Weekly Bulletin

August 3 , 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

INSTITUTION CODES

BK	Bank
BP	Budget Planner
CC	Check Casher
CU	Credit Union
FA	Foreign Agency
FB	Foreign Branch
FR	Foreign Representative Office
HC	Holding Company
IC	Investment Company
LL	Licensed Lender
MK	Merchant Bank
MI	Miscellaneous

MB	Mortgage Banker
BR	Mortgage Broker
MS	Mortgage Servicer
PF	Premium Finance Agency
PB	Private Banker
SD	Safe Deposit Company
SF	Sales Finance Company
SL	Savings and Loan Association
SB	Savings Bank
TM	Transmitter of Money
TR	Trust Company

REGULATORY UNIT CODES

CRB	Community and Regional Banks
CSD	Consumer Services
FWB	Foreign and Wholesale Banks
LFS	Licensed Financial Services
MBD	Mortgage Banking

SECTION l

July 31, 2012 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601

Application dated July 31, 2012 for permission to open and occupy a branch office at 271-281 Quincy Avenue, Quincy, Norfolk County, MA 02169, received.

July 31, 2012 (CC-LFS)
SOUTH ISLAND CHECK CASHING CORP.
1601 Straight Path, Wyandanch, NY 11798

An application was received to change the location of a licensed casher of checks from 1601 Straight Path, Wyandanch, NY 11798 to 301 Merritt Avenue, Wyandanch, NY 11798.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within 10 business days, by August 17, 2012.

August 2, 2012 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201

Application dated August 2, 2012 for permission to change the location of branch office from 545 Troy-Schenectady Road, Latham, Town of Colonie, Albany County, NY 12110 to 1202 Troy-Schenectady Road, Latham, Town of Colonie, Albany County, NY 12110, received.

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS ID	Name of Applicant	City & State of Residence
November 10, 2010	373970	Kent Joseph Meives	Olathe	KS
December 22, 2010	215874	Kristopher Lehman Williams	Eudora	KS
March 23, 2012	367829	Frank Nicholas Marinelli	Baldwinsville	NY
April 19, 2012	899172	Walter Orlando	Laguna Niguel	CA
May 2, 2012	441874	Jason J. Miller	Baldwinsville	NY
May 2, 2012	110448	Melissa A Debenedetto	Hewitt	NJ
May 2, 2012	331095	Patrick Y Chong	Old Tappan	NJ
May 3, 2012	399475	Charles Clayton Greene	Columbus	OH
May 16, 2012	485949	William E Smith	Yonkers	NY
May 25, 2012	485959	James Savoca	Stony Brook	NY
June 1, 2012	881460	Shelly Rappaport	Mount Sinai	NY
June 29, 2012	347873	Daniel Mizrahi	Oakhurst	NJ
July 6, 2012	913429	David John Green II	Dearborn Heights	MI
July 6, 2012	913680	Raidan Kamal Sobh Jr	Grand Blanc	MI
July 6, 2012	913386	Joseph Thomas DesJardins	Romulus	MI
July 10, 2012	846889	John Gerard Kohler	Westampton	NJ
July 10, 2012	630504	Phillip E Gross	Troy	MI
July 10, 2012	913721	Matthew Joseph Vendittelli	Royal Oak	MI
July 10, 2012	913345	Kevin Michael Chubb	Bloomfield Hills	MI
July 10, 2012	936985	Zachary Milani	Sayville
July 12, 2012	921007	Allison Lynn Belcher	Jacksonville	FL
July 12, 2012	913725	Michael Steven Wilmoth	Richmond	MI
July 12, 2012	832261	Michael H. Kramer	East Northport	NY
July 12, 2012	406043	Heather Lynne Connell	Elbridge	NY
July 12, 2012	913627	Mitesh Mukesh Patel	Plymouth	MI
July 16, 2012	925036	Sean Louis Schulich	New York	NY
July 16, 2012	913385	Samantha Lynn Deighton	Detroit	MI
July 16, 2012	913803	Craig Michael Burgess	Medina	OH
July 16, 2012	901462	Tiffany Michelle Ringener	Fort Worth	TX
July 16, 2012	913411	Steven James Fox	Royal Oak	MI
July 16, 2012	913724	Brandon Macdonald Ward	Royal Oak	MI
July 16, 2012	913426	Heath Christian Glovac	Livonia	MI
July 16, 2012	913338	Stephen Michael Burwell	Warren	MI
July 16, 2012	913711	Carolyn Ann Thues	Belleville	MI
July 16, 2012	861702	Felipe Dejesus Delgadillo Avila	Berea	OH
July 16, 2012	913392	Spencer Thomas Duran	West Bloomfield	MI
July 16, 2012	861711	Derek Ian Roode	Sheffield Lake	OH
July 16, 2012	913815	Aaron Kyle Heckathorn	Sheffield Lake	OH
July 17, 2012	920998	Justin Tyler Mcgehee-Walker	Jacksonville	FL
July 17, 2012	767078	Jeremy P Hatcher	Jacksonville	FL
July 17, 2012	485940	Stephen Conroy	Manhasset	NY
July 17, 2012	920899	Beate Linde Moehlig	Gainesville	FL
July 18, 2012	921692	Scott S Warren	Flagler Beach	FL
July 18, 2012	902405	Mark Matthew Barnhart	Lakewood	OH
July 18, 2012	915670	Mary Sandra Wendell	Jacksonville	FL
July 18, 2012	913868	Matthew Robert Seemiller	Cleveland	OH
July 18, 2012	913865	Jayme Louyse Palker	Olmsted Twp	OH
July 18, 2012	913824	Nicholas Wade Markham	Hudson	OH
July 18, 2012	397621	Thomas Patrick Dittoe	Hudson	OH
July 18, 2012	861700	Danny Scott Anderson	Lakewood	OH
July 18, 2012	913867	Donald Lloyd Schroeder	Berea	OH
July 18, 2012	913840	Louis Michael Monaco	Kirtland Hills	OH
July 18, 2012	913816	Christopher Hernandez	Bay Village	OH
July 18, 2012	847870	Johnny Wimberley	Detroit	MI

