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New York State Department of Financial Services

Weekly Bulletin
July 29, 2011

SECTION I

This section records the receipt of applications and notices to the Banking Department.   Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of  Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at:  http://www.banking.state.ny.us

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department.  Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Toney Bland, Deputy Comptroller, Office of the Comptroller of the Currency, 340 Madison Avenue, 5th Floor, New York, NY  10017 and Mr. Brian Steffey, Office of Thrift Supervision, Harborside Financial Center Plaza Five, Suite 1600, Jersey City, NJ 07311.  Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office.  This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Web site:  http://www.occ.treas.govand via the Office of Thrift Supervision’s Web site at: http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK = Bank
TR = Trust Company
PB = Private Banker
SD = Safe Deposit Company
HC = Holding Company
SB = Savings Bank
MK = Merchant Bank
SL = Savings and Loan Association
CU = Credit Union
IC = Investment Company
FA = Foreign Agency

FB = Foreign Branch
FR = Foreign Representative Office
PR = Premium Finance Agency
SF = Sales Finance Agency
LL = Licensed Lender
TM = Transmitter of Money
BP = Budget Planner
CC = Check Casher
MB = Mortgage Banker
BR = Mortgage Broker
MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division


SECTION l

July 22, 2011 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY  11385

Notice of intention to establish an electronic facility (automated teller machine) at the Myrtle Avenue Festival, 60-91 Myrtle Avenue, Glendale, Borough of Queens, City of New York 11385, received.

(This is a mobile facility which is to operate on August 7, 2011, and annually thereafter at the above event.)


July 27, 2011 (SB-CRB)
THE ONEIDA SAVINGS BANK
182 Main Street, Oneida, NY 13421

Application dated July 25, 2011 for permission to open and occupy a branch office at 7812 Turin Road, Rome, Oneida County, NY 13441, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

July 26, 2011 (BR-MBD)
Applicant(s)
Henry G. Hortenstine
Michael Roy Schlaff
Theresa Annette Van Ryn Ainsworth
Zenta US Holdings Inc.
As: Zenta Mortgage Services, LLC
8215 Forest Point Boulevard, Suite 100, Charlotte, NC 28273 5509


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

July 21, 2011 (MB-MBD)
Applicant(s)
Shawn D. Cassidy
Robert Opdyke, Jr.
Emmett Laffey
Mark Laffey
Thomas Francis Drew, III
Wells Fargo Ventures, LLC
Greenvale Colonial House, LLC
As: First Allied Home Mortgage, LLC
333 Jericho Turnpike, Suite 211, Jericho, NY 11753 1104

July 25, 2011 (MB-MBD)
Applicant(s)
Kevin Bruce Bjork
Dean Jeffrey Haugen
Gregory Ray Jaeger
William Edward Wetsel, Jr.
Joseph Patrick Schmulbach
Wells Fargo Ventures, LLC
USAA Mortgage Solutions, LLC
As: Military Family Home Loans, LLC
800 Walnut Street, 2nd Floor, Des Moines, IA 50309 3605

July 25, 2011 (MB-MBD)
Applicant(s)
Stephen Ryan Meyers
Christopher Meyers
John Terry Heroff
Lorraine Lander
Mark Logue
Wells Fargo Ventures, LLC
Silvermine Ventures, LLC
As: Thoroughbred Mortgage, LLC
800 Westchester Avenue, Suite S432, Rye Brook, NY 10573 1354

July 26, 2011 (MB-MBD)
Applicant(s)
Kirk M. Leonard
Harry John Sauer, III
Dean Jeffrey Haugen
Kevin Bruce Bjork
Daniel M. Martin
Wells Fargo Ventures, LLC
E.J. Mortgage, LLC.
Edward D. Jones & Co, L.P.
The Jones Financial Companies, L.L.L.P.
EDJ Holding Co.
As: Edward Jones Mortgage, LLC
2710 5th Avenue South, Minneapolis, MN 55408 1772

Application to establish a Mortgage Broker's Branch received for examination:

July 27, 2011 (BR-MBD)
Full Service Branch
Canyon Mortgage Corp.
75-14 Jamaica Avenue, Unit C, Woodhaven, NY 11421


Application to establish a Mortgage Banker's Branch received for examination:

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
7308 Northern Boulevard, Jackson Heights, NY 11372

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
116 Plandome Road, Manhasset, NY 11030

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
1643 Hillside Avenue, New Hyde Park, NY 11040

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
25501 Northern Boulevard, Little Neck, NY 11362

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
200 Middle Neck Road, Great Neck, NY 11021

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
6336 Northern Boulevard, East Norwich, NY 11732

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
191 Hillside Avenue, Williston Park, NY 11596

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
735 Port Washington Boulevard, Port Washington, NY 11050

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
20 Miller Place, Syosset, NY 11791

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
55 Northern Boulevard, Suite 212, Greenvale, NY 11548

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
241 Post Avenue, Westbury, NY 11590

July 21, 2011 (MB-MBD)
Full Service Branch
First Allied Home Mortgage, LLC
24902 Hillside Avenue, Bellerose, NY 11426

July 27, 2011 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
68 Southfield Avenue, 1st Floor, Stamford, CT 06902

July 27, 2011 (MB-MBD)
Full Service Branch
Mortgage World Bankers, Inc.
32-56 Steinway Street, 1st Floor, Astoria, NY 11103

