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Weekly Bulletin
April 15, 2011

SECTION I

This section records the receipt of applications and notices to the Banking Department.   Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of  Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at:  http://www.banking.state.ny.us

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department.  Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY  10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311.  Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office.  This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site:  http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK = Bank
TR = Trust Company
PB = Private Banker
SD = Safe Deposit Company
HC = Holding Company
SB = Savings Bank
MK = Merchant Bank
SL = Savings and Loan Association
CU = Credit Union
IC = Investment Company
FA = Foreign Agency

FB = Foreign Branch
FR = Foreign Representative Office
PR = Premium Finance Agency
SF = Sales Finance Agency
LL = Licensed Lender
TM = Transmitter of Money
BP = Budget Planner
CC = Check Casher
MB = Mortgage Banker
BR = Mortgage Broker
MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division

CSD = Consumer Services Division


SECTION l

April 7, 2011 (LL-LFS)
AMERICAN GENERAL FINANCIAL SERVICES, INC.
601 N.W. Second Street, Evansville, IN  47701

Notification received for a change of name to Springleaf Financial Services of New York, Inc.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification of a change of name of a licensed lender company is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
 


April 11, 2011 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Notice of intention to close branch office at 3249 Union Street, North Chili, Town of Chili, Monroe County, New York 14514, received.

The comment period on this notice will expire May 16, 2011.


April 11, 2011 (TM-LFS)
SOFTGATE SYSTEMS, INC.
330 Passaic Avenue, Fairfield, NJ 07004

Amendment of an application for a license to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law, published in the Weekly Bulletin of February 19, 2010, to reflect a change in name from IPP of America, Inc., received.
The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


April 12, 2011(LL-LFS)
ONEMAIN FINANCIAL, INC.
300 St. Paul Place, Baltimore, MD 21202

Application for a license to engage in business as a licensed lender was received.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant. 


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination corrected to read as follows:
From:
August 4, 2010(MB-MBD)
Applicant(s)
Jordan D. Dorchuck
David M. Friedman
Robert L. Love, Jr.
Mark S. Zeidman
WLR Recovery Fund IV, LP
WLR AHM Co-Invest, LP
WLR IV Parallel Esc. LP
WLR/GS Master Co-Investment, LP
WLR Recovery Fund III, LP
As: AHMLSI
In Lieu of True Name American Home Mortgage Lending Solutions, Inc.
4600 Regent Blvd., Irving, TX 75063

To:
April 7, 2011 (MB-MBD)
Applicant(s)
Jordan D. Dorchuck
David M. Applegate
Robert L. Love, Jr.
Mark S. Zeidman
WLR Recovery Fund IV, LP
WLR AHM Co-Invest, LP
WLR IV Parallel Esc. LP
WLR/GS Master Co-Investment, LP
WLR Recovery Fund III, LP
As: AHMLSI
In Lieu of True Name American Home Mortgage Lending Solutions, Inc.
4600 Regent Blvd., Irving, TX 75063


Application to establish a Mortgage Loan Servicer’s Branch received for examination:

April 11, 2011 (MLS-MBD)
Full Service Branch
Servis One, Inc. DBA BSI Financial Services
901 Calle Amanecer, Suite 150A, San Clemente, CA 92673

April 11, 2011 (MLS-MBD)
Full Service Branch
Servis One, Inc. DBA BSI Financial Services
3030 Hartley Road, Suite 310, Jacksonville, FL 32257


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

April 8, 2008

Michael  M  Borchetta

New York

NY

June 10, 2008

Robert  A  Russo

Hauppauge

NY

June 25, 2008

Derek  William  Schaffer

Marlton

NJ

June 30, 2008

John  Ryan  Mcmahon

Syracuse

NY

July 10, 2008

Santa    Portino

White Plains

NY

October 23, 2008

Michael    Mcgovern

Rockville Centre

NY

December 31, 2008

John    La Spina

Staten Island

NY

January 6, 2009

Moshe    Berg

Spring Valley

NY

September 25, 2009

Frank    Guiliano

Farmingville

NY

November 20, 2009

Anne    Roberts

Churchville

NY

July 16, 2010

Gun  Tony  Kim

Flushing

NY

October 12, 2010

Hyung  Joo  Lee  .

