reilly |
MORTGAGE ENTERPRISE, LTD. |
November 23, 2010 |
54214 |
Gasper Charles Celauro |
U.S.A.FINANCIAL RESOURCES, INC. D/B/A CHOICE HOME MORTGAGE SERVICES |
November 23, 2010 |
37463 |
Matthew Roy Johnson |
NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY |
November 23, 2010 |
217601 |
Bradley Erich Berndt |
CHICAGO BANCORP, INC. |
Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
November 23, 2010 |
Jason Mark Platnick |
North Massapequa |
NY |
November 24, 2010 |
Christopher Sluka |
Oyster Bay |
NY |
The following approval published in Weekly Bulletin date November 19, 2010 is amended to read as follows:
Approval issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
November 10, 2010 |
45543 |
Robert R Galian |
Fairway Independent Mortgage Corp. |
THERE ARE NO SECTION III ITEMS THIS WEEK.
