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New York State Department of Financial Services

Weekly Bulletin

February 10, 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:


INSTITUTION CODES

BK

Bank

BP

Budget Planner

CC

Check Casher

CU

Credit Union

FA

Foreign Agency

FB

Foreign Branch

FR

Foreign Representative Office

HC

Holding Company

IC

Investment Company

LL

Licensed Lender

MK

Merchant Bank

MI

Miscellaneous

MB

Mortgage Banker

BR

Mortgage Broker

MS

Mortgage Servicer

PF

Premium Finance Agency

PB

Private Banker

SD

Safe Deposit Company

SF

Sales Finance Agency

SL

Savings and Loan Association

SB

Savings Bank

TM

Transmitter of Money

TR

Trust Company

REGULATORY UNIT CODES

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION l

February 6, 2012 (SF-LFS)
TEBO FINANCIAL SERVICES, INC.
4801 Dressler Road NW, Suite 194, Canton, Stark County, OH 44718

A notification of a change of location for a sales finance company licensed headquarters from 4025 Erie Street South, Massillon, Stark County, OH 44718 to 4801 Dressler Road NW, Suite 194, Canton, Stark County, OH 44718 was received.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification of a change of a sales finance company office location is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 7, 2012 (PF-LFS)
JZ POCKET PAY, LLC
2319 Westchester Avenue, Bronx, NY  10462

Application received for a license to engage in business as an insurance premium finance agency.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


February 9, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notice of intention to establish electronic facilities (three automated teller machines) at 301 West 11th Street, Wilmington, New Castle County, DE 19801, received.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

February 08, 2012 (MB-MBD)
Applicant(s)
James Richard Payor
Alicia Marie Patero
As: Greenway Mortgage Funding Corp.
107 Tindall Road, Suite 14, Middletown, NJ 07748 2321


Application to establish a Mortgage Banker's Branch received for examination:

February 08, 2012 (MB-MBD)
Full Service Branch
GFI Mortgage Bankers, Inc.
1375 Kings Highway East, Suite 350, Fairfield, CT 06824


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

October 15, 2009

202359

Sandra B Conover

Fairport

NY

August 4, 2010

347872

Sarabjeet  Singh

Hicksville

NY

May 25, 2011

415802

Gregory William Albone

Newport

RI

June 28, 2011

42542

Vincent Jude Kasperick

San Diego

CA

July 25, 2011

172352

Kerry James Kelly

Plano

TX

July 27, 2011

259794

Joshua Charles Plewes

Southfield

MI

July 28, 2011

188896

William Robert Froehlich Jr.

