Weekly Bulletin

September 30, 2011

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes
BK = Bank TR = Trust Company PB = Private Banker SD = Safe Deposit Company HC = Holding Company SB = Savings Bank MK = Merchant Bank SL = Savings and Loan Association CU = Credit Union IC = Investment Company FA = Foreign Agency	FB = Foreign Branch FR = Foreign Representative Office PF = Premium Finance Agency SF = Sales Finance Agency LL = Licensed Lender TM = Transmitter of Money BP = Budget Planner CC = Check Casher MB = Mortgage Banker BR = Mortgage Broker MS = Miscellaneous

Division Codes

FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division

SECTION l

September 28, 2011 (MT-LFS)
REMESAS PUJOLS CORP.
3439 Broadway, New York, NY 10031

Notification of a change of location of the principal place of business to
72-22 Roosevelt Ave., Jackson Heights, NY 11372 was received.

Also, notification for a change of name to IME Remit, Inc. was received.

The publication of receipt of these notifications does not indicate that the notifications were deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

September 28, 2011 (MS-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Application dated September 20, 2011 for permission to open and occupy a branch office at 443 Park Avenue South, Borough of Manhattan, City of New York 10016, received.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

September 22, 2011 (BR-MBD)
Applicant(s)
Christopher D. Biaggi
Nick A. Corey
As: All Western Mortgage, Inc.
8345 West Sunset Road, Suite 200, Las Vegas, NV 89113

Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law received for examination:

September 28, 2011 (MLS-MBD)
Applicant(s)
Robert Delwyn Yeary
Homer Marcus Helm, Jr.
Kevin James Gherardi
Michael Jeffrey Sekits
Tommy Alton Moore, Jr.
JAM Special Opportunities Fund, LP
RM Servicing Holdings, LLC
JAM Equity Partners LLC
As: Reverse Mortgage Solutions, Inc.
2727 Spring Creek Drive, Spring TX 77373

September 28, 2011 (MLS-MBD)
Applicant(s)
Michael A. Keaton
Philip T. Thurmond III
Timothy M. Grant
Sherman Financial Group, LLC
Alegis Group LLC
As: Resurgent Capital Services, L.P.
15 So. Main Street, Suite 700, Greenville, SC 29601

Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

September 20, 2011 (MLS-MBD)
Applicant(s)
AHMSI Holdings, Inc.
To acquire interest in:
Registered MLS American Home Mortgage Servicing, Inc.
1525 S. Beltline Road, Coppell, TX 75019