Palisades Park

NJ

October 26, 2010

Syed G. Kibria

Bronx

NY

December 2, 2010

Darren  Gerrard  Simonson

Wheatley Heights

NY

December 15, 2010

Michael  Patrick  Atkinson

Waterford

MI

December 2, 2010

Lucas  Robert  Hansen

Yaphank

NY

December 23, 2010

Mallory  Ryan  Baringer

Saratoga Springs

NY

December 30, 2010

Charles  Edward  Rehor  Ll

Fairview Park

OH

January 11, 2011

Robert  M  Dupray

Gloucester

NY

January 14, 2011

Stacie    Barco

Williamsville

NY

January 24, 2011

Lowell  O  Benjamin  Jr

Rochester

NY

January 31, 2011

Michelle  L  Fraterrigo

St Augustine

FL

January 31, 2011

Charles  Alexander  Weiss

Fort Lauderdale

FL

February 1, 2011

Nathan    Posner

Forest Hills

NY

February 4, 2011

Gene  Karpel  Levy

Irvine

CA

February 7, 2011

Gregory  Allen  Harden

Jacksonville

FL

February 7, 2011

Allen    Lopez

Belle Mead

NJ

February 16, 2011

Susan  Katherine  Maher

Pittsford

NY

February 28, 2011

Brett  Thomas  Berg

Spring Hill

TN

March 7, 2011

Ronald  Durald  Garrett

Palisade

NJ

March 9, 2011

Jahn    Ramirez

South Ozone Park

NY

March 22, 2011

Michael  W  Cigliano

Jacksonville

FL

March 22, 2011

Joseph Mark Bargerstock

Westland

MI

March 23, 2011

Todd  Michael  Graf

Scottsdale

AZ


SECTION II

April 11, 2011 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901
CAPITAL BANK & TRUST COMPANY
1375 Washington Avenue, Albany, NY 12206
 
The Superintendent of Banks has filed, pursuant to the provisions of Section 601-b of the Banking Law, as of 11:59 p.m., April 8, 2011, a Bank Plan of Merger, dated as of October 14, 2010, as amended, and other required documents, providing for the merger of Capital Bank & Trust Company with and into Chemung Canal Trust Company under the name of Chemung Canal Trust Company.

The following banking offices of Capital Bank & Trust Company have become branch offices of Chemung Canal Trust Company:

1375 Washington Avenue, Albany, Albany County, NY 12206

145 Wolf Road, Town of Colonie, Albany County, NY 12205

594 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110

1365 New Scotland Road, Slingerlands, Town of Bethlehem, Albany County, NY 12159

7 Southside Drive, Town of Clifton Park, Saratoga County, NY 12065


April 11, 2011 (LL-LFS)
CITIFINANCIAL, INC. 
300 St. Paul Place, Baltimore, MD 21202
 
License to engage in business as a licensed lender at 1001 North Street, Endicott, NY 13760 was surrendered.


April 11, 2011 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
729 4th Avenue, Brooklyn, NY 11232

A license was issued to engage in business as a licensed casher of checks at 168 Nagle Avenue, New York, NY 10040.


April 12, 2011 (TM-LFS)
IME NEW YORK INC.
363 – 7th Avenue, Room 1500, New York, NY 10001
 
Application for the Superintendent’s prior approval of a change of control of Remesas Pujols Corp. a licensed money transmitter has been approved.


April 14, 2011, 2011 (TR-CRB)
CAPITAL BANK & TRUST COMPANY
1375 Washington Ave, Albany, NY 12206

Capital Bank & Trust Company, Albany, NY merged with and into Chemung Canal Trust Company, Elmira, NY, effective as of April 11, 2011.


