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New York State Department of Financial Services

Weekly Banking Bulletin

December 19, 2014

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous

Regulatory Unit Codes

CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

September 12, 2014 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
40-35 Junction Blvd, Corona, NY 11368

 Application for a license to engage in business as a licensed casher of checks was received in connection with the purchase of certain assets of Subway Check Cashing Service, Inc. at the following location:

896 Hunts Point Avenue (aka 898 Hunts Point Avenue,) Bronx, NY 10474

The publication of receipt of this application does not indicate that the applications are deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within 10 business days, by January 6, 2015.


December 8, 2014 (LL-LFS)
ONEMAIN FINANCIAL, INC.
300 St. Paul Place, Baltimore, MD 21202

Application received for an additional branch license to engage in business as a licensed lender at 6801 Colwell Blvd. Irving, TX 75039.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


December 11, 2014 (FB-FWB)
DEPFA BANK PLC
Dublin, Ireland

Application dated December 10, 2014, for permission to change the location of branch from 622 Third Avenue, Borough of Manhattan, City of New York 10017 to 551 Madison Avenue, Borough of Manhattan, City of New York 10022, received.


December 12, 2014 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, NY 10001

Notices of intention to close branch offices at the following three locations, received:

  1. 69-71/73 Grand Avenue, Maspeth, Borough of Queens, City of New York 11378,
  2. 426 86th Street, Borough of Brooklyn, City of New York 11209, and
  3. 2178 White Plains Road, Borough of Bronx, City of New York 10462.

The comment period on these notices will expire January 20, 2015.


December 15, 2014 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, New York 10005

Application, pursuant to Section 162 of the Banking Law, to increase permanent capital from $410 million to $435 million, received.

December 17, 2014 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

Application dated December 15, 2014, for permission to open and occupy a branch office at 1571 Ulster Avenue, Lake Katrine, Town of Ulster, Ulster County, New York 12449, received.


December 17, 2014 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

Application dated December 15, 2014, for permission to change the location of branch office from 1299 Route 300, Town of Newburgh, Orange County, New York 12550 to 1208 Route 300, Town of Newburgh, Orange County, New York 12550, received.


December 19, 2014 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC  U/A/N  THE CHECK CASHING PLACE  U/A/N  CFSC  U/A/N COMMUNITY FINANCIAL SERVICE CENTER      
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

Application was received for a license to engage in business as a licensed casher of checks in connection with the purchase of certain assets of CEBCO Check Casher Corp, at 278 Knickerbocker Avenue, Brooklyn, NY  11237.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by
January 6, 2015.


Application to establish a Mortgage Banker's Branch received for examination:

December 17, 2014 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
520 White Plains Road, First Floor, Tarrytown, NY 10591


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

December 16, 2014 (BR-MBD)
Applicant(s)
Cinthia Chung-Yip
To acquire interest in:
Vantage Mortgage LLC
6222 18th Avenue, 2nd Floor, Brooklyn, NY 11204 2901