July 27, 2011 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp. D/B/A Jet Direct Mortgage
11115 Liberty Avenue, Suite A, Richmond Hill, NY 11419

July 27, 2011 (MB-MBD)
Full Service Branch
Syracuse Securities, Inc.
1583 East Genesee Street, Office No. 2, Skaneateles, NY 13152

July 27, 2011 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
71-73 Denison Parkway, Corning, NY 14830

July 27, 2011 (MB-MBD)
Full Service Branch
Residential Home Funding Corp. D/B/A RHF Wholesale
1787 Sentry Parkway West, Building 18, Suite 130, Blue Bell, PA 19422

July 27, 2011 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
304 Federal Road, Suite 211, Brookfield, CT 06804

July 27, 2011 (MB-MBD)
Full Service Branch
Thoroughbred Mortgage, LLC
273 Mamaroneck Avenue, White Plains, NY 10605

July 27, 2011 (MB-MBD)
Full Service Branch
Thoroughbred Mortgage, LLC
703 East Main Street, Shrub Oak, NY 10588

July 27, 2011 (MB-MBD)
Full Service Branch
Thoroughbred Mortgage, LLC
1325 Route 55, Lagrangeville, NY 12540

July 27, 2011 (MB-MBD)
Full Service Branch
Thoroughbred Mortgage, LLC
1989 Route 52, East Fishkill, NY 12533

July 27, 2011 (MB-MBD)
Full Service Branch
Thoroughbred Mortgage, LLC
16 Elm Place, Rye, NY 10580


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

June 26, 2008

27923

Matthew    Muskan

Macomb

MI

July 7, 2008

67940

Debashish    Debnath

Briarwood

NY

June 26, 2009

181439

Christopher  Michael   Manning

Jacksonville

FL

December 8, 2010

370897

Stephen  Lester  Hamm

Charlestown

IN

March 4, 2011

430037

Yeh Hui Liu

Sunnyside

NY

March 7, 2011

251675

Ronald  Durald  Garrett

Palisade

NJ

April 4, 2011

396197

Solomon    Wieder

Brooklyn

NY

April 13, 2011

255876

Matthew   Joseph Bollitier

Lasalle

ON-Canada

April 18, 2011

146567

Anthony  Darnell  Hugan

Ann Arbor

MI

May 13, 2011

204837

Thomas  D  Jagger

Lake Hopatcong

NJ

May 23, 2011

117250

Timothy Edward Rhodes

Ellicott City

MD

June 1, 2011

249004

Michael  Albert  Quiroz

Oakdale

NY

June 6, 2011

715674

Andrew    Rallo

Oceanside

NY

June 7, 2011

299378

Dmitry    Gorodichev

New York

NY

June 8, 2011

41303

Farhad    Bokhour

Great Neck

NY

June 8, 2011

416604

Tyrone    Lanzo

Johnson City

NY

June 17, 2011

133421

William  Joseph  Prudden

Lewis Center

OH

June 28, 2011

472249

Kerin  Elizabeth  Murphy

Mckinney

TX

June 28, 2011

613220

Carol  Ann  Wells-Parker

Jacksonville

FL

June 28, 2011

613217

Gwendolyn  Joann  Washington

Jacksonville

FL

June 28, 2011

345474

Kevin  Michael  Fields

Knoxville

TN

June 28, 2011

462822

Michael  Joseph  Hedrick

Rockster

NY

June 29, 2011

493328

Rachel  Marie  Davis

Detroit

MI

June 29, 2011

33874

Daniella  Ann  Murcko

Scottsdale

AZ

June 29, 2011

351645

Travis  Daniel  Wachter

North Olmsted

OH

June 29, 2011

493373

Brandon  Lee  Kurtz

Chandler

AZ

June 29, 2011

70499

Christopher  Denton  Beck

Windsor

NY

June 30, 2011

385454

Wendell  William  Robinson  Jr.

Mentor

OH

June 30, 2011

420359

Peter  David  Rosewicz

Akron

OH

June 30, 2011

5219

John  Joseph  Casey  Iv

Philadelphia

PA

July 1, 2011

205445

Jason  Solomon  Jesudoss

Chicago

IL

July 5, 2011

380299

Steven  Andrew  Zimmerman

Warwick

RI

July 5, 2011

542937

Rachael  Kathryn  Giannetti

Massapequa

NY

July 5, 2011

260593

Anthony  Thomas  D'Angelo

Mayfield Heights

OH

July 6, 2011

262820

John  Arthur  Stineman

Darien

CT

July 6, 2011

586003

Claudio  F.  Carvalho  Jr.

Frisco

TX

July 6, 2011

403395

Andrew  Wilson  Beckett

Columbia

MO

July 6, 2011

212632

David  Arthur  Hubbs

Irvine

CA

July 6, 2011

500246

Michael  Joseph  Sanwald

Yardley

PA

July 6, 2011

28144

Brian  Christopher  Jahnsen

Columbia

MI


SECTION II

July 15, 2011 (CC-LFS)
UNEEDA CHECK CASHING, INC.
2033 Second Avenue, New York, NY 10029

License to engage in business as casher of checks at 120 East 167th Street, Bronx, NY 10456 was surrendered.