April 14, 2011, 2011 (HC-CRB)
FORT ORANGE FINANCIAL CORPORATION
1375 Washington Ave, Albany, NY 12206

Fort Orange Financial Corporation, Albany, NY merged with and into Chemung Financial Corporation, Elmira, NY, effective as of April 11, 2011.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

April 06, 2011 (MB-MBD)
Reliance First Capital, LLC
270 South Service Road, Suite 25, Melville, NY 11747 2399


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

April 11, 2011 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP
39 Avenue at the Commons, Suite 101, Shrewsbury, NJ 07702


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law withdrawn:

April 12, 2011 (MB-MBD)
MortgageClose.com, Inc.
1600 North Broadway, Suite 500, Santa Ana, CA 92706


Certificate to engage in the business of a Mortgage Broker surrendered:

April 12, 2011 (BR-MBD)
Creative Mortgage
Brokerage Corporation
300 Rabro Drive, Suite 116, Hauppauge, NY 11788 4256
Effective Date: March 31, 2011

April 12, 2011 (BR-MBD)
Nathan R Wool D/B/A P M B C
475 South Oyster Bay Road, Plainview, NY 11803
Effective Date: March 31, 2011

April 12, 2011 (BR-MBD)
Paul Allen Thompson DBA First Shot Home Placement
1509 Atlantic Avenue, 1st Floor, Brooklyn, NY 11213
Effective Date: March 31, 2011

April 12, 2011 (BR-MBD)
Alumni Funding, LLC
1881 Western Avenue, Albany, NY 12203 6021
Effective Date: April 07, 2011

April 12, 2011 (BR-MBD)
Realty Service Consultants, Inc. D/B/A RSC Mortgages
1215 Montauk Highway, Oakdale, NY 11769 1434
Effective Date: March 31, 2011

April 12, 2011 (BR-MBD)
Hercules Capital LLC
1425 East Gun Hill Road, Bronx, NY 10469
Effective Date: April 07, 2011


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

April 08, 2011 (BR-MBD)
Full Service Branch
Panam Mortgage & Financial Services, Inc.
2064 New Hackensack Road, Poughkeepsie, NY 12603
Effective Date: April 06, 2011

April 12, 2011 (BR-MBD)
Full Service Branch
Alumni Funding, LLC
Three Franklin Square, Saratoga Springs, NY 12866
Effective Date: April 07, 2011

April 13, 2011 (BR-MBD)
Full Service Branch
Success Mortgage Inc.
39-07 Prince Street, Suite 6B, Flushing, NY 11354
Effective Date: April 11, 2011


License to engage in the business of a Mortgage Banker Branch surrendered:

April 07, 2011 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
627 Horseblock Road, Farmingville, NY 11738
Effective Date: April 01, 2011

April 08, 2011 (MB-MBD)
Full Service Branch
Meridian Residential Capital LLC D/B/A First Meridian Mortgage
Additional DBA(S): Trump Financial
550 West Old Country Road, Suite 300, Hicksville, NY 11801
Effective Date: April 06, 2011

April 13, 2011 (MB-MBD)
Full Service Branch
Odyssey Funding LLC
27 Frost Lane, Lawrence, NY 11516
Effective Date: April 12, 2011


Mortgage Broker Certificate Name Changes:

April 11, 2011 (BR-MBD)
From: Uptown Equity Corp.
To: Statewide Capital Mortgage Corp.


Mortgage Broker Branch Certificate Address Changes:

April 13, 2011 (BR-MBD)
Primerica Financial Services Home Mortgages, Inc.
From: 400 West Main Street, Suite 201, Riverhead, NY 11901
To: 193 Montauk Highway, Suite B, Speonk, NY 11972


Mortgage Banker Branch License Address Changes:

April 11, 2011 (MB-MBD)
US Mortgage Corporation DBA Mortgage Concepts
From: 19 West Main Street, Smithtown, NY 11787
To: 70-17 37th Avenue, Suite 2F, Jackson Heights, NY 11372


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Banking Department, in lieu of a hearing for fine and/or revocation of its mortgage banker license, to settle violations of Section 38.2(e) of the General Regulations of the Banking Board and Section 130.1(b) of the General Business Law for running newspaper advertisements that utilized restricted words in an unauthorized assumed name. The Settlement Agreement terms and conditions include a fine of $5,000.00.

