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New York State Department of Financial Services

Banking Division
Weekly Bulletin

August 1, 2014

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

For information on CRA applications and notices, please select this link.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MLS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SD

Safe Deposit Company

FR

Foreign Representative Office

SF

Sales Finance Agency

HC

Holding Company

SL

Savings and Loan Association

IC

Investment Company

SB

Savings Bank

LL

Licensed Lender

TM

Transmitter of Money

MK

Merchant Bank

TR

Trust Company

MI

Miscellaneous

 

 

Regulatory Unit Codes

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION I

July 24, 2014 (CC- LFS)
BARTOLOME ACOSTA
119 Mount Vernon Avenue, Mount Vernon, NY 10550

An Application was received for the Superintendent’s prior approval of a change of control of R&B Check Cashing Corp., a licensed casher of checks.

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by August 15, 2014.


July 24, 2014 (IC-FWB)
STERLING BANKING CORPORATION
650 Fifth Avenue New York, NY 10019

Notice pursuant to Section 605 of the Banking Law of the intention to voluntarily liquidate, received.


July 25, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close public accommodation office at 14 South Main Street, Perry, Wyoming County, NY 14530, which operates as an adjunct to branch office at 43 South Main Street, Perry, Wyoming County, NY 14530, received.

The comment period on this notice will expire September 2, 2014.

July 25, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notice of intention to establish an electronic facility (automated teller machine) at 14 South Main Street, Perry, Wyoming County, NY 14530, received.

The comment period on this notice will expire on August 11, 2014.

July 25, 2014 (PF-LFS)
AFCO CREDIT CORPORATION
14  Wall Street-Suite 8A-19, New York, NY 10005

Notification received for a change of branch office location from 260 Franklin Street, Suite 310, Boston, MA 02110 to 101 Arch Street, 15th Floor, Boston, MA 02110.

The publication of receipt of this notification does not indicate that the notification is complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


July 30, 2014 (BP-LFS)
COMMUNITY  CREDIT COUNSELING CORP.
3301C Route 66, Neptune, Monmouth County, New Jersey 07753

A notification was received for a licensed Budget Planner office relocation

From:    3301C Route 66, Neptune, Monmouth County, NJ 07753

To:        3455 Route 66, Neptune, Monmouth County, NJ 07753.

The publication of receipt of the notification does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


July 30, 2014 (TM-LFS)
PLACID NK CORPORATION U/A/N PLACID EXPRESS 
3501 Queens Blvd, Long Island City, NY 11101-1700

Notification of a change of a licensed Money Transmitter main office location from 3501 Queens Blvd, Long Island City, NY 11101 to 400 Post Avenue, Suite 101, Westbury, NY 11590 was received.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


July 31, 2014 (BP-LFS)
GARDEN STATE CONSUMER CREDIT COUNSELING, INC. U/A/N NOVADEBT
225 Willowbrook Road, Freehold, Monmouth County, NJ 07728

A notification was received for a licensed Budget Planner relocation of its headquarter office

From:  225 Willowbrook Road, Freehold, Monmouth County, NJ 07728 

To:      200 U.S. Highway 9, Manalapan, Monmouth County, NJ 07726

The publication of receipt of the notification does not indicate that the notification is deemed complete. The notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


July 31, 2014 (CC- LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

Applications for a license to engage in business as a licensed casher of checks were received in connection with the purchase of certain assets of Subway Check Cashing Service, Inc. at the following locations:

  1. 1045 Westchester Avenue, Bronx, NY 10459
  2. 179-39A Hillside Avenue, Jamaica, NY 11432

The publication of receipt of these applications does not indicate that the applications are deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within 10 business days, by August 15, 2014.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

July 30, 2014 (MB-MBD)
Applicant(s)
James Peter Anzano
John Nash Hale
Irene Kelly Netzel
As: Glendenning Mortgage Corporation
81 East Water Street, Suite 3A, Toms River, NJ 08753 7663

July 30, 2014 (MB-MBD)
Applicant(s)
Christopher M. George
Kimberly Callas
Robert N. Tyson, III
Robit K. Walia
Paul S. Genevro
Melissa L. Richards
CMG Financial Services, Inc.
As: CMG Mortgage, Inc.
3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 1382


