Banking Division
Weekly Bulletin
February 1, 2013
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov. This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
For information on CRA applications and notices, please select this link.
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK |
Bank |
MB |
Mortgage Banker |
BP |
Budget Planner |
BR |
Mortgage Broker |
CC |
Check Casher |
MLS |
Mortgage Servicer |
CU |
Credit Union |
PF |
Premium Finance Agency |
FA |
Foreign Agency |
PB |
Private Banker |
FB |
Foreign Branch |
SD |
Safe Deposit Company |
FR |
Foreign Representative Office |
SF |
Sales Finance Agency |
HC |
Holding Company |
SL |
Savings and Loan Association |
IC |
Investment Company |
SB |
Savings Bank |
LL |
Licensed Lender |
TM |
Transmitter of Money |
MK |
Merchant Bank |
TR |
Trust Company |
MI |
Miscellaneous |
|
|
Regulatory Unit Codes
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION I
January 28, 2013 (BP-LFS)
DEBT REDUCTION SERVICES, INC.
6213 N. Cloverdale Road, Suite 100, Boise, Ada County, Idaho 83713.
Notification was received of branch office relocation to 3920 Veterans Highway, Suite 10, Bohemia, Suffolk County, NY 11716 from 1 Corporate Drive, Suite 104, Bohemia, Suffolk County, NY 11716.
The publication of receipt of this application does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
January 28, 2013 (BP-LFS)
NATIONAL BUDGET PLANNERS OF SOUTH FLORIDA, INC.
350 Sonic Avenue, 2nd Floor, Livermore, Alameda County, CA 94551
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
January 29, 2013 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notices of intention to establish electronic facilities (automated teller machines) at the following three locations, received:
- Rutter's Farm Store, 3849 Hempland Road, West Hempfield Township, Lancaster County, PA 17554;
- Sheetz Inc. Convenience Store, 1700 East Market Street, Town of Smithfield, Johnston County, NC 27577; and
- Sheetz Inc. Convenience Store, 1400 NC Highway 66 South, Town of Kernersville, Forsyth County, NC 27284.
January 29, 2013 (BK-CRB)
CATSKILL HUDSON BANK
4438 Route 42 North, Thompson, NY 12701
Notice of intention to close branch office at 29 Main Street, Livingston Manor, Town of Rockland, Sullivan County, NY 12758, received.
The comment period on this notice will expire March 4, 2013.
January 30, 2013 (TM-LFS)
WESTERN UNION BUSINESS SOLUTIONS (USA), LLC
1152 15th Street NW, 7th Floor, Washington, DC 20005
Notification of a change of name from Travelex Global Business Payments, Inc., to Western Union Business Solutions (USA), LLC and the conversion from a Delaware corporation to a Delaware limited liability company, received.
The publication of receipt of this notification does not indicate that the notification is complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
January 30, 2013 (TM-LFS)
RUESCH HOLDING, LLC
3500 South Dupont Highway, Dover, DE 19901
Notification of an entity conversion from Ruesch Holding, Inc., a Delaware corporation to Ruesch Holding, LLC, a Delaware limited liability company, received.
The publication of receipt of this notification does not indicate that the notification is complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
January 30, 2013 (LL-LFS)
MARINER FINANCE, LLC
3301 Boston Street, #201 Baltimore, MD 21224
Application received for the change of control of Mariner Finance, LLC, to reflect the transfer of 91.88% of company stock to WP Raven Acquisition, LLC.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
January 30, 2013 (TM-LFS)
CAMBRIDGE MERCANTILE CORP. (U.S.A.)
902 Carnegie Center, Suite 340, Princeton, NJ 08540
Notification received for a change of office location from 902 Carnegie Center, Suite 340, Princeton NJ 08540 to 1359 Broadway, Suite 801, New York, NY 10018.
The publication of receipt of this notification does not indicate that the notification is complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
January 31, 2013 (LL-LFS)
FUNDATION, INC.
226 West 47th Street, 5th Floor, New York, NY 10036
Application for a license to engage in business as a licensed lender, received.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.January 31, 2013 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354
Application dated January 30, 2013 for permission to open and occupy a branch office at 4419-4421 13th Avenue, Borough of Brooklyn, City of New York 11219, received.
February 1, 2013 (FR-FWB)
RBC INVESTOR SERVICES BANK S.A.
