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New York State Department of Financial Services

Banking Division
Weekly Bulletin

July 25, 2014

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION I

July 21, 2014 (FB-FWB)
ALLIED IRISH BANKS, P.L.C.
Dublin, Ireland

Application dated July 16, 2014, for permission to change the location of branch from 1166 Avenue of the Americas, Borough of Manhattan, City of New York 10036 to 1345 Avenue of the Americas, Borough of Manhattan, City of New York 10105, received.


July 23, 2014 (TM-LFS)
BA EXPRESS USA INC
169-26 Hillside Avenue, Jamaica, NY 11432

Notification received for a change of head office location from 169-26 Hillside Avenue, Jamaica, NY 11432 to 168-29 Hillside Avenue, Suite 2B, Jamaica, NY 11432.

The publication of receipt of this notification does not indicate that the notification is complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


July 24, 2014 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC.  U/A/N 
CLEARPOINT CREDIT COUNSELING SOLUTIONS
270 Peachtree Street NW, Atlanta, Fulton County, Georgia 30303

A notification was received for a licensed Budget Planner branch relocation

From:    1300 Hampton Avenue, Suite 200, St. Louis, St. Louis County, MO 63139

To:        3636 Geyer Road, Suite 100, St. Louis, St. Louis County, MO 63127.

The publication of receipt of the notification does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


July 24, 2014 (BP-LFS)
GREENPATH, INC., D/B/A GREENPATH DEBT SOLUTIONS
36500 Corporate Drive, Farmington Hills, Oakland County, MI 48331

A notification was received for a licensed Budget Planner branch relocation

From:    1525 NE 22nd Avenue, Ocala, Marion County, FL 34470

To:        1515 East Silver Springs Blvd., Suite 100, Ocala, Marion County, FL 34470

The publication of receipt of the notification does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


July 25, 2014 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

Applications were received for licenses to engage in business as a licensed casher of checks in connection with the purchase of certain assets of Eastchester Check Cashing, Inc. at the following locations: 

  1. 189-193 West 231st Street, Bronx, NY  10463
  2. 202 and 204 North Avenue, New Rochelle, NY  10801
  3. 3445 Boston Road, Bronx, NY  10469
  4. 723 Burke Avenue, Bronx, NY  10467

The publication of receipt of these applications does not indicate that the applications are deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by  August  8 , 2014.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

July 23, 2014 (BR-MBD)
Applicant(s)
Chris M. Caggiano
As: Grand Oaks Funding, L.L.C.
600 Manor Road, Suite 2A, Staten Island, NY 10314 4522


Application to establish a Mortgage Banker's Branch received for examination:

July 23, 2014 (MB-MBD)
Full Service Branch
Home Town Funding, Inc. D/B/A CNB Mortgage Company
72 South Main Street, Canandaigua, NY 14424


Application to establish a Mortgage Loan Servicer's Branch received for Examination:

July 23, 2014 (MLS-MBD)
Full Service Branch
Green Tree Servicing, LLC
2000 Center Point Drive, Suite 2375, Columbia, SC  29210