Westlake

OH

August 1, 2011

198985

Thomas Scott Fuller

Macomb

MI

August 4, 2011

229568

Vincent Joseph Cervo

Martinsville

NJ

August 11, 2011

500039

Ray E Cramer

Ithaca

NY

August 17, 2011

810745

Karol Suseth Solorzano-Vera

Chino Hills

CA

October 19, 2011

98308

William Edward Trask

Lemon Grove

CA

November 7, 2011

348279

Jose Alvaro Antonio Monteza

Jacksonville

FL

November 8, 2011

335444

Robert Joseph Buelher

New York

NY

November 30, 2011

363833

Albert Lee Lovato

Phoenix

AZ

December 2, 2011

231506

Dino  Ruggiero

Harrington Park

NJ

December 5, 2011

66855

Mauricio A Vieco

Jersey City

NJ

January 11, 2012

821094

Eric Adam Arnold

Dallas

TX

January 12, 2012

137811

Roshan Deepak Vazirani

Woodmere

NY

January 12, 2012

572053

Noah  Levinson

Great Neck

NY

January 12, 2012

221307

Sami  Ahmed

Aurora

IL

January 12, 2012

856624

Anastasia Marie Harold

Webster

NY

January 12, 2012

217785

Stuart Jay Landman

Lawrenceville

GA

January 12, 2012

856622

Michael Nicholson Quinn

Rochester

NY

January 12, 2012

154669

Shaun Paul Brenner

Levittown

NY

January 12, 2012

364050

Patrick Michael Ruffner

Chicago

IL

January 16, 2012

844158

Jonathan Thomas Dejesus

Westport

MA

January 17, 2012

825672

Michael Patros Bahoura

Shelby Twp

MI

January 17, 2012

838670

Wesley Barron Forbes

Franklin

MI

January 17, 2012

621650

Jennifer Lynn Lewis

Plano

TX

January 17, 2012

838699

Krisanu  Mukherjee

Detroit

MI

January 17, 2012

825673

Charles James Baldwin

Southfield

MI

January 17, 2012

826811

William Henry Pinson

Detroit

MI

January 19, 2012

134617

James Austin Watson

Norristown

PA

January 19, 2012

275585

Kathryn Dinah Herman

Cleveland

OH

January 19, 2012

847827

Amelia Rose Hubble

Brownstown

MI

January 19, 2012

847823

Brian Peter Hildebrand

Ann Arbor

MI

January 19, 2012

826556

Keyon Lamont Grayer

Ann Arbor

MI

January 19, 2012

847786

Graham Robert Dresselhouse

Plymouth

MI

January 24, 2012

197298

Sandra Lucille Panzarella

City Island

NY

January 24, 2012

838704

Kyle Kennedy Rogers

Warren

MI

January 24, 2012

847799

Marcus James Brown

Dearborn

MI

January 24, 2012

847812

Ryan Thomas Dwyer

Novi

MI

January 24, 2012

362755

Maynor Aaron Collins

Glenside

PA

January 25, 2012

847881

Scott Bradley Head

Newport

MI

January 25, 2012

848926

Jason Michael Flewelling

Detroit

MI

January 25, 2012

847880

Gina Marie Guzzardo

Shelby Twp.

MI

January 25, 2012

826968

Mark  Shkreli

Sterling Heights

MI

January 26, 2012

857951

David  Weinbach

Brooklyn

NY

January 26, 2012

255265

Jeffrey Nelson Thune

Costa Mesa

CA

January 26, 2012

583598

Michael Eugene Pitts

Columbia

MO

January 27, 2012

847817

Kenneth Michael Gleason

Gibraltar

MI

January 27, 2012

838745

Alexander Jonathan Hettinger

Columbus

OH

January 27, 2012

838661

Stephanie Marie Cords

Plymouth

MI

January 30, 2012

435881

Benjamin Thomas Sible

Farmington Hills

MI

January 30, 2012

114850

John Christopher Latsko

Royersford

PA


SECTION II

January 29, 2012 (TM-LFS)
PAYMO, INC.
201 Mission Street, 10th Floor, San Francisco, CA 94105

Application for a license to engage in business as a transmitter of money has been withdrawn.


February 6, 2012 (CC–LFS)
Freer Associates, Inc.   
400 Route 211 East, Middletown, NY 10940

Application for the Superintendent’s prior approval of a change of control of A & M Enterprises, LLC. d/b/a United Check Cashing, a licensed casher of checks, was approved.


February 7, 2012 (SB-CRB)
ELMIRA SAVINGS BANK
333 East Water Street, Elmira, NY 14901

Approval given to change the location of branch office from Arnot Mall, 3300 Chambers Road, Town of Big Flats, Chemung County, NY 14845 to 971 County Route 64, Town of Big Flats, Chemung County, NY 14903, on or after February 7, 2012.


February 7, 2012 (BK-CRB)
SAVOY BANK
1675 Broadway, New York, NY 10019

A “Certificate of Amendment of the Organization Certificate of Savoy Bank under Section 8005 of the New York Banking Law” was approved and filed with the Office of the Superintendent of Banks on February 7, 2011.

The amendment provides for an increase in capital stock from $4,619,070 consisting of 4,619,070 shares of common stock with a par value of $1.00 per share to $7,119,070 consisting of 7,119,070 shares of capital stock, par value $1.00 per share.


February 8, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following seven locations:

  1. Williamsport Regional Medical Center, 700 High Street, Williamsport, Lycoming County, PA 17701;
  2. Sheetz Inc. Convenience Store, 203 Craig Dell Road, Lower Burrell, Westmoreland County, PA 15068;
  3. Sheetz Inc. Convenience Store, 703 East King Street, King, Stokes County, NC 27021;
  4. Sheetz Inc. Convenience Store, 3941 West Market Street, Greensboro, Guilford County, NC 27407;
  5. Sheetz Inc. Convenience Store, 108 South Bickett Boulevard, Louisburg, Franklin County, NC 27549;
  6. Sheetz Inc. Convenience Store, 2521 North Memorial Drive, Greenville, Pitt County, NC 27834; and
  7. Sheetz Inc. Convenience Store, 1620 New Garden Road, Greensboro, Guilford County, NC 27410.

February 8, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization issued to open and occupy a branch office at 1420 Wisconsin Avenue NW, Washington, DC 20007, on or after February 9, 2012.


February 8, 2012 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
14141 Southwest Freeway, Suite 1000, Sugar Land, South Bend County, Texas 77478

A rider was issued in connection with the relocation to 26 Court Street, Suite 2610, Brooklyn, Kings County, NY 11242 from 26 Court Street, Suite 1801, Brooklyn, Kings County, NY 11242.


