Weekly Bulletin
December 16, 2011
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
INSTITUTION CODES |
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REGULATORY UNIT CODES
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION l
December 12, 2011 (TM-LFS)
TRAVELEX CURRENCY SERVICES INC.
212 North 117th Avenue, Suite 300, Omaha, NE 68164
Notification of a change of location to 29 Broadway, New York, NY 10006 was received.
December 13, 2011 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notices of intention to establish electronic facilities (automated teller machines) at the following four locations, received:
- Sheetz Inc. Convenience Store, 13433 NC Highway 210, Town of Benson, Johnston County, NC 27504;
- Sheetz Inc. Convenience Store, 600 Corporate Center Drive, Raleigh, Wake County, NC 27607;
- Sheetz Inc. Convenience Store, 505 Wendell Boulevard, Town of Wendell, Wake County, NC 27591; and
- Sheetz Inc. Convenience Store, 1408 North Eisenhower Drive, Beckley, Raleigh County, WV 25801.
December 15, 2011 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
Application, pursuant to Section 337 of the Banking Law, for approval of the Superintendent of Financial Services to sell to NBT Bank N.A., Norwich, New York, the safe deposit business conducted at 49 State Route 296, Town of Windham, Greene County, New York 12496, received.
(NBT Bank N.A. is to acquire the applicant's branch office at the above location, and the business of three other New York branches of the applicant.)
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:
December 12, 2011 (BR-MBD)
Applicant(s)
Jen Chao
As: Empire NY Funding LLC
136-56 39th Avenue, Suite 406, Flushing, NY 11354 5508
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:
From:
November 26, 2010 (MB-MBD)
Applicant (s)
Timothy Olen Burford
Kurt Alfred Nikolai
As: FOM Lending, LLC
In Lieu of True Name First Option Mortgage, LLC
400 Galleria Parkway, Suite 1600, Atlanta, GA 30339 5934
To:
December 14, 2011 (MB-MBD)
Applicant (s)
Timothy Olen Burford
Kurt Alfred Nikolai
Barbara R. Cheek
As: FOM Lending, LLC
In Lieu of True Name First Option Mortgage, LLC
400 Galleria Parkway, Suite 1600, Atlanta, GA 30339 5934
Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law received for examination amended to read as follows:
From:
May 28, 2010 (MLS-MBD)
Applicant(s)
Eugene E. O'Bannon
Eugene E. Persinger Jr.
Michael P. Morgan
Susan E. Bow
Mountain View Capital Holdings
As: Prodovis Mortgage, LLC
600 Six Flags Drive, Suite 250; Arlington, TX 76011
To:
December 8, 2011 (MLS-MBD)
Carrie S. Allen
John R. Troka
William H. Brierly
TeleTech Loan Services, LLC
TeleTech Services Corporation
TeleTech Holdings, Inc.
As: Prodovis Mortgage, LLC
10700 East Geddes Ave, Suite 300, Englewood, CO 80112
Application to establish a Mortgage Banker's Branch received for examination:
December 14, 2011 (MB-MBD)
Full Service Branch
Mortgage Enterprise, Ltd.
One Greentree Center, Suite 306, Marlton, NJ 08053
December 14, 2011 (MB-MBD)
Full Service Branch
Genworth Financial Home Equity Access, Inc.
666 3rd Avenue, 9th Floor, New York, NY 10017
December 14, 2011 (MB-MBD)
Full Service Branch
Wall Street Mortgage Bankers Ltd. DBA Power Express
107-04 Jamaica Avenue, Suite 2, Richmond Hill, NY 11418
December 14, 2011 (MB-MBD)
Full Service Branch
Academy Mortgage Corp.
108 Bedford Avenue, Bellmore, NY 11710
December 14, 2011 (MB-MBD)
Full Service Branch
Semper Home Loans, Inc.