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

February 11, 2014

31780

Juan Carlos Morales

East Elmhurst

NY

February 12, 2014

97969

Marc Elliott Giles

White Plains

NY

February 20, 2014

324165

Jeanne Marie Haun

Lockport

NY

February 25, 2014

210637

Gregory Allan Vogel

Aurora

CO

February 26, 2014

95115

Edward Noel Borden

Coram

NY

March 21, 2014

309470

Jerzy  Bialik

Astoria

NY

March 28, 2014

1140486

Garen Torossian

Farmington Hills

MI

March 28, 2014

106846

Frank Michael Kruckel

Clinton Twp

MI

March 31, 2014

770870

William James Mckay

Oceanside

CA

April 2, 2014

905190

Benjamin William Taylor

Fallston

MD

May 1, 2014

43703

Michael Jon Napolitano

Smithtown

NY

May 2, 2014

739636

Paula Shandell Banks

Little Elm

TX

May 6, 2014

55905

Herber A Herrera

Central Islip

NY

May 6, 2014

811048

Jill A. Polak

Morrisville

NY

May 23, 2014

913045

Ryan Scott Perussi

Aliso Viejo

CA

May 28, 2014

1149505

Ted  Volynets

Glen Head

NY

June 2, 2014

1108770

Charles  Ponger

Bedford

NY

June 27, 2014

1195717

Christine  Bulmer

Sound Beach

NY

July 3, 2014

976019

Kellie Marie Parr

Winter Springs

FL

July 3, 2014

155652

Cal Alfonso Daniels

Tustin

CA

July 3, 2014

1183554

Nicholas F Granchelli

Lockport

NY

July 7, 2014

1105689

Alexis  Alan

Farmington Hills

MI

July 8, 2014

286761

Edgar A Tafur

Peekskill

NY

July 8, 2014

1090457

Austin James Ludwig

Baltimore

MD

July 8, 2014

230081

John Joseph Mcnelis

Nyack

NY

July 9, 2014

1059361

Sara Lorraine Kraus

Boonville

MO

July 9, 2014

842776

Jason Lee Raymer

Irvine

CA

July 9, 2014

1196293

Heather Elayne Barnes

Fulton

MO

July 9, 2014

1159838

Amy Jeanne Fulbright

Pontiac

MI

July 10, 2014

1201786

Patrick Michael Glanzman

Massapequa

NY

July 10, 2014

1094043

Dana Deneen Keyes

Indianapolis

IN

July 10, 2014

1180827

Christopher Lamar Davis

Columbia

MO

July 10, 2014

1080155

Katelyn Jean Bird

Costa Mesa

CA

July 11, 2014

1168489

Daniel William Wright

Livonia

MI

July 14, 2014

883069

Ali  Kouhi

Laguna Hills

CA

July 14, 2014

210052

Kim Lieu Huynh

Fountain Valley

CA


SECTION II

May 29, 2014 (CC-LFS)
UNIVERSAL CHECK CASHING CORP.
306b North Main Street, Hillcrest, NY 10977 License to engage in business as casher of checks at the branch located at Haeberle Plaza-740 Portage Road, Niagara Falls, NY 14301 was surrendered.


July 22, 2014 (BK – CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040

The Superintendent’s final approval of the “Certificate of Amendment of the Organization Certificate of Hanover Community Bank under Section 8005 of the Banking Law” was granted.

The amendment provides for an increase in the number of shares of common stock from 11,000,000 shares, with a par value of one cent ($0.01) each, to 17,000,000 shares of common stock, with a par value of one cent ($0.01) each.


July 22, 2014 (CC- LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

License was issued in conjunction with an asset purchase agreement with Cash Transactions, Inc. at 2539 Webster Avenue, Bronx, NY 10458

In connection with the above license issuance, the check casher license for the above location was surrendered.

July 25, 2014 (CC- LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

License was issued in conjunction with an asset purchase agreement with Coqui Check Cashing Corp. at 144-43 Farmers Boulevard, Jamaica, NY 11434

In connection with the above license issuance, the check casher license for the above location was surrendered.

July 25, 2014 (CC- LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

License was issued in conjunction with an asset purchase agreement with J.C.G. Check Cashing Corp. at 146-15 Jamaica Avenue, Jamaica, NY 11435.

In connection with the above license issuance, the check casher license for the above location was surrendered.


July 25, 2014 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Authorization issued to open and occupy a branch office at 75 Holly Hill Lane, Greenwich, Fairfield County, CT 06830, on or after July 26, 2014.

July 25, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 405 Washington Avenue, Towson, Baltimore County, MD 21204.

July 28, 2014 (CC-LFS)
DAVID’S MONEY CENTERS OF ROCKLAND, LLC
3015 Third Avenue, Bronx, NY 10455

License to engage in business as casher of checks at the branch located at 28 Lafayette Street, Suffern, NY 10901 was surrendered.