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

March 6, 2014

1000413

Joseph Szefinski

Cranford, NJ

September 15, 2014

112747

Dale DeWayne Kraus

Booneville, MO

September 16, 2014

1068017

Tommy Son Huy Nguyen

Santa Ana, CA

September 29, 2014

363184

Alexander Cardoso

Westfield, NJ

September 30, 2014

354521

Brian Walter Romanowski

Staten Island, NY

October 1, 2014

721583

James Gregory Lamparter

Laguna Hills, CA

October 9, 2014

365667

Colin Edward Donnelly

Irvine, CA

October 9, 2014

1193738

Patrick Stephen St. Clair

Mount Airy, MD

October 9, 2014

181636

Craig Alan Harrigan

Huntington Beach, CA

October 9, 2014

1193741

Blake Andrew Alderman

Baltimore, MD

October 12, 2014

1130624

Jordan Foster Connell

Richmond, VA

October 16, 2014

1219669

Rita H Azadian

Northridge, CA

October 20, 2014

1050403

Lori Ann O'Connor

Clemmons, NC

October 21, 2014

1221964

Jeffrey Nicholas Behounek

Bohemia, NY

October 21, 2014

1159954

David Anthony Simor

Livonia, MI

October 23, 2014

1110712

Christopher T Guarino

Melville, NY

November 6, 2014

329659

Daryl Vincent Price

San Clemente, CA

November 7, 2014

56381

Deochand Chatoredussy

South Richmond Hill, NY

November 10, 2014

382119

Kenneth Bruce Gowell

Orange, CA

November 10, 2014

1228977

Anna Christine Sherman

North Olmsted, OH

November 10, 2014

1128605

Mohamed Gulamali

Elmhurst, NY

November 11, 2014

957201

Elizabeth Karen Robinson

Gold River, CA

November 11, 2014

1037516

Charrissma Chantel Hester

Detroit, MI

November 11, 2014

1211815

Javier Abdiel Galaz-Miranda

Phoenix, AZ

November 13, 2014

1081064

Romtein Rostami

San Juan Capistrano, CA

November 13, 2014

12475

Judith Joan Winters

Pittsford, NY

November 14, 2014

1215594

Michelle Lee Williams

Pittsburgh, PA

November 17, 2014

1236908

Jean Zhou

Brooklyn, NY

November 17, 2014

1228611

Robert Taewon Kim

Sterling Heights, MI

November 18, 2014

238557

Alan Jay Eidinger

San Jose, CA

November 18, 2014

7894

Jeremiah Christopher Algee

St. Augustine, FL

November 19, 2014

843011

Elehue Pierce

Midlothian, VA

November 19, 2014

738562

James D Monday

Midlothian, VA

November 19, 2014

1196187

Ana Suleyma Gomez

Annandale, VA

November 19, 2014

1237886

Gregory John Hart

Mount Clemens, MI

November 20, 2014

1099966

Bernard M. Dougherty

Bethel, CT

November 20, 2014

145076

Krista Marie Roberts

Parker, CO

November 21, 2014

930306

Raymond Bernard Hale

Dallas, TX

November 21, 2014

600733

Alan Joseph Taveras

Howard beach, NY

November 24, 2014

453520

Phuong Ngoc Nguyen

Huntington Beach, CA

November 25, 2014

1012489

Marcos A. Tovar

Forest Hill, TX

November 26, 2014

212981

Marc John David Morison

Mechanicsville, VA

November 26, 2014

582557

David Eugene Smiley

Richmond, VA

November 26, 2014

1244403

Alexander William Taylor

Richmond, VA

November 26, 2014

1244406

Michael Cory McCulley

Midlothian, VA

November 26, 2014

1244516

John Wolf

Powhatan, VA

November 26, 2014

1244517

Elizabeth Renee Reynolds

Chester, VA

November 26, 2014

1053781

Hamdan Ziad Abdulghani

Dearborn, MI

November 26, 2014

1237666

Eric Edward Michael Ajini

Warren, MI

December 1, 2014

1178343

Brian David Bush

Detroit, MI

December 1, 2014

938818

Rose Marie Cobb

Dearborn, MI

December 1, 2014

1237721

Nathan Patrick Konwinski

Royal Oak, MI

December 1, 2014

1237718

Allen Sabah Kirma

Sterling Heights, MI

December 1, 2014

599322

Richard Bradbury

Melbourne, FL

December 1, 2014

1237880

Darlita Lavonne Chandler

Southfield, MI

December 1, 2014

1228799

Lauren Grace Memmer

Auburn Hills, MI

December 1, 2014

1237876

Francis Basil Abou

Rochester Hills, MI

December 1, 2014

298833

Lester Wayne Benowitz

Englewood, NJ

December 1, 2014

1177864

Hussein Ali Tehfe

Dearborn, MI

December 1, 2014

1237771

Ryan Paul William Muller

Sterling Heights, MI

December 2, 2014

13633

Roland Nunez Jr

Justin, TX

December 2, 2014

847321

David Rodrick Henderson

Lewisville, TX

December 3, 2014

919944

Catrina Rosita Bruce

Oakwood Village, OH

December 3, 2014

1247379

Lindsay Anne Caldwell

Lakewood, OH

December 3, 2014

1247365

Tyler James Burton

Westlake, OH

December 3, 2014

1160475

Neil Louis Crosato

Ferndale, MI


SECTION II

December 2, 2014 (PF-LFS)
EASTERN STATES PREMIUM FINANCE COMPANY INC.
461 Pantigo Road, East Hampton, NY 11937

License to engage in business as a premium finance agency was surrendered.


December 5, 2014 (PF-LFS)
RAYMOND F. GOBES, JR. U/A/N BUDGET PREMIUM FINANCING
403 Browns Road, Nesconset, NY 11767

License to engage in business as a premium finance agency was surrendered.


December 9, 2014 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Authorization issued to open and occupy a branch office at 40 Station Drive, Wyandanch, Town of Babylon, Suffolk County, New York 11798, on or after December 10, 2014.