520 White Plains Road, Suite 500, Tarrytown, NY 10591
December 14, 2011 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
497 Bramson Court, Suite 203C, Mount Pleasant, SC 29464
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
May 4, 2010 |
62853 |
Donna Ann Norcross |
Manorville |
NY |
July 1, 2011 |
64471 |
Michael L Moolick |
Alta, Ont |
NY |
July 6, 2011 |
273834 |
Riki Chikara Oshima |
Torrance |
CA |
September 6, 2011 |
715828 |
Jesse Towns |
Hauppauge |
NY |
September 20, 2011 |
108817 |
Wanda Ivette Cassarino |
Lebanon |
CT |
October 21, 2011 |
159766 |
Kevin J Caruana |
Laguna Beach |
CA |
October 24, 2011 |
320084 |
Ann K Scherzinger |
Mequon |
WI |
October 26, 2011 |
69297 |
Jan Ronell Davidson |
Huntersville |
NC |
October 27, 2011 |
67811 |
Roberto Nascimento |
Scarsdale |
NY |
November 15, 2011 |
835838 |
Lance Robert Terry |
Poughkeepsie |
NY |
November 30, 2011 |
266366 |
Sam Barretta |
Baldwin |
NY |
December 12, 2011 |
197255 |
Richard Lawrence Meyer |
Denville |
NJ |
SECTION II
December 7, 2011 (CC-LFS)
BEATRICE FRIEDMAN
1045 Westchester Avenue, Bronx, NY 10459
An application for the Superintendent’s prior approval of a change of control of Subway Check Cashing Service, Inc., a licensed casher of checks, was approved.
December 7, 2011 (CC-LFS)
CARL FRIEDMAN
1045 Westchester Avenue, Bronx, NY 10459
An application for the Superintendent’s prior approval of a change of control of Subway Check Cashing Service, Inc., a licensed casher of checks, was approved.
December 9, 2011 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, NY 10001
Authorizations granting permission to open and occupy branch offices at the following two locations, surrendered for cancellation:
- Pecos Food4Less, 3250 East Flamingo Road, Las Vegas, Clark County, NV 89121; and
- North Las Vegas Food4Less, 2255 North Las Vegas Boulevard, North Las Vegas, Clark County, NV 89030.
Offices discontinued as of November 30, 2011.
December 9, 2011 (TR-CRB)
ISRAEL DISCOUNT BANK OF NEW YORK
511 Fifth Avenue, New York, NY 10017
Authorization issued to open and occupy a branch office at 705 Avenue U, Borough of Brooklyn, City of New York 11223, on or after December 10, 2011.
December 9, 2011
HYLAN CHECK CASHING SERVICE, INC.
1834 Hylan Boulevard, Staten Island, NY 10305
A license was issued to change the location of doing business as a licensed casher of checks to 1834 Hylan Boulevard, Staten Island, NY 10305.
In connection with the above license issuance, the original check casher license at 1919 Hylan Boulevard, Staten Island, NY 10305 was surrendered.
December 10, 2011 (CC-LFS)
LIBERTY CHECK CASHING, INC.
80 Lafayette Street, New York, NY 10013
License to engage in business as casher of checks at 80 Lafayette Street, New York, NY 10013 was surrendered.
December 13, 2011 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 39 North Pearl Street, Albany, Albany County, NY 12207 will not result in a significant reduction of banking services in the community to be affected.
Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:
December 13, 2011 (BR-MBD)
Money Help of NY LLC
5885 East Circle Drive, Suite 155, Cicero, NY 13039 8760
December 13, 2011 (BR-MBD)
Y.B.B. Solutions LLC
1907 Edenwald Avenue, Bronx, NY 10466 2224
December 13, 2011 (BR-MBD)
Geremia Capital Limited Liability
Company
1090 King Georges Post Road, Suite 801, Edison, NJ 08837 3705
December 13, 2011 (BR-MBD)
Northeast Processing, LLC
16 Rosio Lane, Modena, NY 12548 5220
December 13, 2011 (BR-MBD)
JL Mortgage Brokers LLC
29 Marshall Road, Suite 3C, Wappingers Falls, NY 12590 4143
December 13, 2011 (BR-MBD)
MLS Home Funding Inc.
4400 Nesconset Highway, Port Jefferson Station, NY 11776
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
December 12, 2011 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA(S): Presidents First Mortgage Bankers
Senior Funding Group
3200 N.E. 14th Street, Suite 204, Pompano Beach, FL 33062
December 12, 2011 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
18 Titus Road, 2nd Floor, Washington Depot, CT 06794
December 12, 2011 (MB-MBD)
Full Service Branch
Superior Home Mortgage In Lieu of True Name Superior Mortgage Corp.
14 Ridgedale Avenue, Cedar Knolls, NJ 07927
Certificate to engage in the business of a Mortgage Broker surrendered:
December 14, 2011 (BR-MBD)
Encore Capital Corp.
365 Hillside Avenue, Williston Park, NY 11596
Effective Date: November 30, 2011
License to engage in the business of a Mortgage Banker surrendered:
December 13, 2011 (MB-MBD)
Copiague Funding Corp. d/b/a South Shore Mortgage Company
155 South 10th Street, Lindenhurst, NY 11757 4505
Effective Date: November 23, 2011
License to engage in the business of a Mortgage Banker Branch surrendered:
December 08, 2011 (MB-MBD)
Full Service Branch
FGMC In Lieu of True Name First Guaranty Mortgage Corporation
324 North Dale Mabry Highway, Suite 100, Tampa, FL 33609
Effective Date: November 29, 2011
December 13, 2011 (MB-MBD)
Full Service Branch
Copiague Funding Corp. d/b/a South Shore Mortgage Company
1300 Veterans Memorial Highway, Suite 320, Hauppauge, NY 11788
Effective Date: November 23, 2011
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
December 09, 2011 (BR-MBD)
Patrick R. Campbell DBA Americap Mortgage Group
16 Red Creek Road, Hampton Bays, NY 11946 1307
December 13, 2011 (BR-MBD)
American Dream Financial Corp.
427 Swanson Drive, Thornwood, NY 10594 1918
December 14, 2011 (BR-MBD)
Nicholas Palumbo DBA The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533
Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
December 13, 2011 (BR-MBD)
American Dream Financial Corp.
427 Swanson Drive, Thornwood, NY 10594 1918
Effective Date: December 13, 2011
Mortgage Banker License Address Changes:
December 12, 2011 (MB-MBD)
Luxury Mortgage Corp.
From: One Landmark Square, Suite 100, Stamford, CT 06901
To: Four Landmark Square, Suite 300, Stamford, CT 06901 2518
Mortgage Banker Branch License Address Changes:
December 08, 2011 (MB-MBD)
Franklin American Mortgage Company
From: 7001 Lincoln Drive W, 3 Greentree Centre, Ste. 100, Marlton, NJ 08053
To: 5 Greentree Centre, 525 Route 73 North, Ste. 109, Marlton, NJ 08053
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
October 19, 2011 |
256491 |
Thomas Natale Tersigni |
Rochester Hills |
MI |
December 12, 2011 |
69948 |
Linda Haltman |
Jericho |
NY |
December 12, 2011 |
190806 |
Lisa J Waters |
Loudonville |
NY |
December 12, 2011 |
169804 |
Brian Evan Jennings |
Hempstead |
NY |
December 12, 2011 |
170758 |
Carlos Louis Surpris |
Bay Shore |
NY |
December 12, 2011 |
315564 |
Stephanie Ann Parrish |
Lewisville |
TX |
December 12, 2011 |
296499 |
Antonio Russo |
Miller Place |
NY |
December 12, 2011 |
255833 |
Wajih Nabil Abdallah |
Dearborn |
MI |
December 12, 2011 |
424734 |
Carrie Elizabeth Schalm |
Oxford |
MI |
December 12, 2011 |
389568 |
Warren Keith Prescott Jr |
Clementon |
NJ |
December 12, 2011 |
375767 |
Luke John Morris |
Scottsdale |
AZ |
December 12, 2011 |
385648 |
Paul Fleming James Jones |
Scottsdale |
AZ |
December 12, 2011 |
493368 |
Tarek Muhammed Muhammad |
Parma |
OH |
December 12, 2011 |
36771 |
Kimmarie Gervasi |
Scarsdale |
NY |
December 13, 2011 |
339701 |
Jason Michael Porath |
Taylor |
MI |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Date of Approval |
NMLS ID |
Name of Applicant |
