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New York State Department of Financial Services

Weekly Banking Bulletin

March 20, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous

Regulatory Unit Codes

CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 5, 2015 (BP-LFS)
ALLIANCE CREDIT COUNSELING, INC.

15720 John J. Delaney Drive, Suite 575
Charlotte, Mecklenburg County, NC 28277

A notification was received for an administrative address change of legal address, of a licensed Budget Planner main office location:

From:    15720 John J. Delaney Drive, Suite 575, Charlotte, Mecklenburg County, NC 28277

To:        15720 Brixham Hill Avenue, Suite 575,   Charlotte, Mecklenburg County, NC 28277

The City of Charlotte, North Carolina Department of Transportation has officially renamed John J. Delaney Drive into Brixham Hill Avenue, which became effective May 31, 2014.

The publication of receipt of the notification does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 13, 2015 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Notice of intention to establish an electronic facility (automated teller machine) at Beach 101st Street & Shore Front Parkway, Rockaway Beach, Borough of Queens, City of New York 11694, in connection with the Third Annual AOH Irish Festival, received.

(This is a mobile facility, which is to operate on May 30-31, 2015, and annually thereafter at the above event.)


March 17, 2015 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14902

Application dated March 11, 2015, for permission to change the location of branch office from 7 Southside Drive, Clifton Park, Town of Clifton Park, Saratoga County, New York 12065 to 15 Park Avenue, Clifton Park, Town of Clifton Park, Saratoga County, New York 12065, received.


Application to establish a Mortgage Banker's Branch received for examination:

March 18, 2015 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
7 Hollyhock Road, 2nd Floor, Wilton, CT 06897

March 18, 2015 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
131 New London Turnpike, Suite #215, Glastonbury, CT 06033

March 18, 2015 (MB-MBD)
Full Service Branch
iServe Residential Lending, LLC
1010 Washington Boulevard, 6th Fl., Suite #602, Stamford, CT 06901


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

July 3, 2014

87730

Donald Leo Porter II

Ladera Ranch, CA

July 23, 2014

181339

Gary Wayne Dawson

Yorba Linda, CA

September 18, 2014

389074

Robert Lee Sides III

Huntington Beach, CA

September 30, 2014

818137

Cindy Prizant Stadtlander

Pittsburgh, PA

October 22, 2014

1186850

Rachel Dawn Caple

Littleton, CO

December 1, 2014

221333

Louis D'Angelo

Totowa, NJ

December 10, 2014

280484

Eduardo X Sosa

Hillside, NJ

December 11, 2014

1255829

Niles Christopher Nelson

Copiague, NY

December 18, 2014

697202

Randall Charles Oestreich

Warminster, PA

January 7, 2015

1200092

Brett Langston Copeland

Poughkeepsie, NY

January 15, 2015

1149667

Julian Kavukcu

Dearborn, MI

January 22, 2015

1256106

Bradley Dorin

Roslyn, NY

January 27, 2015

1114596

Gerald W Cawley

Smithtown, NY

February 6, 2015

216618

Jacob Benjamin Davidson

Hoboken, NJ

February 9, 2015

91376

Samuel D Ward

East Orange, NJ

February 10, 2015

1220922

Dana Krayeski

Hicksville, NY

February 12, 2015

344711

Gilbert Joe Salazar

Fountain Valley, CA

February 12, 2015

1052301

Daniel Hai Pham

Garden Grove, CA

February 12, 2015

374448

Leopoldo Lauro Blanco III

Norco, CA

February 12, 2015

1033788

Tori Renee Crummack

Irvine, CA

February 12, 2015

60804

Zev Gruenzweig

Spring valley, NY

February 12, 2015

1247446

Anthony James Teresi

Chardon, OH

February 13, 2015

170975

Patrick John Whelan

Marlton, NJ

February 13, 2015

348280

Michael Robert Niemann

Jacksonville, FL

February 13, 2015

1159922

Blaine Michael Sandifer

Scottsdale, AZ

February 13, 2015

153067

Michael Vanmansart

Warwick, NY

February 16, 2015

1065374

Ryan Seth Shaw

Syosset, NY

February 17, 2015

68250

Corlette Everette Douglas

Bronx, NY

February 17, 2015

1211843

Michael Drew Katz

Mesa, AZ

February 17, 2015

1232533

Philip Brody

Brooklyn, NY

February 17, 2015

17699

William Everett Glass

Louisville, KY

February 17, 2015

1242702

Bryan Alexander Miracle

Muncie, IN

February 17, 2015

1113700

Sean Ahearn

Roslyn Heights, NY

February 17, 2015

1054386

Mark Bupara

Saratoga Springs, NY

February 19, 2015

12988

Joseph C Tucciarone

Commack, NY

February 19, 2015

1269088

Leander Byard

Long Beach, NY

February 20, 2015

648866

Kyle Brandon Adams

St Johns, FL

February 20, 2015

874037

Gabriel Arthur Vargas

Stanton, CA

February 20, 2015

648871

Derek Paul Mercer

St. Augustine, FL

February 20, 2015

196680

Carlos Antonio Reyes

Fullerton, CA

February 20, 2015

903057

Jennifer Paige Redman

Jacksonville, FL

February 20, 2015

196680

Carlos Reyes

Fullerton, CA

February 23, 2015

945819

Karla Janece Pereyra

Cerritos, CA

February 23, 2015

1255062

Sean Thomas Bogue

Rockville Centre, NY

February 23, 2015

1282199

Adrina Chridora Wolf

Lakewood, OH

February 23, 2015

23267

Ava Maria Martinelli

West Warwick, RI

February 23, 2015

1186450

James Kaimana Easley

Surprise, AZ

February 23, 2015

1234107

Laura J Speizman

Rego Park, NY

February 24, 2015

389599

William Matthew Klotz

Delran, NJ

February 24, 2015

21391

ARTHUR JEFFREY Pebenito

Jacksonville, FL

February 24, 2015

390107

Samuel Kurtis Perkins

Yulee, FL

February 24, 2015

59984

Susan Rose Colella

Portland, CT

February 25, 2015

1282161

Nickole Kathryn Bollini

Castalia, OH

February 25, 2015

1282163

Jacob Edward Dittoe

Hudson, OH

February 25, 2015

1282165

Mark Samuel Gerling

Cleveland, OH

February 25, 2015

1282168

Keith Michael Lindsey

Lakewood, OH

February 25, 2015

1282192

Aaron Robert Mehling

Avon, OH

February 25, 2015

1282195

Brent Andrew Saxe

Strongsville, OH

February 25, 2015

1282198

Mary Ann Wojtila

Mentor, OH

February 26, 2015

100376

Louis Migliaccio

N. Massapequa, NY

February 26, 2015

648821

Scott William Page

Ponte Vedra Beach, FL

February 26, 2015

1054940

Matthew Timothy Sapienza

Jacksonville, FL

February 26, 2015

1084538

Joseph Naylor Peck

SevenFields, PA

February 26, 2015

1245765

Kim Benson

Brooklyn, NY

February 27, 2015

1059404

Yixian Lai

Farmington, CT

February 27, 2015

1127118

Christopher Ryan Coullard

Royal Oak, MI

February 27, 2015

1211939

Susan Rachele Gottschalk

Canton, MI

February 27, 2015

1140308

Brittany Lynn Mathews

Romulus, MI

March 2, 2015

1117443

Zoae Dominique McMillion

Detroit, MI

March 2, 2015

1211967

Naramson Abarham Hidou

Sterling Heights, MI

March 2, 2015

1168854

Matthew Scott Farrar

North Olmstead, OH

March 2, 2015

368023

Daniel Martin Friedberg

Detroit, MI

March 2, 2015

1140465

Ryan Dale Ritthaler

Fraser, MI

March 2, 2015

999240

Derek Jon Stoeckle

Detroit, MI

March 2, 2015

1037788

Micheal Allen Panek

Clinton Township, MI

March 2, 2015

1149291

Daniel Timothy Lopes

Detroit, MI

March 2, 2015

1117227

Nicole Gwen Demetriou

East Pointe, MI

March 2, 2015

134956

Carlos Lazo

Woodside, NY


SECTION II

March 12, 2015 (CC-LFS)
A & M ENTERPRISES LLC D/B/A UNITED CHECK CASHING
400 Route 211 East, Middletown, N.Y.   10940-2122

Effective March 12, 2015, license to engage in business as casher of checks at branch located at Strook Plaza, 691-697 Broadway, Suite #104, Newburgh, N.Y.  12550 was surrendered.


March 12, 2015 (BK-FWB)
WOORI AMERICA BANK
1250 Broadway, New York, NY 10001

Approval given to change the location of principal office from at 1250 Broadway, Borough of Manhattan, City of New York 10001 to 330 Fifth Avenue, Borough of Manhattan, City of New York 10001.


March 13, 2015 (TR-CRB)
HABIB AMERICAN BANK
99 Madison Avenue, New York, NY  10016

Approval given to change temporary branch office from 37‑26 (a/k/a 37-24) 74th Street, Jackson Heights, Borough of Queens, City of New York 11372 to temporary branch office at 37‑20/22 74th Street, Jackson Heights, Borough of Queens, City of New York 11372, on or after March 14, 2015.


March 13, 2015 (BK-CRB)
NEWBANK
146-01 Northern Boulevard, Flushing, NY 11354

Authorization issued to open and occupy a branch office at 25 West 32nd Street, Borough of Manhattan, City of New York 10001, on or after March 14, 2015.


March 13, 2015 (BK-CRB)
GLOBAL BANK
30 East Broadway, New York, NY 10002

Authorization issued to open and occupy a branch office at 37-20 Prince Street, Flushing, Borough of Queens, City of New York 11354 for the limited purpose of conducting lending activities, on or after March 14, 2015.


March 18, 2015
FINANCIAL HELP SERVICES, INC.
2455 Hollywood Blvd., Suite 117, Hollywood, FL 33020

Financial Help Services, Inc. is not licensed under Article 12-C of the New York Banking Law to provide budget planning in New York.  The entity has not complied with directives of the Department of Financial Services to transfer all of its New York clients to a budget planner licensed in New York.

Any information that you may have concerning this entity should be brought to the attention of:

New York State Department of Financial Services
Licensed Financial Services - Supervision
One State Street
New York, New York 10004-1511


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 17, 2015 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
409 Canal Street, Suite #2, Plantsville, CT 06479


Certificate to engage in the business of a Mortgage Broker surrendered:

March 18, 2015 (BR-MBD)
GCS Mortgage, Inc.
31 East 32nd Street, 4th Floor, New York, NY 10016
Effective Date: March 09, 2015

March 18, 2015 (BR-MBD)
Pelham Manor Realty, Inc. D/B/A Maximum Mortgage
87 Reed Avenue, Pelham Manor, NY 10803 2444
Effective Date: March 10, 2015


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
55 East 52nd Street, 28th Floor, New York, NY 10055
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1010 Northern Boulevard, Suite 214, Great Neck, NY 11021
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
2 Penn Plaza, 22nd Floor, New York, NY 10121
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
340 Broadway, Saratoga Springs, NY 12866
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
100 South Bedford Road, Suite 200, Mount Kisco, NY 10549
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
58 South Service Road, Reckson Executive Park, Melville, NY 11747
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
600 5th Avenue, 22nd Floor, New York, NY 10020
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
345 Park Avenue, 21st Floor, New York, NY 10154
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
31 West 52nd Street, 23rd Floor, New York, NY 10019
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
590 Madison Avenue, 11th Floor, New York, NY 10022
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1 New York Plaza, 36th Floor, New York, NY 10004
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
889 Harrison Avenue, 2nd Floor, Riverhead, NY 11901
Effective Date: March 03, 2015

March 18, 2015 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
522 Fifth Avenue, 10th floor, New York, NY 10036
Effective Date: March 03, 2015


License to engage in the business of a Mortgage Banker Branch surrendered:

March 12, 2015 (MB-MBD)
Full Service Branch
M.T.G. Capital In Lieu of True Name Mortgage Capital Associates, Inc.
278 Collingwood Street, Ann Harbor, MI 48103
Effective Date: March 10, 2015


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

March 4, 2015

64471

Michael Moolick

Altamont

NY

SEFCU Services, LLC

March 4, 2015

289927

Francis Carti

Oakland

NJ

Mortgage Unlimited, L.L.C.

March 4, 2015

1206237

Andre Gerard

White Plains

NY

LN Capital Corp.

March 4, 2015

67571

Ronald Hassmann

Ladera Ranch

CA

Nationstar Mortgage LLC

March 4, 2015

10090

Ryan Raveis

Fairfield

CT

William Raveis Mortgage, LLC

March 4, 2015

1228468

Jonetta Matthews

Detroit

MI

Quicken Loans Inc.

March 4, 2015

180842

Samuel Millman

Baltimore

MD

Maverick Funding Corp.

March 4, 2015

18582

Steven Wasserman

Fairfield

CT

Atlantic Residential Mortgage, LLC

March 4, 2015

66437

Victor Polce

Old Tappan

NJ

Customized Mortgage Solutions, LLC

March 4, 2015

203704

William Rich

Philadelphia

PA

American Neighborhood Mortgage Acceptance Company LLC

March 4, 2015

1178892

Joshua Jones

Anaheim

CA

Nationstar Mortgage LLC

March 4, 2015

266888

Wai Kwong

Bayside

NY

Ryming Funding Corporation

March 4, 2015

1221964

Jeffrey Behounek

Bohemia

NY

Meadowbrook Financial Mortgage Bankers Corp.

March 4, 2015

1036138

Steven Vasquez

East Meadow

NY

Meadowbrook Financial Mortgage Bankers Corp.

March 4, 2015

6869

Joseph Petrowsky

Eastford

CT

Right Trac Financial Group, Inc.

March 4, 2015

187387

Mark Johnson

Wyckoff

NJ

Gateway Funding Diversified Mortgage Services, L. P.


 

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