July 16, 2011 (TR-FWB)
ICE TRUST U.S. LLC
One North End Avenue, New York, NY 10282

In accord with Sections 725 and 763 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Pub. L. No. 111-203 (2010), ICE Trust U.S. LLC converted on July 16, 2011 from a limited purpose trust company chartered under the New York Banking Law to ICE Clear Credit LLC, a limited liability company chartered under the Delaware Limited Liability Company Act, regulated as a Derivatives Clearing Organization and Securities Clearing Agency respectively by the United States Commodities Futures Trading Commission and the United States Securities Exchange Commission.


July 22, 2011 (TR-FWB)
BANK OF TOKYO-MITSUBISHI UFJ TRUST COMPANY
1251 Avenue of the Americas, New York, NY 10020

Application, pursuant to Section 605.8 of the Banking Law, to sell more than 50% of its assets to its parent, The Bank of Tokyo-Mitsubishi UFJ, Ltd., Tokyo, Japan, as part of a corporate reorganization, approved by the Superintendent of Banks.


July 22, 2011 (FB-FWB)
BANCO DO BRASIL, S.A.
Brasilia, Brazil

Branch office temporarily located at 600 Fifth Avenue, Borough of Manhattan, City of New York 10020 pursuant to Certificate of Authorization dated July 19, 2010, relocated to permanent site at 11 West 42nd Street, Borough of Manhattan, City of New York 10036, effective July 2, 2011.


July 22, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 1055 Thomas Jefferson Street Northwest, Washington, D.C. 20007, surrendered for cancellation.

Office discontinued as of July 15, 2011.


July 26, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office at Bloomsburg University of Pennsylvania, 400 East 2nd Street, Town of Bloomsburg, Columbia County, PA 17815.


July 26, 2011(LL-LFS)
ONEMAIN FINANCIAL, INC.
300 St. Paul Place, Baltimore, MD  21202

Branch licenses were issued to reflect the transfer of branches from CitiFinancial, Inc. to OneMain Financial, Inc. to engage in business as a licensed lender at 41 locations. In addition, authorizations were issued for the following 41branch locations to conduct the following other businesses: solicit and sell a home security plan and solicit and sell an auto security plan:

1102 Union Road, Southgate Place, West Seneca, NY  14224
3190 Niagara Falls Blvd., Amherst, NY 14228
1626 Clark St. Rd., Suite 26, Auburn, NY  13021
4152 West Main Street, Batavia, NY  14020
372 W. Washington Street, Bath Plaza, Bath, NY  14810
2375 State Route, 332 Boca Commons, Canandaigua, NY  14424
6195 Route 31, Suite 8, Lakeshore Heights Plaza, Cicero, NY  13039
4779 Transit Road, Transit French Plaza, Depew, NY  14043
830 County Rd., 64 Consumer Square, Elmira, NY  14903
605 Munn Road, 2nd Floor, Fort Mill, SC 29715
29 East Main Street, Fredonia, NY  14063
632 Stewart Avenue, Stewart Plaza Shop. Ctr., Garden City, NY 11530
23 Arterial Plaza 30A, Gloversville, NY 12078
365r Harry L Drive, The Small Mall, Johnson City, NY  13790
580 Kings Mall Court, Kingston, NY  12401
282A Portion Road, Lake Shore Commons, Lake Ronkonkoma, NY  11779
515 Troy Schenectady Road, Circle West Plaza, Suite 7, Latham, NY 12110
619 Sunrise Highway, Philips Plaza, Lynbrook, NY  11563
164 Harte Haven Plaza, Massena, NY  13662
731 Rte. 211 East, Stoneridge Mini Mall, Middletown, NY  10940
555 S. Columbus Avenue, Suite 102, Mount Vernon, NY  10550
400 Route 17M, Federal Plaza Store 15 &16, Monroe, NY  10950
211 West Route 59, Nanuet Shoparama, Nanuet, NY  10954
4654 Commercial Drive, Pier One Plaza, New Hartford, NY  13413
1004 Oneida Plaza Dr., Oneida, NY  13421
140 State Route 104, Oswego Plaza – Suite 3, Oswego, NY  13126
51 Smithfield Boulevard, Shoppes At Smithfield, Plattsburgh, NY  12901
756 Upper Glen Street, Queensbury Plaza Suite 10A, Queensbury, NY  12804
600 N. Greenbush Road, Greenbush Commons, Rensselaer, NY  12144
737 Old Country Road, Riverhead Plaza, Riverhead, NY  11901
2518 Ridgeway Ave., Erie Canal Commons, Rochester, NY  14626
127 Ballston Avenue, Saratoga Springs, NY  12866
1400 Altamont Avenue, Hannaford Plaza, Schenectady, NY  12303
169 Delaware Avenue, Sidney, NY  13838
1756 Forest Avenue, Forest Promenade Suite H, Staten Island, NY  10303
3179 Erie Boulevard East, Hechinger Plaza, Syracuse, NY  13214
2800-2802 Sheridan Drive, Tonawanda, NY 14150
1063-B Arsenal Street, Watertown, NY  13601
1900 Empire Boulevard, Webster, NY  14580
738 Route 9, Fishkill Plaza Suite 23, Fishkill, NY  12524
401 Elmira Road, Suite 6, Ithaca, NY  14850

In conjunction with the above, 41 branch licenses and authorizations were surrendered by CitiFinancial, Inc.


