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New York State Department of Financial Services

Banking Division
Weekly Bulletin

February 28, 2014

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION I

February 6, 2014 (TR-FWB)
THE BANK OF NEW YORK MELLON
One Wall Street, New York, New York 10005

Application, pursuant to Part 14.3(a) of the General Regulations of the Superintendent, for an additional investment in BNY International Financing Corporation, a wholly-owned Edge Act subsidiary, received.


February 21, 2014 (MI-CRB)
BCB COMMUNITY BANK
104-110 Avenue C, Bayonne, NJ 07002

Application dated February 18, 2014, for permission to open and occupy a branch office at 1500 Forest Avenue, Borough of Staten Island, City of New York 10302, received.


February 21, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notices of intention to establish electronic facilities (automated teller machines) at the following two locations, received:

  1. 2655 East Henrietta Road, Town of Henrietta, Monroe County, NY 14467; and
  2. 4564 Main Street, Town of Amherst, Erie County, NY 14226.

February 24, 2014 (BK-CRB)
BANK LEUMI USA
579 Fifth Avenue, New York, NY 10017

Application dated February 21, 2014, for permission to change the location of branch office from 600 Wilshire Boulevard, Los Angeles, Los Angeles County, CA 90017 to 555 West Fifth Street, Los Angeles, Los Angeles County, CA 90013, received.


February 26, 2014(CC-LFS)
AMITYVILLE PAYROLL SERVICE, INC.
575 Broadway, Amityville, NY 11701      

An application was received for a license to engage in business as a licensed casher of checks at 1802 Fifth Avenue, Bayshore, NY 11706.  This application is in connection with the purchase of certain assets of Renaissance Enterprises, Inc.   

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within 10 business days, by March 14, 2014.


February 28, 2014 (LL-LFS)
ONEMAIN FINANCIAL HOLDINGS, INC.
300 St. Paul Place, Baltimore, MD  21202

Application received for a change of control to acquire 100% direct ownership of licensee OneMain Financial, Inc.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:

From:
August 20, 2013 (MB-MBD)
Applicant(s)
Dena L. Kwaschyn
Steven Pursley Shriner
Jerome Travers Lienhart, II
Paul C. Mangelsdorf, III
SunTrust Bank
SunTrust Banks, Inc.
As: SunTrust Mortgage, Inc.
901 Semmes Avenue, Richmond, VA 23224 2270

To:
February 12, 2014 (MB-MBD)
Applicant(s)
Dena L. Kwaschyn
Steven Pursley Shriner
Jerome Travers Lienhart, II
Paul C. Mangelsdorf, III
Michael R. Zarro, Jr.
John J. Wixted
Alex A. Jacobs
SunTrust Bank
SunTrust Banks, Inc.
As: SunTrust Mortgage, Inc.
901 Semmes Avenue, Richmond, VA 23224 2270


Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

February 11, 2014 (MLS-MB)
Applicant(s)
Seneca Mortgage Investments LP
To acquire interest in:
Registered MLS AMS Servicing, LLC.
3374 Walden Avenue, Suite 120, Depew, NY 14043

February 21, 2014 (MLS-MB)
Applicant(s)
Judson Pankey and Vance Detwiler
Through their indirect interest in PRG/DON Mortgage Services, LLC
To acquire interest in Registered Mortgage Loan Servicer:
Dyck-O’Neal, Inc.
1301 S. Bowen Rd., Arlington, TX 76013


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

August 29, 2013

112954

Lisa Maria Rabie

Elizabeth

CO

September 13, 2013

354584

Reynaldo De La Cruz

Dix Hills

NY

October 14, 2013

1103181

Irma Alicia Econom

Chula Vista

CA

October 23, 2013

89988

Jeremy J Compise

Williamsville

NY

December 4, 2013

385329

Chenghou  Weng

East Brunswick

NJ

December 9, 2013

1095038

Kaleem S Ansari

Los Angeles

CA

December 26, 2013

1142889

Richard  Vitale

Northport

NY

January 16, 2014

327085

Richard Lawrence Conde

Newport Beach

CA

January 16, 2014

65302

Sharlene Ann Nally

West Henrietta

NY

January 21, 2014

196167

Jan  Rogowski

Jackson Heights

NY

January 28, 2014

997692

Peter Robert Seroter

Trabuco Canyon

CA

January 28, 2014

342596

Ken Quoc Vo

Frisco

TX

January 31, 2014

1054749

Jarrett Kyle Burnett Smith

Westland

MI

January 31, 2014

1087511

Troy Curtis Watson

Portsmouth

RI

January 31, 2014

1023677

Abdouh Jamal Miri

Dearborn

MI

February 3, 2014

142282

Jason  Green

Indianapolis

IN

February 3, 2014

1077581

John Thomas Khoury

Livonia

MI

February 3, 2014

1127804

Jason Lamarr Smith

Dearborn Heights

MI


SECTION II

January 23, 2014 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Application pursuant to Section 96-d of the Banking Law, for the designation of a portion of Brentwood, Town of Islip, Suffolk County, New York, as a Banking Development District, was approved by the Superintendent.  The co-applicant is the Town of Islip.