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

September 11, 2012

256649

David Keith Halford

Fullerton

CA

February 21, 2014

67165

James Thomas Derosa

Setauket

NY

February 24, 2014

199507

Ronda E Ricketts

Baldwin

NY

March 11, 2014

94995

Jin Tae Yoo

Highlands Ranch

CO

March 19, 2014

38348

Thomas  Sirico

Holmdel

NJ

March 31, 2014

71426

Leonardo Daniel Yepes

Charlotte

NC

March 31, 2014

270615

Eugene Paul Weisbrod

River Vale

NJ

April 4, 2014

8667

Julianne  Bernard

Birmingham

MI

April 9, 2014

864088

Justin Scott Hirschorn

Long Beach

NY

April 15, 2014

72765

Michael Scott Bauer

Long Beach

NY

April 21, 2014

386120

Stephen C Schoffman

Great Neck

NY

April 23, 2014

1040115

Todd Alan Turpin

Evansville

IN

April 24, 2014

1125754

Robert Andrew Moss

Columbia

MO

April 25, 2014

1168788

Monica Linn Olszewski

Taylor

MI

April 26, 2014

1168826

Michelle May Coleman

Bloomfield

MI

May 1, 2014

929925

Judah Pinchas Seidman

Teaneck

NJ

May 1, 2014

157623

Michael Christopher Durand

Waxhaw

NC

May 1, 2014

296291

Amy Elizabeth Charlton

Putnam

CT

May 2, 2014

1127269

Daniel Vernon Featherstone

Chandler

AZ

May 6, 2014

402805

Jason  Jones

London

KY

May 8, 2014

61147

Kawall N Deosaran

Manhasset

NY

May 12, 2014

35214

Mark Andrew Cooley

Kennesaw

GA

May 12, 2014

60982

Robert J. La Pointe

Clifton Park

NY

May 13, 2014

23510

Thomas Shingip Chiu

Brooklyn

NY

May 14, 2014

403892

Robert Douglas Tollin

North Bellmore

NY

May 19, 2014

10872

Ghias U Bhuiyan

Lake Success

NY

June 9, 2014

1155104

Christopher Michael Prenger

Columbia

MO

June 9, 2014

172732

Andrew Christopher Varcoe

Anaheim Hills

CA

June 11, 2014

176375

Sharon Marie Birdow

Westminster

MD

June 17, 2014

211501

Raymond Jason Ermigarat

Aliso Viejo

CA

June 17, 2014

1173032

Stephen Edward Gage

Auburn

NY

June 17, 2014

67462

Salvatore Victor Taormina Jr

Holbrook

NY

June 20, 2014

715821

Rene Monique Armstrong

Rome

NY

June 23, 2014

1097478

Lawrence Jacob Sargent

Detroit

MI

June 23, 2014

1107530

Zachary Marcel Ulewicz

Detroit

MI

June 23, 2014

973447

Roberto Arturo Garcia

Gilbert

AZ

June 23, 2014

22670

Sandra  Waters

Barrington

RI

June 23, 2014

984367

Daniel Paul Barber

Milford

MI

June 23, 2014

1178069

E-Miller Joseph Dugalech

Detroit

MI

June 23, 2014

1011719

Megan Abigail Bentley

Phoenix

AZ

June 23, 2014

1094090

Pamela Joanna Shaw

Carrollton

TX

June 23, 2014

1097351

Shazain  Pervez

Ypsilanti

MI

June 23, 2014

1180032

Alorah May Brady

Lowville

NY

June 24, 2014

1102695

Johnna Leann Steinhoff

Ashland

MO

June 26, 2014

1177935

Joshua Allen Heinz

Northville

MI

June 26, 2014

1177472

Romi Salwan Arabo

Farmington Hills

MI

June 27, 2014

835471

Uzma Jilani Afzal

Corona

CA

June 27, 2014

413869

Lynn M Connors

Camilllus

NY

June 27, 2014

258563

Maria  Yazdani

Aliso Viejo

CA

June 27, 2014

1083563

Ryan Patrick Durr

Wayne

NJ

June 27, 2014

5587

Christopher M George

Fremont

CA

June 27, 2014

65448

Steven L Koerner

Long Beach

NY

June 30, 2014

1177548

Taylor James Roland

Detroit

MI

June 30, 2014

1127301

Justin Edward Granger

St. Clair Shores

MI

June 30, 2014

585406

Michael Anthony Schumacher

Davison

MI

June 30, 2014

173991

Philippe Jean Claude Mouradian

Tustin

CA

June 30, 2014

377778

John Sieu Gia Mach

Chino Hills

CA

June 30, 2014

231607

Kenneth  Reagan

Mullica Hill

NJ

June 30, 2014

1168948

Khalil Mohammad Habhab

Dearborn Heights

MI

June 30, 2014

174653

Sang Hoon Kwak

Aliso Viejo