December 12, 2014 (BP–LFS)
GARDEN STATE CONSUMER CREDIT COUNSELING, INC. U/A/N NOVADEBT
U/A/N NAVICORE SOLUTIONS 
200 U.S. Highway 9, Manalapan, Monmouth County, NJ 07726

A license was issued for a change of name

From:    Garden State Consumer Credit Counseling, Inc. U/A/N Novadebt

To:        Garden State Consumer Credit Counseling, Inc. U/A/N Novadebt
U/A/N Navicore Solutions

In connection with the above license issuance, the original budget planner license was surrendered.


December 16, 2014 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Authorization issued to open and occupy a branch office at 395 Westfall Road, City of Rochester, Monroe County, New York 14620, on or after December 16, 2014.


December 16, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 1147 Eichelberger Street, Hanover, York County, Pennsylvania  17331.


December 16, 2014 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 2 East Read Street, Baltimore, MD 21202.


December 16, 2014 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Authorization issued to open and occupy a branch office at 2012 Victory Boulevard, Borough of Staten Island, City of New York 10314, on or after December 17, 2014.


December 16,, 2014 (BP-LFS)
GREENPATH, INC., U/A/N GREENPATH DEBT SOLUTIONS U/A/N ACCEL
36500 Corporate Drive
Farmington Hills
Oakland County, MI 48331

A rider was issued in connection with the relocation of a licensed branch office:

From:    38545 Ford Road - Suite 202, Westland, Wayne County, MI 48185             
To:        44978 Ford Road, Suite M, Canton, Wayne County, MI 48178.


December 17, 2014 (BK-FWB)
SHINHAN BANK AMERICA
330 Fifth Avenue, New York, NY 10001

Approval given to change the location of branch office from 738 East Pico Boulevard, Los Angeles, Los Angeles County, California 90021 to 22501 Crenshaw Boulevard (Suites 400 & 500), Torrance, Los Angeles County, CA 90505, on or after December 18, 2014.


December 17, 2014 (CU-CRB)
NIAGARA FRONTIER FEDERAL EMPLOYEES CREDIT UNION
615 Main Street, Niagara Falls, NY 14302

Application for the Superintendent’s approval under Section 9016 of the Banking Law providing for the change of corporate name from Niagara Frontier Federal Employees Credit Union to Niagara Frontier Federal Municipal Employees Credit Union, approved.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

December 17, 2014 (MB-MBD)
Sierra Pacific Mortgage Company, Inc.
1180 Iron Point Road, Suite 200, Folsom, CA 95630 8325


Certificate to engage in the business of a Mortgage Broker surrendered:

December 17, 2014 (BR-MBD)
Target Enterprises Inc.
9235 Stephens Manor Drive, Mechanicsville, VA 23116 5175
Effective Date: December 12, 2014

December 17, 2014 (BR-MBD)
Adirondack Home Mortgage, Inc.
2004 Cardiff Road, Schenectady, NY 12303 3073
Effective Date: December 08, 2014

December 17, 2014 (BR-MBD)
Annibell Mortgage Inc.
82 Tahlulah Lane, West Islip, NY 11795 5205
Effective Date: December 16, 2014


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

December 16, 2014 (BR-MBD)
P.A. Dominguez, Inc. DBA First Network Mortgage Company
72 Belvedere Drive, Yonkers, NY 10705


Mortgage Banker License Name Changes:

December 15, 2014 (MB-MBD)
From: Lakeview Funding Corp.
To: Lakeview Mortgage Bankers Corp.


Mortgage Broker Certificate Address Changes:

December 15, 2014 (BR-MBD)
Provident Mortgage Corp.
From: 160-01 Hillside Avenue, 3rd Floor, Jamaica, NY 11432
To: 160-01 Hillside Avenue, 2nd Floor, Jamaica, NY 11432 3975

December 17, 2014 (BR-MBD)
Silver Lining Funding Inc.
From: 444 Route 111, Smithtown, NY 11787
To: 154-2 Remington Boulevard, Suite 4, Ronkonkoma, NY 11779


The following registered mortgage broker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage broker registration, to settle the violation of Section 591-a(2) and 593-a of Article 12-D of the New York Banking Law for failure to apply for and receive Department approval prior to opening a business location and for conducting business at a location or in a name other than that shown on its registration or branch certificate, respectively.  The Settlement Agreement terms and conditions include a fine of $5,000 due upon execution of the settlement agreement. 

November 12, 2014 (BR-MBD)
R.B.I. Associates, Ltd.    
33 South Service Road, Suite 2, Jericho, NY 11753


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

December 12, 2014

1151302

Amanda Diane Hillebrand

Dallas

TX


 

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