Weekly Bulletin
March 30, 2012
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
INSTITUTION CODES |
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REGULATORY UNIT CODES
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION l
March 22, 2012 (FB-FWB)
CANARA BANK
112, J C Road, Bangalore – 560-002 India
Application, pursuant to Section 201 of the Banking Law, to establish and maintain a branch office in New York, received.
The comment period for this application will expire on April 30, 2012.
March 23, 2012 (SF-LFS)
GATEWAY ONE LENDING & FINANCE, LLC
160 N. Riverview Drive, Suite 100, Anaheim, Orange County, CA 92808
Notification received for a change of branch location from 13560 Morris Road, Suite 1350, Milton, Fulton County, GA 30004 to 13560 Morris Road, Suite 1250, Milton, Fulton County, GA 30004.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
March 23, 2012 (SF-LFS)
AMERICAN SUZUKI FINANCIAL SERVICES COMPANY LLC
U/A/N AMERICAN SUZUKI FINANCIAL SERVICES U/A/N ASFS
7159 Corklan Drive, Jacksonville, Duval County, FL 32258
Application received to engage in business as a sale finance company at the following branch location:
17500 Chenal Parkway, Little Rock, Pulaski County, AR 72223
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
March 26, 2012 (FB-FWB)
DANSKE BANK A/S
Holmens Kanal 2-12, DK-1092, Copenhagen K, Denmark.
Application, pursuant to Section 201 of the Banking Law, to establish and maintain a branch in Manhattan, New York, NY, received.
March 27, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notices of intention to establish electronic facilities (automated teller machines) at the following three locations, received:
- Sheetz Inc. Convenience Store, 2905 Rockford Street, Mount Airy, Surry County, NC 27030;
- Sheetz Inc. Convenience Store, 1138 South Main Street, Graham, Alamance County, NC 27253; and
- Sheetz Inc. Convenience Store, 135 Market Street, Zion Crossroads, Orange County, VA 22942.
March 27, 2012 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901
Notice of intention to establish an electronic facility (automated teller machine) at Collegetown Bagels, 415 College Avenue, Ithaca, Tompkins County, NY 14850, received.
March 28, 2012 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111
Pursuant to the provisions of Section 131(4) of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 1461 Franklin Avenue, Garden City, Nassau County, NY 11530, received.
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:
March 27, 2012 (MB-MBD)
Applicant(s)
Brian Andrew Simon
Sheila Rae Mayes
Richard Dale Hatley, Jr.
LSF5 Mortgage Holding Operations LLC
Lone Star Fund V (U.S.) LP
LSF V Int. Finance LP
CADFUND, LP
LSF5 Mortgage Holding III Operations LLC
LSF5 Mortgage Holding II Operations LLC
As: Caliber Funding New York LLC In Lieu of True Name Caliber Funding LLC
6031 Connection Drive, Suite 200, Irving, TX 75039
Mortgage Broker Certificate Name Change Received:
March 23, 2012 (BR-MBD)
From: Spencer Home Equities, Inc.
To: Spencer Home Equities, Inc.
Additional DBA(s)
Five Star Reverse Funding
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
License Req Date |
NMLS |
Date Complete |
Name |
City |
State |
January 3, 2012 |
441844 |
3/27/2012 |
Erica L Schneider |
Clay |
NY |
January 3, 2012 |
441843 |
3/27/2012 |
Luann T Dobson |
Baldwinsville |
NY |
January 3, 2012 |
441865 |
3/26/2012 |
Dylan B Randall |
Pendleton |
NY |
January 4, 2012 |
441900 |
3/27/2012 |
Carol A Alger |
Fulton |
NY |
January 4, 2012 |
441910 |
3/27/2012 |
Sarah J Ludington |
Syracuse |
NY |
January 24, 2012 |
98452 |
3/27/2012 |
David Couto Terezo |
Westbury |
NY |
February 8, 2012 |
484800 |
3/27/2012 |
Nathan Mulenga |
Bronx |
NY |
February 9, 2012 |
166680 |
3/26/2012 |
Jason Ross Zandman |
Massapequa |
NY |
February 10, 2012 |
441908 |
3/28/2012 |
Patricia Guiry |
Niskayuna |
NE |
February 10, 2012 |
441846 |
3/27/2012 |
Patricia A Kalfass |
Cicero |
NY |
February 20, 2012 |
790413 |
3/28/2012 |
Michael David Peretz |
Ballwin |
MO |
March 5, 2012 |
26823 |
3/28/2012 |
John Carter |
New Baltimore |
MI |
March 5, 2012 |
860562 |
3/28/2012 |
Cody Wyatt Barz |
Detroit |