April 11, 2011(MB-MBD)
NFM, Consultants in lieu of true corporate name NFM, Inc.
505 Progress Drive, Suite 100-115, Linthicum, MD 21090


Applications for authorization as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

January 11, 2011

Natalie  Ann  Lewis

Shirley

NY

January 21, 2011

German  A  Sissa

Manhasset

NY

April 1, 2011

Rebecca  L  Leonardo

Saratoga Springs

NY

April 1, 2011

Anna    Notara

New York

NY

April 6, 2011

Joseph    Borawski

Copiauge

NY

April 7, 2011

Harry  George  Bhoorasingh

Valley Stream

NY

April 7, 2011

Julissa  Maribel  Eusebio

Woodhaven

NY

April 8, 2011

Alexander  C  Franco

Staten Island

NY

April 8, 2011

Jeffrey  Todd  Resnick

Miller Place

NY

April 8, 2011

Philip    Tumminio

Port Jefferson

NY

April 8, 2011

Thomas  Edward  Stangle

Neshanic Station

NJ

April 8, 2011

Macaria  Mantua  Asunto 

Bronx

NY

April 8, 2011

John  J  Roach

Massapequa

NY

April 8, 2011

Phillip  I  Williams

Chester

NY

April 8, 2011

Maria    Fahner

Pelham

NY

April 8, 2011

Aaron    Kurlansky

Hollywood

FL

April 8, 2011

Mark  Edward  Daniels

Plymouth

MI

April 8, 2011

Timothy  Dee  Center

Fort Worth

TX

April 12, 2011

Christopher  David  Dabiere

Amsterdam

NY

April 12, 2011

Michael    Kotsis

Brooklyn

NY

April 12, 2011

Chris    Corbett

La Quinta

CA

April 12, 2011

Nathan    Kracht

Phoenix

AZ

April 13, 2011

Amanda  Jean  Martin

Willoughby

OH


Approvals/ Licenses issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

129424

Justin  Robert  Bolton

ADVANCED FINANCIAL SERVICES INC.

47123

Abby    Mintz

CANYON FINANCIAL GROUP, LLC

50034

Timothy    Rodriguez

RESIDENTIAL HOME FUNDING CORP. D/B/A RHF WHOLESALE

62426

Cecil    Canning

RELIANCE FIRST CAPITAL, LLC

284666

Adam    Schwartz

GOTHAM CITY MORTGAGE CORP.

59872

Robert  Lee  Adamo

LUXURY MORTGAGE CORP. D/B/A

17600

Brett  Joseph  Brucaleri

DMN MORTGAGE CORP.

21309

Frank  Xavier  Aiello

ADVANCED FUNDING SOLUTIONS, INC.

18987

John  Joseph  Capra

PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE SERVICES

51091

Scott    Weinstein

EAST COAST CAPITAL CORP.

45234

Nicholas  Edward  Maniscalco

INTERCONTINENTAL CAPITAL GROUP, INC.

67832

Ricardo  Octavio  Suarez

DREAM MORTGAGE AMERICA, L.L.C.

73369

Paul  Anthony  Gellert

CLIFFCO MORTGAGE BANKERS

98558

Jennifer Lin Schwegler-Cuadrado

TERRITORY MORTGAGE, INC.

127242

Matthew    Gleason

AMERICAN FINANCIAL RESOURCES, INC.

131728

Austin    Mcbean

MGN FUNDING CORP.

126061

Joseph  M.  Schleifer

SEMPER FINANCIAL MORTGAGE CORPORATION

148309

Yisroel    Greenstein

FAIRMONT FUNDING, LTD.

156284

Roc    Dalotto

VICTORY MORTGAGE

36814

Jeffrey  Thomas  Seabold

CS FINANCIAL, INC.

148823

Sammy    Takieddine

RESIDENTIAL FINANCE CORPORATION

8653

Gloria  Kit Wah  Wong

CONTINENTAL MORTGAGE BANKERS INC DBA FINANCIAL EQUITIES

111490

Peter    Ruggles

FRANKLIN FIRST FINANCIAL, LTD.

