Weekly Bulletin
August 26, 2011
SECTION I
This section records the receipt of applications and notices to the Banking Department. Applications and notices received by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. This Weekly Bulletin may also be viewed online at the Banking Department’s Web site at: http://www.banking.state.ny.us
SECTION II
This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department. Actions relating to institutions supervised by the Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.
NOTE
The Weekly Bulletin formerly gave notice, in Section III, of applications filed by federally-chartered institutions (banks and thrifts) for new branches to be located in New York received from the Office of the Comptroller of the Currency or The Office of Thrift Supervision (now part of the OCC). Because the OCC no longer routinely sends copies of such applications to the Department, the Department has discontinued Section III. Such information is available on the website of the OCC at http://www.occ.treas.gov/tools-forms/tools/licensing/weekly-bulletin-corp-apps-search.html . (Searches may only be done on a state by state basis, and the results show applications of banks headquartered in that state. Thus, to find information about New York branch proposals by federally-chartered institutions headquartered in other states, it is necessary to search the headquarters state.)GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes |
|
BK = Bank |
FB = Foreign Branch |
Division Codes
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division
SECTION l
August 15, 2011 (FR-FWB)
RAIFFEISEN BANK INTERNATIONAL AG
Am Stadtpark 9, A-1030, Vienna, Austria
Application for a license to establish and maintain a representative office at 1133 Avenue of the Americas, Borough of Manhattan, City of New York 10036, received.
The comment period will expire on September 26, 2011.August 19, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notice of intention to close branch office in the parking lot of Summit Park Mall, 6929 Williams Road, Town of Wheatfield, Niagara County, NY 14304, received.
The comment period on this notice will expire September 26, 2011.
August 22, 2011 (BP-LFS)
CREDIT CARD MANAGEMENT SERVICES, INC. D/B/A DEBTHELPER.COM
4611 Okeechobee Blvd., Suite 114, West Palm Beach, Palm Beach County, FL 33417
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
August 24, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Application dated August 22, 2011 for permission to open and occupy a branch office at Bloomsburg University of Pennsylvania, 400 East 2nd Street, Town of Bloomsburg, Columbia County, PA 17815 for the limited purpose of opening accounts, received.
(This branch is to be in operation periodically at this location.)
August 24, 2011 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385
Applications dated August 22, 2011 for permission to open and occupy branch offices at the following five locations, received:
- The Atria of Lynbrook, 100 Peninsula Boulevard, Lynbrook, Nassau County, NY 11563;
- The Bristal at East Northport, 760 Larkfield Road, East Northport, Town of Huntington, Suffolk County, NY 11731;
- Belmont Villas, 409 Wyandanch Avenue, West Babylon, Town of Babylon, Suffolk County, NY 11704;
- Pinehurst, 3000 Brookwood Circle, East Patchogue, Town of Brookhaven, Suffolk County, NY 11772; and
- Conifer Village, 1 Brookwood Lane, East Patchogue, Town of Brookhaven, Suffolk County, NY 11772.
(These locations are to be serviced by a mobile branch facility on a periodic basis.)
August 24, 2011 (TR-CRB)
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC
59 Maiden Lane, New York, NY 10038
Application dated August 22, 2011 for permission to change the location of principal office from 59 Maiden Lane, Borough of Manhattan, City of New York 10038 to 110 Wall Street, Borough of Manhattan, City of New York 10005, received.
August 26, 2011 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632
An application was received for a license to engage in business as a licensed casher of checks in connection with the purchase of certain assets of R & M Check Cashing Corp. at 25 Willoughby Street, Brooklyn, NY 11201.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by September12, 2011.
August 26, 2011 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632
Applications were received for licenses to engage in business as a licensed casher of checks in connection with the purchase of certain assets of Check Busters Financial Services, Inc. at the following locations:
- 108-08 Guy R. Brewer Boulevard, Jamaica, NY 11433
- 119-07 Jamaica Avenue, Richmond Hill, NY 11419
The publication of receipt of these applications does not indicate that the applications are deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by September 12, 2011.
Application to establish a Mortgage Broker's Branch received for examination:
August 24, 2011 (BR-MBD)
Full Service Branch
Customized Mortgage Solutions, LLC
25 Smith Street, Suite 204, Nanuet, NY 10954
Application to establish a Mortgage Banker's Branch received for examination:
August 24, 2011 (MB-MBD)
Full Service Branch
Superior Home Mortgage In Lieu of True Name Superior Mortgage Corp.
14 Main Street, Suite 201, Madison, NJ 07940
August 24, 2011 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
2016 Grand Avenue, Suite 106, Baldwin, NY 11510
August 24, 2011 (MB-MBD)
Full Service Branch
RFC Mortgage In Lieu of True Name Residential Finance Corporation
27 Washington Street, Suite 10, Toms River, NJ 08753
August 24, 2011 (MB-MBD)
Full Service Branch
Mortgage Access Corp. DBA Weichert Financial Services
1900 Highway 35, Oakhurst, NJ 07755
August 24, 2011 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
14120 Ballantyne Corporate Place, Suite 200, Charlotte, NC 28277
August 24, 2011 (MB-MBD)
Full Service Branch
Meridian Residential Capital LLC D/B/A First Meridian Mortgage
Additional DBA(S): Trump Financial
36-51 Bell Boulevard, Suite 205, Bayside, NY 11361
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
July 1, 2008 |
68189 |
Matthew John Huling |
Port Gibson |
NY |
May 23, 2011 |
40144 |
Vincent F Gallipoli |
Middletown |
NY |
June 21, 2011 |
180005 |
Matthew Arik Stoffer |
Scottsdale |
AZ |
July 5, 2011 |
654271 |
James E Bannon Jr |
Coram |
NY |
July 6, 2011 |
65302 |
Sharlene Ann Nally |
West Henrietta |
NY |
July 7, 2011 |
8952 |
Samuel Peter Lamparello |
Watchung |
NJ |
SECTION II
June 23, 2011 (IC-FWB)
AIG FINANCE HOLDINGS, INC.
70 Pine Street, New York, NY 10270
Final Order and Judgment of Dissolution entered in the Supreme Court of the State of New York, County of New York, on June 23, 2011 in compliance with Section 605 of the Banking Law, dissolving AIG Finance Holdings, Inc., New York and terminating its corporate existence.
August 2, 2011 (CC-LFS)
ROEBLING CHECK CASHING CORP.
224 Broadway, Brooklyn, NY 11211
License to engage in business as casher of checks at 381 Metropolitan Avenue, Brooklyn, NY 11211 was surrendered.
August 18, 2011 (FB-FWB)
BNP PARIBAS
16, Boulevard des Italiens - 75009 Paris, France
The Department poses no objection to BNP Paribas’s establishing and maintaining an additional branch at 51 W. 52nd Street, Borough of Manhattan, City of New York 10019.
August 18, 2011 (CC-LFS)
RIDGE CHECK CASHING CORP.
63 Flatbush Avenue, Brooklyn, NY 11217
Licenses to engage in the business of casher of checks surrendered for the following locations:
- 775 Fulton Street, Brooklyn, NY 11217
- 7510 Third Avenue, Brooklyn, NY 11209
August 19, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following two locations:
- Shoppers Food & Pharmacy, 3301 North Ridge Road, Ellicott City, Howard County, MD 21043; and
- Sheetz Inc. Convenience Store, 3299 Ritner Highway, West Pennsboro Township, Cumberland County, PA 17241.
August 19, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following five locations:
- Sheetz Inc. Convenience Store, 1405-1407 Old Concord Road, Salisbury, Rowan County, NC 28146;
- Sheetz Inc. Convenience Store, 1710 Ruin Creek Road, Henderson, Vance County, NC 27536;
- Sheetz Inc. Convenience Store, 10206 South Main Street, Archdale, Randolph County, NC 27263;
- Sheetz Inc. Convenience Store, 810 Ritter Drive, Beaver, Raleigh County, WV 25813; and
- Sheetz Inc. Convenience Store, 85 West Wellsboro Street, Mansfield, Tioga County, PA 16933.
Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:
August 23, 2011 (BR-MBD)
LMB Mortgage Services, Inc.
6701 Center Drive West, Suite 300, Los Angeles, CA 90045 1558
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
August 23, 2011 (MB-MBD)
Full Service Branch
Syracuse Securities, Inc.
3 Franklin Square, Suite 4, Saratoga Springs, NY 12866
Certificate issued to engage in the business as a Mortgage Loan Servicer branch under Article 12-D of the New York State Banking Law:
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
5045 East Landon Drive, Anaheim, CA 92807
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
3435 Wilshire Boulevard, Los Angeles, CA 90010
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
500 Noblestown Road, Suite 101, Carnegie, PA 15106
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
1235 North Dutton Avenue, Suite E, Santa Rosa, CA 95401
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
150 North Martingale Road, Suite 850, Schaumburg, IL 60173
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
11150 West Olympic Boulevard, Suite 850, Los Angeles, CA 90064
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
5353 Mission Center Road, Suite 222, San Diego, CA 92108
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
11 South LaSalle Street, Suite 2150, Chicago, IL 60602
August 23, 2011 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
3701 Algonquin Road, Suite 360, Rolling Meadows, IL 60008
Certificate to engage in the business of a Mortgage Broker surrendered:
August 22, 2011 (BR-MBD)
Judy M Johnson
473 18th Street, Brooklyn, NY 11215
Effective Date: August 12, 2011
August 22, 2011 (BR-MBD)
RFS Financial Corp.