CA

June 30, 2014

67686

Raymond Frank Figalora

Holbrook

NY

July 1, 2014

1192683

Tarik  Ahmed

Ozone Park

NY

July 1, 2014

833895

Jason Scott Reppert

Carmel

IN

July 1, 2014

1197451

Edwin Y. Chang

Little Neck

NY

July 1, 2014

1172215

Chaya R Miller

Spring Valley

NY

July 1, 2014

366175

Cynthia Rae St.Clair

Irvine

CA

July 1, 2014

1026120

Matthew Thomas Sturgeon

Louisville

KY

July 1, 2014

21172

Kenneth Anthony Farrell

Brooklyn

NY

July 1, 2014

955123

David McCorison

White Plains

NY

July 2, 2014

105738

Kevin Lee Zenstein

Lafayette Hill

PA

July 2, 2014

1133367

Leigh Erica Woody

Knoxville

TN

July 2, 2014

1025995

Anthony Garland Newton

Maitland

FL


SECTION II

July 18, 2014 (SF-LFS)
PORSCHE FINANCIAL SERVICES, INC U/A/N BENTLEY FINANCIAL SERVICES U/A/N
LAMBORGHINI FINANCIAL SERVICES U/A/N BUGATTI FINANCIAL SERVICES
980 Hammond Drive, Suite 500, Atlanta, Cobb County, GA 30328-8187

License issued to reflect the addition of the assumed name of Bugatti Financial Services.

In connection with the issuance of a new license, the license issued under the former name was surrendered.


July 21, 2014 (BK-CRB)
FIDUCIARY TRUST COMPANY INTERNATIONAL
600 Fifth Avenue, New York, NY 10020

An application for the Superintendent’s approval in principle of the “Certificate of Amendment of the Organization Certificate of Fiduciary Trust Company International under Section 8005 of the Banking Law,” to provide that the Trust Company is to exercise fiduciary powers conferred by Banking Law Section 100 and shall neither accept deposits nor make loans except for deposits and loans arising directly from the exercise of the fiduciary powers specified in Banking Law 100 and to reflect that the Trust Company’s business is to be transacted at 600 Fifth Avenue, New York, NY, was approved effective July 21, 2014.


July 21, 2014 (TM-LFS)
COMMONWEALTH FOREIGN EXCHANGE, INC.
56 Pine Street, Suite 600, Providence, RI 02903

License issued to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law.


July 21, 2014 (CC-LFS)
TAF 1343 FLATBUSH INC. D/B/A NATIONAL CHECK CASHING
1343 Flatbush Avenue, Brooklyn, NY 11210

License to engage in business as casher of checks for the location at 1343 Flatbush Avenue, Brooklyn, NY 11210 was surrendered.


July 21, 2014 (MI-CRB)
SQUARE 1 BANK
406 Blackwell Street, Durham, NC  27701

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office at 500 Fifth Avenue (46th Floor), Borough of Manhattan, City of New York 10110.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

July 18, 2014 (MB-MBD)
Lenox Financial Mortgage Corporation
200 East Sandpointe Avenue, Suite 800, Santa Ana, CA 92707 5783


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

July 23, 2014 (BR-MBD)
Full Service Branch
Digital Risk Mortgage Services, LLC
660 Century Point, Suite A, Lake Mary, FL 32746

July 23, 2014 (BR-MBD)
Full Service Branch
Digital Risk Mortgage Services, LLC
5201 Congress Avenue, Suite #250, Boca Raton, FL 33487


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 23, 2014 (MB-MBD)
Full Service Branch
GuardHill Financial Corp. D/B/A GuardHill Mortgage
8461 Lake Worth Road, Suite #1-112, Lake Worth, FL 33467

July 23, 2014 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
33 Depot Street, First Floor, Suite #2, Saranac Lake, NY 12983

July 23, 2014 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
42 Old Ridgebury Road, Suite #4, Danbury, CT 06811

July 23, 2014 (MB-MBD)
Full Service Branch
Continental Home Loans Inc. D/B/A Senior Home Loans
100 Carleton Avenue, Suite #7A, Central Islip, NY 11722

July 23, 2014 (MB-MBD)
Full Service Branch
Continental Home Loans Inc. D/B/A Senior Home Loans
1645 Palm Beach Lakes Boulevard, Suite #420, West Palm Beach, FL 33401


Certificate to engage in the business of a Mortgage Broker surrendered:

July 23, 2014 (BR-MBD)
FEG Financial In Lieu of True Name Family Financial Group, Inc.
480 Hope Street, Providence, RI 02906 1631
Effective Date: July 09, 2014


License to engage in the business of a Mortgage Banker Branch surrendered:

July 23, 2014 (MB-MBD)
Full Service Branch
Jersey Mortgage Company of New Jersey, Inc.
38 Taylor Avenue, Suite 2A, Office #1, Manasquan, NJ 08736
Effective Date: July 11, 2014


The following Registered Mortgage Brokers have failed to fully pay the general assessment, in violation of Section 206 of the Financial Services Law. Their mortgage broker registrations have expired, pursuant to Section 592-a of the New York Banking Law.

July 22, 2014 (BR-MBD)
Powan K. Singh D/B/A P K Associate
1216 Liberty Avenue, Brooklyn, NY 11208

July 22, 2014 (BR-MBD)
P.A. Dominguez, Inc. DBA First Network Mortgage Company
72 Belvedere Drive, Yonkers, NY 10705

July 22, 2014 (BR-MBD)
Edward L Koester
1457 Knapp Street, Bronx, NY 10469

July 22, 2014 (BR-MBD)
Shalimar Mortgage Corp.
80 Mount Misery Road, Huntington, NY 11743

July 22, 2014 (BR-MBD)
First Capital Funding Inc.
1119 Nostrand Avenue, Brooklyn, NY 11225

July 22, 2014 (BR-MBD)
Gene Burshtein Enterprises, Inc.
2125 Flatbush Avenue, Brooklyn, NY 11234

July 22, 2014 (BR-MBD)
Sunset Mortgage & Funding Corp.
2343 Hylan Boulevard, Staten Island, NY 10306

July 22, 2014 (BR-MBD)
Weatherstone Mortgage Corp.
255 Executive Drive, Suite 202, Plainview, NY 11803

July 22, 2014 (BR-MBD)
Nicholas Palumbo DBA The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533

July 22, 2014 (BR-MBD)
Right Trac Financial Group, Inc.
110 Main Street, Manchester, CT 06042
Branch Offices:
950 New Loudon Road, Suite 230, Latham, NY 12110

July 22, 2014 (BR-MBD)
Camelot Funding Corporation
456 Medford Avenue, Patchogue, NY 11772 1832

July 22, 2014 (BR-MBD)
Mortgage One, Inc.
35 West Lemon Street, Tarpon Springs, FL 34689 3621
Branch Offices:
One Huntington Quadrangle, Suite 2C15, Melville, NY 11747

July 22, 2014 (BR-MBD)
George Fuchs DBA Pace Mortgage Capital
303 Fifth Avenue, New York, NY 10016 6601

July 22, 2014 (BR-MBD)
Josephine Baynes DBA State Mortgage
301 Monroe Avenue, West Islip, NY 11795

July 22, 2014 (BR-MBD)
Salvatore Joseph Perrello DBA Enterprise Capital Funding
8665 Sheridan Drive, Williamsville, NY 14221 6315

July 22, 2014 (BR-MBD)
Directcash Mortgage Services, Inc.
2730 Claudia Court, Bellmore, NY 11710

July 22, 2014 (BR-MBD)
Anatoliy Mikhaylov Mortgage Choice, Inc.
99-53 65th Avenue, Rego Park, NY 11374 3652

July 22, 2014 (BR-MBD)
U.M. Services In Lieu of True Name United Mortgage Services, L.L.C.
270 Sylvan Avenue, Suite L130, Englewood Cliffs, NJ 07632

July 22, 2014 (BR-MBD)
Dalco Financial Services Inc.
120 Stevens Avenue, Mount Vernon, NY 10550 2605

July 22, 2014 (BR-MBD)
Efficiency Funding LLC
3017 Beverly Road, Brooklyn, NY 11226

July 22, 2014 (BR-MBD)
Homequest Mortgage & Financial Services Corp.
250 Fulton Avenue, Suite 420, Hempstead, NY 11550

July 22, 2014 (BR-MBD)
Noble Mortgage, Inc.
2298 First Avenue, 2nd Floor, New York, NY 10035

July 22, 2014 (BR-MBD)
A & F Capital, Inc.
112-10 Springfield Boulevard, Queens Village, NY 11429 2650

July 22, 2014 (BR-MBD)
Braccio Inc. DBA The Mortgage Forum
2809 Lindenmere Drive, Merrick, NY 11566

July 22, 2014 (BR-MBD)
Channel Mortgage LLC
55-25 69th Street, 1st Floor, Maspeth, NY 11378 1806

July 22, 2014 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372

July 22, 2014 (BR-MBD)
DMN Mortgage Corp.
960 Jericho Turnpike, St. James, NY 11780 3219

July 22, 2014 (BR-MBD)
Galaxy Mortgage Funding Corp.
160-31 Union Turnpike, Fresh Meadows, NY 11366 1937

July 22, 2014 (BR-MBD)
Syamni Funding Inc.
135-30 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023

July 22, 2014 (BR-MBD)
Porch Light Mortgage LLC
45 North Broad Street, Suite 302, Ridgewood, NJ 07450 2913

July 22, 2014 (BR-MBD)
Harlequin Capital Corp.
28 Jones Street, Suite 102, East Setauket, NY 11733 2941

July 22, 2014 (BR-MBD)
Thomas Tangney Esq. LLC D/B/A Double T
840 Shore Road, Apt. 4F, Long Beach, NY 11561 5407

July 22, 2014 (BR-MBD)
Money Market Mortgage, LLC
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT 07074 2714

July 22, 2014 (BR-MBD)
CapitalPartners mc Incorporated
59-07 175th Place, PH-1A, Fresh Meadows, NY 11365 1515

July 22, 2014 (BR-MBD)
F & P Business Center, Inc.
4915 Broadway, New York, NY 10034

July 22, 2014 (BR-MBD)
American Capital Mortgage, Inc
439 Main Street, Suite 202, Orange, NJ 07050

July 22, 2014 (BR-MBD)
Coral Mortgage Bankers Corp. D/B/A Coral Mortgage
One University Plaza, Suite 412, Hackensack, NJ 07601 6204

July 22, 2014 (BR-MBD)
Crown Mortgage Services In Lieu of True Name Crown Financial Services, Inc.
707 Arnold Avenue, Suite E, Point Pleasant Beach, NJ 08742 2573

July 22, 2014 (BR-MBD)
Flash Funding, LLC
5018 16th Avenue, Suite 201, Brooklyn, NY 11204 1404

July 22, 2014 (BR-MBD)
Seckel Capital LLC
642 Newtown Yardley Road, Suite 220, Newtown, PA 18940 1775

July 22, 2014 (BR-MBD)
Regency Fund One, Ltd.
One International Boulevard, Suite 1203, Mahwah, NJ 07495 0022


Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

July 23, 2014 (BR-MBD)
Applicant(s)
Scott Nathan Valins
To acquire interest in:
All County Capital Corp. D/B/A Scott Capital Group
32 Union Square East, Suite 800, New York, NY 10003 3241


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

July 14, 2014

345730

John E. Lewandowski

Freehold

NJ

HomeBridge Financial Services, Inc.

July 14, 2014

1081938

Leonid  Vilgorin

Brooklyn

NY

Panam Mortgage & Financial Services, Inc.

July 14, 2014

1056619

Saif Omran Ali

Coram

NY

United Mortgage Corp.

July 22, 2014

11900

Wesley Craig Hoaglund

Laguna Beach

CA

Lenox Financial Mortgage Corporation

July 22, 2014

10872

Ghias U Bhuiyan

Lake Success

NY

Provident Mortgage Corp.


 

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