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New York State Department of Financial Services

Banking Division
Weekly Bulletin

November 30, 2012

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov. This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

November 27, 2012 (SB-CRB)
PIONEER SAVINGS BANK
21 Second Street, Troy, NY 12180

Application dated November 16, 2012 for permission to open and occupy a branch office at 843 Route 146, Town of Clifton Park, Saratoga County, NY 12065, received.


November 27, 2012 (SB-CRB)
APPLE BANK FOR SAVINGS
1395 Northern Boulevard, Manhasset, NY 11030

Application dated November 21, 2012 for permission to open and occupy a branch office at 120 East Fordham Road, Borough of Bronx, City of New York 10468, received.


November 30, 2012 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC DBA THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

Applications were received for licenses to engage in business as a licensed casher of checks in connection with the purchase of certain assets of Franklin Check Cashing Corp. at the following locations:

  1. 145 West Kingsbridge Road, Bronx, NY 10468
  2. 1815 Grand Concourse, Bronx, NY 10453

The publication of receipt of these applications does not indicate that the applications are deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by December 14, 2012.


November 30, 2012 (CC-LFS)
TAF 1343 FLATBUSH INC. DBA NATIONAL CHECK CASHING
1343 Flatbush Avenue, Brooklyn, NY 11210

Application was received for a license to engage in business as a licensed casher of checks at 1343 Flatbush Avenue, Brooklyn, NY 11210.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by December 14, 2012.


November 30, 2012 (CC-LFS)
THE CHECK CASHING SUPERSTORE, INC.
602 Ulster Avenue, Kingston, NY 12401

Application was received for a license to engage in business as a licensed casher of checks at 602 Ulster Avenue, Kingston, NY 12401.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by December 14, 2012.

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

March 10, 2011

349398

Leka Elezja

Mahopac

NY

June 13, 2012

191454

John B Third

Kill Devil Hills

NC

August 16, 2012

908987

Frank J Desetto

Staten Island

NY

August 22, 2012

393382

Geza Ferenc Rakoczi

Gahanna

OH

August 27, 2012

920222

Martin  Alvarado-Cortes

Galloway

OH

August 30, 2012

185367

Deirdre Marie Montgomery

Westerville

OH

September 19, 2012

944537

Jaclyn Denise Gaspari

Pine Hill

NJ

September 19, 2012

893659

Michael Anthony Greski

Marlton

NJ

September 19, 2012

944538

Gianna Elizabeth Ciao

Southampton

PA

September 24, 2012

135688

Kimberly Michelle Davis

Fort Worth

TX

September 24, 2012

621879

Adam Christopher George Key

Plano

TX

September 24, 2012

943937

Jon Kason Hunt

The Colony

TX

September 25, 2012

934626

Kevin Patrick Lydon

Center Moriches

NY

September 26, 2012

861287

Tremaine Wardell Woods

Auburn Hills

MI

September 26, 2012

920926

Yekaterina Olegovna Little

Jacksonville Beach

FL

September 27, 2012

69603

Ricci  Merendino

Colts Neck

NJ

September 27, 2012

72106

Mark W Mazey

Bratenahl

OH

September 27, 2012

948039

Stephanie Haydee Williamson

Rochester

NY

September 27, 2012

944539

Mary Kate  Hak

Haddon Township

NJ

September 27, 2012

711149

Gregory Erich Phillips

New York

NY

September 27, 2012

951690

Kyle Allen Dusseau

Riverview

MI

September 28, 2012

60081

Karen Ann Bishop

New York

NY

September 28, 2012

951688

Jeffrey Alan Browne

Taylor

MI

September 28, 2012

613217

Gwendolyn Joann Washington

Jacksonville

FL

October 1, 2012

621687

Samuel James Kendall

Frisco

TX

October 2, 2012

938342

Hans Olaf Helland

Detroit

MI

October 2, 2012

902162

John Thomas Hoepf

Detroit

MI

October 2, 2012

951701

Kevin Michael Neville

Livonia

MI

October 2, 2012

7914

John Stephen Boysen

Jacksonville

FL

October 3, 2012

926694

Daniel Gavin Maldonado

Harrison Township

MI

October 3, 2012

6626

Michael R Lapaglia

Hewlett

NY

October 4, 2012

861690

James Richard Crombez

Rochester

MI

October 5, 2012

41256

Thomas Joseph Young

Jacksonville

FL

October 5, 2012

385995

Richard  Bange

Levittown

NY

October 5, 2012

950841

Robert George Pecl

Lakewood

OH

October 8, 2012

950868

John Emery Salter

Amherst

OH

October 8, 2012

929182

Cailee Jordan Medina

Webster

NY

October 8, 2012

757946

Justin Philip Singer

Aston

PA

November 27, 2012

85682

Russell Mark Sporn

Plainview

NY

November 27, 2012

140803

Christopher Eugene Micheli

Walnutport

PA

November 27, 2012

484279

Donald Woodley Sitterson

Jacksonville

FL


SECTION II

October 2, 2012 (SF-LFS)
GREEN TREE CREDIT LLC 
Landmark Towers, 345 St. Peter Street, St. Paul, Ramsey County, MN 55102

Licenses to engage in business as a sales finance company at the following two locations were surrendered.  The Licensee no longer has the authority to conduct sales finance business in New York State.

Three Executive Park Dr.
Bedford, Hillsborough County, NH 03110               

7360 South Kyrene Road
Tempe, Maricopa County, AZ 85283


October 4, 2012 (PF-LFS)
AMFIN LLC
777 Zeckendorf Boulevard
Garden City, Nassau County, NY 11530

License to engage in business as a premium finance agency was surrendered.


October 15, 2012 (CC-LFS)
BAYCHESTER PAYMENT CENTER, LLC
1209 East 233rd Street, Bronx, NY 10466

License to engage in business as casher of checks at Big Dee Auto Sales, Inc., 499 Old Tarrytown Road, White Plains, NY 10603 was surrendered.


November 13, 2012 (CC-LFS)
UNEEDA CHECK CASHING, INC. 
2033 Second Avenue, New York, NY 10029

License to engage in business as casher of checks at 1812 Archer Street, Bronx, NY 10460 was surrendered.


November 21, 2012 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

Approval given to change the location of branch office from 594 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110 to 581 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110, on or after November 22, 2012.


November 21, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office in ShopRite Supermarket, 1895 South Road, Town of Poughkeepsie, Dutchess County, NY 12601 will not result in a significant reduction of banking services in the community to be affected.


November 21, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Sheetz Inc. Convenience Store, 101 Ronda Court, North Huntingdon Township, Westmoreland County, PA 15642.


November 26, 2012 (BK-CRB)
BANK LEUMI USA
579 Fifth Avenue, New York, NY 10017

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1400 Broadway, Borough of Manhattan, City of New York 10018 will not result in a significant reduction of banking services in the community to be affected.


November 26, 2012 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA  01201

Authorizations issued to open and occupy branch offices at the following two locations, on or after November 26, 2012:

  1. 11 Vista Boulevard, Slingerlands, Town of Bethlehem, Albany County, NY 12159; and
  2. 3025 Route 50, Town of Wilton, Saratoga County, NY 12866.

November 26, 2012 (CC-LFS)
CASHZONE FINANCIAL SERVICES, INC.
99 Park Avenue, New York, NY 10016

Licenses and authorizations were issued to reflect a change of name from Cashzone Check Cashing Corporation to Cashzone Financial Services, Inc. for a licensed check casher.

In connection with the above, the original licenses were surrendered.


Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York Banking Law:

November 28, 2012 (BR-MBD)
LM Funding LLC
10 Main Street, Keyport, NJ 07735 1254


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

November 28, 2012 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
50 S. County Commons Way, Bdg.4, Unit C6, 2nd Fl., South Kingstown, RI 02879


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law withdrawn:

September 13, 2012 (BR-MBD)
Tuthill Finance LP
60 Katonah Drive, Suite 26, Fairfield, CT 06824 3544

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

November 26, 2012 (BR-MBD)
Full Service Branch
Louviers Mortgage Corporation
167 East Central Avenue, Pearl River, NY 10965
Effective Date: November 26, 2012


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

November 21, 2012 (BR-MBD)
Mortgage Links Inc.
2043 Richmond Avenue, Staten Island, NY 10314 3900

November 26, 2012 (BR-MBD)
Thomas Tangney Esq. LLC DBA Double T
840 Shore Road, Apt. 4F, Long Beach, NY 11561 5407


Mortgage Broker Certificate Address Changes:

November 26, 2012 (BR-MBD)
JMK Financial Group, Inc.
From: 500 North Broadway, Suite 103, Jericho, NY 11753
To: 23 Green Street, Suite 209, Huntington, NY 11743 3336

November 26, 2012 (BR-MBD)
Louviers Mortgage Corporation
From: 4839 Limestone Road, Wilmington, DE 19808
To: 167 East Central Avenue, Pearl River, NY 10965 2543

November 27, 2012 (BR-MBD)
Commercial Express Funding Corp
From: 1025 Old Country Road, Suite 212, Westbury, NY 11590
To: 6608 NW 42nd Way, Boca Raton, FL 33496 4041


Mortgage Broker Branch Certificate Address Changes:

November 26, 2012 (BR-MBD)
Flagship Financial Group, LLC
From: 170 South Interstate Plaza Drive, Suite 300, Lehi, UT 84043
To: 384 South 400 West, Suite 100, Lindon, UT 84042


Mortgage Banker Branch License Address Changes:

November 23, 2012 (MB-MBD)
Continental Home Loans Inc. DBA Senior Home Loans
From: 120 State Street, Albany, NY 12207
To: 301 North Broadway, 2nd Floor, Jericho, NY 11753

November 26, 2012 (MB-MBD)
Guaranteed Home Mortgage Company Inc.
From: 69 Cascade Drive, Suite LL2, Rochester, NY 14614
To: 95 Allens Creek Road, Building 2, Suite 120, Rochester, NY 14618

November 26, 2012 (MB-MBD)
Guaranteed Home Mortgage Company Inc.
From: One Michael Avenue, Suite 3, Farmingdale, NY 11735
To: 490 Wheeler Road, Suite 165E, Hauppauge, NY 11788

November 26, 2012 (MB-MBD)
Guaranteed Rate, Inc.
From: 333 Main Street, 2nd Floor, East Greenwich, RI 02818
To: 300 Metro Center Boulevard, Suite 200, Warwick, RI 02886

November 27, 2012 (MB-MBD)
Equity Home Capital LLC DBA Name Equity Loans, LLC
From: 517 Route 1 South, 2nd Floor, Suite 2200, Iselin, NJ 08830
To: 720 King Georges Post Rd., Ste. 108 Woodbridge Twp, Fords, NJ 08863


Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for acquisition of a control interest:

November 19, 2012 (BR-MBD)
Applicant(s)
Richard S. Fishkin
George A. Pejoves
To acquire additional interest in:
United Fidelity Mortgage LLC
53 Burd Street, 2nd Floor, Nyack, NY 10960


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

November 1, 2012

33028

James William Clemens

Northville

MI

November 19, 2012

300601

Fabian  Jimenez

Woodbury

NY

November 19, 2012

840865

Stephen Marquis Murray

Norristown

PA

November 19, 2012

873176

Angela Marie Ersoy

Frisco

TX

November 23, 2012

366650

Marcel  Alphonse

Commack

NY

November 23, 2012

177421

Jeffrey Samuel Parkinson

Cherry Hill

NJ

November 26, 2012

169904

Shawn Marquise Person

Phila

PA

November 27, 2012

881217

John Charles D'Angelo

Baltimore

MD

November 27, 2012

913417

Laura Elizabeth Genetti

Oakland Twp.

MI

November 27, 2012

65484

Michelangelo Joseph Bartolotta

Whitestone

NY

November 27, 2012

212672

Valarie Ellen Kruse

Lockport

NY

November 27, 2012

212768

Anthony N Barone

Brookhaven

NY

November 27, 2012

63225

William W Teague

Albany

NY

November 27, 2012

64488

Autumn Meredith Urling

Montclair

NJ

November 27, 2012

716745

Mauricio Alberto Ruiz

North Providence

RI

November 27, 2012

645859

Nancy Courtney Boland

Ambler

PA

November 27, 2012

50956

Michael Thomas Freda

Oceanside

NY

November 27, 2012

913434

Jacob Ryan Hartman

West Bloomfield

MI

November 27, 2012

913666

Bryan David Savage

Troy

MI


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

November 21, 2012

244573

Shane Patrick Johnson

New York

NY

US Mortgage Corporation

November 26, 2012

423436

Stephen Lee Hewins

Philadelphia

PA

GMAC Mortgage, LLC

November 28, 2012

35475

Matthew L Moore

Kansas City

MO

James B. Nutter & Company


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