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New York State Department of Financial Services

Weekly Banking Bulletin

February 06, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous

Regulatory Unit Codes

CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

February 2, 2015 (MI-CRB)
CONNECTONE BANK
301 Sylvan Avenue, Englewood Cliffs, NJ 07632

Application dated January 8, 2015, for permission to open and occupy a branch office at 551 Madison Avenue, Suite 202, Borough of Manhattan, City of New York 10022, received.


February 3, 2015 (CC-LFS)
257 SHERIDAN BLVD. CORP., D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, NY 11510 

Applications were received for a limited station casher of checks at the following locations:

  1. NYC Metropolitan Transit Authority, Jamaica Avenue & Pennsylvania Avenue, Brooklyn, NY 11207;
  2. NYC Metropolitan Transit Authority, 66-99 Fresh Pond Road, Flushing, NY 11385. 

The publication of receipt of these applications does not indicate that the applications are deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any public response is to be given within ten business days, by February 20, 2015.


February 3, 2015 (TR-CRB)
ITBIT TRUST COMPANY, LLC
140 East 45th Street, 16th Floor, New York, New York 10017

Articles of Organization received.

Organizers
Charles G. Cascarilla, New York, NY
Emil K. Woods, New York, NY
Robert H. Herz, South Orange, NJ
Sheila C. Bair, Chevy Chase, MD
William W. Bradley, New York, NY


February 3, 2015 (TR-CRB)
ITBIT TRUST COMPANY, LLC
140 East 45th Street, 16th Floor, New York, New York 10017

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law received.


Application to establish a Mortgage Banker's Branch received for examination:

February 04, 2015 (MB-MBD)
Full Service Branch
Live Well Financial, Inc.
3655 Nobel Drive, Suite #250, San Diego, CA 92122

February 04, 2015 (MB-MBD)
Full Service Branch
Live Well Financial, Inc.
300 Arboretum Place, Suite #580, Richmond, VA 23236

February 04, 2015 (MB-MBD)
Full Service Branch
Residential Home Funding Corp. D/B/A RHF Wholesale
283 Inman Avenue, 2nd floor, Unit #6, Colonia, NJ 07067

February 04, 2015 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
741 Boston Post Road, Suite #202, Madison, CT 06443