MI |
March 5, 2012 |
40626 |
3/28/2012 |
Glenn Michaels |
Oceanside |
NY |
March 5, 2012 |
861287 |
3/28/2012 |
Tremaine Wardell Woods |
Auburn Hills |
MI |
March 5, 2012 |
861251 |
3/28/2012 |
Henry Joseph Shenkosky |
Brighton |
MI |
March 5, 2012 |
872838 |
3/28/2012 |
Douglas Paul Lalino |
St Petersburg |
FL |
March 7, 2012 |
860358 |
3/28/2012 |
Omar Y Jasser |
Garfield |
NJ |
March 7, 2012 |
22504 |
3/28/2012 |
Robert Brian Serrano |
Philadelphia |
PA |
March 7, 2012 |
874245 |
3/28/2012 |
Elizabeth Ann Short |
Manhasset |
NY |
March 7, 2012 |
393470 |
3/28/2012 |
John Charles Baumann |
Columbus |
OH |
March 8, 2012 |
397628 |
3/22/2012 |
Brian Christopher Connelly |
Mentor |
OH |
March 8, 2012 |
838669 |
3/22/2012 |
Jeffrey David Flora |
Northville |
MI |
March 8, 2012 |
861282 |
3/22/2012 |
Tatiana Jae Uribe |
Macomb |
MI |
March 9, 2012 |
832457 |
3/28/2012 |
Victoria Marie Roman |
Farmingville |
NY |
March 12, 2012 |
35475 |
3/28/2012 |
Matthew L Moore |
Kansas City |
MO |
March 14, 2012 |
861717 |
3/22/2012 |
Jeffrey Martin Bush |
Scottsdale |
AZ |
March 14, 2012 |
847908 |
3/22/2012 |
Daniel Robert Keener |
Avondale |
AZ |
March 14, 2012 |
590016 |
3/22/2012 |
Christie L Wiesen |
Penfield |
NY |
March 14, 2012 |
861234 |
3/22/2012 |
Evan Douglas Missig |
Troy |
MI |
March 26, 2012 |
58842 |
3/23/2012 |
Scott Michael Henbest |
Deer Park |
NY |
SECTION II
March 20, 2012 (LL-LFS)
GE CAPITAL COMMERCIAL INC.
6510 Millrock Drive, Suite 200, Holladay, UT 84121
License to engage in business as a license lender was surrendered.
March 21, 2011 (SF-LFS)
VIRTUAL LENDING SOURCE, LLC
7084 Miramar Road, San Diego, San Diego County, CA 92121-2359
License to engage in business as a sales finance company was surrendered.
March 22, 2012 (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301
Notification received that representative office registered at 527 Townline Road (Suite 300), Hauppauge, Town of Smithtown, Suffolk County, NY 11788 will not be opened.
March 22, 2012 (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301
Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 2171 Jericho Turnpike (Suite LL4), Commack, Town of Smithtown, Suffolk County, NY 11725.
March 23, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization granting permission to establish, maintain, and operate a public accommodation office at 835 East Philadelphia Avenue, Boyertown, Berks County, PA 19512 as an adjunct to branch office at 200 East Philadelphia Avenue, Boyertown, Berks County, PA 19512, surrendered for cancellation.
Office discontinued as of March 16, 2012.
March 23, 2012 (SF-LFS)
TEBO FINANCIAL SERVICES, INC.
4801 Dressler Road NW, Suite 194, Canton, Stark County, OH 44718
A license rider was issued for a change of a sales finance company licensed headquarters from 4025 Erie Street South, Massillon, Stark County, OH 44646 to 4801 Dressler Road NW, Suite 194, Canton, Stark County, OH 44718.
March 27, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization granting permission to open and occupy a branch office at Shoppers Food & Pharmacy, 5110 Nicholson Lane, Kensington, Montgomery County, MD 20895, surrendered for cancellation.
Office discontinued as of March 19, 2012.
March 27, 2012 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
Authorization issued to open and occupy a branch office at 576 North Greenbush Road (Route 4), Town of North Greenbush, Rensselaer County, NY 12144, on or after March 28, 2012.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
March 26, 2012 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited
Senior Security Home Advantage
155 New Dorp Plaza, Suite 2-A, Staten Island, NY 10306
Certificate issued to engage in the business as a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law:
March 26, 2012(MLS-MBD)
Saxon Mortgage Services, Inc.
4700 Mercantile Drive North, Fort Worth, TX 76137
Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York State Banking Law:
March 26, 2012 (MLS-MBD)
Full Service Branch
Saxon Mortgage Services
3701 Regent Blvd., Suite 200, Irving, TX 75063
March 26, 2012(MLS-MBD)
Full Service Branch
AmeriNational Community Services, Inc.
