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New York State Department of Financial Services

Banking Division
Weekly Bulletin

July 11, 2014

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION I

July 3, 2014 (LL-LFS)
CARFINANCE CAPITAL LLC U/A/N CARFINANCE.COM
7525 Irvine Center Drive, Suite 250, Irvine, CA 92618-3070

Notification received for a change of branch office location from 15001 F.A.A Blvd., Suite 200, Fort Worth, TX 76155 to 4600 Regent Blvd., Suite 100, Irving, TX 75063.

The publication of receipt of this notification does not indicate that the notification is complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


July 3, 2014 (TM-LFS)
PAYONEER, INC.
1841 Broadway, Suite 520, New York, NY 10023

Application for a license to engage in business as a transmitter of money, received.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


July 7, 2014 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Application dated July 1, 2014, for permission to open and occupy a branch office at 300 Spindrift Drive, Town of Amherst, Erie County, NY 14221 for the limited purpose of conducting lending activities, received.


July 7, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notice of intention to establish an electronic facility (automated teller machine) at 405 Washington Avenue, Towson, Baltimore County, MD 21204, received.


July 10, 2014 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

Application dated June 25, 2014, for permission to change the location of branch office from 1315 Route 9, Town of Wappinger, Dutchess County, NY 12590 to 1379 Route 9, Town of Wappinger, Dutchess County, NY 12590, received.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

July 03, 2014 (MB-MBD)
Applicant(s)
David Curtis Brown
Ryan Michael Herman
Roy Alvie Wright
As: First Direct Lending, LLC
15261 Laguna Canyon Road, Suite 200, Irvine, CA 92618 7717


Application to establish a Mortgage Broker's Branch received for examination:

July 09, 2014 (BR-MBD)
Full Service Branch
Digital Risk Mortgage Services, LLC
660 Century Point, Suite A, Lake Mary, FL 32746

July 09, 2014 (BR-MBD)
Full Service Branch
Digital Risk Mortgage Services, LLC
5201 Congress Avenue, Suite #250, Boca Raton, FL 33487


Application to establish a Mortgage Banker's Branch received for examination:

July 09, 2014 (MB-MBD)
Full Service Branch
GuardHill Financial Corp. D/B/A GuardHill Mortgage
8461 Lake Worth Road, Suite #1-112, Lake Worth, FL 33467

July 09, 2014 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
33 Depot Street, First Floor, Suite #2, Saranac Lake, NY 12983

July 09, 2014 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
42 Old Ridgebury Road, Suite #4, Danbury, CT 06811

July 09, 2014 (MB-MBD)
Full Service Branch
Continental Home Loans Inc. D/B/A Senior Home Loans
100 Carleton Avenue, Suite #7A, Central Islip, NY 11722


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

November 11, 2013

810967

Andrew Scott Peters Jr.

Frederick

MD

March 27, 2014

908519

Faith Ann Myers

Rochester

NY

March 31, 2014

1123428

Christine  Frye

Hauppauge

NY

March 31, 2014

1125087

Brittany  Nelson

Henderson

CO

April 2, 2014

590009

Mario  Cavallaro

Mount Sinai

NY

April 3, 2014

410121

Ana R Pensabene

Melville

NY

April 16, 2014

355916

Michael Edward Nichiporuk

Cazenovia

NY

April 24, 2014

1171631

Shakuntala  Seodarsan

Queens Village

NY

April 30, 2014

1097710

Amanda Lynett Bustamante

Chandler

AZ

May 6, 2014

948748

Tonia Lea Parker

Folsom

CA

May 13, 2014

926520

Mark Augustine Rudy

Matthews

NC

May 15, 2014

363087

John Vincent Difiore

Staten Island

NY

May 22, 2014

139818

Deborah Jean Winters

Sufferin

NY

May 30, 2014

173326

Bayard Robert Wagenseller

Wilmington

DE

June 3, 2014

1080548

Kevin Laurence Murphy

Greenwich

CT

June 5, 2014

1031571

Bradley Kenneth Durham

Bethesda

MD

June 6, 2014

859435

Lipa  Kish

Brooklyn

NY

June 12, 2014

1127563

Mark Elliot Lenkiewicz

Baldwinsville

NY

June 13, 2014

1178878

Vincent Michael Monaco

Mahwah

NJ

June 13, 2014

344752

Thomas Zanardi

Marlboro

NJ

June 16, 2014

1054153

Danielle Marie Peltier

Roseville

MI

June 16, 2014

1199493

Molly Lynn Sanders

Byron

NY

June 17, 2014

1096940

Kathryn Nelson Chamberlain

Detroit

MI

June 17, 2014

1117618

Paigelynn Erin Wilkes

Lincoln Park

MI

June 17, 2014

1077040

James Khery Jarjosa

Wixom

MI

June 17, 2014

395741

Christopher John Jacobson

Mission Viejo

CA

June 17, 2014

110781

Anna  Bondarenko

Forest Hills

NY

June 17, 2014

1054754

Shawna Rene Waasa Ebmoset Qua Soney

Chesterfield

MI

June 17, 2014

1177906

Elizabeth  Ghirmai

Detroit

MI

June 17, 2014

110781

Anna Bondarenko

Forest Hills

NY

June 18, 2014

198060

Andrew Nickolas Borunda

Phoenix

AZ

June 18, 2014

1011350

Issa Walid Fakhouri

Peoria

AZ

June 18, 2014

409398

Anthony David Arnold

Carm

IN

June 18, 2014

1081741

Shan Robert Schauffler

Huntsville

MO

June 18, 2014

338062

Curtis  Moore

Westbury

NY

June 18, 2014

624651

Susan Marie Musto

Lake Grove

NY


SECTION II

June 12, 2014 (SF-LFS)
AMERICAN SUZUKI FINANCIAL SERVICES COMPANY LLC
7159 Corklan Drive, Jacksonville, Duval County, Florida 32258

License to engage in business as a sales finance company at 12850 West Gran Bay Parkway, Jacksonville, Duval County, Florida 32258 was surrendered.