SECTION II

June 25, 2012 (SB-CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, New York, 11542

The New York State Department of Financial Services issued an Amended Consent Order to First Central Savings Bank pursuant to Section 39 of the New York Banking Law, effective June 25, 2012.

The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

July 30, 2012 (BR-MBD)
Old Dominion Mortgage Co., Inc.
132 West Greenbrook Road, North Caldwell, NJ 07006
Branch Offices:
4 Fairview Street, Westhampton, NY 11977

July 30, 2012 (BR-MBD)
Mortgage One, Inc.
35 West Lemon Street, Tarpon Springs, FL 34689 3621
Branch Offices:
1065 Old Country Road, Suite 215, Westbury, NY 11590

Mortgage Broker Certificate Address Changes:

July 31, 2012 (BR-MBD)
Reliant Home Funding, Inc.
From: 250 Carleton Avenue, Suite 4A, East Islip, NY 11730
To: 125 Baylis Road, Suite 105, Melville, NY 11747 3844

Mortgage Banker Branch License Address Changes:

July 31, 2012 (MB-MBD)
New Penn Financial, LLC
From: 425 Broad Hollow Road, Suite 210, Melville, NY 11747
To: 510 Broad Hollow Road, Suite 302, Melville, NY 11747

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn	NMLS ID	Name of Applicant	City & State of Residence
June 29, 2012	285263	Eddie Golden Gilmore	Lexington	KY
July 25, 2012	888642	Zachary Evangelos Matthews	Elkton	FL
July 30, 2012	774738	Cesare Evan Shillington-Mainardi	Shaker Heights	OH
July 30, 2012	774750	Brian David Tallerico	Novelty	OH
July 30, 2012	827027	Robert Joseph Wolff	Peoria	AZ
July 30, 2012	774683	Marcus Jared Kluczynski	Cleveland	OH
July 30, 2012	53473	Patricia Ann Hinkson	Cambria Heights	NY
August 1, 2012	724571	Damien S Ayuso	East Meadow	NY
August 1, 2012	585359	Jozsef Kopacz	Novi	MI
August 1, 2012	368465	Rataeb Sunbol	Irvine	CA

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval	NMLS ID	Name of Applicant	City & State of Residence		Sponsoring Entity
July 30, 2012	441901	Amy C Pellerin-Criss	Plattsburgh	NY	Paragon Home Loans, Inc