114 East 13th Street, New York, NY 10003
Effective Date: August 12, 2011
August 22, 2011 (BR-MBD)
Royal Mortgage Services, Corp.
266 Jericho Turnpike, Suite G, Floral Park, NY 11001 2154
Effective Date: August 17, 2011
August 22, 2011 (BR-MBD)
G M I Funding In Lieu of True Name G M I Home Loans, LLC
195 Route 9 South, Suite 109-111, Manalapan, NJ 07726
Effective Date: August 12, 2011
August 22, 2011 (BR-MBD)
Smart Funding Corp.
1809 East Dyer Road, #301, Santa Ana, CA 92705
Effective Date: August 18, 2011
August 23, 2011 (BR-MBD)
LowerMyBills, Inc.
6701 Center Drive West, Suite 300, Los Angeles, CA 90045 1558
Effective Date: August 23, 2011
August 24, 2011 (BR-MBD)
Advanced Funding Solutions, Inc.
926 Sunrise Highway, West Babylon, NY 11704 6107
Effective Date: August 09, 2011
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
August 22, 2011 (BR-MBD)
Full Service Branch
G M I Funding In Lieu of True Name G M I Home Loans, LLC
60 Broad Street, Suite 100, Red Bank, NJ 07701
Effective Date: August 12, 2011
License to engage in the business of a Mortgage Banker Branch surrendered:
August 22, 2011 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA(S): Presidents First Mortgage Bankers
Senior Funding Group
60 Main Street, Suite 100, Hamburg, NY 14075
Effective Date: July 27, 2011
August 24, 2011 (MB-MBD)
Full Service Branch
Home Loan Center, Inc.
11115 Rushmore Drive, Suite 200, Charlotte, NC 28277
Effective Date: August 23, 2011
Subsequent to a hearing conducted on June 9, 2011, the following company's mortgage broker registration was revoked on August 10, 2011. The Superintendent found that substantial evidence had been adduced that the Respondent, a mortgage broker violated the provisions of Sections 591-a of the New York Banking Law and Part 410.14 of the Superintendent's Regulations for failure to maintain a corporate surety bond.
August 10, 2011(MB-MBD)
Your Home Funding, Inc.
515 Johnson Avenue, Suite 101, Bohemia, NY 11716
The following Mortgage Broker was suspended effective August 19, 2011, for failure to maintain a Corporate Surety Bond in violation of Section 410.14 of Part 410 of the Superintendent's Regulations.
August 19, 2011(MB-MBD)
Astor Funding, LTD.
185-28 Union Turnpike, Fresh Meadows, NY 11366
Mortgage Broker Certificate Address Changes:
August 23, 2011 (BR-MBD)
Cut My Rate LLC
From: 1634 Center Avenue, Fort Lee, NJ 07024
To: Park 80 West Plz II, 250 Pehle Ave., Suite 200-2, Saddle Brook, NJ 07663
Mortgage Banker License Address Changes:
August 24, 2011 (MB-MBD)
Green Tree Credit LLC
From: Landmark Towers, 345 Saint Peter Street, Ste 300, St. Paul, MN 55102
To: 300 Landmark Towers, 345 Saint Peter Street, St. Paul, MN 55102
Mortgage Banker Branch License Address Changes:
August 23, 2011 (MB-MBD)
Real Estate Mortgage Network, Inc. D/B/A Menlo Park Funding
From: 2520 Highway 35, Suite 207, Manasquan, NJ 08736
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Date of Approval |
NMLS ID |
Name of Applicant |
City & State of Residence |
Sponsoring Entity |
|
August 19, 2011 |
103557 |
Mikhail Titiyevsky |
Brooklyn |
NY |
FRANKLIN FIRST FINANCIAL, LTD. |
August 19, 2011 |
128782 |
Joseph Andrew Sovare II |
Vernon |
NY |