February 9, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 305 West Chesapeake Avenue, Towson, Baltimore County, MD 21204, surrendered for cancellation.

Office discontinued as of January 31, 2012.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

February 06, 2012 (MB-MBD)
Full Service Branch
NFM, Consultants In Lieu of True Name NFM, Inc.
106 Centre Boulevard, Suites F & G, Marlton, NJ 08053

February 06, 2012 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA(S): Presidents First Mortgage Bankers
Senior Funding Group
97-18 Queens Boulevard, Suite A, Rego Park, NY 11374

February 06, 2012 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation d/b/a Jefferson Home Mortgage and Loan
2517 Highway 35, Building B, Suite 103-104, Manasquan, NJ 08736

February 06, 2012 (MB-MBD)
Full Service Branch
Cliffco, Inc. DBA Cliffco Mortgage Bankers
Additional DBA(S): Forward/Reverse Funding
1065 Old Country Road, Suite 205A, Westbury, NY 11590


Certificate to engage in the business of a Mortgage Broker surrendered:

February 06, 2012 (BR-MBD)
Power Plus of New York, Inc.
58-11 198th Street, Fresh Meadows, NY 11365
Effective Date: January 30, 2012


License to engage in the business of a Mortgage Banker Branch surrendered:

February 08, 2012 (MB-MBD)
Full Service Branch
All American Home Mortgage Corp DBA All American Mortgage Bankers
333 Earle Ovington Blvd., Suite 102, Uniondale, NY 11553
Effective Date: January 30, 2012

February 08, 2012 (MB-MBD)
Full Service Branch
GuardHill Financial Corp.
176 Federal Street, 4th Floor, Boston, MA 02110
Effective Date: January 30, 2012

February 08, 2012 (MB-MBD)
Full Service Branch
GuardHill Financial Corp.
100 Crossways Park West, Suite 215, Woodbury, NY 11797
Effective Date: January 30, 2012

February 08, 2012 (MB-MBD)
Full Service Branch
GuardHill Financial Corp.
251 Pantigo Road, East Hampton, NY 11937
Effective Date: January 30, 2012


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

February 02, 2012 (BR-MBD)
Braccio Inc. D/B/A The Mortgage Forum
2809 Lindenmere Drive, Merrick, NY 11566

February 03, 2012 (BR-MBD)
John J. Lease Mortgage Company, LLC
299 North Plank Road, Newburgh, NY 12550

February 03, 2012 (BR-MBD)
F & P Business Center, Inc.
4915 Broadway, New York, NY 10034

February 03, 2012 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372

February 06, 2012 (BR-MBD)
Nazim Khan Mohamed DBA M&M Affordable Mortgage
188-38 Jamaica Avenue, Hollis, NY 11423 2512

February 07, 2012 (BR-MBD)
Lynn Nunes D/B/A Network Funding
115-13 Jamaica Avenue, Richmond Hill, NY 11418 2430


Mortgage Broker Certificate Address Changes:

February 02, 2012 (BR-MBD)
American Capital Mortgage, Inc
From: 199 Jericho Turnpike, LL4, Floral Park, NY 11001
To: 439 Main Street, Suite 202, Orange, NJ 07050

February 06, 2012 (BR-MBD)
Payment Plans Inc.
From: 2741 Transit Road, Elma, NY 14059
To: 7066 Clinton Street, Elma, NY 14059 8803

February 06, 2012 (BR-MBD)
Courtney Jill Krysty D/B/A Embassy Funding
From: 1 Paragon Drive, Suite 150-C, Montvale, NJ 07645
To: 210 Summit Avenue, Suite A-15a, Montvale, NJ 07645


Mortgage Banker Branch License Address Changes:

February 06, 2012 (MB-MBD)
Syracuse Securities, Inc.
From: 8600 Main Street, Suites 02 and 03, Williamsville, NY 14221
To: 8600 Main Street, Suite 4, Williamsville, NY 14221


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

February 3, 2012

160124

Andrew Anthony Amarone Jr

Hamden

CT

February 8, 2012

103735

Andrew Charles Augusta

Miami Beach

FL

February 8, 2012

281973

Stuart Martin Lebowitz

Los Angeles

CA

February 8, 2012

350982

Jennifer Lynne Bettilyon

Canton

MI

February 8, 2012

779262

Joshua Taylor Klebanoff

New York

NY


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

February 3, 2012

584259

Christine Elizabeth Armstrong

Livonia

MI

Quicken Loans Inc.

February 3, 2012

31463

Anthony  DiNapoli

Jackson

NJ

Advisors Mortgage Group, L.L.C.

February 3, 2012

40122

Peter Garrahan Browning

East Northport

NY

Accurate Capital Corp

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