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS ID	Name of Applicant	City & State of Residence
January 18, 2011	299926	Jason David Griswold	Jacksonville	FL
April 11, 2011	14524	Kathleen Arciero	Totowa	NJ
June 23, 2011	65008	Adele A. Seubert	Fairport	NY
June 30, 2011	268741	Leonora M. Vasquez	Ridgewood	NJ
July 13, 2011	180299	Taylor Ronald Woods	Newport Beach	CA
July 19, 2011	330783	Joseph Pregiato	Eastchester	NY
July 22, 2011	493368	Tarek Muhammed Muhammad	Parma	OH
July 25, 2011	554217	J Christopher Ziebold	Allen	TX
July 27, 2011	339701	Jason Michael Porath	Taylor	MI
July 29, 2011	585405	Aaron Vincent Charles Sarle	Berkley	MI
July 29, 2011	267002	Christopher Ford	Ann Arbor	MI
July 29, 2011	487830	Jack Ray Chase	Exeter	RI
August 1, 2011	88923	Thomas Furey	Bethel	CT
August 1, 2011	38685	Paula Joann White	St. Albans	NY
August 1, 2011	90108	Mitchell Lee Alkow	Closter	NJ
August 5, 2011	181998	Stephen Galgoul	Livonia	MI
August 5, 2011	585479	Joan Elizabeth Barry	Northville	MI
August 9, 2011	744577	Anthony Pomponio	Douglasville	PA
August 9, 2011	424729	Austin James Negipe	Clinton Township	MI
August 9, 2011	713781	Jason Charles Smith	Chicago	IL
August 10, 2011	368144	Steven Joseph Leja	Allen Park	MI
August 10, 2011	713761	Bryan Gilbert Kimbrell	Detroit	MI
August 10, 2011	284035	Brian Dale Shapiro	West Bloomfield	MI
August 10, 2011	28157	Mark Michael Hoover	Clinton Township	MI
August 10, 2011	482258	Douglas B Adler	Guttenberg	NJ
August 10, 2011	713740	Adam David Ball	Royal Oak	MI
August 15, 2011	713756	Michael Victor Hnatiuk	Dearborn	MI
August 15, 2011	713762	Danielle Rae Krozek	Eastpoine	MI
August 15, 2011	713754	Kurt Michael Hayer	Troy	MI
August 15, 2011	315878	Allan Anthony Buniak	Conshohocken	PA
August 15, 2011	713776	Brent Raymond Opland	Dexter	MI
August 15, 2011	713752	Megan Nichole Frasier	Ann Arbor	MI
August 15, 2011	713744	Frank Matthew Buzolits	Royal Oak	MI
August 15, 2011	713751	Mohamad Hussein Fawaz	Dearborn Heights	MI
August 15, 2011	713741	Clement Nicholas Barney	Rochester Hills	MI
August 15, 2011	19057	Larry Henry Miranda	Tiverton	RI
August 15, 2011	713717	Joseph Peter Vengalil	Fraser	MI
August 15, 2011	713753	Jacque David Gorris	Southgate	MI
August 22, 2011	583837	Jennifer Lynn Retherford	Phoenix	AZ
August 24, 2011	201211	Jennifer Lynn Rogers	Novi	MI
August 24, 2011	718728	Kenneth David Bouton	Flower Mound	TX
August 25, 2011	4377	Michael D Tishman	Foxborough	MA
August 25, 2011	584259	Christine Elizabeth Armstrong	Livonia	MI
August 26, 2011	713721	Samantha Ann Klubert	Olmsted Falls	OH
September 6, 2011	754646	Patrick M Montgomery	Rochester	NY
September 6, 2011	806824	Dustin Conrad Mulcahey	Honeoye Falls	NY
September 6, 2011	806832	Kevin Patrick Brady	Leroy	NY
September 6, 2011	339303	Timothy Joseph Tallis	Ashland	MO
September 9, 2011	713733	Brent Andrew Fincham	Windham	OH
September 9, 2011	16863	Ryan Thomas Meyer	Narragansett	RI
September 9, 2011	713788	Gay Ann Guyitt	Oxford	MI
September 14, 2011	472389	Karol Liszewski	Middle Village	NY

SECTION II

September 8, 2011 (CC-LFS)
MOTT AVENUE CHECK CASHING CORP.
2138 Mott Avenue, Far Rockaway, NY 11691

License to engage in business as casher of checks at 524 Beach 20th Street, Far Rockaway, NY 11691 was surrendered.

September 21, 2011 (MS-FWB)
UNIONBANCAL CORPORATION
400 California Street, San Francisco, CA 94104

Application, pursuant to Section 143-a of the Banking Law, to acquire all the capital stock of Bank of Tokyo-Mitsubishi UFJ Trust Company, approved by the Superintendent of Banks.

September 22, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Approval given to change temporarily the location of branch office from 8493 Fort Smallwood Road, Pasadena, Anne Arundel County, MD 21122 to 8553 Fort Smallwood Road, Pasadena, Anne Arundel County, MD 21122, on or after September 23, 2011.

September 26, 2011 (SB-CRB)
PUTNAM COUNTY SAVINGS BANK
Route 6 & Drewville Road, Brewster, NY 10509

Authorization issued January 13, 2009 granting permission to open and occupy a branch office at 76 North Main Street, New City, Town of Clarkstown, Rockland County, NY 10956, surrendered for cancellation.

This office was never operational.

September 27, 2011 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

Approval given to change temporarily the location of branch office from 5494 State Route 23, Windham, Town of Windham, Greene County, NY 12496 to 5296 State Route 23, Windham, Town of Windham, Greene County, NY 12496.

September 27, 2011 (SF-LFS)
DIRECT RECREATION HOLDINGS CORPORATION
24 Madison Avenue Extension, Suite 2, Albany, Albany County, New York 12203

License issued to engage in business as a sales finance company.

September 28, 2011 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at the Cystic Fibrosis Cycle for Life Event, Stillwell & Surf Avenues, Borough of Brooklyn, City of New York 11224.

(This is a mobile facility which will operate annually at the above event.)

September 28, 2011 (FR-FWB)
THE BANK OF FUKUOKA, LTD.
8-3 Otemon 1-chome, Chuo-ku, Fukuoka, 810-8693 Japan

License issued to establish and maintain a representative office at One Rockefeller Plaza, Borough of Manhattan, City of New York 10020, effective September 28, 2011.

September 28, 2011 (SB-CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, NY 11542

A “Certificate of Amendment of the Organization Certificate of First Central Savings Bank under Section 8005 of the Banking Law,” was approved and filed in the Office of the Superintendent of Banks.

The amendment provides for an increase in the number of authorized shares of capital stock from 4,500,000 shares to 8,250,000 shares, all with par value of $5.00 each share.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

September 26, 2011 (MB-MBD)
Full Service Branch
PHH Home Loans, LLC D/B/A Coldwell Banker Home Loans
Additional DBA(S): ERA Home Loans
Cartus Home Loans
36 Route 25-A, Setauket, NY 11733

Certificate to engage in the business of a Mortgage Broker surrendered:

September 22, 2011 (BR-MBD)
All Home Funding Corp.
60 Fire Island Avenue, Babylon, NY 11702 3502
Effective Date: September 08, 2011

September 26, 2011 (BR-MBD)
Welcome Home Realty Credit Corp. DBA Welcome Home DBA Welcome Home Mortgage
Additional DBA(S): Welcome Home Mortgage Services
45 Halley Drive, Pomona, NY 10970
Effective Date: September 21, 2011

September 26, 2011 (BR-MBD)
Oakville Capital, Inc. D/B/A Oakville Capital
17930 Ril Marianna Court, Morgan Hill, CA 95037

September 27, 2011 (BR-MBD)
LeNAC Enterprises Inc.
26 Court Street, Suite 2205, Brooklyn, NY 11242
Effective Date: September 27, 2011

September 27, 2011 (BR-MBD)
MLB Residential Mortgage, Ltd.
39 Peachtree Lane, Hicksville, NY 11801
Effective Date: September 23, 2011

License to engage in the business of a Mortgage Banker Branch surrendered:

September 22, 2011 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation d/b/a Jefferson Home Mortgage and Loan
1013 Brown Street, Peekskill, NY 10566
Effective Date: September 16, 2011

September 26, 2011 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
55 Quaker Avenue, Suite 204, Cornwall, NY 12518
Effective Date: September 22, 2011

The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

September 22, 2011 (BR-MBD)
Globe-West Enterprises, Inc.
5702 Avenue N, Suite 2, Brooklyn, NY 11234

September 23, 2011 (BR-MBD)
Encore Capital Corp.
365 Hillside Avenue, Williston Park, NY 11596

September 27, 2011 (BR-MBD)
Mortgage4sure.com, Corp.
8412 Fifth Avenue, 2nd Floor, Brooklyn, NY 11209 4761

Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

September 23, 2011 (BR-MBD)
Myrtle M Baptiste DBA Infinite Resources
143 Willis Avenue, Mineola, NY 11501
Effective Date: September 21, 2011

Mortgage Broker Certificate Address Changes:

September 23, 2011 (BR-MBD)
Mortgage Direct Inc.
From: 33 Plandome Road, Suite 2, 2nd Floor, Manhasset, NY 11030
To: 626 RXR Plaza, Room 701, Uniondale, NY 11556-0626

September 26, 2011 (BR-MBD)
Apple Mortgage Corp.
From: 19 West 44th Street, Suite 1514, New York, NY 10036
To: 25 West 45th Street, Suite 1300, New York, NY 10036 4902

Mortgage Broker Branch Certificate Address Changes:

September 26, 2011 (BR-MBD)
First Rochester Mortgage Corp. D/B/A Uni-Source Funding
Additional DBA(S): Uni-Source Funding
Centerpointe Mortgage
eastcap mortgage
From: 2000 Winton Road South, Suite 206, Building 4, Rochester, NY 14618
To: 919 Winton Road South, Suite 210, Rochester, NY 14618

Mortgage Banker Branch License Address Changes:

September 26, 2011 (MB-MBD)
United Northern Mortgage Bankers Limited
Senior Security Home Advantage
From: 96-08 101st Avenue, 1st floor, Ozone Park, NY 11416
To: 35 North Tyson Avenue, Suite 202, Floral Park, NY 11001

Mortgage Broker Certificate Address Changes corrected:

From:
July 21, 2011 (BR-MBD)
North Capital Mortgage Corp.
From: 290 Union Blvd - Suite 5, Totowa, NJ 07512
To: 290 Union Boulevard, Suite 410, Totowa, NJ 07512 2609

To:
July 21, 2011 (BR-MBD)
North Capital Mortgage Corp.
From: 290 Union Blvd - Suite 5, Totowa, NJ 07512
To: 290 Union Boulevard, Suite 4, Totowa, NJ 07512 2609

The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Banking Department, in lieu of a hearing for fine and/or revocation of its mortgage banker license, to settle violations of Article 12-D, Section 593 of the New York Banking Law, which prohibits a mortgage banker from conducting business at a location or in a name other than that shown on their license or branch certificate. The Settlement Agreement terms and conditions include a fine of $10,000.00.

September 27, 2011 (MB-MBD)
Luxury Mortgage Corp. DBA Luxurymae
One Landmark Square, Suite 100, Stamford, CT 06901

The following Mortgage Loan Originator (MLO) Bruce G. Maasbach has entered into a Settlement Agreement with the Banking Department, in lieu of a hearing for fine and/or revocation of its mortgage loan originator license, to settle violations of Section 590 of the New York Banking Law, Part 420.20 of the Superintendent's Regulations, and Article 22-a, Section 349 and 350 of the General Business Law. The Settlement Agreement terms and conditions include a fine of $5,000.00.

September 27, 2011 (MB-MBD)
Bruce G. Maasbach
26 Overlook Road, Matinecock Farms, Glen Cove, New York 11542

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Approved Date	NMLS ID	Name of Applicant	City & State of Residence		Sponsoring Entity
September 23, 2011	409300	Dixon Shuntak Chow	New York	NY	Mortgage Master, Inc.
September 23, 2011	394649	James Andrew Fussner Jr	Cortland	NY	OneMain Financial, Inc.
September 23, 2011	262635	Andrew Lix	Parma	OH	Quicken Loans Inc.
September 23, 2011	273584	Christopher Michael Hooks	Jamestown	NY	Springleaf Home Equity, Inc.
September 23, 2011	204100	Nelson Spencer Smith	West Hartford	CT	1st Alliance Lending, LLC
September 23, 2011	68178	James Michael Martino	Ronkonkoma	NY	Residential Home Funding Corp.
September 23, 2011	378056	Hadie Michelle Mathena	Coppell	TX	Nationstar Mortgage LLC
September 23, 2011	375780	Curtis Devon Reed	Tempe	AZ	Quicken Loans Inc.
September 23, 2011	374665	Robert Hugh Alpapara Fintzel	Arlington	TX	Nationstar Mortgage LLC
September 23, 2011	262820	John Arthur Stineman	Darien	CT	Landmark Financial Group, LLC
September 27, 2011	89891	Michele Prato	Clifton	NJ	Real Estate Mortgage Network, Inc.