COMMONFUND MORTGAGE CORP. |
August 23, 2011 |
157992 |
Raymond Rahamatulla |
Bellemore |
NY |
WALL STREET MORTGAGE BANKERS, LTD. |
The following application published in Weekly Bulletin dated July 29, 2011 is amended to read as follows:
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
June 26, 2008 |
27923 |
Matthew Muskan |
Macomb |
MI |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
May 6, 2009 |
67607 |
Lars Lerner |
Glen Head |
NY |
July 20, 2009 |
67124 |
James Galligan |
Denver |
CO |
October 2, 2010 |
66668 |
Fatmir Fred Alka |
Wolcott Ct |
CT |
October 2, 2010 |
66679 |
Lisa J. Aflalo |
Elizabeth |
NJ |
October 2, 2010 |
66623 |
Rigoberto Aguilar |
Congers |
NY |
October 2, 2010 |
67455 |
Damian J Aiello |
Deer Park |
NY |
October 2, 2010 |
67754 |
Suzana Abdulai |
East Brunswick |
NJ |
October 2, 2010 |
85858 |
Kurt Amaya |
Massapequa |
NY |
October 4, 2010 |
50688 |
Andrea L Antolino |
Princeton |
NJ |
October 4, 2010 |
65324 |
Craig Antonucci |
Oceanside |
NY |
October 4, 2010 |
71820 |
Nicolo Joseph Angiolillo |
New York |
NY |
October 5, 2010 |
57735 |
Abraham Victor Apter |
Monsey |
NY |
October 5, 2010 |
65494 |
Kris Joel Aroche |
Baldwin |
NY |
October 5, 2010 |
61701 |
David Avidon |
Muttontown |
NY |
October 5, 2010 |
62573 |
Syed Ashraf |
Mahwah |
NJ |
October 5, 2010 |
86985 |
Emerson Atkins |
Brooklyn |
NY |
October 5, 2010 |
67420 |
Denise Aversa |
Pleasantville |
NY |
October 7, 2010 |
51644 |
Constance Ann Begelfer |
New York |
NY |
October 7, 2010 |
61168 |
Najia Bendoumalikhan |
Oceanside |
NY |
October 7, 2010 |
53432 |
Angelica Beitia |
Little Neck |
NY |
October 7, 2010 |
65312 |
Amir Ben-Haim |
Jamaica Estates |
NY |
October 7, 2010 |
68220 |
Sean Vincent Beatty |
Lindenhurst |
NY |
October 13, 2010 |
42031 |
William Robert Wanek |
Oceanside |
NY |
October 14, 2010 |
51202 |
Israel Roditi |
Brooklyn |
NY |
October 14, 2010 |
58233 |
Naomi Rokeach |
Brooklyn |
NY |
October 14, 2010 |
56645 |
Alfonso Rodriguez |
Clifton |
NJ |
October 14, 2010 |
67955 |
Javier Rojas |
Yonkers |
NY |
October 19, 2010 |
64374 |
Christopher Matthew Di Girolamo |
East Rutherford |
NJ |
October 19, 2010 |
67217 |
Justin Thomas Kurzynowski |
Toms River |
NJ |
October 20, 2010 |
54013 |
David Trillo |
Rancho Murieta |
CA |
October 20, 2010 |
62641 |
Kevin Allan Oto |
Sacramento |
CA |
October 20, 2010 |
70051 |
Alexandre Senderov |
Trevose |
PA |
October 20, 2010 |
60331 |
Maria Paquette |
Staten Island |
NY |
October 26, 2010 |
62257 |
Abraham Gluck |
Brooklyn |
NY |
October 28, 2010 |
80257 |
Shirley A Valdes |
Staten Island |
NY |
November 2, 2010 |
58291 |
Flakewood Tucker Jr. |
Marlton |
NJ |
November 3, 2010 |
62992 |
Yvonne G. Santiago |
Brooklyn |
NY |
November 9, 2010 |
87662 |
Jedediah L Hardman |
Lehi |
UT |
December 17, 2010 |
65311 |
Loren George Meale |
Avon |
NY |
December 20, 2010 |
78839 |
Micheal Steven Kirkland |
Knoxville |
TN |
March 8, 2011 |
76356 |
Jason Butler |
Rock Hill |
SC |
August 23, 2011 |
33222 |
Valeriy Berlyand |
Hewlett |
NY |
August 23, 2011 |
270615 |
Eugene Paul Weisbrod |
River Vale |
NJ |
August 24, 2011 |
90400 |
James Lowe Jr |
Baldwin |
NY |
December 17, 2011 |
63743 |
Mordechai Clapman |
Far Rockaway |
NY |