City & State of Residence |
Sponsoring Entity |
|
December 5, 2011 |
61508 |
Steven C Rayment |
Saugerties |
NY |
Fairway Independent Mortgage Corporation |
December 5, 2011 |
20666 |
Steven Mark Keough |
Cumberland |
RI |
American Nationwide Mortgage Company, Inc. |
December 5, 2011 |
38850 |
Kevin John Leffert |
Louisville |
KY |
Equity Now Inc. |
December 5, 2011 |
160716 |
John Andrew Inghram |
Mcafee |
NJ |
Advisors Mortgage Group, L.L.C. |
December 12, 2011 |
65008 |
Adele A. Seubert |
Fairport |
NY |
Nothnagle Home Securities Corp. |
December 12, 2011 |
384661 |
Richard Jeff Badette |
Brooklyn |
NY |
Franklin First Financial, Ltd. |
December 12, 2011 |
363920 |
Randy James Foehrkolb |
Baltimore |
MD |
New Day Financial, LLC |
December 12, 2011 |
388815 |
Jody Ryan Overacre |
Columbia |
MO |
Mortgage Research Center, LLC |
December 12, 2011 |
379498 |
Stacie Barco |
Williamsville |
NY |
PAYMENT PLANS INC |
December 12, 2011 |
376091 |
Lisa Maria James |
Chesterfield Township |
MI |
Quicken Loans Inc. |
December 12, 2011 |
146117 |
Tara A Smith |
White Plains |
NY |
Langus,Corey,Michael |
December 12, 2011 |
801945 |
Karen Ann Allen |
Plano |
TX |
Nationstar Mortgage LLC |
December 12, 2011 |
239873 |
David Quinones Jr. |
Paramus |
NJ |
PrimeLending, A PlainsCapital Company |
December 12, 2011 |
380197 |
Stephen M Cook |
Ballston Spa |
NY |
State Farm Bank, F.S.B. |
December 12, 2011 |
267166 |
Ryan Majeske |
Royal Oak |
MI |
Quicken Loans Inc. |
December 12, 2011 |
407606 |
Amy L Bell |
Penfield |
NY |
Premium Mortgage Corp. |
December 12, 2011 |
493322 |
Emmanuel Jay Ward-Callahan |
Belleville |
MI |
Quicken Loans Inc. |
December 12, 2011 |
417586 |
Tracy Dawn Vivacqua |
Canastota |
NY |
Springleaf Home Equity, Inc. |
December 12, 2011 |
479349 |
Susan Bjorneby |
Centereach |
NY |
Academy Mortgage Corp. |
December 12, 2011 |
65302 |
Sharlene Ann Nally |
West Henrietta |
NY |
First Rochester Mortgage Corp. |
December 12, 2011 |
385795 |
Christopher Charlebois Denis |
Clarkston |
MI |
Quicken Loans Inc. |
December 12, 2011 |
515944 |
Kyle Stephen Ridenour |
Rancho Cordova |
CA |
Genworth Financial Home Equity Access, Inc. |
December 12, 2011 |
813565 |
Michael Stuart Eash |
New Baltimore |
MI |
Quicken Loans Inc. |
December 12, 2011 |
419251 |
Brian Joseph Modzelewski |
Staten Island |
NY |
Springleaf Home Equity, Inc. |
December 12, 2011 |
368198 |
Jacob Allen Romine |
Oak Park |
MI |
Quicken Loans Inc. |
December 12, 2011 |
654271 |
James E Bannon Jr |
Coram |
NY |
Fairway Independent Mortgage Corporation |
December 12, 2011 |
212632 |
David Arthur Hubbs |
Irvine |
CA |
American Advisors Group |
December 12, 2011 |
761651 |
Zachary John Tolmie |
Brooklyn |
NY |
The Manhattan Mortgage Co., Inc. |
December 12, 2011 |
530604 |
Ermanno J Russo |
New Rochelle |
NY |
Jersey Mortgage Company of New Jersey, Inc. |
December 12, 2011 |
430753 |
Joanne Patricia Mulligan-Tarr |
Marion |
MA |
Embrace Home Loans, Inc. |
December 12, 2011 |
382752 |
Nicholas Anthony Hallas |
Webster |
NY |
Homeowners Mortgage of America, Inc. | December 12, 2011 |
493331 |
Andrew Stephen Gron |
Livonia |
MI |
Quicken Loans Inc. |