921 East Fort Avenue, Suite 120, Baltimore, MD 21230
March 26, 2012(MLS-MBD)
Full Service Branch
AmeriNational Community Services, Inc.
8121 East Florence Avenue, Downey, CA 90240
Certificate to engage in the business of a Mortgage Broker surrendered:
March 23, 2012 (BR-MBD)
Kailin Woo D/B/A Parkside Mortgage
55-10 Main Street, 2nd Floor, Flushing, NY 11355 5050
Effective Date: February 27, 2012
License to engage in the business of a Mortgage Banker Branch surrendered:
March 27, 2012 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
80 Genesee Street, New Hartford, NY 13413
Effective Date: March 26, 2012
March 27, 2012 (MB-MBD)
Full Service Branch
First Residential Mortgage
Services Corporation
5571 University Drive, Suite 102, Coral Springs, FL 33067
Effective Date: March 23, 2012
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
March 22, 2012 (BR-MBD)
Kemdy Inc. DBA Kemdy Financial Information Services
420 East Third Street, Mount Vernon, NY 10553 5126
March 23, 2012 (BR-MBD)
D.A.R.T. Capital Mortgage Corp.
535 Broadhollow Road, Suite B30, Melville, NY 11747 3713
Mortgage Banker License Address Changes:
March 23, 2012 (MB-MBD)
One Reverse Mortgage, LLC
From: 9740 Scranton Road, Suite 300, San Diego, CA 92121
To: 9920 Pacific Heights Boulevard, Suite 350, San Diego, CA 92121 1745
The following mortgage broker is no longer a New York State approved FHA Mortgage Loan Correspondent and may no longer commit to make or advance funds on such loans for property located in the State of New York.
March 27, 2012 (BR-MBD)
The Manchester Company, Inc.
483 New York Avenue, Huntington, NY 11743 3441
The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage banker license, to settle violations of Section 591(3) of Article 12-D of the New York Banking Law for utilizing an unauthorized domain name to engage in New York regulated residential mortgage activities. The Settlement Agreement terms and conditions include a fine of $5,000.
March 20, 2012 (MB-MBD)
American Financial Resources, Inc
9 Sylvan Way, Parsippany, NJ 07054
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York residential property:
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
April 12, 2011 |
260136 |
Keith Richard Shamma |
Livonia |
MI |
April 12, 2011 |
351794 |
Jordan Charles Przybylo |
Lake Orion |
MI |
April 12, 2011 |
375887 |
Christopher Lawrence Obodzinski |
Westlake |
OH |
June 28, 2011 |
179056 |
Andrew Joseph Green |
Sicklerville |
NJ |
October 13, 2011 |
51463 |
George Peter Riccio Jr. |
Smithtown |
NY |
March 22, 2012 |
493329 |
Eric Tyrone Dorsey |
Royal Oak |
MI |
March 26, 2012 |
260142 |
Kevin Van Sipe |
Clinton Township |
MI |
March 26, 2012 |
584251 |
Adam David Puhy |
Grosse Pointe Park |
MI |
March 26, 2012 |
13880 |
Valerie Hoyt-O'Brien |
Manorville |
NY |
March 26, 2012 |
151558 |
Peter Emanuel Vitabile |
Clarksburg |
NJ |
March 28, 2012 |
140325 |
Kristen Deniece George |
Lewisville |
TX |
March 28, 2012 |
312504 |
Patrick Thomas Socia |
St Clair Shores |
MI |
March 28, 2012 |
6572 |
Louis John Scavone Jr |
Mt. Sinai |
NY |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Approved Date |
NMLS |
Name |
City |
State |
Sponsor |
March 2, 2012 |
846153 |
Arunas Simanavicius |
Brooklyn |
NY |
Mortgage World Bankers, Inc |
March 23, 2012 |
263049 |
Carl J Giuffrida Mr. |
Miller Place |
NY |
East Coast Capital Corp |
March 23, 2012 |
647903 |
Minh Lu |
North Wales |
PA |
GMAC Mortgage, LLC |
March 23, 2012 |
847823 |
