Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

November 21, 2014

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous

Regulatory Unit Codes

CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

November 14, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 200 Fifth Avenue, Borough of Manhattan, City of New York 10010, received.

The comment period on this notice will expire December 22, 2014.


November 17, 2014 (FR-FWB)
ABLV BANK, AS
23 Elizabetes Street, Riga, LV-1010, Latvia

Application, pursuant to Section 221 of the Banking Law, to establish and maintain a representative office in the borough of Manhattan, City of New York, received.


November 19, 2014 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Application dated November 4, 2014, for permission to open and occupy a branch office at 40 Station Drive, Wyandanch, Town of Babylon, Suffolk County, New York 11798, received.

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

June 27, 2013

441835

Robert Cowley

Simsbury, CT

June 9, 2014

70686

Weston Brown

Morganville, NJ

June 25, 2014

27990

Joann Hanna

West Bloomfield, MI

July 18, 2014

830365

Stephen David Slattery

New York, NY

July 22, 2014

376158

Elaine Evereen Wint

Riviera Beach, FL

July 23, 2014

604795

Brenda Sue Ray-Strain

Palm Bay, FL

July 24, 2014

673546

Jennifer Lynn Rudella

Bowling Green, KY

July 29, 2014

1000350

Eric Vaughn Killeen

Berlin, NJ

August 4, 2014

67035

Peter Thomas Mallon

Greeley, PA

August 18, 2014

24076

Michael Balfour Denniston

Westbury, NY

August 18, 2014

938183

Kevin Dean Wolverton

Gering, NE

August 29, 2014

1058300

Leon R. Tawil

Brooklyn, NY

September 3, 2014

354802

Matthew Lowell Gregory

Atlanta, GA

September 5, 2014

133828

Alexander Charles Hege

Slatington, PA

September 8, 2014

1206646

Leslie Matis

Montclair, NJ

September 9, 2014

1117428

William David McIntyre

Westland, MI

September 9, 2014

1176677

Robert Kayem Hatzes

Rockville, MD

September 9, 2014

1057425

Wesley Edward Lightman

Huntington beach, CA

September 10, 2014

1120432

Gage Wayne Bush

Spencerport, NY

September 10, 2014

1175403

Antonio Lozano

Corona, CA

September 10, 2014

1186397

Peter Baturinsky Brady

Rochester, MI

September 11, 2014

1053498

Christopher Scott Slocum

Lake Forest, CA

September 11, 2014

1063833

Sam Hoon kim

Cypress, CA

September 11, 2014

242660

Mansoor Nadder Khatemi

Highland Village, TX

September 15, 2014

1030241

Kola Olagoke Adeeyo

Edison,, NJ

September 16, 2014

16045

Brent A Kiffer

Ballwin, MO

September 18, 2014

624452

Frank Vincent Carlo

Jericho, NY

September 18, 2014

1226756

Paul R Eising

Deer Park, NY

September 26, 2014

1177908

Donn Stewart Goldstick

Irvine, CA

September 30, 2014

1233417

Charles Michael Morgan II

Cohoes, NY

October 2, 2014

1141812

Michael D. Scheibel

Plainview, NY

October 6, 2014

589511

Terri Lynn Vasta

Hilton, NY

October 9, 2014

1081083

Sherrie Footman

Jamaica, NY

October 9, 2014

159778

Vejai Seepersaud

Bronx, NY

October 13, 2014

1208143

Volodymyr Maychenko

Rockaway Beach, NY

October 14, 2014

900448

Patricia Ann Szymanski

Glassboro, NJ

October 14, 2014

1155592

Andre Terry Moore

Silver Spring, MD

October 15, 2014

826419

Stuart Ashley Diamond

Mckinney, TX

October 15, 2014

48750

Louis Degati

Merrick, NY

October 15, 2014

281848

Ralph James LoVuolo Jr

San Diego, CA

October 15, 2014

1229995

Brandon Rodrick Hogan

Macomb, MI

October 15, 2014

1063794

Eric Gregg Ohmann

Fort Worth, TX

October 16, 2014

1117266

Michael George Ferrero

Phoenix, AZ

October 16, 2014

80966

Michael Joseph DeMorato

Auburn, WA

October 16, 2014

148091

Carlos Quezada

Valley Stream, NY

October 16, 2014

1065258

Deanna Rae Vallett

Huntington Beach, CA

October 16, 2014

1124683

Paul Lee

Cerritos, CA

October 17, 2014

214126

Ryan Michael Snep

Newport Beach, CA

October 17, 2014

1220676

Jalal Ratib Al-Zoubi

Ann Arbor, MI

October 17, 2014

873110

Nurul Alam

Stamford, CT

October 17, 2014

1220679

John Mark Hirvela

Plymouth, MI

October 17, 2014

1220677

Michael Giuseppe Cangialosi

Monroe, MI

October 17, 2014

1220688

Delilah Janella Mcday

Detroit, MI

October 20, 2014

987643

Conrad Douglas Glassburner

Huntington Beach, CA

October 20, 2014

1220582

Blake Atlee Worden

Clinton Township, MI

October 20, 2014

1214012

Patricia Clements Jaquay

Floral Park, NY