July 27, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Approval given to change the location of branch office from 161 Bay Street (27th Floor), Toronto, Ontario, Canada to 161 Bay Street (25th Floor), Toronto, Ontario, Canada, on or after July 28, 2011.


July 27, 2011 (SB-CRB)
First Central Savings Bank
70 Glen Street, Glen Cove, NY 11542

The Superintendent’s approval in principle of the “Certificate of Amendment of the Organization Certificate of First Central Savings Bank under Section 8005 of the Banking Law” was granted.

The amendment provides for an increase in the number of authorized shares of capital stock from 4,500,000 shares to 8,250,000 shares, all with par value of $5.00 each share. 


July 28, 2011 (CC-LFS)
BELAIR PAYROLL SERVICES, INC.
159-17 Northern Boulevard, Flushing, NY 11358-1636

The Superintendent issued an Order of Suspension against Belair Payroll Services, Inc., pursuant to Section 373(2) of the Banking Law.  Commencing on July 28, 2011, all licenses to engage in the business of casher of checks that are issued in the name of Belair Payroll Services, Inc. are suspended for a period not to exceed 90 days:

• 159-17 Northern Boulevard, Flushing, NY 11358-1636
• 134-10A Guy R. Brewer Boulevard, Jamaica, NY 11434
• 206-01 Hollis Avenue, Queens Village, NY 11429
• 207-14 Northern Boulevard, Bayside, NY 11361
• 87-12 Rockaway Beach Boulevard, Rockaway Beach, NY 11693


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

July 26, 2011 (BR-MBD)
Full Service Branch
CalCon Mutual Mortgage Corporation
469 7th Avenue, Office #225, New York, NY 10018


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 26, 2011 (MB-MBD)
Full Service Branch
Ark Mortgage, Inc.
300 Main Street, Suite 2A, Lakewood, NJ 08701

July 26, 2011 (MB-MBD)
Full Service Branch
Mortgage Access Corp. DBA Weichert Financial Services
1625 Route 10 East, Morris Plains, NJ 07950

July 26, 2011 (MB-MBD)
Full Service Branch
Real Estate Mortgage Network, Inc. D/B/A Menlo Park Funding
440 Market Street, Elmwood Park, NJ 07407

July 26, 2011 (MB-MBD)
Full Service Branch
Equity Home Capital LLC In Lieu of True Name Equity Loans, LLC
517 Route 1 South, 2nd Floor, Suite 2200, Iselin, NJ 08830

July 26, 2011 (MB-MBD)
Full Service Branch
Residential Home Funding Corp. D/B/A RHF Wholesale
30 Freneau Avenue, Suite 2C, Matawan, NJ 07747

July 26, 2011 (MB-MBD)
Full Service Branch
Syracuse Securities, Inc.
7763 Turin Road, Room 2, Rome, NY 13440

July 26, 2011 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
504 Elmwood Avenue, Buffalo, NY 14222

July 26, 2011 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
247 Route 100, Suite 2008, Somers, NY 10589

July 26, 2011 (MB-MBD)
Full Service Branch
Mortgage Master, Inc.
590 Madison Avenue, 18th Floor, Suite 1840, New York, NY 10022

July 26, 2011 (MB-MBD)
Full Service Branch
Equity Home Capital LLC In Lieu of True Name Equity Loans, LLC
1118 Campus Drive West, Morganville, NJ 07751


Certificate to engage in the business of a Mortgage Broker surrendered:

July 26, 2011 (BR-MBD)
Eretz Funding NJ Ltd. D/B/A Emes Funding
426 Clifton Avenue, Lakewood, NJ 08701
Effective Date: July 25, 2011

July 26, 2011 (BR-MBD)
Mortgage Innovations Group LLC
99 Grosvenor Road, Rochester, NY 14610 2513
Effective Date: July 19, 2011

July 26, 2011 (BR-MBD)
Strategic Capital Group Inc.
15 Chester Avenue, White Plains, NY 10601
Effective Date: June 30, 2011

July 26, 2011 (BR-MBD)
Ravert Capital CORP.
67 Donnelly Drive, Ridgefield, CT 06877 5610
Effective Date: July 18, 2011


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

July 26, 2011 (BR-MBD)
Full Service Branch
Mortgage Innovations Group LLC
3324 West Lake Road, Canandaigua, NY 14424
Effective Date: July 19, 2011

July 26, 2011 (BR-MBD)
Full Service Branch
Universal Mortgage, Inc.
5 Penn Plaza, 23rd Floor, New York, NY 10001
Effective Date: July 18, 2011

July 26, 2011 (BR-MBD)
Full Service Branch
Allied Financial LLC D/B/A Iron Mortgage
Lincoln Center, Unit 3A, Reetz & Lincoln Avenue, Hulmeville, PA 19047
Effective Date: July 25, 2011


License to engage in the business of a Mortgage Banker Branch surrendered:

July 27, 2011 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
1 Pleasure Island Road, Suite 2C, Wakefield, MA 01880
Effective Date: July 26, 2011


The following Registered Mortgage Brokers have failed to fully pay the general assessment, in violation of Section 17.2 of the Banking Law. Their mortgage broker registrations have expired, pursuant to Section 592-a of the New York Banking Law.