Brian Peter Hildebrand |
Ann Arbor |
MI |
Quicken Loans Inc. |
March 23, 2012 |
826807 |
Kelly Rose Pelletier |
Sterling Heights |
MI |
Quicken Loans Inc. |
March 23, 2012 |
826813 |
Alyssa Jane Price |
Grosse Pointe |
MI |
Quicken Loans Inc. |
March 23, 2012 |
4163 |
Janice Sue Kindel |
Flower Mound |
TX |
Nationstar Mortgage LLC |
March 23, 2012 |
460175 |
Michael James Secor |
Poughkeepsie |
NY |
Real Estate Mortgage Network, Inc. |
March 23, 2012 |
847799 |
Marcus James Brown |
Dearborn |
MI |
Quicken Loans Inc. |
March 23, 2012 |
825672 |
Michael Patros Bahoura |
Shelby Twp |
MI |
Quicken Loans Inc. |
March 23, 2012 |
836996 |
Shamika Payne |
Baldwin |
NY |
Wall Street Mortgage Bankers, Ltd. |
March 23, 2012 |
429180 |
Christopher Hamlin Washburn |
Phoenix |
AZ |
Quicken Loans Inc. |
March 23, 2012 |
148164 |
Calvin Augustus Matthews |
Rosedale |
NY |
MGN FUNDING CORP |
March 23, 2012 |
629542 |
Anthony Joseph Miller |
Halethorpe |
MD |
New Day Financial, LLC |
March 23, 2012 |
565404 |
David E McCaw |
Mexico |
NY |
NVR Mortgage Finance, Inc. |
March 23, 2012 |
844158 |
Jonathan Thomas DeJesus |
Westport |
MA |
Embrace Home Loans, Inc. |
March 23, 2012 |
713781 |
Jason Charles |
Toledo |
OH |
Quicken Loans Inc. |
March 23, 2012 |
70157 |
Yale Ira Resnick |
Sea Cliff |
NY |
Associated Mortgage Bankers, Inc. |
March 23, 2012 |
826567 |
Kelly Marie Palac |
Wayne |
MI |
Quicken Loans Inc. |
March 23, 2012 |
129176 |
Enrico Martino |
Brooklyn |
NY |
Real Estate Mortgage Network, Inc. |
March 23, 2012 |
837748 |
David Steven Price |
Troy |
MI |
Quicken Loans Inc. |
March 23, 2012 |
493364 |
Roger Patrick Lombardi |
Mayfield Heights |
OH |
Quicken Loans Inc. |
March 23, 2012 |
838655 |
Andrew Herbert Bow |
Commerce Twp. |
MI |
Quicken Loans Inc. |
March 23, 2012 |
291267 |
Steven M Katchen |
Raritan |
NJ |
Absolute Home Mortgage Corporation |
March 23, 2012 |
540948 |
Anna Elizabeth Neal |
Allen |
TX |
Nationstar Mortgage LLC |
March 23, 2012 |
826968 |
Mark Shkreli |
Sterling Heights |
MI |
Quicken Loans Inc. |
March 23, 2012 |
424782 |
Theodore Jordan Theodoroff III |
Ferndale |
MI |
Quicken Loans Inc. |
March 23, 2012 |
838654 |
Brad Thomas Beisiegel |
Royal Oak |
MI |
Quicken Loans Inc. |
March 23, 2012 |
762110 |
Bret Alan Taylor |
Denton |
TX |
Nationstar Mortgage LLC |
March 23, 2012 |
847812 |
Ryan Thomas Dwyer |
Novi |
MI |
Quicken Loans Inc. |
March 23, 2012 |
188308 |
Deborah Sue Townsend |
Middle Village |
NY |
Associated Mortgage Bankers, Inc. |
March 23, 2012 |
28932 |
Vichente Oprea |
Deer Park |
NY |
Franklin First Financial, Ltd. |
March 23, 2012 |
74397 |
Michael Scott Malcolm |
Rochester |
NY |
OneMain Financial, Inc. |
March 23, 2012 |
424985 |
Elizabeth Mary Napolitano |
Merrick |
NY |
Guaranteed Rate, Inc. |
March 23, 2012 |
832396 |
Scott Adam Miller |
Woodbury |
NY |
United Northern Mortgage Bankers Limited |
March 23, 2012 |
825673 |
Charles James Baldwin III |
Southfield |
MI |
Quicken Loans Inc. |
March 23, 2012 |
12376 |
Anita Leslie Bakke |
Haverhill |
MA |
Franklin American Mortgage Company |
March 23, 2012 |
21639 |
Matthew Sharath Devadan |
Mt. Gilead |
OH |
Residential Finance Corporation |
March 23, 2012 |
12983 |
Robert William Barbera |
New Hyde Park |
NY |
New Penn Financial, LLC |
March 23, 2012 |
342241 |
Tyler Martin Leahy |
Middletown |
RI |
Embrace Home Loans, Inc. |
March 23, 2012 |
94485 |
Arthur Martin Anskat |
East Rockaway |
NY |
United Northern Mortgage Bankers Limited |
