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New York State Department of Financial Services

Banking Division
Weekly Bulletin

August 16, 2013

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov. This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION I

August 9, 2013 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 19 East Main Street, Frewsburg, Town of Carroll, Chautauqua County, NY 14738, received.

The comment period on this notice will expire September 16, 2013.


August 14, 2013 (BP-LFS)
NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION  D/B/A  AMERICAN FINANCIAL SOLUTIONS
2815 2nd Avenue, Suite 280, Seattle, King County, WA 98121

The licensed Budget Planner filed an application to operate a full service branch at 263 4TH Street, Bremerton, Kitsap County, WA 98337

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

August 13, 2013 (MB-MBD)
Applicant(s)
Eric C. Applebaum
Melanie K. Applebaum
David A. Applebaum
As: Apple Mortgage Corp.
25 West 45th Street, Suite 1300, New York, NY 10036 4902


Application to establish a Mortgage Banker's Branch received for examination:

August 14, 2013 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
318 Delaware Avenue, Suite 24, Delmar, NY 12054

August 14, 2013 (MB-MBD)
Full Service Branch
Mortgage Master, Inc.
2290 Lucien Way, Suite 150, Maitland, FL 32751


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

August 14, 2013 (BR-MBD)
Applicant(s)
Gardner G. Cummings
To acquire interest in:
The Funding Store LLC
368 Broadway, Suite 12, Saratoga Springs, NY 12866 3120


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

June 22, 2012

855210

Lihua Zhang

Fresh Meadows

NY

August 22, 2012

210743

Shawn Walter Greve

Crystal Lake

IL

February 25, 2013

830671

Christopher Matthew Rand

Charlotte

NC

April 19, 2013

1012498

Arturo Esquivel Jr.

Cedar Hill

TX

May 8, 2013

133682

Daniel Lee Stout

Oakdale

PA

May 15, 2013

576728

Robert  Trager

Oceanside

NY

May 24, 2013

72294

Paul Steven Simoneschi

Rockville Ctr

NY

June 4, 2013

955782

Bryan P Cohen

Brooklyn

NY

June 7, 2013

210743

Shawn Walter Greve

Crystal Lake

IL

June 28, 2013

1046297

Peter John Kulka

Southbury

CT

June 28, 2013

1054386

Mark A Bupara

Saratoga Springs

NY

July 2, 2013

132675

Ashok  Tecksingani

Woodside

NY

July 9, 2013

25312

Jonathan Michael Desisto

Newport

RI

July 9, 2013

380981

John Vincent Pagano

Green Brook

NJ

July 10, 2013

833336

Lucas  Hine

Rochester

NY

July 19, 2013

879973

Jamie Renee Mcgee

Concord

NC

July 23, 2013

28622

Bruce Miller Cohen

Wappingers Falls

NY

July 25, 2013

1079123

Matthew Melvin Nieves

Middle Island

NY

July 25, 2013

976624

Kyle Andrew Ashe

Baltimore

MD

July 25, 2013

954454

Ryan Timothy Stoll

Columbia

MO

July 29, 2013

932363

Alan Merrill Fine

Garland

TX

July 29, 2013

1024349

Erin Lindsey Pecherski

Detroit

MI

July 29, 2013

997707

Anthony Calo Tionloc

Carrollton

TX

July 29, 2013

1061461

Gregg Harry Ashworth

Rochester

NY

July 29, 2013

998850

Alyssa Jane Dimeck

Romeo

MI

July 29, 2013

1054818

Anthony Russell Wirsu

Lake Orion

MI


SECTION II

July 29, 2013 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

A license was issued to change the location of doing business as a licensed casher of checks to 1794 Jerome Avenue, Bronx, NY 10453.

In connection with the above license issuance, the original check casher license at 1792 Jerome Avenue, Bronx, NY 10453 was surrendered.