January 30, 2014 (CC-LFS)
ACTION CHECK CASHING CORP.
81-36 Baxter Avenue, Elmhurst, NY 11373

License to engage in business as casher of checks was surrendered for the location at 488 Lafayette Avenue, Brooklyn, NY 11205.


February 3, 2014 (SF-LFS)
LAKEWOOD ACCEPTANCE CORP. D/B/A CARNOW ACCEPTANCE CORP., D/B/A CNAC
15200 Lorain Ave, Cleveland, Cuyahoga County, OH 44111

A license was issued to engage in business as a sales finance company.

ORIGINALLY PUBLISHED FEBRUARY 7, 2014, CORRECTED TO READ:

February 3, 2014 (SF-LFS)
LAKEWOOD ACCEPTANCE CORP. U/A/N CARNOW ACCEPTANCE COMPANY, U/A/N CNAC
15200 Lorain Ave, Cleveland, Cuyahoga County, OH 44111

A license was issued to engage in business as a sales finance company.


February 10, 2014 (TM-LFS)
REMITLY, INC.
1725 Westlake Avenue N., Suite 105, Seattle, WA 98109

A license to engage in business as a transmitter of money was issued.


February 20, 2014 (BK-FWB)
SHINHAN BANK AMERICA
330 Fifth Avenue, New York, NY 10001

Approval given to change the location of branch office from 6771 Beach Boulevard, Buena Park, Orange County, CA 90621 to 5450 Beach Boulevard (Units 101 and 103), Buena Park, Orange County, CA 90621, on or after February 21, 2014.


February 24, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office at The Burdett Building, 251 River Street, Troy, Rensselaer County, NY 12180, will not result in a significant reduction of banking services in the community to be affected.


February 24, 2014 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office at 318 Main Street, Saugerties, Ulster County, NY 12477, will not result in a significant reduction of banking services in the community to be affected.


February 25, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Authorizations granting permission to open and occupy branch offices at the following three locations, surrendered for cancellation:

  1. Shoppers Food & Pharmacy, 5722 Ritchie Highway, Brooklyn, Anne Arundel County, MD 21225;
  2. Shoppers Food & Pharmacy, 1200 Eastern Boulevard, Essex, Baltimore County, MD 21221; and
  3. Shoppers Food & Pharmacy, 1955 East Joppa Road, Parkville, Baltimore County, MD 21234.

Offices discontinued as of January 24, 2014.


February 25, 2014 (MI-CRB)
BANK OF ENGLAND
123 Main Street, England, AR 72046

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 5 Penn Plaza (Suite 1956), Borough of Manhattan, City of New York 10001.


February 26, 2014 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, New York 14850

Application dated January 29, 2014 for permission to open and maintain a station at 140 Seneca Way, Ithaca, County of Tompkins, New York 14850, approved.


Certificate issued to engage in the business as a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law:

February 12, 2014 (MLS-MB)
Reverse Mortgage Solutions, Inc.
2727 Spring Creek Drive, Spring, TX 77373


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

February 24, 2014 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
8650 Freeport Parkway, Suite 130, Irving, TX 75063

February 24, 2014 (MB-MBD)
Full Service Branch
Mortgage Enterprise, Ltd.
92-11 Roosevelt Avenue, 2nd Floor, Jackson Heights, NY 11372

February 24, 2014 (MB-MBD)
Full Service Branch
loanDepot.com, LLC
14000 North Pima Road, Suite 150, Scottsdale, AZ 85260


Certificate to engage in the business of a Mortgage Broker surrendered:

February 26, 2014 (BR-MBD)
A. Artland Shirley D/B/A Artland Realty Co.
3810 Church Avenue, Brooklyn, NY 11203 2907
Effective Date: February 20, 2014


License to engage in the business of a Mortgage Banker surrendered:

February 26, 2014 (MB-MBD)
HFA Mortgage Services In Lieu of True Name Home Finance of America, Inc.
521 Plymouth Road, Suite 112, Plymouth Meeting, PA 19462
Effective Date: February 18, 2014


License to engage in the business of a Mortgage Banker Branch surrendered:

February 26, 2014 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/A PHH Mortgage Services
Additional DBA(S): Instamortgage.com
Mortgagesave.com
Coldwell Banker Mortgage
ERA Mortgage
Century21 Mortgage
Domain Distinctive Property Finance
10000 Midlantic Drive, Suite 105E, Mount Laurel, NJ 08054
Effective Date: February 24, 2014

February 26, 2014 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/A PHH Mortgage Services
Additional DBA(S): Instamortgage.com
Mortgagesave.com
Coldwell Banker Mortgage
ERA Mortgage
Century21 Mortgage
Domain Distinctive Property Finance
10000 Midlantic Drive, Suite 200E, Mount Laurel, NJ 08054
Effective Date: February 24, 2014

February 26, 2014 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/A PHH Mortgage Services
Additional DBA(S): Instamortgage.com
Mortgagesave.com
Coldwell Banker Mortgage
ERA Mortgage
Century21 Mortgage
Domain Distinctive Property Finance
10000 Midlantic Drive, Suite 300E, Mount Laurel, NJ 08054
Effective Date: February 24, 2014


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

February 21, 2014 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372


Mortgage Banker Branch License Address Changes:

February 26, 2014 (MB-MBD)
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
From: 75-20 Astoria Boulevard, East Elmhurst, NY 11370
To: 42-40 Bell Boulevard, Suite 101, Bayside, NY 11361


The following Registered Mortgage Broker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage broker registration, to settle the violations of Article 12-D Section 591-a(2) of the New York Banking Law for utilizing a domain name prior to receiving authorization from the Department, and Section 38.2(e) of the General Regulations of the Superintendent for displaying the United States Marine Corps seal in its advertisements.  The Settlement Agreement terms and conditions include a fine of $5,000.

February 19, 2014 (BR-MBD)
Marine Funding, Inc.
108-05 Liberty Avenue, Richmond Hill, NY 11419 


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle the violation of Section 38.2(e) of the General Regulations of the Superintendent for mail solicitations that could mislead consumers into believing that the advertised services were sponsored, approved or endorsed by a government agency.    The Settlement Agreement terms and conditions include a fine of $10,000.

February 19, 2014 (BK-MBD)
United Northern Mortgage Bankers Limited
D/B/A Senior Security Home Advantage
3601 Hempstead Turnpike, Suite 300, Levittown, NY 11756


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

February 24, 2014

81866

Tracy Robert Barre

Lake Forest

CA

Discover Home Loans, Inc.

February 24, 2014

1123077

Justin Albert Birkelbach

Irvine

CA

loanDepot.com, LLC

February 24, 2014

252838

David Joseph Dziadon

Las Vegas

NV

Cardinal Financial Company, Limited Partnership

February 24, 2014

1124969

Bryan Patrick Barnwell

Wheat Ridge

CO

Prodovis Mortgage, LLC

February 24, 2014

1065652

Nathan Harris Holmes

Livonia

MI

Quicken Loans Inc.

February 24, 2014

16453

Frank  Giner

Danbury

CT

Prysma Lending Group, LLC

February 24, 2014

206720

Shawn Joseph Miller

Englewood

NJ

American Millenium Company LLC

February 24, 2014

1107556

Cameron Isaiah Weaver

Detroit

MI

Quicken Loans Inc.

February 24, 2014

86582

Todd Kenneth Andrews

Charlotte

NC

RoundPoint Mortgage Company

February 24, 2014

66220

Albert Thomas Hutson

Saratoga Springs

NY

Paragon Home Loans, Inc

February 24, 2014

1070675

Michael Wayne Deemer

Greenfield

IN

Royal United Mortgage LLC

February 24, 2014

1116302

Steven David Rothstein

Merrick

NY

Lakeview Funding Corp.

February 24, 2014

130414

Kathleen  Gatti

Deer Park

NY

US Mortgage Corporation

February 24, 2014

900288

Grant Duncan Merryman

Lake Forest

CA

loanDepot.com, LLC

February 24, 2014

1081566

Shawn Michael Richards

West Henrietta

NY

FFC Mortgage Corp.

February 24, 2014

1107398

Sarkis Soghomon Boghossian

Newport

RI

Embrace Home Loans, Inc.

February 24, 2014

58184

Stuart Warsawsky

Lawrence

NY

Intercontinental Capital Group, Inc.

February 24, 2014

984286

Anthony  Lasala

Chester

NJ

Vanguard Funding LLC

February 24, 2014

1117289

Brian Christian Griffey

Brunswick

OH

Quicken Loans Inc.

February 24, 2014

825672

Michael Patros Bahoura

Shelby Twp

MI

Quicken Loans Inc.

February 24, 2014

1086988

Antoine Lamar Draper

Detroit

MI

Quicken Loans Inc.

February 24, 2014

938383

Sali  Pali

Rochester Hills

MI

Quicken Loans Inc.