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

September 15, 2014

427998

Daniel William Hornig

Volo, IL

September 19, 2014

1065919

Rami Daood

Sterling Heights, MI

October 21, 2014

796104

Debra Renu Barreto

Flushing, NY

October 22, 2014

1179901

Michael Ciuraru

Valley Stream, NY

October 24, 2014

65373

Peter Louis Biscardi

North Babylon, NY

November 3, 2014

268471

Kevin Lee Archer

Hillsboro, OH

November 7, 2014

222522

Gopal M Patel

West New York, NJ

November 10, 2014

957014

Daniel A. Valencia

River Edge, NJ

November 10, 2014

107742

Frank Edward Babb Jr

Mount Prospect, IL

November 17, 2014

1211853

Anisa Nichole Williams

Peoria, AZ

November 21, 2014

1163665

Victor Ramos

East Meadow, NY

November 25, 2014

978425

Jerome Joseph Murphy

New Berlin, WI

December 1, 2014

36142

Brian Robert Puls

Northport, NY

December 5, 2014

258607

Heidi Christine Ives

Gansevoort, NY

December 9, 2014

1047440

Matthew James McDevitt

Chicago, IL

December 10, 2014

1168494

Gethin Rhys Angell

Oxford, MI

December 10, 2014

872168

Joshua Matthew Judkins

Royal Oak, MI

December 10, 2014

1168838

Erika Ashley DeBellis

Shelby Township, MI

December 11, 2014

1168761

Julia Patricia Sahagun-Gonzalez

Detroit, MI

December 11, 2014

1186661

Tarah Lynelle Schraffenberger

Sterling Heights, MI

December 12, 2014

51159

Carl Gerald Schembri

East norwich, NY

December 17, 2014

862276

Michael Brian Montes

McKinney, TX

December 31, 2014

1044472

Suzette Susan Rose

Roosevelt, NY

January 5, 2015

91774

JoAnn Susan Schmidt

Bay Shore, NY

January 5, 2015

1036138

Steven Joseph Vasquez

East Meadow, NY

January 5, 2015

1110498

Stephen Patrick Breen

Scarsdale, NY

January 6, 2015

258013

Holly Amber Windsor

Louisville, KY

January 6, 2015

1273902

Tikimia Vanderbilt

Medford, NY

January 7, 2015

53815

Jeffrey S. Strauss

Scarsdale, NY

January 9, 2015

271403

Johann Chretien Bonar

Agoura Hills, CA

January 12, 2015

927957

Bryan Vincent Roach

Lakewood, OH

January 13, 2015

1168865

Alex Lee Grabowski

Madison Heights, MI

January 13, 2015

1261495

Keith Jeffrey Wright

Cleveland, OH

January 13, 2015

1222393

Brian James Poney

Middleburg Heights, OH

January 13, 2015

12171

Erin Kay Spears

Orange Park, FL

January 14, 2015

1171631

Shakuntala Seodarsan

Queens village, NY

January 14, 2015

1195213

Andrew William Verburg

Roseville, MI

January 14, 2015

1195121

John David Payne

East China, MI

January 14, 2015

1203389

Stephen Stanley Sierawski

Sterling Heights, MI

January 14, 2015

1220521

Steven Michael Rourk

Southgate, MI

January 14, 2015

1220559

Jamison Warren Shaw

Dearborn, MI

January 14, 2015

1140497

Bryan Thomas Vessels

Ann Arbor, MI

January 15, 2015

1212057

Kyle Brian Marvin

Brighton, MI

January 15, 2015

1203263

Misjed Hoxha

Commerce Township, MI

January 15, 2015

1261566

David Andrew Boehmer

Farmington, MI

January 15, 2015

1231368

Thomas Anthony Morrill

Copiague, NY

January 15, 2015

1211897

Joshua David Bettens

Detroit, MI

January 15, 2015

1086990

Jack Dylan Ford

Westland, MI

January 15, 2015

925491

Ali Anwar Al-Amine

Dearborn, MI

January 20, 2015

1256228

Sarah Elaine Backhaus

Columbia, MO

January 20, 2015

207140

David Andre Lafontaine

Aliso Viejo, CA

January 20, 2015

187387

Mark Edward Johnson

Wyckoff, NJ

January 21, 2015

321334

Michael Bovasso

Passaic Park, NJ

January 22, 2015

1194811

Rosa Linda Fischer

Phoenix, AZ

January 22, 2015

847894

Ashley Nicole Pedaci

Cleveland, OH

January 22, 2015

1087162

Faten mike faraj

Dearborn, MI

January 22, 2015

757346

Charles Edward Keenan

Floyds Knobs, IN

January 22, 2015

1262953

Max Demarius Jackson

Grand Blanc, MI

January 26, 2015

1212031

Brett Richard Lesperance

White Lake, MI

January 26, 2015

1194984

Nathanial Joseph Henry

Royal Oak, MI

January 26, 2015

1203211

Ryan Gerard Banar

Livonia, MI

January 26, 2015

1212025

Kristofer Thomas Konkel

Detroit, MI


SECTION II

January 29, 2015 (BP-LFS)
GREENPATH, INC. U/A/N GREENPATH DEBT SOLUTIONS U/A/N ACCEL
36500 Farmington Hills, Oakland County, MI 48331

A rider was issued in connection with the relocation of a licensed branch office:

From:     1912 Capital Avenue, Suite 320, Cheyenne, Laramie County, WY 82001
To:         2232 Dell Range Blvd., Suite 316, Cheyenne, Laramie County, WY 82009.


February 2, 2015 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

Authorization issued to open and occupy a branch office at 1571 Ulster Avenue, Lake Katrine, Town of Ulster, Ulster County, New York 12449, on or after February 3, 2015.


February 2, 2015 (SB-CRB)
ULSTER SAVINGS BANK
280 Wall Street, Kingston, NY 12401

Approval given to change the location of branch office from 1229 Route 300, Town of Newburgh, Orange County, New York 12550 to 1208 Route 300, Town of Newburgh, Orange County, New York 12550, on or after February 3, 2015.


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

February 02, 2015 (BR-MBD)
Full Service Branch
Platinum Mortgage Inc.
1201 Bay Street, Suite #1, Staten Island, NY 10305


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

February 02, 2015 (MB-MBD)
Full Service Branch
GuardHill Financial Corp. D/B/A GuardHill Mortgage
2 Newtown Lane, Suite 2X, East Hampton, NY 11937


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
49 Court Street, Metrocenter Mall, Binghamton, NY 13901
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC

100 West Church Street, Suite 101, Elmira, NY 14901
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1300 Franklin Avenue, Garden City, NY 11530
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
2 Jericho Plaza, Suite 101, Jericho, NY 11753
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1211 Avenue of the Americas, 34th Floor, New York, NY 10036
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1 Blue Hill Plaza, 1st Floor, Pearl River, NY 10965
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
300 Linden Oaks, Rochester, NY 14625
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
28 East Main Street, 12th Floor, Rochester, NY 14614
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
250 South Clinton Street, Syracuse, NY 13202
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
3225 East Lake Road, Canandaigua, NY 14424
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
55 East 52nd Street, 29th Floor, New York, NY 10055
Effective Date: January 30, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1448 Balltown Road, Niskayuna, NY 12309
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
611 East Main Street, Riverhead, NY 11901
Effective Date: January 30, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
399 Park Avenue, 12th Floor, New York, NY 10022
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
50 Fountain Plaza, Key Tower, Buffalo, NY 14202
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
202 West State Street, Olean, NY 14760
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
65 Market Street, Potsdam, NY 13676
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1250 Pittsford Victor Rd., Building 200, Suite 350, Pittsford, NY 14534
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
493 Chestnut Street, Oneonta, NY 13820
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
2678 South Road, Beachwood Office Park, Poughkeepsie, NY 12601
Effective Date: January 30, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
3 Fennell Street, Skaneateles, NY 13152
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
821 Pre Emption Road, Geneva, NY 14456
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
20 Maple Street, Glens Falls, NY 12801
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
130 East Seneca Street, Suite 500, Ithaca, NY 14850
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
91 North Front Street, P.O. Box 3965, Kingston, NY 12401
Effective Date: January 30, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
106 Business Park Drive, Utica, NY 13502
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
215 Washington Street, Watertown, NY 13601
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
450 Essjay Road, Suite 100, Williamsville, NY 14221
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
450 Lexington Avenue, 40th Floor, New York, NY 10017
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
522 5th Avenue, 15th Floor, New York, NY 10036
Effective Date: January 30, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
6532 East Quaker Street, Orchard Park, NY 14127
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
855 Franklin Avenue, Garden City, NY 11530
Effective Date: January 07, 2015

February 03, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
522 Fifth Avenue, 11th floor, New York, NY 10036
Effective Date: January 07, 2015


License to engage in the business of a Mortgage Banker Branch surrendered:

January 30, 2015 (MB-MBD)
Full Service Branch
Devere Mortgage Corporation D/B/A Hunt Mortgage
1900 Ridge Road, Suite 111, West Seneca, NY 14224
Effective Date: January 29, 2015

January 30, 2015 (MB-MBD)
Full Service Branch
Devere Mortgage Corporation D/B/A Hunt Mortgage
Ulrich City Center, Suite 5, Lockport, NY 14094
Effective Date: January 29, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be conducted:

January 29, 2015 (BR-MBD)
Solutions Home Mortgage, Inc.
40 Union Street, Hamburg, NY 14075

February 03, 2015 (BR-MBD)
Vantage Mortgage LLC
6222 18th Avenue, 2nd Floor, Brooklyn, NY 11204 2901

February 03, 2015 (BR-MBD)
Safeway Equities LTD.
2545 Hempstead Turnpike, Suite 221, East Meadow, NY 11554 2144

February 03, 2015 (BR-MBD)
Ryming Funding Corporation
3602 East Tremont Avenue, Bronx, NY 10465

February 04, 2015 (BR-MBD)
Commercial Express Funding Corp
6608 NW 42nd Way, Boca Raton, FL 33496 4041

February 04, 2015 (BR-MBD)
Accountable Financial Management Corporation d/b/a Accountable Financial Mortgage Company
599 Main Street, Suite B, New York, NY 10044

February 04, 2015 (BR-MBD)
CGAP, Inc.
125-10 Queens Boulevard, Suite 316, Kew Gardens, NY 11415 1506

February 04, 2015 (BR-MBD)
Professional Mortgage Solutions, Inc.
62-81 Woodhaven Blvd., Rego Park, NY 11374


Mortgage Broker Certificate Address Changes:

January 30, 2015 (BR-MBD)
All Western Mortgage, Inc.
From: 8345 West Sunset Road, Suite 200, Las Vegas, NV 89113
To: 8345 West Sunset Road, Suite 380, Las Vegas, NV 89113 2177


Mortgage Banker Branch License Address Changes:

February 04, 2015 (MB-MBD)
Residential Home Funding Corp. D/B/A RHF Wholesale
From: 112-19 Liberty Avenue, 2nd Floor, Richmond Hill, NY 11419
To: 21 East Third Street, Suite 248, Jamestown, NY 14701


AMENDMENT

The following application published in Weekly Bulletin dated January 30, 2015 is amended to read as follows:

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

January 13, 2015

1261486

Jacob Robert Burkart

Streetsboro, OH


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

January 21, 2015

306603

Anish  Vora

New York

NY

AMA Mortgage LLC

January 21, 2015

115970

John Anthony Broderick

Rancho Santa Margarita

CA

Nationstar Mortgage LLC

January 21, 2015

26860

Kenneth Fred Weinbaum

West Bloomfield

MI

Quicken Loans Inc.

January 21, 2015

1058300

Leon R. Tawil

Brooklyn

NY

Guaranteed Rate, Inc.

January 21, 2015

704436

Denise  Lott

Monmouth Beach

NJ

Guaranteed Rate, Inc.

January 21, 2015

1189056

Philip Lawrence Faraci

Rocky Point

NY

Atlantic Home Capital, Corp.

January 21, 2015

1247379

Lindsay Anne Caldwell

Lakewood

OH

Quicken Loans Inc.

January 21, 2015

67686

Raymond Frank Figalora

Holbrook

NY

Vanguard Funding LLC

January 21, 2015

1180197

Bryan Gilberto Cortez

Stanton

CA

Nationstar Mortgage LLC

January 21, 2015

1221827

Arman Seyed Tabatabaei

Santa Ana

CA

Network Capital Funding Corporation

January 21, 2015

406147

Linda Lee Rudnick-Smith

Syracuse

NY

Nationwide Equities Corporation

January 21, 2015

1051289

Kevin  Thai

San Gabriel

CA

Nationstar Mortgage LLC

January 21, 2015

133828

Alexander Charles Hege

Slatington

PA

TBI Mortgage Company

January 23, 2015

1057425

Wesley Edward Lightman

Huntington Beach

CA

Network Capital Funding Corporation

January 23, 2015

885918

Daniel Scott Colon

Nashville

TN

loanDepot.com, LLC

January 23, 2015

403893

Suzanne  Demetrio

Staten Island

NY

S.I. Mortgage Group, Inc.

January 23, 2015

1117225

Timothy Robert Dejong

Grosse Pointe

MI

Quicken Loans Inc.

January 23, 2015

99023

Keith E Cullen

Smithtown

NY

United Mortgage Corp.

January 23, 2015

1066055

Katherine Amanda Lee

Livonia

MI

Quicken Loans Inc.

January 26, 2015

879280

Chad Alan Parker Ii

Levittown

PA

Urban Financial of America, LLC

January 26, 2015

840007

Ali  Mansouri

Sterling

VA

First Guaranty Mortgage Corporation

January 26, 2015

589507

Michael  Giardina

Commack

NY

Prospect Mortgage, LLC

January 26, 2015

211824

Brandi Jean Stuhr

Arvada

CO

Radian Services LLC

January 26, 2015

1040809

Brian David Gressman

Evergreen

CO

Urban Fulfillment Services, LLC

January 26, 2015

287815

Brian Michael Hicks

Spring Hill

TN

loanDepot.com, LLC

January 26, 2015

271002

Shao Wei  Ma

Parsippany

NJ

Mortgage Access Corp.


 

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