Banking Division
Weekly Bulletin
November 30, 2012
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov. This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
For information on CRA applications and notices, please select this link.
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK |
Bank |
MB |
Mortgage Banker |
BP |
Budget Planner |
BR |
Mortgage Broker |
CC |
Check Casher |
MLS |
Mortgage Servicer |
CU |
Credit Union |
PF |
Premium Finance Agency |
FA |
Foreign Agency |
PB |
Private Banker |
FB |
Foreign Branch |
SD |
Safe Deposit Company |
FR |
Foreign Representative Office |
SF |
Sales Finance Agency |
HC |
Holding Company |
SL |
Savings and Loan Association |
IC |
Investment Company |
SB |
Savings Bank |
LL |
Licensed Lender |
TM |
Transmitter of Money |
MK |
Merchant Bank |
TR |
Trust Company |
MI |
Miscellaneous |
|
|
Regulatory Unit Codes
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION I
November 27, 2012 (SB-CRB)
PIONEER SAVINGS BANK
21 Second Street, Troy, NY 12180
Application dated November 16, 2012 for permission to open and occupy a branch office at 843 Route 146, Town of Clifton Park, Saratoga County, NY 12065, received.
November 27, 2012 (SB-CRB)
APPLE BANK FOR SAVINGS
1395 Northern Boulevard, Manhasset, NY 11030
Application dated November 21, 2012 for permission to open and occupy a branch office at 120 East Fordham Road, Borough of Bronx, City of New York 10468, received.
November 30, 2012 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC DBA THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632
Applications were received for licenses to engage in business as a licensed casher of checks in connection with the purchase of certain assets of Franklin Check Cashing Corp. at the following locations:
- 145 West Kingsbridge Road, Bronx, NY 10468
- 1815 Grand Concourse, Bronx, NY 10453
The publication of receipt of these applications does not indicate that the applications are deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by December 14, 2012.
November 30, 2012 (CC-LFS)
TAF 1343 FLATBUSH INC. DBA NATIONAL CHECK CASHING
1343 Flatbush Avenue, Brooklyn, NY 11210
Application was received for a license to engage in business as a licensed casher of checks at 1343 Flatbush Avenue, Brooklyn, NY 11210.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by December 14, 2012.
November 30, 2012 (CC-LFS)
THE CHECK CASHING SUPERSTORE, INC.
602 Ulster Avenue, Kingston, NY 12401
Application was received for a license to engage in business as a licensed casher of checks at 602 Ulster Avenue, Kingston, NY 12401.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by December 14, 2012.Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
March 10, 2011 |
349398 |
Leka Elezja |
Mahopac |
NY |
June 13, 2012 |
191454 |
John B Third |
Kill Devil Hills |
NC |
August 16, 2012 |
908987 |
Frank J Desetto |
Staten Island |
NY |
August 22, 2012 |
393382 |
Geza Ferenc Rakoczi |
Gahanna |
OH |
August 27, 2012 |
920222 |
Martin Alvarado-Cortes |
Galloway |
OH |
August 30, 2012 |
185367 |
Deirdre Marie Montgomery |
Westerville |
OH |
September 19, 2012 |
944537 |
Jaclyn Denise Gaspari |
Pine Hill |
NJ |
September 19, 2012 |
893659 |
Michael Anthony Greski |
Marlton |
NJ |
September 19, 2012 |
944538 |
Gianna Elizabeth Ciao |
Southampton |
PA |
September 24, 2012 |
135688 |
Kimberly Michelle Davis |
Fort Worth |
TX |
September 24, 2012 |
621879 |
Adam Christopher George Key |
Plano |
TX |
September 24, 2012 |
943937 |
Jon Kason Hunt |
The Colony |
TX |
September 25, 2012 |
934626 |
Kevin Patrick Lydon |
Center Moriches |
NY |
September 26, 2012 |
861287 |
Tremaine Wardell Woods |
Auburn Hills |
MI |
September 26, 2012 |
920926 |
Yekaterina Olegovna Little |
Jacksonville Beach |
FL |
September 27, 2012 |
69603 |
Ricci Merendino |
Colts Neck |
NJ |
September 27, 2012 |
72106 |
Mark W Mazey |
Bratenahl |
OH |
September 27, 2012 |
948039 |
Stephanie Haydee Williamson |
Rochester |
NY |
September 27, 2012 |
944539 |
Mary Kate Hak |
Haddon Township |
NJ |
September 27, 2012 |
711149 |
Gregory Erich Phillips |
New York |
NY |
September 27, 2012 |
951690 |
Kyle Allen Dusseau |
Riverview |
MI |
September 28, 2012 |
60081 |
Karen Ann Bishop |
New York |
NY |
September 28, 2012 |
951688 |
Jeffrey Alan Browne |
Taylor |
MI |
September 28, 2012 |
613217 |
Gwendolyn Joann Washington |
Jacksonville |
FL |
October 1, 2012 |
621687 |
Samuel James Kendall |
Frisco |
TX |
October 2, 2012 |
938342 |
Hans Olaf Helland |
Detroit |
MI |
October 2, 2012 |
902162 |
John Thomas Hoepf |
Detroit |
MI |
October 2, 2012 |
951701 |
Kevin Michael Neville |
Livonia |
MI |
October 2, 2012 |
7914 |
John Stephen Boysen |
Jacksonville |
FL |
October 3, 2012 |
926694 |
Daniel Gavin Maldonado |
Harrison Township |
MI |
October 3, 2012 |
6626 |
Michael R Lapaglia |
Hewlett |
NY |
October 4, 2012 |
861690 |
James Richard Crombez |
Rochester |
MI |
October 5, 2012 |
41256 |
Thomas Joseph Young |
Jacksonville |
FL |
October 5, 2012 |
385995 |
Richard Bange |
Levittown |
NY |
October 5, 2012 |
950841 |
Robert George Pecl |
Lakewood |
OH |
October 8, 2012 |
950868 |
John Emery Salter |
Amherst |
OH |
October 8, 2012 |
929182 |
Cailee Jordan Medina |
Webster |
NY |
October 8, 2012 |
757946 |
Justin Philip Singer |
Aston |
PA |
November 27, 2012 |
85682 |
Russell Mark Sporn |
Plainview |
NY |
November 27, 2012 |
140803 |
Christopher Eugene Micheli |
Walnutport |
PA |
November 27, 2012 |
484279 |
Donald Woodley Sitterson |
Jacksonville |
FL |
SECTION II
October 2, 2012 (SF-LFS)
GREEN TREE CREDIT LLC
Landmark Towers, 345 St. Peter Street, St. Paul, Ramsey County, MN 55102
Three Executive Park Dr.
Bedford, Hillsborough County, NH 03110
7360 South Kyrene Road
Tempe, Maricopa County, AZ 85283
October 4, 2012 (PF-LFS)
AMFIN LLC
777 Zeckendorf Boulevard
Garden City, Nassau County, NY 11530
License to engage in business as a premium finance agency was surrendered.
October 15, 2012 (CC-LFS)
BAYCHESTER PAYMENT CENTER, LLC
1209 East 233rd Street, Bronx, NY 10466
License to engage in business as casher of checks at Big Dee Auto Sales, Inc., 499 Old Tarrytown Road, White Plains, NY 10603 was surrendered.
November 13, 2012 (CC-LFS)
UNEEDA CHECK CASHING, INC.
2033 Second Avenue, New York, NY 10029
License to engage in business as casher of checks at 1812 Archer Street, Bronx, NY 10460 was surrendered.
November 21, 2012 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901
Approval given to change the location of branch office from 594 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110 to 581 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110, on or after November 22, 2012.
November 21, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office in ShopRite Supermarket, 1895 South Road, Town of Poughkeepsie, Dutchess County, NY 12601 will not result in a significant reduction of banking services in the community to be affected.
November 21, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Sheetz Inc. Convenience Store, 101 Ronda Court, North Huntingdon Township, Westmoreland County, PA 15642.
November 26, 2012 (BK-CRB)
BANK LEUMI USA
579 Fifth Avenue, New York, NY 10017
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1400 Broadway, Borough of Manhattan, City of New York 10018 will not result in a significant reduction of banking services in the community to be affected.
November 26, 2012 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
Authorizations issued to open and occupy branch offices at the following two locations, on or after November 26, 2012:
- 11 Vista Boulevard, Slingerlands, Town of Bethlehem, Albany County, NY 12159; and
- 3025 Route 50, Town of Wilton, Saratoga County, NY 12866.
November 26, 2012 (CC-LFS)
CASHZONE FINANCIAL SERVICES, INC.
99 Park Avenue, New York, NY 10016
Licenses and authorizations were issued to reflect a change of name from Cashzone Check Cashing Corporation to Cashzone Financial Services, Inc. for a licensed check casher.
In connection with the above, the original licenses were surrendered.Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York Banking Law:
November 28, 2012 (BR-MBD)
LM Funding LLC
10 Main Street, Keyport, NJ 07735 1254
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
November 28, 2012 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
50 S. County Commons Way, Bdg.4, Unit C6, 2nd Fl., South Kingstown, RI 02879
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law withdrawn:
September 13, 2012 (BR-MBD)
Tuthill Finance LP
60 Katonah Drive, Suite 26, Fairfield, CT 06824 3544
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
November 26, 2012 (BR-MBD)
Full Service Branch
Louviers Mortgage Corporation
167 East Central Avenue, Pearl River, NY 10965
Effective Date: November 26, 2012
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
November 21, 2012 (BR-MBD)
Mortgage Links Inc.
2043 Richmond Avenue, Staten Island, NY 10314 3900
November 26, 2012 (BR-MBD)
Thomas Tangney Esq. LLC DBA Double T
840 Shore Road, Apt. 4F, Long Beach, NY 11561 5407
Mortgage Broker Certificate Address Changes:
November 26, 2012 (BR-MBD)
JMK Financial Group, Inc.
From: 500 North Broadway, Suite 103, Jericho, NY 11753
To: 23 Green Street, Suite 209, Huntington, NY 11743 3336
November 26, 2012 (BR-MBD)
Louviers Mortgage Corporation
From: 4839 Limestone Road, Wilmington, DE 19808
To: 167 East Central Avenue, Pearl River, NY 10965 2543
November 27, 2012 (BR-MBD)
Commercial Express Funding Corp
From: 1025 Old Country Road, Suite 212, Westbury, NY 11590
To: 6608 NW 42nd Way, Boca Raton, FL 33496 4041
Mortgage Broker Branch Certificate Address Changes:
November 26, 2012 (BR-MBD)
Flagship Financial Group, LLC
From: 170 South Interstate Plaza Drive, Suite 300, Lehi, UT 84043
To: 384 South 400 West, Suite 100, Lindon, UT 84042
Mortgage Banker Branch License Address Changes:
November 23, 2012 (MB-MBD)
Continental Home Loans Inc. DBA Senior Home Loans
From: 120 State Street, Albany, NY 12207
To: 301 North Broadway, 2nd Floor, Jericho, NY 11753
November 26, 2012 (MB-MBD)
Guaranteed Home Mortgage Company Inc.
From: 69 Cascade Drive, Suite LL2, Rochester, NY 14614
To: 95 Allens Creek Road, Building 2, Suite 120, Rochester, NY 14618
November 26, 2012 (MB-MBD)
Guaranteed Home Mortgage Company Inc.
From: One Michael Avenue, Suite 3, Farmingdale, NY 11735
To: 490 Wheeler Road, Suite 165E, Hauppauge, NY 11788
November 26, 2012 (MB-MBD)
Guaranteed Rate, Inc.
From: 333 Main Street, 2nd Floor, East Greenwich, RI 02818
To: 300 Metro Center Boulevard, Suite 200, Warwick, RI 02886
November 27, 2012 (MB-MBD)
Equity Home Capital LLC DBA Name Equity Loans, LLC
From: 517 Route 1 South, 2nd Floor, Suite 2200, Iselin, NJ 08830
To: 720 King Georges Post Rd., Ste. 108 Woodbridge Twp, Fords, NJ 08863
Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for acquisition of a control interest:
November 19, 2012 (BR-MBD)
Applicant(s)
Richard S. Fishkin
George A. Pejoves
To acquire additional interest in:
United Fidelity Mortgage LLC
53 Burd Street, 2nd Floor, Nyack, NY 10960
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
November 1, 2012 |
33028 |
James William Clemens |
Northville |
MI |
November 19, 2012 |
300601 |
Fabian Jimenez |
Woodbury |
NY |
November 19, 2012 |
840865 |
Stephen Marquis Murray |
Norristown |
PA |
November 19, 2012 |
873176 |
Angela Marie Ersoy |
Frisco |
TX |
November 23, 2012 |
366650 |
Marcel Alphonse |
Commack |
NY |
November 23, 2012 |
177421 |
Jeffrey Samuel Parkinson |
Cherry Hill |
NJ |
November 26, 2012 |
169904 |
Shawn Marquise Person |
Phila |
PA |
November 27, 2012 |
881217 |
John Charles D'Angelo |
Baltimore |
MD |
November 27, 2012 |
913417 |
Laura Elizabeth Genetti |
Oakland Twp. |
MI |
November 27, 2012 |
65484 |
Michelangelo Joseph Bartolotta |
Whitestone |
NY |
November 27, 2012 |
212672 |
Valarie Ellen Kruse |
Lockport |
NY |
November 27, 2012 |
212768 |
Anthony N Barone |
Brookhaven |
NY |
November 27, 2012 |
63225 |
William W Teague |
Albany |
NY |
November 27, 2012 |
64488 |
Autumn Meredith Urling |
Montclair |
NJ |
November 27, 2012 |
716745 |
Mauricio Alberto Ruiz |
North Providence |
RI |
November 27, 2012 |
645859 |
Nancy Courtney Boland |
Ambler |
PA |
November 27, 2012 |
50956 |
Michael Thomas Freda |
Oceanside |
NY |
November 27, 2012 |
913434 |
Jacob Ryan Hartman |
West Bloomfield |
MI |
November 27, 2012 |
913666 |
Bryan David Savage |
Troy |
MI |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Date of Approval |
NMLS ID |
Name of Applicant |
City & State of Residence |
Sponsoring Entity |
|
November 21, 2012 |
244573 |
Shane Patrick Johnson |
New York |
NY |
US Mortgage Corporation |
November 26, 2012 |
423436 |
Stephen Lee Hewins |
Philadelphia |
PA |
GMAC Mortgage, LLC |
November 28, 2012 |
35475 |
Matthew L Moore |
Kansas City |
MO |
James B. Nutter & Company |