August 5, 2013 (CC-LFS)
WINK CHECK CASHING CORP.
499-A South Broadway, Yonkers, NY 10705
License to engage in business as casher of checks for the limited station located at Sprain Brook Manor Nursing Home, 77 Jackson Avenue, Scarsdale, NY 10583 was surrendered.


August 8, 2013 (FB-FWB)
DANSKE BANK A/S
Holmens Kanal 2-12, DK-1092
Copenhagen K, Denmark.

Application, pursuant to Section 201 of the Banking Law, to establish and maintain a branch in Manhattan, New York, NY, withdrawn.


August 9, 2013 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Approval given to change the location of branch office from 35-02 Broadway, Astoria, Borough of Queens, City of New York 11106 to 31-01 Broadway, Astoria, Borough of Queens, City of New York 11106, on or after August 10, 2013.


August 9, 2013 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Approval given to change the location of branch office from 606 North Milwaukee Avenue, Prospect Heights, Cook County, IL 60070 to 1434 North Rand Road, Arlington Heights, Cook County, IL 60004, on or after August 10, 2013.


August 13, 2013 (CC-LFS)
WINK CHECK CASHING CORP.
499-A South Broadway, Yonkers, NY 10705

License to engage in business as casher of checks for the location at 2235 Central Park Avenue, Yonkers, NY 10710 was surrendered.


August 14, 2013 (SB-CRB)
ELMIRA SAVINGS BANK
333 East Water Street, Elmira, NY 14901

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 3439 Vestal Parkway East, Town of Vestal, Broome County, NY 13850.


Certificate to engage in the business of a Mortgage Broker surrendered, corrected to read as follows:

From:
July 10, 2013 (BR-MBD)
Success Mortgage Inc.
230 Grand Street, Suite 611, New York, NY 10013
Effective Date: July 01, 2013

To:
July 10, 2013 (BR-MBD)
Success Mortgage Inc.
230 Grand Street, Suite 611, New York, NY 10013
Effective Date: June 30, 2013


License to engage in the business of a Mortgage Banker surrendered:

August 13, 2013 (MB-MBD)
RMS Mortgage In Lieu of True Name Residential Mortgage Services, Inc.
24 Christopher Toppi Drive
South Portland, ME 04106 6901, Effective Date: August 06, 2013


License to engage in the business of a Mortgage Banker Branch surrendered:

August 13, 2013 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA(S): Presidents First Mortgage Bankers
Senior Funding Group
2584 Coney Island Avenue, Brooklyn, NY 11233
Effective Date: August 09, 2013


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

August 09, 2013 (BR-MBD)
Mainstay Mortgage Corp.
1455 Veterans Highway, Hauppauge, NY 11749

August 09, 2013 (BR-MBD)
Mortgage Links Inc.
2043 Richmond Avenue, Staten Island, NY 10314 3900

August 09, 2013 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372

August 14, 2013 (BR-MBD)
Money Market Mortgage, LLC
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT 07074 2714

August 14, 2013 (BR-MBD)
Efficiency Funding LLC
3017 Beverly Road, Brooklyn, NY 11226


Application approved pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

August 9, 2013 (MLS-MBD)
Applicant(s)
VC Holding Corp
To acquire interest in:
Vantium Capital, Inc. d/b/a Acqura Loan Services
7880 Brent Branch Drive, Suite 150, Irving, TX 75063


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

August 8, 2013

13340

John Hovanes Kojoian

Cranston

RI

Embrace Home Loans, Inc.

August 8, 2013

922571

Sean Michael Fitz-Patrick

Cinnaminson

NJ

PHH Mortgage Corporation

August 8, 2013

1051217

David S Phelps

Castleton

NY

Prospect Mortgage, LLC

August 8, 2013

927771

Jeffrey Matthew Beck

Scottsdale

AZ

Quicken Loans Inc.

August 8, 2013

1019886

Scott Evard Luce

Lancaster

SC

Reliance First Capital, LLC

August 8, 2013

998539

Ryan Nicholas Begley

Deerfield

IL

PHH Mortgage Corporation

August 8, 2013

1022814

Kathleen Hughes Chubb

Clarence

NY

PHH Mortgage Corporation

August 8, 2013

1042545

Clara Mae Gill

Garden Grove

CA

American Advisors Group

August 8, 2013

72086

Brian  Apple

Phoenix

AZ

Quicken Loans Inc.

August 8, 2013

1062326

Sara Collison Love

Clinton Corners

NY

Homestead Funding Corp.

August 8, 2013

951160

Emily Christine Gorowski

Detroit

MI

Quicken Loans Inc.

August 8, 2013

1037157

Richard Wayne Barnes

Allen Park

MI

Quicken Loans Inc.

August 8, 2013

418784

Jason David Margelefsky

Riverdale

NJ

Associated Mortgage Bankers, Inc.

August 8, 2013

860563

Ali Ayman Bazzi

Dearborn

MI

Quicken Loans Inc.

August 8, 2013

1004888

Meggan Marsha Wallace

Philadelphia

PA

New Penn Financial, LLC

August 8, 2013

306251

Arthur Vernal Thompson

Mansfield

TX

Nationstar Mortgage LLC

August 8, 2013

178812

Garrison Spencer Gross

West Islip

NY

United Northern Mortgage Bankers Limited

August 8, 2013

927257

Pieter Nathaniel Nova

Pottstown

PA

New Penn Financial, LLC

August 8, 2013

303180

Walter  Bolter

Rochester

NY

Homeowners Mortgage of America, Inc.

August 8, 2013

971642

Dennis James Mclaughlin

Jenkintown

PA

PHH Mortgage Corporation

August 8, 2013

920168

Michael David Cecero

Columbia

MO

Mortgage Research Center, LLC

August 8, 2013

872172

Anthony James Deneau

Novi

MI

Quicken Loans Inc.

August 8, 2013

813641

Lysa Michelle Warden

Fairview Park

OH

Quicken Loans Inc.

August 8, 2013

1042459

Thomas John Blake

Boston

MA

Mortgage Master, Inc.

August 8, 2013

1035393

Scott Evan Schwaber

Huntington

NY

Guaranteed Home Mortgage Company, Inc.

August 8, 2013

999019

Thomas Wayne Lashbrook

Howell

MI

Quicken Loans Inc.

August 8, 2013

285251

Vincent John Weiss

Hackettstown

NJ

Residential Home Mortgage Corporation

August 8, 2013

1037846

Vincent Anton Orsetto

Macomb

MI

One Reverse Mortgage, LLC

August 8, 2013

976420

Wanda Thompson Nolan

Charlotte

NC

Reliance First Capital, LLC

August 13, 2013

1054727

Aleksandr  Kuldiner

Brookyln

NY

Wall Street Mortgage Bankers, Ltd.

August 13, 2013

214872

Christopher  Dematteis

Manahawkin

NJ

Equity Loans LLC

August 13, 2013

973731

Devorah  Koff

Airmont

NY

Meridian Residential Capital, LLC

August 13, 2013

1005796

Kyle Gregory Andree

Warren

RI

Embrace Home Loans, Inc.

August 13, 2013

783965

Rakesh  Shah

Morton Grove

IL

PHH Mortgage Corporation

August 13, 2013

966652

Evan Michael Adwar

Saint James

NY

Vanguard Funding LLC

August 13, 2013

658244

Genaro Antonio Valenzuela

La Puente

CA

Network Capital Funding Corporation

August 13, 2013

139320

Jeffrey Aaron Winick

Bethlehem

PA

Gateway Funding Diversified Mortgage Services, L. P.

August 13, 2013

23370

Nicholas Trevor Iannucci

Royal Oak

MI

Quicken Loans Inc.

August 13, 2013

1019558

Daniel Patrick Walsh

Philadelphia

PA

PHH Mortgage Corporation

August 13, 2013

1041852

Frank Charles Dominelli

Huntington

NY

Residential Home Funding Corp.