October 21, 2014

404573

Matthew Creevey Harrison

Queensbury, NY

October 21, 2014

1177991

Ramy Anwar Zora

Sterling Heights, MI

October 21, 2014

951403

Alicia Nicole Sullivan

Hazel Park, MI

October 21, 2014

1228359

Bruce Yuung Tus

Detroit, MI

October 21, 2014

786302

James Huestis

Wappinger falls, NY

October 24, 2014

1001824

Rachel Sarah Peters

Saratoga Springs, NY

October 24, 2014

680400

David Lee Raycraft

Liverpool, NY

October 27, 2014

1211809

Andres Franco

Scottsdale, AZ


SECTION II

November 17, 2014 (CC- LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

License was issued in conjunction with an asset purchase agreement with David’s Check Cashing, Inc. at the following location:

3 East 125th Street, New York, NY 10035

In connection with the above license issuance, the check casher license for David’s Check Cashing, Inc. for the above location was surrendered.


November 17, 2014 (CC- LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd., Corona, NY 11368

Licenses were issued in conjunction with an asset purchase agreement with Action Check Cashing Corp. at the following locations:

229 East Kingsbridge Road, Bronx, NY 10458
2430 Creston Avenue, Bronx, NY 10468

In connection with the above license issuance, the check casher license for Action Check Cashing Corp. for the above locations was surrendered.


November 18, 2014 (TM-LFS)
MATEO EXPRESS, INC.
350 West 31st Street, New York, NY 10001

License to engage in business as a licensed transmitter of money was surrendered effective November 13, 2014.


November 19, 2014 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Authorizations granting permission to open and occupy branch offices at the following 20 locations, surrendered for cancellation:

  1. 7355 Greenleaf Avenue, Whittier, Los Angeles County, CA 90602;
  2. 15175 Whittier Boulevard, Whittier, Los Angeles County, CA 90603;
  3. (3160 Colima Road, Hacienda Heights, Los Angeles County, CA 91745;
  4. 12333 South La Mirada Boulevard, La Mirada, Los Angeles County, CA 90638;
  5. 6001 East Washington Boulevard, Commerce, Los Angeles County, CA 90040;
  6. 18220 Colima Road, Rowland Heights, Los Angeles County, CA 91748;
  7. (515 West 6th Street, Los Angeles, Los Angeles County, CA 90014;
  8. 15954 Paramount Boulevard, Paramount, Los Angeles County, CA 90723;
  9. 125 East Anaheim Street (Suite A), Wilmington, Los Angeles County, CA 90744;
  10. 2133 West Beverly Boulevard, Montebello, Los Angeles County, CA 90640;
  11. 11101 La Reina Avenue, Downey, Los Angeles County, CA 90241;
  12. 10400 South Norwalk Boulevard, Santa Fe Springs, Los Angeles County, CA 90670;
  13. 1201 West Imperial Highway, La Habra, Orange County, CA 90631;
  14. 401 East Whittier Boulevard, La Habra, Orange County, CA 90631;
  15. 220 South State College Boulevard, Brea, Orange County, CA 92821;
  16. 1901 North Euclid Street, Fullerton, Orange County, CA 92835;
  17. 888 Disneyland Drive, Anaheim, Orange County, CA 92802;
  18. 870 North Rose Drive, Placentia, Orange County, CA 92870;
  19. 191 South Imperial Highway, Anaheim, Orange County, CA 92807; and
  20. 13011 Brookhurst Street, Garden Grove, Orange County, CA 92843.

Offices discontinued as of November 8, 2014, in connection with their sale to Banc of California N.A., Irvine, California.


Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:

November 18, 2014 (BR-MBD)
B&G Network Solutions, Inc.
1004 Brodhead Road, Coraopolis, PA 15108 2325

November 18, 2014 (BR-MBD)
Kelly Mortgage and Realty, Inc.
92 Argonaut, Suite 215, Aliso Viejo, CA 92656 4112


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

November 17, 2014 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
231 Union Boulevard, 1st Floor, Totowa, NJ 07512

November 17, 2014 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
20 West Lincoln Avenue, Suite #204, Valley Stream, NY 11580

November 17, 2014 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
175 Pinelawn Road, Suite #304, Melville, NY 11747

November 17, 2014 (MB-MBD)
Full Service Branch
Nationwide Equities Corporation
33 South Service Road, Suite 108, Jericho, NY 11753


Certificate to engage in the business of a Mortgage Broker surrendered:

November 14, 2014 (BR-MBD)
CitiServ Corporation
13 Elizabeth Street #404, New York, NY 10013 4803
Effective Date: November 10, 2014


License to engage in the business of a Mortgage Banker surrendered:

November 13, 2014 (MB-MBD)
RoundPoint Mortgage Company
5032 Parkway Plaza Boulevard, Suite 100, Charlotte, NC 28217 1934
Effective Date: November 03, 2014


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

November 18, 2014 (BR-MBD)
Full Service Branch
Millennium Capital Group, LLC
155 Oceana Drive East, Suite PH2D, Brooklyn, NY 11235
Effective Date: June 09, 2014


License to engage in the business of a Mortgage Banker Branch surrendered:

November 19, 2014 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc. DBA Menlo Park Funding
255 Old New Brunswick Road, Suite S210, Piscataway, NJ 08854
Effective Date: November 19, 2014


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

November 17, 2014 (BR-MBD)
Accountable Financial Management Corporation D/B/A Accountable Financial Mortgage Company
599 Main Street, Suite B, New York, NY 10044


Mortgage Broker Branch Certificate Address Changes:

November 19, 2014 (BR-MBD)
Hudson United Mortgage LLC
From: 1 North Broadway, Suite 120S, White Plains, NY 10601
To: 222 Bloomingdale Road, Suite 114B, White Plains, NY 10605


Mortgage Banker Branch License Address Changes:

November 13, 2014 (MB-MBD)
NJ Lenders Corp. d/b/a Home Owners Mortgage Express
Additional DBA(S): Coastal Lenders
Silver Bay Lending
From: One Madison Avenue, West Building, 1st Floor, Morristown, NJ 07960
To: 67-69 Maple Avenue, 1st Floor, Morristown, NJ 07960


Mortgage Loan Servicer Address Change(s):

November 13, 2014 (MLS-MB)
RoundPoint Mortgage Servicing Corporation
From: Eight Parkway Plz., 5032 Parkway Plz. Blvd., Suite 200, Charlotte, NC 28217
To:  5016 Parkway Plaza Boulevard, Suite 200, Charlotte, NC  28217

November 17, 2014 (MLS-MB)
Selene Finance LP
From: 7077 Bonneval Road, Suite 430, Jacksonville, FL  32216
To:  8201 Cypress Plaza Drive, Jacksonville, FL  32256

November 19, 2014 (MLS-MBD)
Home Servicing, LLC
From:    8641 United Plaza Boulevard, Suite 302, Baton Rouge, LA  70809
To:   533 Highlandia Drive, Suite B, Baton Rouge, LA  70810


The following Registered Mortgage Broker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage broker registration, to settle violation of Section 38.7(a)(2) of the General Regulations of the Superintendent for conducting business with an entity which it knows or should have known is an unregistered mortgage broker or an unlicensed mortgage banker.   The Settlement Agreement terms and conditions include a fine of $10,000.

November 12, 2014 (BR-MBD)
NRF Funding Corp
265 Sunrise Highway, Suite 53, Rockville Centre, NY 11570


The following Registered Mortgage Broker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage broker registration to settle violations of Article 12-D Section 591-a(2) of the New York Banking Law for utilizing a domain name prior to receiving authorization from the Department;  Section 594-b(1) of the New York Banking Law, which requires a Registrant to obtain the prior approval of the Superintendent for any action to be taken which results in a change of control of the business of a registrant. The Settlement Agreement terms and conditions include a fine of $5,000.

November 18, 2014 (BR-MBD)
Agency for Consumer Equity Mortgages, Inc.
100 Clearbrook Road, Elmsford, NY 10523


The following Licensed Mortgage Loan Originator (“MLO”) has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of his MLO license to settle violations of Section 420.20(a)(1) of the Superintendent’s Regulations, which prohibits an MLO from conducting business with an entity which it knows or should have known is an unregistered mortgage broker;  Section 420.20(a)(4)  of the Superintendent’s Regulations which, in part, prohibits an MLO from misrepresenting his or her license status.  The Settlement Agreement terms and conditions include a fine of $5,000.

November 18, 2014 (MLO-MBD)
Michael Monteforte


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

November 20, 2014

290317

Dawn Debra Bestafka

San Juan Capistrano

CA


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City and State of Residence

Sponsoring Entity

November 10, 2014

1149505

Ted  Volynets

Glen Head

NY

CASH 800, Inc.

November 13, 2014

1177669

Trevor Stefan Buban

Troy

MI

One Reverse Mortgage, LLC

November 13, 2014

408758

Owen John McCaffrey

Hauppauge

NY

Mortgage Master, Inc.

November 13, 2014

481562

Dominick Thomas Lemme Sr

Albany

NY

CCFCU Funding, LLC

November 18, 2014

1184803

Sasha Mercedes Delgado

Hasbrouck Heights

NJ

American Neighborhood Mortgage Acceptance Company LLC

November 20, 2014

24660

Tracy Lyn Kelly

Aliso Viejo

CA

Kelly Mortgage and Realty, Inc


 

Link to DFS Portal

About DFS

Contact DFS

Reports & Publications

Licensing

Laws and Regs

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter