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New York State Department of Financial Services

Weekly Bulletin

May 25, 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:


INSTITUTION CODES

BK

Bank

BP

Budget Planner

CC

Check Casher

CU

Credit Union

FA

Foreign Agency

FB

Foreign Branch

FR

Foreign Representative Office

HC

Holding Company

IC

Investment Company

LL

Licensed Lender

MK

Merchant Bank

MI

Miscellaneous

MB

Mortgage Banker

BR

Mortgage Broker

MS

Mortgage Servicer

PF

Premium Finance Agency

PB

Private Banker

SD

Safe Deposit Company

SF

Sales Finance Agency

SL

Savings and Loan Association

SB

Savings Bank

TM

Transmitter of Money

TR

Trust Company

REGULATORY UNIT CODES

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION l

May 23, 2012 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Application dated May 21, 2012 for permission to change the location of branch office from 450 East Altamonte Drive, Altamonte Springs, Seminole County, FL 32701 to 420 East Altamonte Drive, Altamonte Springs, Seminole County, FL 32701, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

May 23, 2012 (BR-MBD)
Applicant(s)
Courtney Jill Krysty
As: Embassy Funding LLC
210 Summit Avenue, Suite A-15a, Montvale, NJ 07645 1579


Application to establish a Mortgage Broker's Branch received for examination:

May 23, 2012 (BR-MBD)
Full Service Branch
All Western Mortgage, Inc.
5791 Route 80, First Floor, Tully, NY 13159


Application to establish a Mortgage Banker's Branch received for examination:

May 23, 2012 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/A PHH Mortgage Services
Additional DBA(S): Instamortgage.com
Mortgagesave.com
Coldwell Banker Mortgage
ERA Mortgage
Century21 Mortgage
Domain Distinctive Property Finance
8950 Cal Center Drive, Suite 202, Sacramento, CA 95826

May 23, 2012 (MB-MBD)
Full Service Branch
Meridian Residential Capital LLC D/B/A First Meridian Mortgage
Additional DBA(S): Trump Financial
145 Main Avenue, Suite 402, Passaic, NJ 07055

May 23, 2012 (MB-MBD)
Full Service Branch
Paragon Home Loans Inc.
44 Oak Street, Suite 100, Plattsburgh, NY 12901


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

December 22, 2010

97906

Brandon Anthony Feikle

North Royalton

OH

December 22, 2010

193445

Michael C Bankowski

Parma

OH

February 1, 2011

293727

Margo  Dobbins

Fort Collins

CO

April 25, 2011

77045

Nicholas George Apostolakis

Cleveland

OH

April 25, 2011

80567

Apostolos Nicholas Theodorou

Brooklyn

OH

June 2, 2011

73774

Johnny  Rivera

Lorain

OH

August 11, 2011

713773

Reece Robert McCabe

Canton

MI

August 11, 2011

713775

Brian Christopher Hejka

Dearborn Heights

MI

August 18, 2011

713784

Agostino Roberto Vitiello

Fraser

MI

October 25, 2011

812698

David Walter Kaltenrieder

Chesterfield

MO

December 12, 2011

354791

Lindsey Brook

New York

NY

January 19, 2012

223785

Joshua Michael Hereau

Chicago

IL

February 16, 2012

757709

Philip A. Parziale

Parsippany

NJ

March 27, 2012

653670

Douglas Scott Morgen

New York

NY

April 11, 2012

169904

Shawn Marquise Person

Phila

PA

April 23, 2012

194379

Robert Joseph Colletti

Blackwood

NJ

May 1, 2012

881072

Elizabeth Claire Johnston

Grosse Pointe Farms

MI

May 1, 2012

392798

Rachel Suzanne Howell

Redford

MI

May 1, 2012

891486

Mathew James Ouellette

Westland

MI

May 1, 2012

872155

Dan Gavril Rus

Sterling Heights

MI

May 1, 2012

881070

Joseph Peter Deangelo

Royal Oak

MI

May 1, 2012

838726

Chad Michael O'Neil

Brownstown

MI

May 1, 2012

881073

Michael John Nawrocki

Troy

MI

May 1, 2012

355994

William Paul Michael

Jacksonville

FL

May 1, 2012

140801

Donald Joseph Chmela

Roslyn Hts

NY

May 1, 2012

102539

Michael Grant Sullivan

Tampa

FL

May 1, 2012

891481

Nathan Joseph Guilloz

Wyandotte

MI

May 2, 2012

385383

Bruce Kevin Mangrum

Detroit

MI

May 2, 2012

397648

Theresa Ann Rosso

Novi

MI

May 2, 2012

877117

Lora Caroline Woodard

Alden

NY

May 2, 2012

256681

Timothy Leonard Jerome

Grosse Pointe

MI

May 2, 2012

881074

Curtis Eugene Stone

Howell

MI

May 2, 2012

385384

Stephen Michael Martin

Waterford

MI

May 2, 2012

871685

Ryan Michael York

Clinton Township

MI

May 2, 2012

38056

Luis Francisco Rosa

Bronx

NY

May 9, 2012

888023

Nya  Yeanafehn

Hamilton

NJ

May 9, 2012

888030

Peter Gannon Thomas

Moorestown

NJ

May 10, 2012

881600

Ryan Michael Kennedy

Cuyahoga Falls

OH

May 10, 2012

34761

Michael  Quaranta

Mt. Laurel

NJ

May 10, 2012

133576

Jennifer Lynn Pattik

Windsor Mill

MD

May 10, 2012

840146

Richard Paul Saraullo

Westminster

MD

May 11, 2012

891493

Kelsey Lake Clark

Detroit

MI

May 11, 2012

38741

Michael Joseph Toner

South Setauket

NY

May 11, 2012

891522

Qing Hua Kong

Farmington Hills

MI

May 11, 2012

872144

Justin Allen Malone

Detroit

MI

May 11, 2012

861229

Bryan Adam Mecsey

Bloomfield Hills

MI

May 11, 2012

891201

James Philip Bjorlie

Detroit

MI

May 11, 2012

392863

Dain William Murphy

Keego Harbor

MI

May 11, 2012

420311

Melissa  Hahn

Elyria

OH

May 11, 2012

891550

Chad Brandon Mobley

Walled Lake

MI

May 11, 2012

891483

Michael John Allen

Royal Oak

MI

May 11, 2012

420309

Kevin Francis Keane

North Royalton

OH

May 11, 2012

608819

Andrew John Senopole

Harrison Township

MI

May 11, 2012

861704

Carol Lynn Karr

Brunswick

OH

May 11, 2012

847887

Sean William Bunevich

North Ridgeville

OH

May 11, 2012

891497

Samuel Nathan Dolato

Ferndale

MI

May 11, 2012

891542

Megan Nicole Mccabe

Royal Oak

MI

May 11, 2012

892389

John Woolfolk Moye

Pontiac

MI

May 11, 2012

891505

Jason Basim Hallac

Sterling Heights

MI

May 11, 2012

891532

Barbara Lynn Mallory

West Bloomfield

MI

May 22, 2012

35369

Joseph Michael Wenndt

West Des Moines

IA


SECTION II

May 15, 2012 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791

The license to engage in business as casher of checks at 45-01 Northern Blvd., Long Island City, NY 11101 was surrendered.


May 16, 2012 (CC-LFS)
CEBCO CHECK CASHER CORP.
369 Palmetto Street, Brooklyn, NY 11237

Licenses to engage in business as casher of checks were surrendered for the following limited station locations:

  • A&S Window Associates, Inc., 88-19 76th Avenue, Glendale, NY 11385
  • Acme Bus Corp., 1 West Grumman Road, Bethpage, NY 11714
  • Acme Bus Corp., 165 Cantiague Rock Road, Westbury, NY 11590
  • Glendale Architectural Wood Products, 71-02/08 80th Street, Glendale, NY 11385
  • Wyckoff Heights Medical Center, 374 Stockholm Street, Brooklyn, NY 11237

May 17, 2012 (CC-LFS)
UNIVERSAL CHECK CASHING CORP.
306b North Main Street, Hillcrest, NY 10977

Licenses to engage in business as casher of checks at the following locations were surrendered:

  • 91 Rt. 17K, Newburgh, NY 12550
  • 148 C Main Street, Nanuet, NY 10954

May 21, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Authorizations granting permission to open and occupy branch offices at the following nine locations, surrendered for cancellation:

  1. 223 West Broad Street, Hazleton, Luzerne County, PA 18201;
  2. 451 South State Street, Newtown, Bucks County, PA 18940;
  3. 16 West Main Street, Ringtown, Schuylkill County, PA 17967;
  4. 3628 Scotland Main Street, Chambersburg, Franklin County, PA 17202;
  5. 640 Scranton Carbondale Highway, Dickson City Borough, Lackawanna County, PA 18508;
  6. One South Front Street, Steelton, Dauphin County, PA 17113;
  7. 2545 Centreville Road, Herndon, Fairfax County, VA 20171;
  8. 87 High Street, Waldorf, Charles County, MD 20602; and
  9. 10245 Old Georgetown Road, Bethesda, Montgomery County, MD 20814.

Offices discontinued as of May 11, 2012.


May 22, 2012 (CB-CRB)
USNY BANK
389 Hamilton Street, Geneva, New York 14456

“Certificate of Amendment of the Organization Certificate of USNY Bank under Section 8005 of the Banking Law” was approved and filed in the Office of the Superintendent for Banking.

The amendment provides for: 1) an increase in the number of authorized shares of capital stock from 3,000,000 shares to 4,000,000 shares, all with par value of $5.00 each share; 2) create a class of series preferred stock; and 3) eliminate the preemptive rights of shareholders.


May 22, 2012 (MI-CRB)
EAST WEST BANK
135 North Los Robles Avenue, Pasadena, CA 91101

Authorization issued to open and occupy a branch office at 535 Madison Avenue (8th Floor), Borough of Manhattan, City of New York 10022, on or after May 23, 2012.


May 22, 2012 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office in Stop & Shop Supermarket, 8101 Jericho Turnpike, Woodbury, Town of Oyster Bay, Nassau County, NY 11797 will not result in a significant reduction of banking services in the community to be affected.


May 22, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following two locations:

  1. SUNY Binghamton Library Tower, 4400 Vestal Parkway East, Town of Vestal, Broome County, NY 13902; and
  2. Rutter's Farm Store, 362 North Main Street, York Township, York County, PA 17403.

May 23, 2012 (SB-CRB)
THE DIME SAVINGS BANK OF WILLIAMSBURGH
209 Havemeyer Street, Brooklyn, New York 11211

Application, pursuant to Section 412 of the Banking Law, for the conversion of The Dime Savings Bank of Williamsburgh from a federal savings association to a state-chartered savings bank, under the name The Dime Savings Bank of Williamsburgh, approved.


May 23, 2012 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601

Application, pursuant to Section 412 of the Banking Law, for the conversion of NorthEast Community Bank from a federal savings association to a state-chartered savings bank, under the name NorthEast Community Bank, approved.


May 23, 2012 (SB-CRB)
FAIRPORT SAVINGS BANK
45 South Main Street, Fairport, NY 14450

Application, pursuant to Section 412 of the Banking Law, for the conversion of Fairport Savings Bank from a federal savings association to a state-chartered savings bank, under the name Fairport Savings Bank, approved.


May 23, 2012 (SB-CRB)
COMMUNITY MUTUAL SAVINGS BANK
40 East First Street, Mount Vernon, NY 10550

Application, pursuant to Section 412 of the Banking Law, for the conversion of Community Mutual Savings Bank from a federal savings association to a state-chartered savings bank, under the name CMS Bank, approved.


May 24, 2012 (TM-LFS)
BHS (NEW YORK) CORPORATION
261 Fifth Avenue, New York, NY 10016

License to engage in business as a licensed transmitter of money was surrendered.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law withdrawn:

May 18, 2012 (MB-MBD)
WFRBD, LLC.
601 Carlson Parkway, Suite 1050, Office 1066, Minnetonka, MN 55305


Certificate to engage in the business of a Mortgage Broker surrendered:

May 23, 2012 (BR-MBD)
Geoffrey O. Ukekweh D/B/A New World Holdings
3800 White Plains Road, Bronx, NY 10467
Effective Date: May 18, 2012

May 23, 2012 (BR-MBD)
Gefen Financial Corp.
2164 Victory Boulevard, Staten Island, NY 10314
Effective Date: May 16, 2012

May 23, 2012 (BR-MBD)
First Option Funding Corp.
112-18 Jamaica Avenue, Richmond Hill, NY 11418
Effective Date: May 22, 2012

May 23, 2012 (BR-MBD)
Gateway Mortgage Services, Inc.
1259 Richmond Avenue, 1st Floor, Staten Island, NY 10314
Effective Date: May 18, 2012

May 23, 2012 (BR-MBD)
OCNY Mortgage, LLC
6 Carroll Drive, Highland Mills, NY 10930 2205
Effective Date: May 16, 2012


License to engage in the business of a Mortgage Banker Branch surrendered:

May 17, 2012 (MB-MBD)
Full Service Branch
Meridian Residential Capital LLC D/B/A First Meridian Mortgage
Additional DBA(S): Trump Financial
36-51 Bell Boulevard, Suite 205, Bayside, NY 11361
Effective Date: May 15, 2012

May 22, 2012 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
68 Southfield Avenue, 1st Floor, Stamford, CT 06902
Effective Date: May 16, 2012


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

May 17, 2012 (BR-MBD)
JG Funding Corp. D/B/A Capital In The City
26 Water Street, Staten Island, NY 10304

May 22, 2012 (BR-MBD)
Western Reserve Capital, LLC
1330 Broadway, P.O. Box 101, Darien Center, NY 14040 0101

May 22, 2012 (BR-MBD)
Abound Financial Group, Inc.
751-759 Allerton Avenue, Suite 201, Bronx, NY 10467 8818

May 22, 2012 (BR-MBD)
Manhasset Bay Mortgage Company, LLC
31 South Bayles Avenue, Port Washington, NY 11050 3708


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

May 4, 2012

61147

Kawall N Deosaran

Manhasset

NY

May 11, 2012

5307

James  Schneider

Fallston

MD

May 17, 2012

61893

Aaron  Minkowicz

Brooklyn

NY

May 21, 2012

35696

Michael Neal Leary

Glens Falls

NY

May 21, 2012

68156

Alberto  Teodosio

Brooklyn

NY

May 22, 2012

66855

Mauricio A Viecco

Jersey City

NJ

May 24, 2012

391310

Gregory Phillip Silvia

Middletown

RI

May 24, 2012

713800

Gregory Joseph Ruef

Gilbert

AZ

May 24, 2012

779051

David Andrew Girts

Tempe

AZ

May 24, 2012

493378

Daniel Clinton Denniston

Tempe

AZ

May 24, 2012

515946

Mark Warren Waite Jr.

Sacramento

CA

May 24, 2012

713747

Martin Robert Dobson

Eastpointe

MI

May 24, 2012

320671

Joshua Sittle Wilson

Mission Viejo

CA

May 24, 2012

778661

David Everett Spradling

Scottsdale

AZ

May 24, 2012

713790

Marina Crystal Salinas

Lake Orion

MI


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