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New York State Department of Financial Services

Banking Division
Weekly Bulletin

July 5, 2013

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov. This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


July 5, 2013                        CALL FOR REPORTS

The Superintendent of Financial Services issues a call for reports of condition and income from banks, trust companies and private bankers as at the close of business June 28, 2013.  In accordance with Part 23 of the General Regulations, those banks and trust companies which file similar reports with the Federal Reserve Bank of New York or the Federal Deposit Insurance Corporation do not have to file separate reports with this Department.  Banks, trust companies, and private bankers that are required to file reports with the Department of Financial Services are reminded that failure to file these reports by July 31, 2013 will result in a violation of Sections 37, 125 or 176 of the Banking Law which authorize fines for each day an institution is delinquent in filing of any required report.


SECTION I

July 1, 2013 (TM-LFS)
METRO REMITTANCE CENTER, INC.
41-60 Main Street, Suite 309, Flushing, New York 11355

Notification of a change of principle office location from 41-60 Main Street, Suite 309, Flushing, New York 11355 to 69-11C Roosevelt Avenue, Woodside, New York 11377, received.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


July 2, 2013 (LL-LFS)
ADVANTAGE FUNDING COMMERCIAL CAPITAL CORP.
1111 Marcus Avenue – Suite M27, Lake Success, NY 11042

Application for a license to engage in the business of a licensed lender was received.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


July 3, 2013 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

An application was received for a license to engage in business as a licensed casher of checks at 88 4th Avenue, Brooklyn, NY 11217.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within 10 business days, by July 19, 2013.


Application to establish a Mortgage Banker's Branch received for examination:

June 27, 2013 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1800 West Cuyler Avenue, Suite 2W, Chicago, IL 60613


 Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

February 22, 2013

859469

Louis J. Prettitore

New Hyde Park

NY

April 1, 2013

285251

Vincent John Weiss

Hackettstown

NJ

April 30, 2013

384232

Akop  Duzdabanyan

Van Nuys

CA

May 7, 2013

1041852

Frank Charles Dominelli

Huntington

NY

May 21, 2013

1024577

George J. Zeolla

Hopewell Junction

NY

 


SECTION II

June 14, 2013 (BP-LFS)
CONSUMER CREDIT and BUDGET COUNSELING, INC. U/A/N NATIONAL FOUNDATION FOR DEBT MANAGEMENT
299 South Shore Road, Cape May County, NJ 08223

A license was issued to operate a budget planner branch office at 14104 58TH Street North
Clearwater, Pinellas County, FL 33760


June 19, 2013 (SF-LFS)
HYUNDAI CAPITAL AMERICA, INC U/A/N HYUNDAI MOTOR FINANCE U/A/N KIA MOTORS FINANCE U/A/N KIA MOTORS FINANCE COMPANY
3161 Michelson Drive, Suite 1900, Irvine, CA 92612

No objection issued to the notification of a change of branch location from 7775 The Bluffs, Suite A, Austell, GA 30168 to 4100 Wildwood Parkway, Atlanta, GA 30339.


June 26, 2013 (CC-LFS)
Esther Check Cashing, Inc.
91-A Pinehurst Avenue, New York, NY 10033

License to engage in business as casher of checks at 91-A Pinehurst Avenue, New York, NY 10033 was surrendered.


 June 27, 2013 (SF-LFS)
American Honda Finance Corporation U/A/N Honda Financial Services U/A/N Acura Financial services
20800 Madrona Avenue, Torrance, Los Angeles County, CA 90503

New sales finance company licenses were issued to reflect the use of assumed names, Honda Financial Services and Acura Financial Services, at:

  1. 20800 Madrona Avenue, Torrance, Los Angeles County, CA 90503
  2. 600 Kelly Way, Holyoke, Hampden County, MA 01040
  3. 1220 Old Alpharetta Road, Suite 350, Alpharetta, Fulton County, GA 30005

 

In connection with the issuance of the three new licenses, the licensee surrendered its licenses issued under its former name.


June 27, 2013 (TM-LFS)
PRECASH, INC.
5120 Woodway Drive, Suite 6001, Houston, Texas 77056

No objection interposed to a change of head office location from 1800 West Loop South, Suite 1400, Houston, Texas 77027 to 5120 Woodway Drive, Suite 6001, Houston, Texas 77056.

In conjunction with the above, a money transmitter license for 5120 Woodway Drive, Suite 6001, Houston, TX 77056 was issued and the money transmitter license for 1800 West Loop South, Suite 1400, Houston, TX 77027 was surrendered.


June 27, 2013 (BP-LFS)
SAFEGUARD CREDIT COUNSELING SERVICES, INC.
67 Fort Salonga Road, Northport, Suffolk County, NY  11768

A rider was issued in connection with an office relocation to the above address from 112 Parkway Drive South, Hauppauge, Suffolk County, NY 11788.


June 28, 2013 (FB-FWB)

MIZUHO CORPORATE BANK, LTD.
3-3 Marunouchi 1- chome, Chiyoda-ku, Tokyo, Japan

Application, pursuant to Section 203.2 of the Banking Law, to change the name of its foreign branch, located at 1251 Avenue of the Americas, New York, New York, 10020 to Mizuho Bank, Ltd. approved.


June 28, 2013, (BK-FWB)

MIZUHO CORPORATE BANK (USA)
1251 Avenue of the Americas, New York, NY 10020

Application, pursuant to Section 8005 of the Banking Law, to change its corporate name to Mizuho Bank (USA) approved.


June 28, 2013  (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 11605 Haynes Bridge Road (Suite 695), Alpharetta, Fulton County, GA 30009.


July 1, 2013  (BK-CRB)
ALMA BANK
28-31 31st Street, Astoria, NY 11102

Authorization issued to open and occupy a branch office at 1133 Main Avenue, Clifton, Passaic County, NJ 07011, on or after July 2, 2013.


July 1, 2013  (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following five locations:

  1. Sheetz Inc. Convenience Store, 325 Freeport Street, New Kensington, Westmoreland County, PA 15068;
  2. Sheetz Inc. Convenience Store, 1189 North Center Avenue, Somerset, Somerset County, PA 15501;
  3. Sheetz Inc. Convenience Store, 4001 Union Deposit Road, Lower Paxton Township, Dauphin County, PA 17109;
  4. Sheetz Inc. Convenience Store, 1023 Charlotte Highway, Troutman, Iredell County, NC 28166; and
  5. Sheetz Inc. Convenience Store, 7766 Lake Shore Boulevard, Mentor, Lake County, OH 44060.

July 2, 2013 (CC-LFS)
H & S Check Cashing Service, Inc.
117 57th Street, Brooklyn, NY  11220

License to engage in business as casher of checks at 117 57th Street, Brooklyn, NY 11220 was surrendered.


July 2, 2013 (CC-LFS)
EASY CASH CORP.
84-16E Astoria Boulevard, East Elmhurst, NY 11370
License to engage in business as casher of checks for the location at 91-18 59th Avenue, Elmhurst, NY 11373 was surrendered.


July 3, 2013  (SB-CRB)
PATHFINDER BANK
214 West First Street, Oswego, NY 13126

Authorization issued to open and occupy a branch office at 302-310 South Salina Street, Syracuse, Onondaga County, NY 13202 for the limited purpose of conducting lending activities and accepting commercial deposits, on or after July 4, 2013.


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

July 01, 2013 (BR-MBD)
Full Service Branch
Omni Mortgage Corporation D/B/A Mortgagehelp
393 South Broadway, Hicksville, NY 11801


 License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 01, 2013 (MB-MBD)
Full Service Branch
Meridian Residential Capital LLC D/B/A First Meridian Mortgage
Additional DBA(S): Trump Financial
1187 Highland Avenue, Suite 204, Cheshire, CT 06410

July 01, 2013 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
5100 Bigelow Commons, Enfield, CT 06082

July 01, 2013 (MB-MBD)
Full Service Branch
Ark-La-Tex Financial Services, LLC D/B/A Benchmark Lending
6800 Jericho Turnpike, Ste. 120, Offices 136 & 139, Syosset, NY 11791


Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

June 27, 2013 (BR-MBD)
Township Property Finance & Consulting Corp.
68 South Service Road, Suite 100, Melville, NY 11747
Effective Date: June 25, 2013


Mortgage Broker Certificate Address Changes:

July 01, 2013 (BR-MBD)
Weatherstone Mortgage Corp.
From: 255 Executive Drive, Suite 409, Plainview, NY 11803
To: 255 Executive Drive, Suite 202, Plainview, NY 11803

July 02, 2013 (BR-MBD)
Wendy M. Nastasi D/B/A Crossroads Finance
From: 42 Main Street, Suite A, Madison, NJ 07940
To: 502 Hamburg Turnpike, Suite 201-2, Wayne, NJ 07470 8431

July 02, 2013 (BR-MBD)
The Northpoint Group, Inc. D/B/A Northpoint
From: 100-02 101st Avenue, Ozone Park, NY 11416
To: 100-02 101st Avenue, Suite 100, Ozone Park, NY 11416 2609


Mortgage Banker License Address Changes:

July 02, 2013 (MB-MBD)
RFC Mortgage In Lieu of True Name Residential Finance Corporation
From: 401 North Front Street, 3rd Fl., Columbus, OH 43215
To: One Easton Oval, Suite 400, Columbus, OH 43219 6092

July 02, 2013 (MB-MBD)
Reliance First Capital, LLC
From: 270 South Service Road, Suite 25, Melville, NY 11747
To: 201 Old Country Road, Suite 205, Melville, NY 11747 2731


Mortgage Banker Branch License Address Changes:

July 01, 2013 (MB-MBD)
Reliance First Capital, LLC
From: 14120 Ballantyne Corporate Place, Suite 200, Charlotte, NC 28277
To: 11605 North Community House Road, Suite 200, Charlotte, NC 28277

July 02, 2013 (MB-MBD)
Residential Home Funding Corp. D/B/A RHF Wholesale
From: 21 East Main Street, Mendham, NJ 07945
To: 99 First Street, 2nd Floor, Clifton, NJ 07011

July 02, 2013 (MB-MBD)
Reliance First Capital, LLC
From: 501 Holiday Drive, Building 4, Suite 200, Pittsburgh, PA 15220
To: 425 Holiday Drive, Suite 200, Pittsburgh, PA 15220


The mortgage broker is no longer a New York State approved FHA Mortgage Loan Correspondent and may no longer commit to make or advance funds on such loans for property located in the State of New York.

July 02, 2013 (BR-MBD)
The Northpoint Group, Inc. D/B/A Northpoint
100-02 101st Avenue, Suite 100, Ozone Park, NY 11416


Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

June 27, 2013 (BR-MBD)
Applicant(s)
FFL/AAG LLC
To acquire interest in:
American Advisors Group, Inc.
3800 West Chapman Avenue, 3rd Floor, Orange, CA 92868


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

July 5, 2011

109716

Hitesh  Kadakia

Edison

NJ

AMERICAN ROYAL MORTGAGE CORP

November 4, 2011

397229

Richard Gray Deberry

Matthews

NC

Reliance First Capital, LLC

December 12, 2011

9251

Michael Christopher Hild

Richmond

VA

Live Well Financial, Inc.

January 31, 2012

160352

Maria Guillermina Chaux

Englewood Cliffs

NJ

First Residential Mortgage Services Corporation

April 9, 2012

33973

Amelia Martha Radecki

Cleveland Heights

OH

Quicken Loans Inc.

May 14, 2012

827171

Khrystyna  Tvardovsky

Cleveland

OH

Quicken Loans Inc.

June 15, 2012

17072

Ronald W Boughton

Baldwin

NY

Personal Home Mortgage Inc.

June 15, 2012

72100

Kenneth Carlton Keefner Jr.

Charlotte

NC

Reliance First Capital, LLC

June 15, 2012

872247

Min  Xue

Brooklyn

NY

Powerhouse Solutions, Inc.

August 7, 2012

485920

Jennifer Jalil Feliciano

Wyckoff

NJ

Associated Mortgage Bankers, Inc.

September 11, 2012

157774

Joseph P Russo

Freeport

NY

Meadowbrook Financial Mortgage Bankers Corp.

November 19, 2012

10880

Gyll L Sbrocchi

Melville

NY

Contour Mortgage Corporation

November 19, 2012

913078

Nicholas James Agosti

Detroit

MI

Quicken Loans Inc.

November 30, 2012

819231

Mark Steven Caramanna Jr.

Rochester

NY

First Rochester Mortgage Corp.

December 24, 2012

202359

Sandra B Conover

Fairport

NY

NVR Mortgage Finance, Inc.

June 7, 2013

97328

Carolina Reina Callaghan

Holmes

NY

Cobblestone Group LLC

June 15, 2013

493358

David Christopher Gipson

Rocky River

OH

Quicken Loans Inc.

June 24, 2013

157750

Salvator  Zangari

Rockville Centre

NY

Patriot One Mortgage Bankers, LLC

June 24, 2013

119682

Brian Christopher Davis

Prospect

KY

Discover Home Loans, Inc.

June 25, 2013

65455

Joseph  Indelicato

Malverne

NY

US Mortgage Corporation

June 25, 2013

21256

Rafael Jason Levy

Plainview

NY

Continental Home Loans Inc.

June 25, 2013

307927

David P Gottlieb

Allendale

NJ

Real Estate Mortgage Network, Inc.

June 25, 2013

921665

Carly Ann Jordan

Voorhees

NJ

PHH Mortgage Corporation

June 25, 2013

157774

Joseph P Russo

Freeport

NY

Meadowbrook Financial Mortgage Bankers Corp.

June 25, 2013

1014625

Aaron  Bleier

Lakewood

NJ

Funding Resources Mortgage Corporation

June 25, 2013

88575

Raphael N. Jean-Francois

Holtsville

NY

Cliffco, Inc.

June 25, 2013

882132

Philip  Lipman

New York

NY

Meridian Residential Capital, LLC

June 25, 2013

1030244

Janice Marie Quinn

New York

NY

First Alliance Home Mortgage, LLC

June 25, 2013

73255

Anthony  Sioukas

Garden City

NY

Associated Mortgage Bankers, Inc.

June 25, 2013

471415

Giuseppe L Mauceli

Nanuet

NY

Residential Home Funding Corp.

June 25, 2013

202157

Thomas J Bepko III

Norwalk

CT

Total Mortgage Services, LLC

June 25, 2013

900982

Steve  Hernandez

Westbury

NY

New Penn Financial, LLC

June 25, 2013

1015218

Jeanne Corina O'Neill

Saratoga Springs

NY

Homestead Funding Corp.

June 25, 2013

982570

Stephanie  Murphy

Irvine

CA

American Advisors Group

June 25, 2013

925627

Steven Anthony Stashin

Massapequa

NY

Continental Mortgage Bankers, Inc.

June 25, 2013

1013643

Joseph Stephen Robinett

Frisco

TX

Nationstar Mortgage LLC

June 25, 2013

375857

Ricardo Marcelo Deleon

St Augustine

FL

PHH Mortgage Corporation

June 25, 2013

71379

James Scott Bloemker

Langhorne

PA

TBI Mortgage Company

June 25, 2013

1050375

Cengiz Ratip Bolvadin

Patchogue

NY

New Penn Financial, LLC

June 25, 2013

485938

Christian P. Sezenias

Binghamton

NY

Liberty Home Equity Solutions, Inc.

June 25, 2013

1051339

Jennifer Lee Berger

Ballston Spa

NY

Homestead Funding Corp.

June 25, 2013

1050425

Hubert  Szumski

Brooklyn

NY

Lyons Mortgage Services, Inc.

June 25, 2013

24051

Michael W Stephani

Holtsville

NY

Atlantic Home Capital, Corp.

June 25, 2013

1017498

Yakov  Hershkowitz

Brooklyn

NY

Landmark Funding Group Inc.

June 25, 2013

240462

Derek N Degutis

Lanoka Harbor

NJ

Atlantic Home Loans, Inc.

June 25, 2013

589600

David  Canonico

Lindenhurst

NY

Prospect Mortgage, LLC

June 25, 2013

1012529

Tiffany Lee Sorbel

Keller

TX

Nationstar Mortgage LLC

June 25, 2013

398796

Elizabeth Nirvanie Romano

Lindenhurst

NY

CitiFinancial Company

June 25, 2013

996362

Jason Marshall Black

Glendale

NY

Professional Mortgage Solutions, Inc.

June 25, 2013

38228

Hui  Wang

Flushing

NY

Summit Mortgage Bankers, Inc.

June 25, 2013

1015294

Lara Marie Maxinoski

Laguna Niguel

CA

American Advisors Group

June 25, 2013

27568

Abby  Wrysch

Birmingham

MI

Quicken Loans Inc.

June 25, 2013

1033086

Robert  Schneider

Syosset

NY

Residential Home Funding Corp.

June 25, 2013

813617

Megan Ann Walker

Detroit

MI

Quicken Loans Inc.

June 26, 2013

430029

Patricia A. Clements

Passaic

NJ

Associated Mortgage Bankers, Inc.

June 26, 2013

210854

Lisa Gayle Nocchi

Waverly

NY

Palmer Mobile Homes, Inc.

June 26, 2013

862975

Alicia Maria Rosenaur

Astoria

NY

US Mortgage Corporation

June 26, 2013

213567

Shannon Elizabeth Kelly

Costa Mesa

CA

loanDepot.com, LLC

June 26, 2013

922577

Leonard Robert
Oliveri Jr.

Sewell

NJ

PHH Mortgage Corporation

June 26, 2013

17311

Sergey  Radoff

Cliffside Park

NJ

Alpine Mortgage Corp

June 27, 2013

69072

Eliyahu T Rosenberg

Brooklyn

NY

A1 Funding, Inc.

June 28, 2013

130622

Gina Marie Fortuno

Center Moriches

NY

Fairway Independent Mortgage Corporation

June 28, 2013

403831

Edward Keith Howard

Malverne

NY

Associated Mortgage Bankers, Inc.

 


 

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