December 12, 2011 |
37125 |
Elizabeth Ann Andrews |
Wyoming |
NY |
Premium Mortgage Corp. |
December 12, 2011 |
226804 |
Michael Hummel |
Brick |
NJ |
Crown Financial Services, Inc |
December 12, 2011 |
266901 |
Anthony Hani Alrihani |
Farmington Hills |
MI |
Quicken Loans Inc. |
December 12, 2011 |
262577 |
Stephen James Michelini |
Scottsdale |
AZ |
Quicken Loans Inc. |
December 12, 2011 |
91983 |
Joseph Michael Capell Jr |
Atlanta |
GA |
Amerisave Mortgage Corporation |
December 12, 2011 |
641632 |
Paul Anthony Edward Mcbean |
Frisco |
TX |
Nationstar Mortgage LLC |
December 12, 2011 |
63163 |
David Anthony Long |
Newnan |
GA |
Generation Mortgage Company |
December 12, 2011 |
754646 |
Patrick M Montgomery |
Rochester |
NY |
Homeowners Mortgage of America, Inc. |
December 12, 2011 |
713756 |
Michael Victor Hnatiuk |
Dearborn |
MI |
Quicken Loans Inc. |
December 12, 2011 |
68250 |
Corlette Everette Douglas |
Bronx |
NY |
MGN FUNDING CORP |
December 12, 2011 |
372691 |
Eric Michael Bruno |
Spring City |
PA |
PHH Mortgage Corporation |
December 13, 2011 |
713753 |
Jacque David Gorris |
Southgate |
MI |
Quicken Loans Inc. |
December 13, 2011 |
756022 |
James Scott Marxer |
Poughkeepsie |
NY |
State Farm Bank, F.S.B. |
December 13, 2011 |
589615 |
Lisa Durfee |
Rochester |
NY |
Premium Mortgage Corp. |
December 13, 2011 |
763450 |
Christian Vasquez |
Ozone Park |
NY |
Lyons Mortgage Services, Inc. |
December 13, 2011 |
136291 |
Ian Leon Dombroski |
Columbus |
OH |
Residential Finance Corporation |
December 13, 2011 |
6845 |
Anthony August Nicholas |
Stony Point |
NY |
Prospect Mortgage, LLC |
December 13, 2011 |
390033 |
David J Berkley |
Middleburg |
FL |
PHH Mortgage Corporation |
December 13, 2011 |
684428 |
Samuel Christian Sheridan |
Bayside |
NY |
United Northern Mortgage Bankers Limited |
December 13, 2011 |
813588 |
Michelle Deanna Marmon |
Clarkston |
MI |
Quicken Loans Inc. |
December 13, 2011 |
509437 |
Keith Howard Lovelace |
Huntington |
CA |
American Advisors Group |
December 13, 2011 |
806832 |
Kevin Patrick Brady Ii |
Leroy |
NY |
Homeowners Mortgage of America, Inc. |
December 13, 2011 |
376116 |
Charles Alexander Fuller Robertson |
Southfield |
MI |
Quicken Loans Inc. |
December 13, 2011 |
813570 |
Matthew Charles Hardt |
Livonia |
MI |
Quicken Loans Inc. |
December 13, 2011 |
385800 |
Emily Anne Heintz |
Royal Oak |
MI |
Quicken Loans Inc. |
December 13, 2011 |
19049 |
Karen Ann Fitzpatrick |
Portsmouth |
RI |
Embrace Home Loans, Inc. |
December 13, 2011 |
813975 |
Natallia Kolbun |
Brooklyn |
NY |
Lyons Mortgage Services, Inc. |
December 13, 2011 |
493343 |
Daniel Edward Nugent |
Northville |
MI |
Quicken Loans Inc. |
December 13, 2011 |
259069 |
David Ratner |
Mahwah |
NJ |
Real Estate Mortgage Network, Inc. |
December 13, 2011 |
417520 |
Timothy Patrick Murphy |
Cicero |
NY |
Springleaf Home Equity, Inc. |
December 13, 2011 |
134579 |
Regan Brent Rutledge |
Charlotte |
NC |
Reliance First Capital, LLC |
December 13, 2011 |
177255 |
Lauren Tu Nguyen |
Dallas |
TX |
Nationstar Mortgage LLC |
December 14, 2011 |
414086 |
Joseph Francis Purschke |
Fort Salonga |
NY |
Continental Home Loans Inc. |