July 29, 2014 (CC-LFS)
J.C.G. CHECK CASHING CORP.
146-10 Hillside Avenue, Jamaica, NY 11435

License to engage in business as casher of checks at the branch located at 146-10 Hillside Avenue, Jamaica, NY 11435 was surrendered.


July 30, 2014 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office at 5494 Main Street (Route 23), Windham, Town of Windham, Greene County, NY 12496, will not result in a significant reduction of banking services in the community to be affected.

July 31, 2014 (LL-LFS)
CARFINANCE CAPITAL LLC U/A/N CARFINANCE.COM
7525 Irvine Center Drive-Suite 250, Irvine, CA 92618-3070

License issued to engage in business as a licensed lender in connection with the change of location from 15001 F.A.A. Blvd., Suite 200, Fort Worth, TX 76155 to 4600 Regent Blvd., Suite 100, Irving, TX 75063.

In connection with the above license issuance, the licensed lender license for 15001 F.A.A. Blvd., Suite 200, Fort Worth, TX 76155 was surrendered.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

July 25, 2014 (MB-MBD)
Kwik Mortgage Corporation
Southfield Center, One Cragwood Road, Suite 103A, South Plainfield, NJ 07080 2416

July 28, 2014 (MB-MBD)
American Financing Corporation
3151 South Vaughn Way, Suite 100, Aurora, CO 80014 3584

July 30, 2014 (MB-MBD)
Movement Mortgage, LLC
841 Seahawk Circle, Virginia Beach, VA 23452 7809

July 30, 2014 (MB-MBD)
Sistar Mortgage Company, Inc.
51650 Oro Road, Shelby Township, MI 48315 2933


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 28, 2014 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
150 Vanderbilt Motor Parkway, Suite 201, Hauppauge, NY 11788

July 28, 2014 (MB-MBD)
Full Service Branch
Maverick Funding Corp.
2380A Ralph Avenue, 2nd Floor, Brooklyn, NY 11234

July 28, 2014 (MB-MBD)
Full Service Branch
Commonfund Mortgage Corp.
14717 Union Turnpike, Suite 203, Flushing, NY 11367


Certificate to engage in the business of a Mortgage Broker surrendered:

July 25, 2014 (BR-MBD)
Kwik Mortgage Corporation
Southfield Center, One Cragwood Road, Suite 103A, South Plainfield, NJ 07080 2416
Effective Date: July 25, 2014

July 30, 2014 (BR-MBD)
Sistar Mortgage Company In Lieu of True Name SI Mortgage Company, Inc.
51650 Oro Road, Shelby Township, MI 48315

Effective Date: July 30, 2014

License to engage in the business of a Mortgage Banker Branch surrendered:

July 25, 2014 (MB-MBD)
Full Service Branch
Maverick Funding Corp.
1140 Parsippany Boulevard, 2nd Floor, Parsippany, NJ 07054
Effective Date: July 14, 2014

July 30, 2014 (MB-MBD)
Full Service Branch
New Day Financial, LLC D/B/A New Day USA
1000-A West Mechanic Street, Harrisonville, MO 64701
Effective Date: July 15, 2014


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

July 24, 2014 (BR-MBD)
United Mortgage Group, Inc.
54C Sunnyside Boulevard, Plainview, NY 11803
Branch Offices:
681 Bryant Street, East Meadow, NY 11554

July 24, 2014 (BR-MBD)
Commercial Express Funding Corp
6608 NW 42nd Way, Boca Raton, FL 33496 4041

July 25, 2014 (BR-MBD)
Weatherstone Mortgage Corp.
255 Executive Drive, Suite 202, Plainview, NY 11803

July 25, 2014 (BR-MBD)
Anatoliy Mikhaylov Mortgage Choice, Inc.
99-53 65th Avenue, Rego Park, NY 11374 3652

July 25, 2014 (BR-MBD)
Harlequin Capital Corp.
28 Jones Street, Suite 102, East Setauket, NY 11733 2941

July 29, 2014 (BR-MBD)
Coral Mortgage Bankers Corp. D/B/A Coral Mortgage
One University Plaza, Suite 412, Hackensack, NJ 07601 6204

July 29, 2014 (BR-MBD)
Right Trac Financial Group, Inc.
110 Main Street, Manchester, CT 06042
Branch Offices:
950 New Loudon Road, Suite 230, Latham, NY 12110