July 22, 2011 (BR-MBD)
Sibadan & Sibadan Brokerage Inc
117-02 Rockaway Blvd, South Ozone Park, NY 11420

July 22, 2011 (BR-MBD)
Logistics Funding Group Inc
2841 Wellman Avenue, 1st Floor, Bronx, NY 10461 5424

July 22, 2011 (BR-MBD)
Powan K. Singh D/B/A P K Associate
1216 Liberty Avenue, Brooklyn, NY 11208

July 22, 2011 (BR-MBD)
Sterling Mortgage Corporation
91 Broadhollow Road, Suite 101, Melville, NY 11747 2503

July 22, 2011 (BR-MBD)
U.S. Realty Services Inc.
1140 Broadway Suite 1607, New York, NY 10001

July 22, 2011 (BR-MBD)
Jericho Mortgage Associates, Inc.
375 Jericho Turnpike, Syosset, NY 11791

July 22, 2011 (BR-MBD)
Myrtle M Baptiste DBA Infinite Resources
143 Willis Avenue, Mineola, NY 11501

July 22, 2011 (BR-MBD)
Calvin A. Brainard D/B/A BMC Capital
51 State Street, Seneca Falls, NY 13148 1589

July 22, 2011 (BR-MBD)
Nicholas C. Pepe Corp.
85 Kingsland Avenue, Brooklyn, NY 11222

July 22, 2011 (BR-MBD)
Ekaterini Fokas
465 South Oyster Bay Road, Plainview, NY 11803

July 22, 2011 (BR-MBD)
RFS Financial Corp.
114 East 13th Street, New York, NY 10003

July 22, 2011 (BR-MBD)
LeNAC Enterprises Inc.
26 Court Street, Suite 2205, Brooklyn, NY 11242

July 22, 2011 (BR-MBD)
MSD Corp.
65 East John Street, Hicksville, NY 11801 1309

July 22, 2011 (BR-MBD)
Nacco Capital Corp.
1988 Bedford Avenue, Brooklyn, NY 11225

July 22, 2011 (BR-MBD)
Richard A. Carozza DBA RAC Mortgage Services
609 Rt. 109 Suite 2A, West Babylon, NY 11704

July 22, 2011 (BR-MBD)
Perri Funding Corp.
300 Bedford Avenue, Suite 201, Bellmore, NY 11710

July 22, 2011 (BR-MBD)
Magnet Portfolio Processing, Inc. DBA Processing Center
230 Hilton Avenue, Suite 206, Hempstead, NY 11550

July 22, 2011 (BR-MBD)
Mortgage Market LTD DBA New York Mortgage Center
112 Brook Road, Port Jefferson, NY 11777

July 22, 2011 (BR-MBD)
Nicholas Palumbo DBA The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533

July 22, 2011 (BR-MBD)
Money Capital Corp
1111 Route 110, Suite 354, East Farmingdale, NY 11735

July 22, 2011 (BR-MBD)
Empire Mortgage Associates, LLC
250 Carleton Avenue, 2nd Floor, Suite 3, East Islip, NY 11730 1222

July 22, 2011 (BR-MBD)
Royal Mortgage Services, Corp.
266 Jericho Turnpike, Suite G, Floral Park, NY 11001 2154

July 22, 2011 (BR-MBD)
Bluestone Mortgage Corp.
30 Jericho Executive Plaza, Suite 100C, Jericho, NY 11753

July 22, 2011 (BR-MBD)
United Funding Group Corp.
36-12 34th Avenue, Suite 300, Astoria, NY 11106 1358

July 22, 2011 (BR-MBD)
123 Money LLC U/A/N
Guardian Mortgage Associates
333 Jericho Turnpike, Suite 310, Jericho, NY 11753

July 22, 2011 (BR-MBD)
Royal Financing & Consulting Corp.
23-09 31st Street, Suite #1, Astoria, NY 11105

July 22, 2011 (BR-MBD)
Directcash Mortgage Services, Inc.
2730 Claudia Court, Bellmore, NY 11710

July 22, 2011 (BR-MBD)
Imperial Funding Corp.
95-05 Sutphin Blvd., Jamaica, NY 11435

July 22, 2011 (BR-MBD)
Patrick R. Campbell DBA Americap Mortgage Group
16 Red Creek Road, Hampton Bays, NY 11946 1307

July 22, 2011 (BR-MBD)
Constant Capital, Inc.
38-08 Bell Blvd., Bayside, NY 11361 2080

July 22, 2011 (BR-MBD)
Encore Capital Corp.
365 Hillside Avenue, Williston Park, NY 11596

July 22, 2011 (BR-MBD)
Overall Mortgage Corp.
1438 42nd Street, Lower Level, Brooklyn, NY 11219

July 22, 2011 (BR-MBD)
P.I.A. Services, Inc.
1314 Blondell Avenue, Bronx, NY 10461
Branch Offices:
25 Red Oak Lane, Lower Level, White Plains, NY 10604

July 22, 2011 (BR-MBD)
ProLine Mortgage Corporation
20 Church Avenue, 2nd Floor, Ballston Spa, NY 12020 1956

July 22, 2011 (BR-MBD)
Sunset Enterprises Inc.
6 Stephen Lane, Hicksville, NY 11801

July 22, 2011 (BR-MBD)
GMK Consultants, Inc. dba Blue Bay Mortgage
Additional DBA(S): Viva Mortgage
62 School Street, Suite B, Glen Cove, NY 11542

July 22, 2011 (BR-MBD)
R.F.W. Financial Corp. D/B/A Center State Mortgage
205 Highway 9, Freehold, NJ 07728 8561

July 22, 2011 (BR-MBD)
Caran Properties, Inc.
148 Madison Avenue, 8th Floor, New York, NY 10016 6700

July 22, 2011 (BR-MBD)
Your Home Funding, Inc.
515 Johnson Avenue, Suite 101, Bohemia, NY 11716 2671

July 22, 2011 (BR-MBD)
CreditLine Financial Services, Inc.
1863 Pond Road, Unit 2, Ronkonkoma, NY 11779 2664

Branch Offices:
1863 Pond Road, Unit 3, Ronkonkoma, NY 11779
1685 Grand Avenue, Suite 204, Baldwin, NY 11510

July 22, 2011 (BR-MBD)
Dalco Financial Services Inc.
120 Stevens Avenue, Mount Vernon, NY 10550 2605

July 22, 2011 (BR-MBD)
Consumer One Corp. d/b/a Consumer One Mortgage
154-2 Remington Boulevard, Ronkonkoma, NY 11779 6912

July 22, 2011 (BR-MBD)
Montvale Mortgage, LLC
660 Kinderkamack Road, Suite 204, Oradell, NJ 07649 1525

July 22, 2011 (BR-MBD)
Equity Source In Lieu of True Name Equity Source Home Loans, LLC
1120 Campus Drive West, Morganville, NJ 07751 1261

Branch Offices:
250 Carleton Avenue, Suite 2, Unit 2, East Islip, NY 11730
150 Airport Road, Suite 1100, Lakewood, NJ 08701
6903 15th Avenue, Suite #1, Brooklyn, NY 11228
15 North 5th Street, Suite 100, Saddle Brook, NJ 07663
88 New Dorp Plaza, Room 203, Staten Island, NY 10306

July 22, 2011 (BR-MBD)
GNS Funding Corp.
265 West 37th Street, Suite 620, New York, NY 10018

July 22, 2011 (BR-MBD)
Abound Financial Group, Inc.
751-759 Allerton Avenue, Suite 201, Bronx, NY 10467 8818

July 22, 2011 (BR-MBD)
Alpha Funding Group, Inc.
1729 East 12th Street, 4th Floor, Brooklyn, NY 11229

July 22, 2011 (BR-MBD)
Globe-West Enterprises, Inc.
5702 Avenue N, Suite 2, Brooklyn, NY 11234

July 22, 2011 (BR-MBD)
Efficiency Funding LLC
3017 Beverly Road, Brooklyn, NY 11226

July 22, 2011 (BR-MBD)
The Mortgage Office Corp.
621 Ann Street, Stroudsburg, PA 18360 2014

July 22, 2011 (BR-MBD)
Great Atlantic Mortgage and Financial Services, LLC
1911 Richmond Avenue, Suite 120, Staten Island, NY 10314
Branch Offices:
1900 Bleecker Street, Utica, NY 13501

July 22, 2011 (BR-MBD)
First Money Mortgage Group Ltd.
99 Tulip Avenue, Suite 305, Floral Park, NY 11001
Branch Offices:
2309 Union Boulevard, 2nd Floor, Islip, NY 11751

July 22, 2011 (BR-MBD)
Home Equity Funding Corp.
1305 Middle Country Road, Suite 4, Selden, NY 11784 2554

July 22, 2011 (BR-MBD)
Avrohom Becker
111 John Street, Suite 2500 N, New York, NY 10038 3101

July 22, 2011 (BR-MBD)
Homequest Mortgage & Financial Services Corporation
250 Fulton Avenue, Suite 420, Hempstead, NY 11550

July 22, 2011 (BR-MBD)
Flash Mortgage Solutions, Inc.
72-32 Broadway, Suite 301, Jackson Heights, NY 11372

July 22, 2011 (BR-MBD)
A & F Capital, Inc.
112-04 Springfield Boulevard, Queens Village, NY 11429 2650

July 22, 2011 (BR-MBD)
Strategic Capital Group Inc.
15 Chester Avenue, White Plains, NY 10601

July 22, 2011 (BR-MBD)
Academy Capital Corp.
4625 White Plains Road, Bronx, NY 10470 1612

July 22, 2011 (BR-MBD)
DFC Consultants, Inc. D/B/A All Credit Funding
375 Commack Road, Suite 200, Deer Park, NY 11729

July 22, 2011 (BR-MBD)
R-Funding Corp.
101 Suffolk Boulevard, Atlantic Beach, NY 11509 1221

July 22, 2011 (BR-MBD)
DMN Mortgage Corp.
960 Jericho Turnpike, St. James, NY 11780 3219

July 22, 2011 (BR-MBD)
Signature Mortgage Capital, LLC
68 South Service Road, Suite 100, Room 106, Melville, NY 11747

July 22, 2011 (BR-MBD)
Platinum Select Mortgage Corp.
92 Atlantic Avenue, Freeport, NY 11520

July 22, 2011 (BR-MBD)
Bright Tomorrow Funding Inc.
199-21 Linden Boulevard, St. Albans, NY 11412 3221

July 22, 2011 (BR-MBD)
Altis Home Funding, Corp.
560 Route 303, Suite 218, Orangeburg, NY 10962 1329

