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New York State Department of Financial Services

Weekly Banking Bulletin

March 13, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous

Regulatory Unit Codes

CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 5, 2015 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Application dated March 4, 2015 for permission to open and occupy a branch office at 78-01 37th Avenue, Jackson Heights, Borough of Queens, City of New York 11372, received.


March 6, 2015 (TM-LFS)
CONTINENTAL EXCHANGE SOLUTIONS, INC. U/A/N RIA FINANCIAL SERVICES U/A/N AFEX MONEY EXPRESS
7001 Village Drive, Suite 200, Buena Park, CA 90621

Notification received for a name change from Continental Exchange Solutions, Inc. U/A/N RIA Financial Services U/A/N AFEX Money Express to Continental Exchange Solutions, Inc. U/A/N RIA Financial Services U/A/N AFEX Money Express U/A/N HiFX.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 9, 2015 (CC- LFS)
BUFFALO FINANCIAL SERVICES, LLC
1287 Delavan Avenue, Buffalo, NY 14215

An application was received for a change of name

To:          Buffalo Financial Services, LLC U/A/N Delavan Check Cashing

From:    Buffalo Financial Services, LLC

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by March 27, 2015.


Application to establish a Mortgage Banker's Branch received for examination:

March 11, 2015 (MB-MBD)
Full Service Branch
iServe Residential Lending, LLC
1018 Stuyvesant Avenue, 2nd Floor, Union, NJ 07083

March 11, 2015 (MB-MBD)
Full Service Branch
iServe Residential Lending, LLC
345 South Avenue, 2nd Floor, Garwood, NJ 07027

March 11, 2015 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
411 Route 17 South, Suite #400, Hasbrouck Heights, NJ 07604

March 11, 2015 (MB-MBD)
Full Service Branch
GuardHill Financial Corp. D/B/A GuardHill Mortgage
63 Main Street, Suite #4, Southampton, NY 11968

March 11, 2015 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.
1006 Reservoir Avenue, 1st Floor, Cranston, RI 02910

March 11, 2015 (MB-MBD)
Full Service Branch
Sistar Mortgage Company, Inc. In Lieu of True Name SI Mortgage Company, Inc.
260 North Broadway, Suite #1, Hicksville, NY 11801


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

February 20, 2015 (BR-MBD)
Applicant(s)
Timothy D. Nolan
To acquire interest in:
MHD Empire Service Corp.
231 Salina Meadows Parkway-P.O. Box 4743, Syracuse, NY 13221

March 11, 2015 (BR-MBD)
Applicant(s)
Lenderlive Holdings, Inc.
To acquire interest in:
Lenderlive Network, Inc. d/b/a LL Network
710 South Ash Street, Suite 200, Glendale, CO 80246 1989


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

September 3, 2014

1145867

Kimberly Grace Frearson

Camillus, NY

October 6, 2014

728276

Joshua Roger Pinnel

Elkins Park, PA

December 19, 2014

1097587

Isai Guerrero Ramirez

Phoenix, AZ

January 21, 2015

1261617

David Thomas Grau

Farmington Hills, MI

February 13, 2015

1054580

Samuel Zachariah Palmer

Scottsdale, AZ

February 17, 2015

1203200

Ranny Hikmat Alkasmikha

Jackson, MI

February 17, 2015

1195192

Travis Jeffrey Stover

Westland, MI


SECTION II

February 25, 2015 (SF-LFS)
EXETER FINANCE CORP.
222 W. Las Colinas Blvd., Suite 1800, Irving, Dallas County, Texas 75039-5438

Application for a branch license to engage in business as a sales finance company at 888 South 2000 East, Suite 100 & 200 North Tower, Clearfield, Utah 84015, was approved.


March 3, 2015 (SB-CRB)
PUTNAM COUNTY SAVINGS BANK 
2477 Route 6, Brewster, NY  10509
CMS BANCORP, INC. 
123 Main Street, White Plains, NY  10601

Application, pursuant to Section 601 of the Banking Law, to merge CMS Bancorp, Inc. with and into Putnam County Savings Bank, under the name Putnam County Savings Bank, accepted.


March 3, 2015 (SB-CRB)
PUTNAM COUNTY SAVINGS BANK 
2477 Route 6, Brewster, NY  10509
CMS BANK 
40 East First Street, Mount Vernon, NY 10550

Application, pursuant to Section 601 of the Banking Law, to merge CMS Bank with and into Putnam County Savings Bank, under the name Putnam County Savings Bank, accepted.


March 5, 2015 (MI-CRB)
S&T BANK
800 Philadelphia Street, Indiana, PA 15701

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a
representative office to be located at 242 W Main St. (Suite 102), Rochester, NY 14608.


March 5, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office at 17 North Main Street, Silver Springs, Wyoming County, New York 14550 will not result in a significant reduction of banking services in the community to be affected.


March 9, 2015 (MI-CRB)
NEW MILLENNIUM BANK
57 Livingston Avenue, New Brunswick, New Jersey 08901

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a
representative office to be located at 209-35 Northern Boulevard, Bayside, Borough of Queens, New York 11361


March 9, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Approval given to change the location of branch office from 303 South Broadway, Tarrytown, Westchester County, New York 10591 to 120 White Plains Road, Tarrytown, Westchester County, New York 10591, on or after March 10, 2015.


March 10, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office at 300 Park Point Drive (Suite 105), Town of Henrietta, Monroe County, New York 14623 will not result in a significant reduction of banking services in the community to be affected.


March 10, 2015 (MI-CRB)
CONNECTONE BANK
301 Sylvan Avenue, Englewood Cliffs, NJ 07632

Authorization issued to open and occupy a branch office at 551 Madison Avenue, Suite 202, Borough of Manhattan, City of New York 10022, on or after March 11, 2015.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

March 11, 2015 (MB-MBD)
CMG Mortgage, Inc.
3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 1382


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 10, 2015 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
4205 Longbranch Road, Unit #6, Liverpool, NY 13090


Certificate issued February 23, 2015 to engage in the business as a Mortgage Loan Servicer branch under Article 12-D of the New York Banking Law, returned by the registrant for cancellation to reflect withdrawal of application.

March 11, 2015 (MLS-MBD)
Full Service Branch
Green Tree Servicing, LLC
997 Governors Lane, Suite 275, Lexington, KY  40513


Certificate to engage in the business of a Mortgage Broker surrendered:

March 11, 2015 (BR-MBD)
American Equity Services Inc.
300 Cayuga Road, Cheektowaga, NY 14225 1940
Effective Date: March 03, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

March 09, 2015 (BR-MBD)
Braccio Inc. D/B/A The Mortgage Forum
2809 Lindenmere Drive, Merrick, NY 11566

March 09, 2015 (BR-MBD)
BMC Productions Mortgage Co.
424 Webster Avenue, New Rochelle, NY 10801 3224


Mortgage Banker Branch License Address Changes:

March 11, 2015 (MB-MBD)
PHH Home Loans, LLC D/B/A Coldwell Banker Home Loans
Additional DBA(S): ERA Home Loans
Cartus Home Loans
From: 824 Franklin Avenue, Franklin Lakes, NJ 07417
To: 360 Franklin Avenue, Suite 2, Wyckoff, NJ 07418


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

February 18, 2015

1130636

Adam Wert

San Juan Capistrano

CA


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

March 3, 2015

284089

Kristi Spangenberg

Washington

NJ

Gateway Funding Diversified Mortgage
Services, L. P.

March 3, 2015

36371

Scott Browne

Anaheim

CA

Nationstar Mortgage LLC

March 3, 2015

1186600

Michael Logsdon

Gibraltar

MI

Quicken Loans Inc.

March 3, 2015

1250248

Nasir Khalid

Teaneck

NJ

Omni Mortgage Corp.

March 3, 2015

1127968

Lisa Metheny

Orange

CA

CUW Solutions, LLC

March 3, 2015

16045

Brent Kiffer

Ballwin

MO

American Equity Mortgage, Inc.

March 3, 2015

1228879

Alec Graham

Scottsdale

AZ

Quicken Loans Inc.

March 3, 2015

1177738

Joseph Casuto

Scottsdale

AZ

Quicken Loans Inc.

March 3, 2015

1149610

Benjamin Gill

Royal Oak

MI

Quicken Loans Inc.

March 3, 2015

1168838

Erika Debellis

Shelby Township

MI

Quicken Loans Inc.

March 3, 2015

1237278

Kenneth Bell

Maryville

TN

21st Mortgage Corporation

March 3, 2015

366958

Stacey Watson-Gullo

Scottsdale

AZ

Quicken Loans Inc.

March 3, 2015

1169057

Deanna Locklear

Clinton Twp

MI

Quicken Loans Inc

March 3, 2015

1012489

Marcos Tovar

Forney

TX

Nationstar Mortgage LLC

March 3, 2015

1203268

Jonathan Leduc

Madison Heights

MI

Quicken Loans Inc.

March 3, 2015

1220323

Nicholas Korber

Warren

MI

Quicken Loans Inc.

March 3, 2015

13798

Guadalupe Phu

Astoria

NY

Mortgage World Bankers, Inc

March 3, 2015

589656

Cynthia Nostro

Buffalo

NY

Premium Mortgage Corp.

March 3, 2015

978425

Jerome Murphy

New Berlin

WI

MGIC Mortgage Services, LLC

March 3, 2015

401092

Keith Reilly

Mahwah

NJ

FFC Mortgage Corp.

March 3, 2015

1087219

Jonathan Murray

Detroit

MI

Quicken Loans Inc.

March 3, 2015

1261491

Christa Meyers

Westlake

OH

Quicken Loans Inc.

March 3, 2015

73707

John Agate

Buffalo

NY

United Northern Mortgage Bankers Limited

March 3, 2015

36142

Brian Puls

Northport

NY

United Mortgage Corp.

March 3, 2015

1072122

Marc Ritchie

Costa Mesa

CA

Nationstar Mortgage LLC

March 3, 2015

1138387

Alan Beckerman

Woodbury

NY

The Mortgage Advantage Corp.

March 3, 2015

115289

Lisa Mastella

Enfield

CT

ISGN Solutions, Inc.

March 3, 2015

882020

Lynda Hodgson

Grosse Pointe

MI

Quicken Loans Inc.

March 3, 2015

1250659

Anthony Luxor

Brooklyn

NY

Vantage Mortgage LLC

March 3, 2015

1168059

Thomas Gilmore

Mckinney

TX

loanDepot.com, LLC

March 3, 2015

12171

Erin Spears

Orange Park

FL

PHH Mortgage Corporation

March 3, 2015

64594

Francis Gozdalski

Jamestown

NY

Residential Home Funding Corp.

March 3, 2015

355612

Uriel Rodriguez

Wilmington

CA

American Advisors Group

March 3, 2015

53815

Jeffrey Strauss

Scarsdale

NY

HomeBridge Financial Services, Inc


 

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