February 24, 2014

211074

Roy Edward Lewis Jr.

Marysville

IN

Discover Home Loans, Inc.

February 24, 2014

969909

Steven Ira Gottlieb

Woodstock

NY

Residential Home Funding Corp.

February 24, 2014

1122270

Kahalia  Solano

Far Rockaway

NY

Prospect Mortgage, LLC

February 24, 2014

1096923

Shawn Anthony Baxter

Novi

MI

Quicken Loans Inc.

February 24, 2014

984669

Brittany Candace Mack

Detroit

MI

Quicken Loans Inc.

February 24, 2014

1023443

Dante Ephriam Dunn

Flint

MI

Quicken Loans Inc.

February 24, 2014

206720

Shawn Joseph Miller

Englewood

NJ

American Millenium Company LLC

February 24, 2014

791978

Justin M Pinzenscham

Strasburg

CO

Prodovis Mortgage, LLC

February 24, 2014

1037274

Sonya Ann Al-Khal

Livonia

MI

Quicken Loans Inc.

February 24, 2014

32415

Michael Joseph Falino

Miller Place

NY

Insignia Mortgage Group, Inc.

February 24, 2014

1121893

Lauren Nicole Schumer

Kansas City

MO

Mortgage Research Center, LLC

February 24, 2014

985094

Taylor Honore Lieffers Swart

Detroit

MI

One Reverse Mortgage, LLC

February 24, 2014

1146259

Aaron R Lozier

Clifton Park

NY

State Farm Bank, F.S.B.

February 24, 2014

998917

Ali Ibrahim Hammoud

Dearborn

MI

Quicken Loans Inc.

February 24, 2014

206720

Shawn Joseph Miller

Englewood

NJ

American Millenium Company LLC

February 24, 2014

938323

Ronald Robert Cooper

Canton

MI

Quicken Loans Inc.

February 24, 2014

1037631

Aaron Benjamin Miller

Dearborn

MI

Quicken Loans Inc.

February 24, 2014

866023

Tran B Nguyen

Randolph

MA

First American Mortgage Trust

February 24, 2014

428445

Melissa Susanne Beltle

Crestwood

KY

Discover Home Loans, Inc.

February 24, 2014

1079621

Avrohom  Beer

Chestnut Ridge

NY

Meridian Residential Capital, LLC

February 24, 2014

1100769

Andrew Michael Dolezalek

Queens Village

NY

Vanguard Funding LLC

February 24, 2014

1055035

Kevin Campbell Fyfe

Dana Point

CA

loanDepot.com, LLC

February 24, 2014

217190

Erika  Bailey

Sayville

NY

Homeowners Marketing Plan inc

February 24, 2014

438348

Jordan Maiers James

Algonquin

IL

Royal United Mortgage LLC

February 24, 2014

1121036

Rene  Fernandez Jr

Anaheim

CA

American Advisors Group

February 24, 2014

913378

Kyle William Davie

Detroit

MI

Quicken Loans Inc.

February 24, 2014

382211

Brian  Daley

Hampshire

IL

Royal United Mortgage LLC

February 24, 2014

1104071

Garrett Lee Holzum

Columbia

MO

Mortgage Research Center, LLC

February 24, 2014

1123222

Erik James Mikkelsen

Hunington Beach

CA

loanDepot.com, LLC

February 24, 2014

1117386

Jose Luis Landro-Vega

Detroit

MI

Quicken Loans Inc.

February 24, 2014

9188

Gregg Arthur Smith

La Jolla

CA

One Reverse Mortgage, LLC

February 24, 2014

28235

Christopher R Spaker

Rochester

NY

Home Town Funding, Inc d/b/a CNB Mortgage Company

February 24, 2014

1106118

Matthew Aaron Johnson

Brewerton

NY

State Farm Bank, F.S.B.

February 24, 2014

345146

Daniel Scott Wagner

Ballston Lake

NY

State Farm Bank, F.S.B.

February 24, 2014

955782

Bryan P Cohen

Brooklyn

NY

Continental Home Loans Inc.

February 24, 2014

796987

Angela Dawn Sanders

Salisbury

MO

Mortgage Research Center, LLC

February 24, 2014

1083575

Mukesh  Kumar

Hicksville

NY

Meadowbrook Financial Mortgage Bankers Corp.

February 24, 2014

1089859

Michael  Liss

Woodmere

NY

Lightning Funding Inc.

February 24, 2014

372042

Cristobal  Ortega

Coral Springs

FL

ResMac, Inc.

February 26, 2014

18412

John Gordon Hart

Nolensville

TN

loanDepot.com, LLC

February 26, 2014

113382

Aly Merritt Murad

Fairview

TX

loanDepot.com, LLC


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