June 24, 2014 (CC-LFS)
JTS LLC
138-10 Farmers Boulevard, Springfield Gardens, NY 11413

License to engage in business as casher of checks at a branch located at 138-10 Farmers Boulevard, Springfield Gardens, NY 11413 was surrendered.


June 30, 2014 (LL-LFS)
MARINER FINANCE, LLC.
8211 Town Center Drive, Nottingham, MD 21236-5904

License issued for a head office change of location from 3301 Boston Street, Suite 201, Baltimore, MD 21224-4979 to 8211 Town Center Drive, Nottingham, MD 21236-5904.

In connection with the above license issuance, the licensed lender license for 3301 Boston Street, Suite 201, Baltimore, MD 21236-5904 was surrendered.


July 2, 2014 (BK-CRB)
BERKSHIRE BANK MUNICIPAL BANK
41 State Street, Albany, New York 12207

Berkshire Bank Municipal Bank, Albany, NY, was merged with and into Berkshire Bank, Pittsfield Massachusetts effective June 30, 2014.   


July 9, 2014 (TR-CRB)
SUFFOLK TRUST COMPANY
3880 Veterans Memorial Highway, Bohemia, NY 11716

Organization Certificate approved and filed.


July 9, 2014 (TR-CRB)
SUFFOLK TRUST COMPANY
3880 Veterans Memorial Highway, Bohemia, NY 11716
Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law approved.


July 10, 2014 (MI-CRB)
CUSTOMERS BANK
99 Bridge Street, Phoenixville, PA 19460

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 99 Park Avenue (15th Floor), Borough of Manhattan, City of New York 10016.


Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:

July 08, 2014 (BR-MBD)
Amber Sky Home Mortgage LLC
1 Route 46 West, Suite 1, Elmwood Park, NJ 07407 0220

July 08, 2014 (BR-MBD)
Provident Mortgage Corp.
160-01 Hillside Avenue, 3rd Floor, Jamaica, NY 11432 3975

July 08, 2014 (BR-MBD)
AmerReverse Mortgage Corporation
1123 Old Town Road, Coram, NY 11727 3730

July 08, 2014 (BR-MBD)
Homereliance Capital Corp.
80 Orville Drive, Suite 106, Bohemia, NY 11716 2534


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

July 08, 2014 (BR-MBD)
Full Service Branch
Canyon Mortgage Corp.
426 Atlantic Avenue, East Rockaway, NY 11518


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 08, 2014 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.
5 Professional Circle, Suite 101, Colts Neck, NJ 07722

July 08, 2014 (MB-MBD)
Full Service Branch
Maryland First Home Mortgage Company In Lieu of True Name
First Home Mortgage Corporation
12501 Prosperity Drive, Suite 310, Silver Spring, MD 20904

July 08, 2014 (MB-MBD)
Full Service Branch
Royal United Mortgage, LLC
2807 North 10th Street, Office #20, St. Augustine, FL 32084

July 08, 2014 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
343 Thornall Street, Suite 550, Edison, NJ 08837

July 08, 2014 (MB-MBD)
Full Service Branch
PMAC Lending Services, Inc.
4349 Easton Way, Suite 300, Columbus, OH 43219

July 08, 2014 (MB-MBD)
Full Service Branch
Odyssey Funding LLC
One West Red Oak Lane, Suite #1, Harrison, NY 10604


Certificate issued to engage in the business as a Mortgage Loan Servicer’s Branch under Article 12-D of the New York State Banking Law:

July 07, 2014 (MLS-MBD)
Full Service Branch
Fay Servicing, LLC
1801 South Meyers Road, Suite 210, Oakbrook Terrace, IL  60181


Certificate to engage in the business of a Mortgage Broker surrendered:

July 03, 2014 (BR-MBD)
Saparn Realty Inc
505 Eighth Avenue, Suite 1802, New York, NY 10018 6556
Effective Date: June 30, 2014

July 09, 2014 (BR-MBD)
I & O Associates Mortgage Corp.
2488 Route 42, Forestburgh, NY 12777
Effective Date: June 17, 2014


License to engage in the business of a Mortgage Banker Branch surrendered:

July 03, 2014 (MB-MBD)
Full Service Branch
Jersey Mortgage Company of New Jersey, Inc.
140 Littleton Road, Suite 104, Parsippany, NJ 07054
Effective Date: June 17, 2014


Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

July 03, 2014 (BR-MBD)
Quality Financial Solutions, Inc.
6143 Jericho Turnpike, Suite 207, Commack, NY 11725
Effective Date: July 02, 2014

July 09, 2014 (BR-MBD)
A1 Funding, Inc.
333 Rutledge Street, Suite 202, Brooklyn, NY 11211
Effective Date: June 20, 2014


Mortgage Banker License Name Changes:

July 09, 2014 (MB-MBD)
From: New Penn Financial, LLC

To: New Penn Financial, LLC D/B/A Rate30
Additional DBA(S): Shellpoint Mortgage Servicing


 

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