July 22, 2011 (BR-MBD)
MLB Residential Mortgage, Ltd.
39 Peachtree Lane, Hicksville, NY 11801

July 22, 2011 (BR-MBD)
Platinum Home Finance, Inc.
1101 Stewart Avenue, Suite 303, Garden City, NY 11530

July 22, 2011 (BR-MBD)
J.M. Capital Group LLC
229 7th Street, Suite 205, Garden City, NY 11530

July 22, 2011 (BR-MBD)
Efficiency Mortgage Services, Ltd.
135-40 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023

July 22, 2011 (BR-MBD)
Cenmark Mortgage Company, Inc.
1460 Route 9 North, Suite 205, Woodbridge, NJ 07095 1400

July 22, 2011 (BR-MBD)
Executive Financing Group, LLC
100 West Nicolai Street, Suite 201, Hicksville, NY 11801

July 22, 2011 (BR-MBD)
Mortgages For America, LLC
2150 Joshua's Path, Suite 204, Hauppauge, NY 11788 4765

July 22, 2011 (BR-MBD)
Money Market Mortgage, LLC
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT 07074 2714

July 22, 2011 (BR-MBD)
One Step Up Realty, Inc.
319 Willis Avenue, Suite 102, Mineola, NY 11501

July 22, 2011 (BR-MBD)
Mortgage4sure.com, Corp.
8412 Fifth Avenue, 2nd Floor, Brooklyn, NY 11209 4761

July 22, 2011 (BR-MBD)
Habitat Funding Group, Inc
83-23 Broadway, 2nd Floor, Elmhurst, NY 11373

July 22, 2011 (BR-MBD)
The Murphy Agency LLC D/B/A 42nd Street Funding
60 East 42nd Street, Suite 2340A
New York, NY 10165

July 22, 2011 (BR-MBD)
Eastern New York Mortgage In Lieu of True Name East Coast Mortgage Corp.
100 Morris Avenue, Suite 300, Springfield, NJ 07081 1423

July 22, 2011 (BR-MBD)
Fair Home Enterprise Inc.
168-08 35th Avenue, Flushing, NY 11358 1735

July 22, 2011 (BR-MBD)
Deep Blue Capital Partners, Inc.
6 Kent Street, Staten Island, NY 10306 1212

July 22, 2011 (BR-MBD)
Tychor Mortgage Enterprises, Inc.
333 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ 07632 2705

July 22, 2011 (BR-MBD)
Narine Sumasar D/B/A Lexus Funding
101-05 120th Street, 1st Floor Rear, South Richmond Hill, NY 11419 2003

July 22, 2011 (BR-MBD)
Paragon Capital Funding Corp.
155 West 72nd Street, Suite 308, New York, NY 10023

July 22, 2011 (BR-MBD)
Lewis Hunt Enterprises, Inc.
3250 West Big Beaver Road, Suite 300, Troy, MI 48084 2909

July 22, 2011 (BR-MBD)
United Fidelity Mortgage LLC
637 Wyckoff Avenue, Suite 2, Wyckoff, NJ 07481 1442
Branch Offices:
53 Burd Street, 2nd Floor, Nyack, NY 10960

July 22, 2011 (BR-MBD)
Mortgage Links Inc.
2043 Richmond Avenue, Staten Island, NY 10314 3900


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

July 25, 2011 (BR-MBD)
United Funding Group Corp.
36-12 34th Avenue, Suite 300, Astoria, NY 11106 1358

July 25, 2011 (BR-MBD)
Patrick R. Campbell DBA Americap Mortgage Group
16 Red Creek Road, Hampton Bays, NY 11946 1307

July 25, 2011 (BR-MBD)
The Mortgage Office Corp.
621 Ann Street, Stroudsburg, PA 18360 2014

July 26, 2011 (BR-MBD)
Mortgages For America, LLC
2150 Joshua's Path, Suite 204, Hauppauge, NY 11788 4765

July 26, 2011 (BR-MBD)
DMN Mortgage Corp.
960 Jericho Turnpike, St. James, NY 11780 3219


Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

July 21, 2011 (BR-MBD)
AJM Funding Corp.
2303 Grand Avenue, Suite 200A, Baldwin, NY 11510 3168
Effective Date: July 14, 2011

July 21, 2011 (BR-MBD)
Family Home Funding, Corp. D/B/A FHF Mortgage
11 Kiel Avenue, Kinnelon, NJ 07405
Effective Date: July 13, 2011

July 21, 2011 (BR-MBD)
Principle Mortgage Group Corp.
73-35 195th Street, Fresh Meadows, NY 11366
Effective Date: July 11, 2011

July 21, 2011 (BR-MBD)
Tychor Mortgage Enterprises, Inc.
333 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ 07632 2705
Effective Date: July 07, 2011


Mortgage Broker Certificate Address Changes:

July 21, 2011 (BR-MBD)
North Capital Mortgage Corp.
From: 290 Union Blvd - Suite 5, Totowa, NJ 07512
To: 290 Union Boulevard, Suite 410, Totowa, NJ 07512 2609

July 26, 2011 (BR-MBD)
First Alliance Home Mortgage, LLC
From: 1 Woodbridge Center, Suite 225, Woodbridge, NJ 07095
To: 115 Main Street, Woodbridge, NJ 07095 2863