August 13, 2013

134992

Britany Desiree Carter

St. Augustine

FL

PHH Mortgage Corporation

August 13, 2013

3660

Jose Antonio Budet

Walnut

CA

Carrington Mortgage Services, LLC

August 13, 2013

1012574

Festim  Naci

Carrollton

TX

Nationstar Mortgage LLC

August 13, 2013

1023997

Lino Joseph Garcia

Melvindale

MI

One Reverse Mortgage, LLC

August 13, 2013

8727

Karen Lynn Schuetz

Arlington Heights

IL

PHH Mortgage Corporation

August 13, 2013

428441

Steven Wayne Wells

Louisville

KY

Discover Home Loans, Inc.

August 13, 2013

296395

Shawn Lee Snyder

Vernon

CT

1st Alliance Lending, LLC

August 13, 2013

832580

Michael J Dougherty

Chatham

NJ

Residential Home Mortgage Corporation

August 13, 2013

1003210

Scott Edward Walker

Tega Cay

SC

Residential Finance Corporation

August 13, 2013

302021

Mark David Caplan

Lansdale

PA

TBI Mortgage Company

August 13, 2013

1040854

Milton Robert Phillips

Anaheim

CA

American Advisors Group

August 13, 2013

87662

Jedediah L Hardman

South Jordan

UT

Flagship Financial Group, LLC

August 13, 2013

210743

Shawn Walter Greve

Crystal Lake

IL

Royal United Mortgage LLC

August 13, 2013

873916

Bryant J To

Bayside

NY

Residential Home Funding Corp.

August 13, 2013

1001128

Edward Joseph Ward Jr.

Middletown

RI

Embrace Home Loans, Inc.

August 13, 2013

162376

Michael  Domico

Sacramento

CA

PHH Mortgage Corporation

August 13, 2013

201527

Anthony Bradford Hicks

Louisville

KY

Discover Home Loans, Inc.

August 13, 2013

829759

Kimberly Ann Perkins

Troy

MI

United Shore Financial Services, LLC

August 13, 2013

443069

Yuri  Resin

Shelby

MI

United Shore Financial Services, LLC

August 13, 2013

981325

Timothy Patrick Aylesworth

New Fairfield

CT

Luxury Mortgage Corp.

August 13, 2013

913670

Brian Alexander Shaw

Detroit

MI

Quicken Loans Inc.

August 13, 2013

1035605

Michael Joseph Carreno

Jacksonville

FL

PHH Mortgage Corporation

August 13, 2013

180328

Athanasios  Melistas

East Meadow

NY

Vanguard Funding LLC

August 13, 2013

984682

Matthew Paul Mehill

Northville

MI

Quicken Loans Inc.

August 13, 2013

1053711

David Gerard Schmidt

Cypress

CA

American Advisors Group

August 13, 2013

1073773

Michael Brian Cordero

Stamford

CT

State Farm Bank, F.S.B.

August 13, 2013

1049943

Lisa Renee Hantes

Kingston

NY

MCS Mortgage Bankers, Inc.

August 13, 2013

965191

Anthony Thomas Decrow

Columbus

OH

Residential Finance Corporation

August 13, 2013

1012877

Dau Hong Nguyen

Garland

TX

Nationstar Mortgage LLC

August 13, 2013

1045296

Laura Sandman Slattery

Louisville

KY

Discover Home Loans, Inc.

August 13, 2013

406200

Jennifer Marie Hockenberry

Independence

OH

SIRVA Mortgage, Inc.

August 13, 2013

222987

Michael E Knopf

Chicago

IL

Guaranteed Rate, Inc.

August 13, 2013

869972

Emile Clements Ranard Vendette

Louisville

KY

Discover Home Loans, Inc.

August 13, 2013

12715

Peter  Macdonald

Irvine

CA

loanDepot.com, LLC

August 13, 2013

1012499

Robert Bradley Sanderson

Frisco

TX

Nationstar Mortgage LLC

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