188714

Davidson    Petit-Frere

MORTGAGE SOURCE LLC

172079

Brandon  Scott  Sturman

CONTINENTAL HOME LOANS INC. D/B/A SENIOR HOME LOANS

255124

Stacie    Handwerker

CONTINENTAL BROKERAGE CORP.

297652

Mitchell  A  Abosch 

INTERSTATE HOME LOAN CENTER, INC.

161621

Theresa  Marie  Derosa

HOME LOAN CENTER, INC.

242313

Joseph  John  Demasi

HOME LOAN CENTER, INC.

111333

Sean    Clark

ADVISORS MORTGAGE GROUP, L.L.C.

332598

Dominick  Michael  Radomski

ASSOCIATED MORTGAGE BANKERS, INC.

375852

Robert    Byman

PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE SERVICES

202350

Scott  A.  Barnes

GENERATION MORTGAGE COMPANY

375846

Karl    Bostwick

PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE SERVICES

372902

Michael  Galvin  Merrick

EMBRACE HOME LOANS, INC.

38735

Anthony    Chastanet

INTERCONTINENTAL CAPITAL GROUP, INC.

379452

Patricia  Anne  Roessel

RESIDENTIAL HOME FUNDING CORP. D/B/A RHF WHOLESALE

372700

Neil  James  Surgenor

CONTINENTAL MORTGAGE BANKERS INC

371518

Sherry    Janitz

AMERICAN FINANCIAL RESOURCES, INC.

386024

Jordan  George  Lewis

UPSTATE CAPITAL INC.

365518

Trevor  Rylan  Powers

EMBRACE HOME LOANS, INC.

201871

Gerard  Richard  Longo

UNITED FINANCIAL SERVICES INC.

376357

Deborah  Kay  Deflores

CARRINGTON MORTGAGE SERVICES, LLC

31973

James  Anthony  Cardinal

PROSPECT MORTGAGE, LLC

39323

Eli    Stella

AMERIPATH MORTGAGE CORPORATION

48864

Frank    Ranallo

HERITAGE MORTGAGE CORPORATION

72169

Liliana  E.  Sluk

PROSPECT MORTGAGE, LLC

79065

Bruce    Salik

METROCITIES MORTGAGE, LLC

83569

Anders  L  Nilsson

METROCITIES MORTGAGE, LLC

78755

Frank  Michael  Beaver

PROSPECT LENDING, LLC PROSPECT MORTGAGE LLC

88068

Brian  Robert  Belcer

PROSPECT MORTGAGE, LLC

89700

Lillian    Kelley

METROCITIES MORTGAGE, LLC

97378

Kurt    Endres

METROCITIES MORTGAGE, LLC

150856

Clarissa  Miranda  Chueire 

REAL ESTATE MORTGAGE NETWORK, INC.

166259

Steven  Leneer  Wall

METROCITIES MORTGAGE, LLC

180628

Adam  M  Hynes

METROCITIES MORTGAGE, LLC

181495

Takahiro  Carl  Settles

AMERIPATH MORTGAGE CORPORATION

32343

Nathaniel  Eugene  Pendleton

AMERIPATH MORTGAGE CORPORATION

219880

Nicholas    Scattareggia

PROSPECT MORTGAGE, LLC

243589

John  Robert  Kiyak

PROSPECT MORTGAGE, LLC

258057

John  Michael  Palmiotto

PROSPECT MORTGAGE, LLC

53475

Dominick  Joseph  Arcamone 

FRANKLIN FIRST FINANCIAL, LTD. D/B/A

67003

Brian    Burnham

AMERIPATH MORTGAGE CORPORATION

85324

Stephen  Thomas  Field

PROSPECT MORTGAGE, LLC

78695

Salvatore    Mangiameli

METROCITIES MORTGAGE, LLC

100035

Corey  Steven  Anglin

CENTRAL MORTGAGE BANCORP, INC. D/B/A

87488

Nathan  A  Burt

FLAGSHIP FINANCIAL GROUP, LLC

41337

Jason  Timothy  Smith

GMAC MORTGAGE, LLC D/B/A DITECH.COM

183848

Sam  Paul  Jannazzo

METROCITIES MORTGAGE, LLC

135346

Karen  Lee  Mcglynn 

NEW PENN FINANCIAL, LLC

26010

Fraidy    Rapaport

UPSCALE EQUITIES, INC.