July 27, 2011 (BR-MBD)
Americana Mortgage Group, Inc.
From: 1615 Northern Blvd., Manhasset, NY 11030
To: 1615 Northern Boulevard, Suite 404, Manhasset, NY 11030 3033


Mortgage Banker License Address Changes:

July 26, 2011 (MB-MBD)
Guidance Residential, LLC
From: 11109 Sunset Hills Road, Suite 200, Reston, VA 20190
To: 11107 Sunset Hills Road, Suite 200, Reston, VA 20190 5376


Mortgage Banker Branch License Address Changes:

July 21, 2011 (MB-MBD)
New Penn Financial, LLC
From: 323 South Court Street, Suite 200, Medina, OH 44256
To: 13550 Falling Water Road, Suite 202, Strongville, OH 44136

July 26, 2011 (MB-MBD)
United Northern Mortgage Bankers Limited d/b/a Senior Security Home Advantage
From: 1975 Hempstead Turnpike, Suite 405, East Meadow, NY 11554
To: 2105 Williamsbridge Road, 2nd Floor, Bronx, NY 10461

July 26, 2011 (MB-MBD)
Nationwide Equities Corporation
From: 350 5th Avenue, Suite 5914, New York, NY 10118
To: 575 Lexington Avenue, 4th Floor, New York, NY 10022


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Banking Department, in lieu of a hearing for fine and/or revocation of its mortgage banker license, to settle violation of Section 38.2(e) of the General Regulations of the Banking Board for placing an online advertisement that utilized an unauthorized assumed name and restricted word. The Settlement Agreement terms and conditions include a fine of $5,000.00.

July 27, 2011 (MB-MBD)
M.T.G. Capital In Lieu of True Name Mortgage Capital Associates, Inc.
11150 West Olympic Boulevard, Suite 1160, West Los Angeles, CA 90064


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

July 20, 2011

7655

Michael  Vincent  Mccarson  Jr

Freeport

NY

July 27, 2011

30400

Jennifer  Marie  Navin

Dearborn Heights

MI

July 27, 2011

351099

Angela  Kristin  Gregorich

Canton

MI

July 27, 2011

32556

Scott  Gray  Petersen

N. Weymouth

MA


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

September 29, 2010

61631

Steven Braulio Munoz

Port Chester

NY

RESIDENTIAL HOME FUNDING CORP. D/B/A RHF WHOLESALE

April 6, 2011

68186

Charles  Runyan

Kinderhook

NC

SEFCU SERVICES, LLC

April 21, 2011

390124

Brandon  George  Wilhelmy

Ponte Vedra

FL

PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE SERVICES

May 3, 2011

129397

Eric    Cohen

Portchester

NY

INTERCONTINENTAL CAPITAL GROUP INC.

May 31, 2011

63882

Kevin Ladon Carter

Irving

TX

NATIONSTAR MORTGAGE LLC D/B/A

July 20, 2011

140849

Giacomo M Dipiazza

South Hackensack

NJ

BOND STREET MORTGAGE, LLC

July 22, 2011

31503

Krupesh  Mehta

East Elmhurst

NY

ISLAND CAPITAL SERVICES, LLC

July 22, 2011

21812

Mohammed Fahim

Hicksville

NY

MGN FUNDING CORP.

July 22, 2011

66219

Pat   Bartley

Bronx

NY

HOME CAPITAL MORTGAGE CORP.

July 22, 2011

76268

Richard Anthony  Botte

Spring Hill

FL

RFC MORTGAGE RESIDENTIAL FINANCE CORPORATION

July 22, 2011

73753

Nick  Leiman

Lakewood

NJ

LEIMAN MORTGAGE NETWORK, L.L.C.

July 22, 2011

69603

Ricci  Merendino

Colts Neck

NJ

EQUITY LOANS, LLC

July 22, 2011

92673

Nibedita  Acharya

Lakeforest

CA

Carrington Mortgage Services, LLC

July 22, 2011

372690

Owen  David  Black

Cherry Hill

NJ

PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE SERVICES

July 22, 2011

373917

Jeffrey Charles Lux

Richboro

PA

GMAC MORTGAGE, LLC D/B/A DITECH.COM

July 22, 2011

376939

Charles O'Donnell

Brooklyn

NY

GENESIS HOME MORTGAGE CORP.

July 22, 2011

398067

Ming Chiu  Cheung

Flushing

NY

PROSPECT LENDING, LLC PROSPECT MORTGAGE LLC

July 22, 2011

283418

William  Wasley

Hackensack

NJ

S L BROOKE MORTGAGE

July 22, 2011

375801

Derek Kirk Meurer

Tempe

AZ

QUICKEN LOANS INC.

July 22, 2011

180985

Matthew Ray Jarboe

Louisville

KY

HOME LOAN CENTER, INC.

July 22, 2011

362555

Jennifer L Warren

Cheektowaga

NY

STATE FARM BANK, FSB

July 25, 2011

170512

Francisco Veras

Merrick

NY

CITY CAPITAL MORTGAGE BANKING CORP.

July 25, 2011

201215

James  Roscoe  Young  Jr

St. Augustine

FL

PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE SERVICES

July 28, 2011

78673

Michael  Calica

Westfield

NJ

GUARDHILL FINANCIAL CORP.


THERE ARE NO SECTION III ITEMS THIS WEEK.              


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