July 29, 2014 (BR-MBD)
Channel Mortgage LLC
55-25 69th Street, 1st Floor, Maspeth, NY 11378 1806

July 29, 2014 (BR-MBD)
Porch Light Mortgage LLC
45 North Broad Street, Suite 302, Ridgewood, NJ 07450 2913

July 29, 2014 (BR-MBD)
Tychor Mortgage Enterprises, Inc.
333 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ 07632 2705

July 30, 2014 (BR-MBD)
American Capital Mortgage, Inc
439 Main Street, Suite 202, Orange, NJ 07050


Mortgage Broker Certificate Address Changes:

July 25, 2014 (BR-MBD)
Ace Home Funding Corp.
From: 466 Maple Avenue, Westbury, NY 11590
To: 2538 East 65th Street, 2nd Floor, Brooklyn, NY 11234 6927


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

April 7, 2014

1133996

Jessica Ruth Munoz

Dallas

TX

loanDepot.com, LLC

April 7, 2014

144845

Jeffrey Kelly Bonte

Nashville

TN

loanDepot.com, LLC

April 7, 2014

998288

Lauren Ashley McCain

Addison

TX

loanDepot.com, LLC

April 18, 2014

1104924

Kristopher Michael Kirn

Dallas

TX

loanDepot.com, LLC

April 18, 2014

1133994

Emily Marie Madden

Dallas

TX

loanDepot.com, LLC

April 18, 2014

1134087

Benjamin James Willett

Plano

TX

loanDepot.com, LLC

April 18, 2014

1008218

Ross Weston Skinner

San Juan Capistrano

CA

loanDepot.com, LLC

May 28, 2014

1134008

Brad Detorriaus Thompson

Plano

TX

loanDepot.com, LLC

June 11, 2014

576728

Robert  Trager

Oceanside

NY

PrimeLending, A PlainsCapital Company

June 19, 2014

1172103

Christopher Paul Tubiolo

Albany

NY

Homestead Funding Corp.

June 19, 2014

1171644

Richard Ira Perlman

Yorktown Heights

NY

Prospect Mortgage, LLC

June 19, 2014

1034671

Jacques  Jean-Baptiste

Amityville

NY

Urban Financial of America, LLC

June 19, 2014

1148645

Shannon Marie Miller

Richmondville

NY

Prospect Mortgage, LLC

June 19, 2014

979669

Amanda S Wilber

Schenectady

NY

SEFCU Services, LLC

June 19, 2014

404770

Scott Richard Syre

Stony Point

NY

Mortgage Master, Inc.

June 19, 2014

198611

Louis James Charles

Rutherford

NJ

Family First Funding LLC

June 19, 2014

274066

Ohgeun  Kwon

New York

NY

Amerifund Home Mortgage, LLC

June 19, 2014

894223

Michael Bokdol Kim

Whittier

CA

loanDepot.com, LLC

June 19, 2014

931896

Kevin Charles Catino

Webster

NY

Banas Mortgage Company Limited

June 19, 2014

107096

Sharif  Shamsudin

Lake Hiawatha

NJ

MLD Mortgage Inc.

June 19, 2014

859838

David Berger Munns

Columbia

MO

Mortgage Research Center, LLC

June 19, 2014

1149800

Thomas George Brown Jr

Oak Park

MI

Quicken Loans Inc.

June 19, 2014

1086792

Marjorie Irene Parks

Scottsdale

AZ

Quicken Loans Inc.

June 19, 2014

174073

Dwayne L Devaughn

Buffalo

NY

Moneyline New York, LLC

June 19, 2014

68662

Adam Benton Lane

Denver

NC

Cardinal Financial Company, Limited Partnership

June 19, 2014

292780

Chet  Davis

New York

NY

Odyssey Funding LLC

June 19, 2014

589502

John Thomas Spellman

Lynbrook

NY

Reliance First Capital, LLC

June 19, 2014

250924

David  Toscano

Stamford

CT

FirstKey Mortgage, LLC

June 19, 2014

1136507

Elaina Leah Rombach

Columbia

MO

Mortgage Research Center, LLC

June 19, 2014

1114666

Jolene S Flaherty

Farmington

NY

Premium Mortgage Corp.

June 19, 2014

1109208

Brian David Copeland

Columbia

MO

Mortgage Research Center, LLC

June 19, 2014

40793

Leah  Reisz

Brooklyn

NY

Meridian Residential Capital, LLC

July 24, 2014

1172848

Bruce Peter Mcgregor

Fulton

NY

1st Priority Mortgage, Inc.


 

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