311505

Robert  Leonard  Ogden  Jr.

CHOICE NATIONAL MORTGAGE CORPORATION

256104

Adam  Christopher  Lowen

QUICKEN LOANS INC.

35068

Peter  Joel  Lecher

RELIANCE FIRST CAPITAL, LLC

40443

Salvatore  John  Costa

NEW PENN FINANCIAL, LLC

50701

Doundley  Alexander  Edwards

NAXELAND REAL ESTATE, INC. D/B/A

67734

Dwayne  Paul  Dundas

LEND-MOR MORTGAGE BANKERS CORP. D/B/A

6114

Kenneth  A  Heller

PREFERRED EMPIRE MORTGAGE COMPANY

73381

Brian  W  Duncan

US MORTGAGE CORPORATION DBA

73350

Kenneth  K   C  Sung

SUNG INTERNATIONAL MORTGAGE CORPORATION

96285

Michele  Ann  Sullivan

RELIANCE FIRST CAPITAL, LLC

137999

Wayne  Anthony  Murray

LMD REAL ESTATE & ASSESSMENT ADVISORY

111751

Rachelle    Nacht-Carmack

MORTGAGE MATCH INC.

148386

Cari  Ann  Marken

RESIDENTIAL FINANCE CORPORATION

173451

Curtis  Michael  Luckman

RG MORTGAGE INCORPORATED

173509

Olga    Savelov

UNIVERSAL MORTGAGE, INC.

186915

Abel  Orlando  Torres

COLE REALTY AND LENDING, INC. D/B/A CRL

246506

Timothy    Bompart

EQUITY CAPITAL FUNDING GROUP, INC.

269822

David  A  Binks

AMERICAN GENERAL HOME EQUITY, INC.

307644

James  Joseph  Warren

GMAC MORTGAGE, LLC D/B/A DITECH.COM

334897

William  John  Skody

REAL ESTATE MORTGAGE NETWORK, INC.

229251

Mark  Douglas  Drager

NEW DAY FINANCIAL, LLC

368805

Angel  R  Martinez

GUARANTEED HOME MORTGAGE COMPANY INC.

266671

Hortensia Teresita Gilmore-Bradley

PRIMERICA FINANCIAL SERVICES HOME MORTGAGES, INC.

323912

Michael  Richard  Levitz

FAMILY HOME FINANCE CORP.

204101

Frank  Anthony  Amato

1ST ALLIANCE LENDING, LLC

85992

Victor  Alejandro  Delapa

REAL ESTATE MORTGAGE NETWORK, INC.

345850

Michael  Anthony  Murphy

STATE FARM BANK, FSB

196335

John  Peter Benjamin  Nacy

QUICKEN LOANS INC.

355516

Kirsten  Anne  Palacios

STATE FARM BANK, FSB

152421

Joseph    Rand

RAND MORTGAGE LLC

27512

Dana  Adriana  Staniec

QUICKEN LOANS INC.

198868

Kory  Wayne  Witt

QUICKEN LOANS INC.

262987

Eric  Edwin  Schmutte

QUICKEN LOANS INC.

376080

Brett  Anthony  Granger

QUICKEN LOANS INC.

368232

Thomas  Patrick  Sweeney

QUICKEN LOANS INC.

377726

Jeffrey  Roger  Crain

RESIDENTIAL FINANCE CORPORATION

367079

Marcus  Hout  Bierbaum

QUICKEN LOANS INC.

312293

Robert  M  Davis

GENE BURSHTEIN ENTERPRISES, INC.

376090

Maha  Jamal  Jaafar

QUICKEN LOANS INC.


SECTION III

April 4, 2011
NBT BANK, NATIONAL ASSOCIATION
2950 Route 11, Whitney Point, NY 13862, Broome County

Application to open a new branch, received.