14, Porte de France, L-4360 Esch-sur-Alzette, Grand Duchy of Luxembourg
Application for a license to establish and maintain a representative office in the Borough of Manhattan, City of New York, received.
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
May 9, 2012 |
460197 |
Salvatore M Moschitta |
Tinton Falls |
NJ |
August 28, 2012 |
216178 |
Timothy A. Maxwell |
Piscataway |
NJ |
September 14, 2012 |
108924 |
Carrie Sue Allen |
Parker |
CO |
October 3, 2012 |
113414 |
Robert Falzone |
Manhasset |
NY |
October 11, 2012 |
906174 |
Michael Anthony Palermo Sr. |
West Babylon |
NY |
October 19, 2012 |
938498 |
Brian E Sternemann |
Manhasset |
NY |
November 7, 2012 |
974205 |
Mary Anne Keeler |
Manlius |
NY |
November 16, 2012 |
67277 |
Kenneth Roy Kalstein |
Woodbury |
NY |
December 21, 2012 |
312760 |
Ali Hussein Hammoud |
Dearborn |
MI |
December 26, 2012 |
356354 |
Bonnie Jean Olt |
Marlton |
NJ |
December 27, 2012 |
422697 |
Jackson David Robert |
Port Chester |
NY |
December 27, 2012 |
584239 |
Bianca Kindell Eades |
Southfield |
MI |
December 27, 2012 |
826806 |
Thomas Aloysius Clark |
Saint Clair Shores |
MI |
December 28, 2012 |
813617 |
Megan Ann Walker |
Detroit |
MI |
December 28, 2012 |
980299 |
Eric Lee Stone |
Jacksonville |
FL |
December 28, 2012 |
968975 |
Mirela Tricic |
Jacksonville |
FL |
December 28, 2012 |
939614 |
Samuel Colton Sloan |
Jacksonville Beach |
FL |
December 31, 2012 |
970892 |
Brendan Patrick Cunningham |
Royal Oak |
MI |
December 31, 2012 |
7058 |
Leslie McKevitt |
East Northport |
NY |
January 2, 2013 |
993520 |
Christopher Paul Gilbert |
St. Johns |
FL |
January 2, 2013 |
690896 |
Timothy P Keehan |
East Greenbush |
NY |
January 2, 2013 |
949814 |
Mohamed Tarek Hussein |
New York |
NY |
January 3, 2013 |
990920 |
Jerod Cullen West |
Fort Worth |
TX |
January 3, 2013 |
27555 |
Byron Christopher Pugh |
Scottsdale |
AZ |
January 3, 2013 |
881592 |
Steven Habib Abounader |
Highland Heights |
OH |
January 3, 2013 |
992647 |
Philip Charles Rorabaugh |
Jacksonville |
FL |
January 3, 2013 |
154123 |
Yana Valerie Diehl |
Plymouth Meeting |
PA |
January 3, 2013 |
872140 |
Steven Lawrence Ording |
Detroit |
MI |
January 3, 2013 |
993542 |
Patrick Michael Decker |
Jacksonville |
FL |
January 4, 2013 |
992654 |
Michael Thomas Wiles |
Jacksonville |
FL |
January 4, 2013 |
992910 |
Theodore Alan Harkness |
St.Johns |
FL |
January 4, 2013 |
992669 |
Kevin Roger Wiegmann |
Jacksonville |
FL |
January 4, 2013 |
949127 |
Eric Wesley Livingston |
Delaware |
OH |
January 4, 2013 |
993656 |
Frederic Downing Slayton |
Jacksonville |
FL |
January 4, 2013 |
984052 |
Robert Hugh Casey |
West Warwick |
RI |
January 4, 2013 |
992649 |
Leah Marie Hatcher |
Jacksonville |
FL |
January 7, 2013 |
409613 |
Renee Tina Jo Short |
Pearl River |
NY |
January 29, 2013 |
974205 |
Mary Anne Keeler |
Manlius |
NY |
SECTION II
January 22, 2013 (SF-LFS)
CLEARWATER CREDIT COMPANY, LLC
3817 West Henrietta Road, Rochester, Monroe County, NY 14623
Application for a change of control of 25% of Clearwater Credit Company, LLC located at 3817 West Henrietta Road, Rochester, Monroe County, NY 14623, was approved by the Superintendent of Banks.
January 24, 2013 (TM-LFS)
WORLD FIRST USA, INC.
2800 Crystal Drive, Suite 310, Arlington, VA 22202.
Notification of a change of office location from 12 Desbrosses Street, New York, NY 10013 to 2800 Crystal Drive, Suite 310, Arlington, VA 22202 was approved.
January 29, 2013 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005
Verified Certificate to Continue Business, approved and filed.
January 30, 2013 (BK-CRB)
ALMA BANK
28-31 31st Street, Astoria, NY 11102
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date of Application |
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
June 25, 2012 |
January 30, 2013 |
914222 |
De’Marja Kai Patrick |
Novi |
MI |
September 24, 2012 |
January 25, 2013 |
937861 |
Udoma Awelekaume Onwuachi |
New York |
NY |
July 26, 2010 |
January 25, 2013 |
190787 |
Haskell Shaun Arnold |
Ellicott City |
MD |
November 5, 2009 |
January 30, 2013 |
196816 |
Noah William Cook |
Utica |
NY |
April 14, 2011 |
January 25, 2013 |
260375 |
Jeffrey John Hewitt |
Hatfield |
PA |
May 3, 2012 |
January 31, 2013 |
898469 |
Caleb Uhuru Lutsch |
Grand Prairie |
TX |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Date of Approval |
NMLS ID |
Name of Applicant |
City & State of Residence |
Sponsoring Entity |
|
January 22, 2013 |
941271 |
Shahriar Mahmud Raafi |
East Meadow |
NY |
Guidance Residential, LLC |
January 22, 2013 |
881203 |
Kevin Michael Worm |
Jessup |
MD |
New Day Financial, LLC |
January 22, 2013 |
927809 |
Cornel Kelemen |
Strongsville |
OH |
Quicken Loans Inc. |
January 22, 2013 |
134008 |
Sean Hugh Adams |
Saylorsburg |
PA |
Residential Home Funding Corp. |
January 22, 2013 |
59741 |
Fior P Jones |
Westbury |
NY |
US Mortgage Corporation |
January 22, 2013 |
404162 |
Angelo James Piazza |
Kings Park |
NY |
Associated Mortgage Bankers, Inc. |
January 22, 2013 |
813650 |
Anthony Carlton Barton |
Phoenix |
AZ |
Quicken Loans Inc. |
January 22, 2013 |
54521 |
Michael Angelo |
Voorheesville |
NY |
Homestead Funding Corp. |
January 22, 2013 |
913702 |
Ryan John Stewart |
Clinton Township |
MI |
Quicken Loans Inc. |
January 22, 2013 |
925267 |
Richard Leslie Tompkins |
White Plains |
NY |
DML Mortgage Enterprises, Inc. |
January 22, 2013 |
861245 |
Jordan Elliott Reeser |
Royal Oak |
MI |
Quicken Loans Inc. |
January 22, 2013 |
863529 |
Thomas J Bringman |
Scarsdale |
NY |
Fairway Independent Mortgage Corporation |
January 22, 2013 |
913729 |
Christopher Michael Withorn |
Brighton |
MI |
Quicken Loans Inc. |
January 22, 2013 |
940084 |
Kai Zhu |
Williston Park |
NY |
Lyons Mortgage Services, Inc. |
January 22, 2013 |
726896 |
Emran Hossain |
Brooklyn |
NY |
Guidance Residential, LLC |
January 22, 2013 |
198114 |
Drew Steven Glomski |
Scottsdale |
AZ |
Quicken Loans Inc. |
January 22, 2013 |
54148 |
Stephen Craig Pullen |
Warwick |
NY |
American Financial Resources, Inc. |
January 22, 2013 |
348846 |
Christopher Ryan Shields |
Staten Island |
NY |
Guaranteed Home Mortgage Company, Inc. |
January 22, 2013 |
885175 |
Bradley James Weissgerber |
Davison |
MI |
United Shore Financial Services, LLC |
January 22, 2013 |
222049 |
Stephen Brooks Hoffmann |
Detroit |
MI |
Quicken Loans Inc. |
January 22, 2013 |
372198 |
Miranda Li |
New York |
NY |
Skyline Mortgage, LLC |
January 22, 2013 |
913655 |
Jon Patrick Sadler |
Warren |
MI |
Quicken Loans Inc. |
January 22, 2013 |
907284 |
Julianne Edith Causey |
Jacksonville |
FL |
PHH Mortgage Corporation |
January 22, 2013 |
60081 |
Karen Ann Bishop |
New York |
NY |
Luxury Mortgage Corp. |
January 22, 2013 |
744899 |
Kenneth Franklin Ingram |
Centralia |
MO |
Mortgage Research Center, LLC |
January 22, 2013 |
939249 |
David Mathew Andrus |
Jacksonville |
FL |
PHH Mortgage Corporation |
January 22, 2013 |
196922 |
Jeremy Alan Tunkel |
Fishkill |
NY |
OneMain Financial, Inc. |
January 22, 2013 |
30166 |
Matthew Dudek |
Oxford |
MI |
Quicken Loans Inc. |
January 22, 2013 |
944432 |
Christopher Augustus Showers |
Phiadelphia |
PA |
PHH Mortgage Corporation |
January 22, 2013 |
893665 |
Lori Anne Johnson |
Jacksonville |
FL |
PHH Mortgage Corporation |
January 22, 2013 |
946747 |
Jane Marie Pollard |
Prosper |
TX |
Nationstar Mortgage LLC |
January 22, 2013 |
944431 |
Michael Eric Schofield |
Lindenwold |
NJ |
PHH Mortgage Corporation |
January 22, 2013 |
86600 |
Leslie Dawn Wilson |
Hewitt |
NJ |
NJ LENDERS CORP. |
January 22, 2013 |
898029 |
Jaci Jorie Ramaekers |
Keller |
TX |
Nationstar Mortgage LLC |
January 22, 2013 |
944546 |
Otto Raul Pinto |
Trenton |
NJ |
PHH Mortgage Corporation |
January 22, 2013 |
401173 |
Sandra Michelle Dema |
Mahwah |
NJ |
Embassy Funding LLC |
January 22, 2013 |
927962 |
Sean Gordon Shunkwiler |
Dearborn |
MI |
Quicken Loans Inc. |
January 22, 2013 |
32833 |
Jean Jajou |
Canton |
MI |
Quicken Loans Inc. |
January 22, 2013 |
38819 |
Jesse Martin Parish |
Berlin |
NJ |
PHH Mortgage Corporation |
January 22, 2013 |
146114 |
Matthew Daniel Klonowski |
Broadview Heights |
OH |
Quicken Loans Inc. |
January 22, 2013 |
854484 |
Steve Alan Cooperman |
Dix Hills |
NY |
Continental Home Loans Inc. |
January 22, 2013 |
861222 |
Gordon Joseph Lynett |
Dearborn |
MI |
Quicken Loans Inc. |
January 22, 2013 |
901978 |
Alan Patrick Tucsok |
Warren |
MI |
Quicken Loans Inc. |
January 22, 2013 |
21878 |
Michael Brown |
Fairfield |
CT |
GuardHill Financial Corp. |
January 22, 2013 |
964069 |
Shelley Erin Bednar |
Mantua |
OH |
Quicken Loans Inc. |
January 22, 2013 |
923551 |
David Scott Tumlin |
Jacksonville |
FL |
PHH Mortgage Corporation |
January 22, 2013 |
50532 |
Michael William Cymbala |
North Bellmore |
NY |
Coltrain Funding Group LLC |
January 22, 2013 |
870293 |
George Woodrow Nicholas |
Orange |
CA |
American Advisors Group |
January 22, 2013 |
745307 |
Leslie L. Winograd |
Livingston |
NJ |
East Coast Capital Corp |
January 22, 2013 |
836780 |
Valori Ann Galvez |
Huntington Beach |
CA |
Freedom Mortgage Corporation |
January 22, 2013 |
838714 |
Joseph David Stangle |
New Boston |
MI |
Quicken Loans Inc. |
January 22, 2013 |
847809 |
Frank Maurice Coppens Ii |
Clinton Twp. |
MI |
Quicken Loans Inc. |
January 22, 2013 |
50324 |
Ludwig Daniel Jean-Louis |
Hempstead |
NY |
MCS Mortgage Bankers, Inc. |
January 22, 2013 |
907479 |
Ryan Robert Bruff |
Newport |
RI |
Embrace Home Loans, Inc. |
January 22, 2013 |
827014 |
Gustavo Alexander Higuera |
Scottsdale |
AZ |
Quicken Loans Inc. |
January 22, 2013 |
938956 |
Jordan Scott Terhorst |
Holland |
MI |
Quicken Loans Inc. |
January 22, 2013 |
503571 |
Robert Daniel Joseph Luckman |
Addison |
IL |
New Day Financial, LLC |
